Citizens Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Citizens Bank And Trust Company 7553 Nw Barry Road Kansas City, MO 64153 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 834 |
| Total Mortgage Loan Application Amount | $84,297,000 |
| Average Mortgage Loan Application Amount | $129,285 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $75,357 |
| Highest Applicant Income | $665,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nodaway County Missouri | 109 | $ 8,790,000 | $ 80,000 | $ 65,000 |
| Boone County Missouri | 85 | $ 13,847,000 | $ 162,000 | $ 57,000 |
| Buchanan County Missouri | 76 | $ 7,271,000 | $ 95,000 | $ 58,000 |
| Grundy County Missouri | 67 | $ 3,227,000 | $ 48,000 | $ 50,000 |
| Livingston County Missouri | 65 | $ 6,333,000 | $ 97,000 | $ 41,000 |
| Randolph County Missouri | 65 | $ 5,648,000 | $ 86,000 | $ 46,000 |
| Macon County Missouri | 49 | $ 3,970,000 | $ 81,000 | $ 45,000 |
| Cooper County Missouri | 46 | $ 4,051,000 | $ 88,000 | $ 52,000 |
| Clay County Missouri | 44 | $ 6,453,000 | $ 146,000 | $ 96,000 |
| Chariton County Missouri | 26 | $ 1,307,000 | $ 50,000 | $ 52,000 |
| Linn County Missouri | 24 | $ 1,328,000 | $ 55,000 | $ 71,000 |
| Platte County Missouri | 20 | $ 3,295,000 | $ 164,000 | $ 100,000 |
| Gentry County Missouri | 12 | $ 762,000 | $ 63,000 | $ 43,000 |
| Andrew County Missouri | 11 | $ 1,304,000 | $ 118,000 | $ 72,000 |
| Greene County Missouri | 11 | $ 1,200,000 | $ 109,000 | $ 40,000 |
| Daviess County Missouri | 9 | $ 1,106,000 | $ 122,000 | $ 47,000 |
| Pettis County Missouri | 8 | $ 430,000 | $ 53,000 | $ 46,000 |
| Saline County Missouri | 8 | $ 531,000 | $ 66,000 | $ 55,000 |
| Howard County Missouri | 7 | $ 577,000 | $ 82,000 | $ 41,000 |
| St. Louis County Missouri | 7 | $ 2,515,000 | $ 359,000 | $ 226,000 |
| Callaway County Missouri | 5 | $ 436,000 | $ 87,000 | $ 42,000 |
| Monroe County Missouri | 5 | $ 547,000 | $ 109,000 | $ 41,000 |
| Audrain County Missouri | 4 | $ 469,000 | $ 117,000 | $ 40,000 |
| Caldwell County Missouri | 4 | $ 498,000 | $ 124,000 | $ 79,000 |
| Camden County Missouri | 4 | $ 624,000 | $ 156,000 | $ 112,000 |
| Carroll County Missouri | 4 | $ 242,000 | $ 60,000 | $ 57,000 |
| Clinton County Missouri | 4 | $ 680,000 | $ 170,000 | $ 85,000 |
| Morgan County Missouri | 4 | $ 477,000 | $ 119,000 | $ 112,000 |
| Johnson County Kansas | 3 | $ 918,000 | $ 306,000 | $ 382,000 |
| Atchison County Missouri | 3 | $ 192,000 | $ 64,000 | $ 40,000 |
| DeKalb County Missouri | 3 | $ 640,000 | $ 213,000 | $ 67,000 |
| Johnson County Missouri | 3 | $ 199,000 | $ 66,000 | $ 38,000 |
| Cole County Missouri | 2 | $ 351,000 | $ 175,000 | $ 0 |
| Harrison County Missouri | 2 | $ 166,000 | $ 83,000 | $ 33,000 |
| Jackson County Missouri | 2 | $ 460,000 | $ 230,000 | $ 48,000 |
| Laclede County Missouri | 2 | $ 235,000 | $ 117,000 | $ 29,000 |
| Moniteau County Missouri | 2 | $ 95,000 | $ 47,000 | $ 32,000 |
| Osage County Missouri | 2 | $ 103,000 | $ 51,000 | $ 57,000 |
| Shelby County Missouri | 2 | $ 48,000 | $ 24,000 | $ 31,000 |
| Stone County Missouri | 2 | $ 178,000 | $ 89,000 | $ 71,000 |
| Kenosha County Wisconsin | 2 | $ 134,000 | $ 67,000 | $ 39,000 |
| Greene County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 76,000 |
| Denver County Colorado | 1 | $ 159,000 | $ 159,000 | $ 176,000 |
| Will County Illinois | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Franklin County Indiana | 1 | $ 69,000 | $ 69,000 | $ 61,000 |
