Citizens Bank Of Rhode Island
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank Of Rhode Island.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Citizens Bank Of Rhode Island
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 5,722
Total Mortgage Loan Application Amount $556,549,000
Average Mortgage Loan Application Amount $375,571
Highest Mortgage Loan Application Amount $3,600,000
Average Applicant Income $27,987
Highest Applicant Income $2,078,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens Bank Of Rhode Island by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence County Rhode Island 3,137 $ 246,360,000 $ 78,000 $ 73,000
Kent County Rhode Island 1,048 $ 79,633,000 $ 75,000 $ 77,000
Washington County Rhode Island 598 $ 52,794,000 $ 88,000 $ 87,000
Bristol County Rhode Island 239 $ 24,471,000 $ 102,000 $ 86,000
Newport County Rhode Island 183 $ 22,940,000 $ 125,000 $ 108,000
Bristol County Massachusetts 124 $ 13,409,000 $ 108,000 $ 82,000
Windham County Connecticut 30 $ 3,169,000 $ 105,000 $ 59,000
Worcester County Massachusetts 22 $ 2,359,000 $ 107,000 $ 79,000
New London County Connecticut 12 $ 795,000 $ 66,000 $ 105,000
Los Angeles County California 10 $ 3,879,000 $ 387,000 $ 0
Norfolk County Massachusetts 10 $ 1,524,000 $ 152,000 $ 106,000
District of Columbia County District Of Columbia 9 $ 4,315,000 $ 479,000 $ 0
Barnstable County Massachusetts 8 $ 1,702,000 $ 212,000 $ 94,000
Oneida County New York 8 $ 77,000 $ 9,000 $ 26,000
Middlesex County Massachusetts 6 $ 1,294,000 $ 215,000 $ 105,000
Plymouth County Massachusetts 6 $ 295,000 $ 49,000 $ 78,000
Erie County New York 6 $ 134,000 $ 22,000 $ 32,000
Blair County Pennsylvania 6 $ 65,000 $ 10,000 $ 28,000
Queens County New York 5 $ 2,007,000 $ 401,000 $ 0
Maricopa County Arizona 4 $ 1,863,000 $ 465,000 $ 0
Alameda County California 4 $ 1,429,000 $ 357,000 $ 0
San Mateo County California 4 $ 1,766,000 $ 441,000 $ 0
Fairfield County Connecticut 4 $ 1,859,000 $ 464,000 $ 43,000
Cook County Illinois 4 $ 1,895,000 $ 473,000 $ 0
York County Maine 4 $ 157,000 $ 39,000 $ 86,000
Suffolk County Massachusetts 4 $ 801,000 $ 200,000 $ 31,000
Nassau County New York 4 $ 1,277,000 $ 319,000 $ 0
Harris County Texas 4 $ 1,261,000 $ 315,000 $ 0
Orange County California 3 $ 1,497,000 $ 499,000 $ 0
Riverside County California 3 $ 1,369,000 $ 456,000 $ 0
San Diego County California 3 $ 2,244,000 $ 748,000 $ 0
San Joaquin County California 3 $ 1,697,000 $ 565,000 $ 0
Denver County Colorado 3 $ 1,631,000 $ 543,000 $ 0
Collier County Florida 3 $ 1,380,000 $ 460,000 $ 42,000
Duval County Florida 3 $ 1,499,000 $ 499,000 $ 0
Palm Beach County Florida 3 $ 808,000 $ 269,000 $ 0
Fulton County Georgia 3 $ 2,389,000 $ 796,000 $ 0
Essex County Massachusetts 3 $ 109,000 $ 36,000 $ 49,000
St. Louis County Missouri 3 $ 1,548,000 $ 516,000 $ 0
Clark County Nevada 3 $ 1,061,000 $ 353,000 $ 0
Albany County New York 3 $ 194,000 $ 64,000 $ 135,000
Franklin County New York 3 $ 158,000 $ 52,000 $ 31,000
Onondaga County New York 3 $ 158,000 $ 52,000 $ 41,000
Dallas County Texas 3 $ 2,674,000 $ 891,000 $ 0
