Cb&S Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Cb&S Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Cb&S Bank, Inc. 200 Jackson Ave. S. Russellville, AL 35653 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,449 |
| Total Mortgage Loan Application Amount | $273,595,000 |
| Average Mortgage Loan Application Amount | $157,400 |
| Highest Mortgage Loan Application Amount | $14,755,000 |
| Average Applicant Income | $107,600 |
| Highest Applicant Income | $5,149,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Alabama | 193 | $ 15,925,000 | $ 82,000 | $ 65,000 |
| Madison County Alabama | 139 | $ 30,365,000 | $ 218,000 | $ 137,000 |
| Colbert County Alabama | 74 | $ 8,240,000 | $ 111,000 | $ 81,000 |
| Alcorn County Mississippi | 57 | $ 7,665,000 | $ 134,000 | $ 79,000 |
| Morgan County Alabama | 46 | $ 8,600,000 | $ 186,000 | $ 111,000 |
| McNairy County Tennessee | 46 | $ 3,860,000 | $ 83,000 | $ 73,000 |
| Lawrence County Alabama | 41 | $ 4,565,000 | $ 111,000 | $ 104,000 |
| Limestone County Alabama | 41 | $ 11,855,000 | $ 289,000 | $ 140,000 |
| Lauderdale County Alabama | 38 | $ 10,910,000 | $ 287,000 | $ 113,000 |
| Marshall County Tennessee | 37 | $ 4,735,000 | $ 127,000 | $ 83,000 |
| Lincoln County Tennessee | 36 | $ 7,320,000 | $ 203,000 | $ 120,000 |
| Montgomery County Alabama | 35 | $ 5,255,000 | $ 150,000 | $ 139,000 |
| Lee County Mississippi | 35 | $ 3,615,000 | $ 103,000 | $ 99,000 |
| Elmore County Alabama | 34 | $ 7,130,000 | $ 209,000 | $ 222,000 |
| Tishomingo County Mississippi | 29 | $ 2,575,000 | $ 88,000 | $ 65,000 |
| Decatur County Tennessee | 29 | $ 2,575,000 | $ 88,000 | $ 64,000 |
| Giles County Tennessee | 29 | $ 2,595,000 | $ 89,000 | $ 71,000 |
| Coahoma County Mississippi | 28 | $ 2,680,000 | $ 95,000 | $ 89,000 |
| Jefferson County Alabama | 27 | $ 8,855,000 | $ 327,000 | $ 121,000 |
| Hardeman County Tennessee | 27 | $ 2,865,000 | $ 106,000 | $ 59,000 |
| Hardin County Tennessee | 27 | $ 2,285,000 | $ 84,000 | $ 107,000 |
| Tuscaloosa County Alabama | 24 | $ 33,380,000 | $ 1,390,000 | $ 274,000 |
| Washington County Mississippi | 23 | $ 1,425,000 | $ 61,000 | $ 57,000 |
| Tippah County Mississippi | 22 | $ 1,760,000 | $ 80,000 | $ 65,000 |
| Shelby County Alabama | 19 | $ 6,195,000 | $ 326,000 | $ 251,000 |
| Lewis County Tennessee | 19 | $ 1,775,000 | $ 93,000 | $ 78,000 |
| Itawamba County Mississippi | 18 | $ 2,000,000 | $ 111,000 | $ 120,000 |
| Henderson County Tennessee | 18 | $ 2,240,000 | $ 124,000 | $ 72,000 |
| Marion County Alabama | 17 | $ 1,765,000 | $ 103,000 | $ 87,000 |
| Marshall County Alabama | 15 | $ 3,225,000 | $ 215,000 | $ 113,000 |
| Leflore County Mississippi | 15 | $ 855,000 | $ 57,000 | $ 62,000 |
| Oktibbeha County Mississippi | 14 | $ 1,750,000 | $ 125,000 | $ 96,000 |
| Webster County Mississippi | 13 | $ 985,000 | $ 75,000 | $ 57,000 |
| Rutherford County Tennessee | 13 | $ 8,105,000 | $ 623,000 | $ 882,000 |
| Lee County Alabama | 11 | $ 3,345,000 | $ 304,000 | $ 399,000 |
| Blount County Alabama | 8 | $ 1,410,000 | $ 176,000 | $ 66,000 |
| Tallapoosa County Alabama | 8 | $ 1,220,000 | $ 152,000 | $ 327,000 |
| Davidson County Tennessee | 8 | $ 3,220,000 | $ 402,000 | $ 347,000 |
| Autauga County Alabama | 7 | $ 915,000 | $ 130,000 | $ 73,000 |
| Winston County Alabama | 6 | $ 620,000 | $ 103,000 | $ 117,000 |
| Walton County Florida | 6 | $ 18,280,000 | $ 3,046,000 | $ 288,000 |
| Williamson County Tennessee | 6 | $ 3,190,000 | $ 531,000 | $ 431,000 |
| Cullman County Alabama | 5 | $ 1,675,000 | $ 335,000 | $ 205,000 |
| Jackson County Alabama | 5 | $ 745,000 | $ 149,000 | $ 206,000 |
| Choctaw County Mississippi | 5 | $ 195,000 | $ 39,000 | $ 95,000 |
| Shelby County Tennessee | 5 | $ 625,000 | $ 125,000 | $ 101,000 |
| Baldwin County Alabama | 4 | $ 900,000 | $ 225,000 | $ 196,000 |
| Lawrence County Tennessee | 4 | $ 730,000 | $ 182,000 | $ 119,000 |
| Macon County Alabama | 3 | $ 275,000 | $ 91,000 | $ 78,000 |
| Fulton County Georgia | 3 | $ 995,000 | $ 331,000 | $ 324,000 |
| Benton County Mississippi | 3 | $ 365,000 | $ 121,000 | $ 65,000 |
| Carroll County Mississippi | 3 | $ 135,000 | $ 45,000 | $ 154,000 |
| Prentiss County Mississippi | 3 | $ 405,000 | $ 135,000 | $ 116,000 |
| Chester County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 60,000 |
| Madison County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 63,000 |
| Pike County Alabama | 2 | $ 70,000 | $ 35,000 | $ 38,000 |
| St. Clair County Alabama | 2 | $ 380,000 | $ 190,000 | $ 101,000 |
| Talladega County Alabama | 2 | $ 1,500,000 | $ 750,000 | $ 259,000 |
| Walker County Alabama | 2 | $ 820,000 | $ 410,000 | $ 121,000 |
| Bolivar County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 69,000 |
| Grenada County Mississippi | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Lafayette County Mississippi | 2 | $ 620,000 | $ 310,000 | $ 97,000 |
| Sunflower County Mississippi | 2 | $ 60,000 | $ 30,000 | $ 62,000 |
| Bedford County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| Carroll County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 34,000 |
| Dyer County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 436,000 |
| Fayette County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Maury County Tennessee | 2 | $ 1,010,000 | $ 505,000 | $ 76,000 |