| Hamilton County Indiana | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Jasper County Iowa | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Marion County Iowa | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Page County Iowa | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Brown County Kansas | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Adair County Missouri | 1 | $ 110,000 | $ 110,000 | $ 73,000 |
| Lafayette County Missouri | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Ray County Missouri | 1 | $ 197,000 | $ 197,000 | $ 83,000 |
| St. Charles County Missouri | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| St. Louis City County Missouri | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Sullivan County Missouri | 1 | $ 82,000 | $ 82,000 | $ 90,000 |
| Warren County Missouri | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Worth County Missouri | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Dodge County Nebraska | 1 | $ 123,000 | $ 123,000 | $ 153,000 |
| Shelby County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Price County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lincoln County Wyoming | 1 | $ 180,000 | $ 180,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Bank And Trust Company in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 496 | $46,450,000 | $133,000 | $718,000 | $88,900 | $665,000 |
| Refinancing | 338 | $37,847,000 | $120,000 | $1,300,000 | $41,500 | $532,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 692 | $62,976,000 | $98,714 | $1,300,000 | $72,000 | $532,000 |
| Not applicable | 116 | $18,591,000 | $195,000 | $718,000 | $94,333 | $665,000 |
| Hispanic | 11 | $1,349,000 | $122,000 | $451,000 | $117,000 | $286,000 |
| American Indian or Alaskan Native | 5 | $427,000 | $85,000 | $120,000 | $72,000 | $110,000 |
| Asian | 5 | $646,000 | $129,000 | $211,000 | $230,000 | $301,000 |
| Black or African American | 3 | $133,000 | $44,000 | $51,000 | $141,000 | $301,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $130,000 | $130,000 | $130,000 | $26,000 | $26,000 |
| Not Provided | 1 | $45,000 | $45,000 | $45,000 | $13,000 | $13,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 834 | $84,297,000 | $131,090 | $1,300,000 | $73,636 | $665,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 520 | $47,964,000 | $108,714 | $1,300,000 | $97,000 | $353,000 |
| Application Denied By Financial Institution | 123 | $10,043,000 | $118,000 | $300,000 | $46,500 | $180,000 |
| Loan Purchased By The Institution | 105 | $17,457,000 | $200,250 | $718,000 | $87,375 | $665,000 |
| Application Approved But Not Accepted | 77 | $8,146,000 | $112,500 | $464,000 | $53,000 | $279,000 |
| Application Withdrawn By Applicant | 9 | $687,000 | $72,000 | $300,000 | $35,000 | $139,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 96 | $7,600,000 | $116,500 | $300,000 | $46,500 | $180,000 |
| Debt-To-Income Ratio | 15 | $1,387,000 | $92,000 | $250,000 | $33,000 | $84,000 |
| Employment History | 3 | $199,000 | $66,000 | $140,000 | $24,000 | $37,000 |
| Collateral | 3 | $493,000 | $164,000 | $270,000 | $87,000 | $120,000 |
| Mortgage Insurance Denied | 2 | $103,000 | $51,000 | $88,000 | $57,000 | $57,000 |
| Credit Application Incomplete | 1 | $6,000 | $6,000 | $6,000 | $32,000 | $32,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.