Fort Bend County Texas 3 $ 638,000 $ 212,000 $ 0
Windsor County Vermont 3 $ 419,000 $ 139,000 $ 60,000
King County Washington 3 $ 1,168,000 $ 389,000 $ 0
Gila County Arizona 2 $ 946,000 $ 473,000 $ 0
Mohave County Arizona 2 $ 1,191,000 $ 595,000 $ 0
Tulare County California 2 $ 811,000 $ 405,000 $ 0
Hillsborough County Florida 2 $ 162,000 $ 81,000 $ 0
Lee County Florida 2 $ 218,000 $ 109,000 $ 35,000
Cumberland County Maine 2 $ 596,000 $ 298,000 $ 128,000
Montgomery County Maryland 2 $ 1,811,000 $ 905,000 $ 0
Dukes County Massachusetts 2 $ 860,000 $ 430,000 $ 55,000
Oakland County Michigan 2 $ 572,000 $ 286,000 $ 0
Gallatin County Montana 2 $ 1,027,000 $ 513,000 $ 0
Douglas County Nebraska 2 $ 1,107,000 $ 553,000 $ 0
Cheshire County New Hampshire 2 $ 81,000 $ 40,000 $ 57,000
Grafton County New Hampshire 2 $ 130,000 $ 65,000 $ 115,000
Atlantic County New Jersey 2 $ 231,000 $ 115,000 $ 71,000
Clinton County New York 2 $ 31,000 $ 15,000 $ 29,000
Monroe County New York 2 $ 47,000 $ 23,000 $ 155,000
Ontario County New York 2 $ 218,000 $ 109,000 $ 71,000
Davidson County Tennessee 2 $ 845,000 $ 422,000 $ 0
Hamilton County Tennessee 2 $ 655,000 $ 327,000 $ 0
Knox County Tennessee 2 $ 1,210,000 $ 605,000 $ 0
Collin County Texas 2 $ 705,000 $ 352,000 $ 0
Montgomery County Texas 2 $ 997,000 $ 498,000 $ 0
Fairfax County Virginia 2 $ 854,000 $ 427,000 $ 0
Thurston County Washington 2 $ 899,000 $ 449,000 $ 0
Jefferson County Alabama 1 $ 547,000 $ 547,000 $ 0
Yavapai County Arizona 1 $ 1,087,000 $ 1,087,000 $ 0
El Dorado County California 1 $ 414,000 $ 414,000 $ 0
Nevada County California 1 $ 546,000 $ 546,000 $ 0
Placer County California 1 $ 655,000 $ 655,000 $ 0
Sacramento County California 1 $ 495,000 $ 495,000 $ 0
San Francisco County California 1 $ 547,000 $ 547,000 $ 0
Sonoma County California 1 $ 389,000 $ 389,000 $ 0
Stanislaus County California 1 $ 453,000 $ 453,000 $ 0
Ventura County California 1 $ 479,000 $ 479,000 $ 0
Adams County Colorado 1 $ 220,000 $ 220,000 $ 0
Broomfield County Colorado 1 $ 513,000 $ 513,000 $ 0
Douglas County Colorado 1 $ 1,448,000 $ 1,448,000 $ 0
Eagle County Colorado 1 $ 628,000 $ 628,000 $ 0
El Paso County Colorado 1 $ 506,000 $ 506,000 $ 0
Larimer County Colorado 1 $ 646,000 $ 646,000 $ 0
Weld County Colorado 1 $ 291,000 $ 291,000 $ 0
Hartford County Connecticut 1 $ 95,000 $ 95,000 $ 17,000
Litchfield County Connecticut 1 $ 423,000 $ 423,000 $ 0
Bay County Florida 1 $ 368,000 $ 368,000 $ 0
Broward County Florida 1 $ 319,000 $ 319,000 $ 281,000
Charlotte County Florida 1 $ 100,000 $ 100,000 $ 114,000
Clay County Florida 1 $ 349,000 $ 349,000 $ 173,000
Flagler County Florida 1 $ 88,000 $ 88,000 $ 0
Manatee County Florida 1 $ 463,000 $ 463,000 $ 0
Marion County Florida 1 $ 75,000 $ 75,000 $ 59,000
Miami-Dade County Florida 1 $ 982,000 $ 982,000 $ 0
Nassau County Florida 1 $ 638,000 $ 638,000 $ 0
Pinellas County Florida 1 $ 128,000 $ 128,000 $ 51,000
Sarasota County Florida 1 $ 720,000 $ 720,000 $ 0
St. Johns County Florida 1 $ 169,000 $ 169,000 $ 0
Columbia County Georgia 1 $ 966,000 $ 966,000 $ 0
Henry County Georgia 1 $ 613,000 $ 613,000 $ 0