| Sevier County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 234,000 |
| Wayne County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 33,000 |
| Bibb County Alabama | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Chilton County Alabama | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lowndes County Alabama | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Desha County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Pulaski County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Bay County Florida | 1 | $ 135,000 | $ 135,000 | $ 165,000 |
| Gulf County Florida | 1 | $ 385,000 | $ 385,000 | $ 159,000 |
| Okaloosa County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Polk County Florida | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Coweta County Georgia | 1 | $ 245,000 | $ 245,000 | $ 191,000 |
| Williamson County Illinois | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Fayette County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Calhoun County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Chickasaw County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| DeSoto County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Holmes County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Leake County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Lincoln County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Monroe County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Neshoba County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| Panola County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Pontotoc County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Sharkey County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Union County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Tulsa County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 199,000 |
| Franklin County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Humphreys County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 187,000 |
| Knox County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Moore County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Perry County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Tipton County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Wilson County Tennessee | 1 | $ 715,000 | $ 715,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cb&S Bank, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 635 | $167,825,000 | $264,000 | $14,755,000 | $106,000 | $1,114,000 |
| Refinancing | 381 | $65,565,000 | $172,000 | $12,515,000 | $117,000 | $5,149,000 |
| Home Improvement | 224 | $16,430,000 | $73,000 | $755,000 | $134,000 | $1,830,000 |
| Other Purpose | 150 | $11,990,000 | $79,000 | $585,000 | $87,000 | $443,000 |
| Cash-out Refinancing | 59 | $11,785,000 | $199,000 | $645,000 | $94,000 | $949,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,075 | $162,045,000 | $150,000 | $1,705,000 | $116,000 | $5,149,000 |
| Not applicable | 126 | $82,660,000 | $656,000 | $14,755,000 | $0 | $0 |
| Black or African American | 123 | $11,245,000 | $91,000 | $645,000 | $68,000 | $350,000 |
| Hispanic | 74 | $6,130,000 | $82,000 | $525,000 | $57,000 | $159,000 |
| Asian | 24 | $6,280,000 | $261,000 | $755,000 | $296,000 | $1,114,000 |
| Not Provided | 21 | $4,175,000 | $198,000 | $905,000 | $109,000 | $346,000 |
| American Indian or Alaskan Native | 4 | $790,000 | $197,000 | $375,000 | $52,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $55,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,374 | $259,950,000 | $189,000 | $14,755,000 | $114,000 | $5,149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $5,325,000 | $152,000 | $235,000 | $52,000 | $94,000 |
| FHA-insured (Federal Housing Administration) | 29 | $5,135,000 | $177,000 | $405,000 | $59,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 11 | $3,185,000 | $289,000 | $645,000 | $92,000 | $187,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,015 | $199,815,000 | $196,000 | $12,515,000 | $126,000 | $5,149,000 |
| Application Denied By Financial Institution | 205 | $22,375,000 | $109,000 | $705,000 | $66,000 | $731,000 |
| Application Withdrawn By Applicant | 181 | $45,695,000 | $252,000 | $14,755,000 | $93,000 | $880,000 |
| Application Approved But Not Accepted | 35 | $4,085,000 | $116,000 | $505,000 | $99,000 | $540,000 |
| File Closed For Incompleteness | 12 | $1,260,000 | $105,000 | $545,000 | $53,000 | $114,000 |
| Loan Purchased By The Institution | 1 | $365,000 | $365,000 | $365,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 877 | $184,295,000 | $210,000 | $12,515,000 | $98,000 | $949,000 |
| Debt-To-Income Ratio | 474 | $77,800,000 | $164,000 | $14,755,000 | $143,000 | $5,149,000 |
| Credit History | 67 | $7,155,000 | $106,000 | $705,000 | $61,000 | $731,000 |
| Collateral | 10 | $1,470,000 | $147,000 | $405,000 | $72,000 | $207,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,310,000 | $163,000 | $605,000 | $90,000 | $347,000 |
| Other | 6 | $690,000 | $115,000 | $165,000 | $73,000 | $168,000 |
| Unverifiable Information | 3 | $415,000 | $138,000 | $265,000 | $45,000 | $75,000 |
| Credit Application Incomplete | 2 | $210,000 | $105,000 | $115,000 | $82,000 | $96,000 |
| Employment History | 2 | $250,000 | $125,000 | $215,000 | $56,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.