Morgan County Georgia 1 $ 589,000 $ 589,000 $ 0
Honolulu County Hawaii 1 $ 614,000 $ 614,000 $ 0
Ada County Idaho 1 $ 499,000 $ 499,000 $ 0
Blaine County Idaho 1 $ 643,000 $ 643,000 $ 0
Champaign County Illinois 1 $ 145,000 $ 145,000 $ 0
DeKalb County Illinois 1 $ 294,000 $ 294,000 $ 0
DuPage County Illinois 1 $ 317,000 $ 317,000 $ 0
Kane County Illinois 1 $ 297,000 $ 297,000 $ 0
Macon County Illinois 1 $ 648,000 $ 648,000 $ 0
Will County Illinois 1 $ 201,000 $ 201,000 $ 0
Marion County Indiana 1 $ 543,000 $ 543,000 $ 0
Johnson County Kansas 1 $ 493,000 $ 493,000 $ 0
Shawnee County Kansas 1 $ 467,000 $ 467,000 $ 0
Laurel County Kentucky 1 $ 511,000 $ 511,000 $ 0
Hancock County Maine 1 $ 125,000 $ 125,000 $ 192,000
Kennebec County Maine 1 $ 100,000 $ 100,000 $ 111,000
Oxford County Maine 1 $ 112,000 $ 112,000 $ 151,000
Baltimore County Maryland 1 $ 89,000 $ 89,000 $ 0
Baltimore City County Maryland 1 $ 483,000 $ 483,000 $ 0
Charles County Maryland 1 $ 379,000 $ 379,000 $ 114,000
Harford County Maryland 1 $ 19,000 $ 19,000 $ 80,000
Prince George's County Maryland 1 $ 446,000 $ 446,000 $ 0
Grand Traverse County Michigan 1 $ 537,000 $ 537,000 $ 0
Macomb County Michigan 1 $ 633,000 $ 633,000 $ 0
Dakota County Minnesota 1 $ 465,000 $ 465,000 $ 0
Hennepin County Minnesota 1 $ 377,000 $ 377,000 $ 0
Ramsey County Minnesota 1 $ 345,000 $ 345,000 $ 0
Yellowstone County Montana 1 $ 273,000 $ 273,000 $ 0
Carson City County Nevada 1 $ 85,000 $ 85,000 $ 0
Washoe County Nevada 1 $ 595,000 $ 595,000 $ 0
Carroll County New Hampshire 1 $ 150,000 $ 150,000 $ 250,000
Rockingham County New Hampshire 1 $ 362,000 $ 362,000 $ 0
Middlesex County New Jersey 1 $ 126,000 $ 126,000 $ 0
Union County New Jersey 1 $ 994,000 $ 994,000 $ 247,000
Chemung County New York 1 $ 37,000 $ 37,000 $ 140,000
Fulton County New York 1 $ 56,000 $ 56,000 $ 60,000
Montgomery County New York 1 $ 45,000 $ 45,000 $ 35,000
Oswego County New York 1 $ 75,000 $ 75,000 $ 83,000
Rensselaer County New York 1 $ 20,000 $ 20,000 $ 81,000
Richmond County New York 1 $ 143,000 $ 143,000 $ 0
Rockland County New York 1 $ 629,000 $ 629,000 $ 0
Steuben County New York 1 $ 3,000 $ 3,000 $ 8,000
Suffolk County New York 1 $ 536,000 $ 536,000 $ 0
Sullivan County New York 1 $ 25,000 $ 25,000 $ 39,000
Warren County New York 1 $ 3,000 $ 3,000 $ 8,000
Westchester County New York 1 $ 358,000 $ 358,000 $ 0
Durham County North Carolina 1 $ 589,000 $ 589,000 $ 0
New Hanover County North Carolina 1 $ 817,000 $ 817,000 $ 0
Wake County North Carolina 1 $ 556,000 $ 556,000 $ 0
Delaware County Ohio 1 $ 483,000 $ 483,000 $ 0
Franklin County Ohio 1 $ 390,000 $ 390,000 $ 0
Grady County Oklahoma 1 $ 52,000 $ 52,000 $ 0
Oklahoma County Oklahoma 1 $ 246,000 $ 246,000 $ 0
Tulsa County Oklahoma 1 $ 996,000 $ 996,000 $ 0
Clackamas County Oregon 1 $ 422,000 $ 422,000 $ 0
Deschutes County Oregon 1 $ 533,000 $ 533,000 $ 0
Multnomah County Oregon 1 $ 39,000 $ 39,000 $ 0
Washington County Oregon 1 $ 691,000 $ 691,000 $ 0
Northampton County Pennsylvania 1 $ 78,000 $ 78,000 $ 0
Philadelphia County Pennsylvania 1 $ 10,000 $ 10,000 $ 46,000
Beaufort County South Carolina 1 $ 473,000 $ 473,000 $ 0
Minnehaha County South Dakota 1 $ 106,000 $ 106,000 $ 0
Williamson County Tennessee 1 $ 379,000 $ 379,000 $ 0
Comal County Texas 1 $ 74,000 $ 74,000 $ 0
Hidalgo County Texas 1 $ 105,000 $ 105,000 $ 0
Tarrant County Texas 1 $ 68,000 $ 68,000 $ 0
Travis County Texas 1 $ 115,000 $ 115,000 $ 0
Davis County Utah 1 $ 606,000 $ 606,000 $ 0
Utah County Utah 1 $ 613,000 $ 613,000 $ 0
Chittenden County Vermont 1 $ 291,000 $ 291,000 $ 295,000
Orange County Vermont 1 $ 40,000 $ 40,000 $ 202,000
Rutland County Vermont 1 $ 541,000 $ 541,000 $ 432,000
Arlington County Virginia 1 $ 589,000 $ 589,000 $ 0
Clark County Washington 1 $ 506,000 $ 506,000 $ 0
Pierce County Washington 1 $ 411,000 $ 411,000 $ 0
Snohomish County Washington 1 $ 498,000 $ 498,000 $ 0
Jefferson County West Virginia 1 $ 125,000 $ 125,000 $ 90,000
Ozaukee County Wisconsin 1 $ 388,000 $ 388,000 $ 0
Rock County Wisconsin 1 $ 72,000 $ 72,000 $ 0
Waukesha County Wisconsin 1 $ 534,000 $ 534,000 $ 0
Sheridan County Wyoming 1 $ 492,000 $ 492,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens Bank Of Rhode Island in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,619 $129,163,000 $51,285 $1,326,000 $67,857 $1,100,000
Refinancing 2,604 $330,516,000 $379,775 $3,600,000 $24,600 $2,078,000
Home Purchase 499 $96,870,000 $445,633 $1,000,000 $23,200 $936,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,137 $343,524,000 $109,454 $1,326,000 $105,727 $2,078,000
Not Provided 647 $46,155,000 $68,800 $490,000 $70,000 $485,000
Hispanic 445 $35,298,000 $79,833 $350,000 $68,000 $895,000
Not applicable 225 $105,467,000 $466,243 $3,600,000 $0 $0
Black or African American 124 $12,369,000 $101,250 $510,000 $57,500 $800,000
Asian 101 $10,807,000 $274,200 $994,000 $125,200 $382,000
American Indian or Alaskan Native 25 $1,744,000 $42,666 $225,000 $67,666 $157,000
Native Hawaiian or Other Pacific Islander 18 $1,185,000 $42,666 $200,000 $77,666 $157,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,722 $556,549,000 $396,581 $3,600,000 $23,744 $2,078,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,335 $241,276,000 $64,000 $3,600,000 $98,100 $847,000
Application Denied By Financial Institution 1,428 $117,683,000 $75,375 $1,326,000 $73,500 $1,100,000
Loan Purchased By The Institution 516 $158,261,000 $442,809 $1,448,000 $15,500 $936,000
Application Approved But Not Accepted 434 $37,941,000 $84,200 $400,000 $87,200 $2,078,000
Application Withdrawn By Applicant 9 $1,388,000 $123,000 $250,000 $124,666 $180,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 534 $36,711,000 $56,400 $375,000 $54,000 $1,100,000
Debt-To-Income Ratio 514 $44,634,000 $74,800 $600,000 $40,200 $183,000
Collateral 191 $22,814,000 $109,666 $1,326,000 $112,333 $343,000
Other 121 $8,330,000 $67,000 $310,000 $65,000 $471,000
Unverifiable Information 51 $4,272,000 $69,500 $350,000 $46,833 $425,000
Credit Application Incomplete 14 $877,000 $62,000 $174,000 $183,000 $638,000
Employment History 3 $45,000 $13,500 $25,000 $17,500 $20,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

Download the Rhode Island Lender List