Citizens Bank Of Kentucky, Inc.
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank Of Kentucky, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Citizens Bank Of Kentucky, Inc.
Po Box 1488
Paintsville, KY 41240
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 188
Total Mortgage Loan Application Amount $36,320,000
Average Mortgage Loan Application Amount $135,750
Highest Mortgage Loan Application Amount $5,685,000
Average Applicant Income $103,250
Highest Applicant Income $745,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens Bank Of Kentucky, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson County Kentucky 34 $ 4,940,000 $ 145,000 $ 109,000
Pike County Kentucky 26 $ 5,590,000 $ 215,000 $ 188,000
Lawrence County Kentucky 24 $ 2,440,000 $ 101,000 $ 92,000
Floyd County Kentucky 23 $ 2,525,000 $ 109,000 $ 78,000
Boyd County Kentucky 17 $ 1,745,000 $ 102,000 $ 42,000
Clark County Kentucky 10 $ 7,740,000 $ 774,000 $ 31,000
Magoffin County Kentucky 9 $ 625,000 $ 69,000 $ 69,000
Greenup County Kentucky 8 $ 1,590,000 $ 198,000 $ 234,000
Fayette County Kentucky 5 $ 2,535,000 $ 507,000 $ 182,000
Cabell County West Virginia 5 $ 245,000 $ 49,000 $ 91,000
Rowan County Kentucky 4 $ 700,000 $ 175,000 $ 70,000
Wayne County West Virginia 4 $ 930,000 $ 232,000 $ 170,000
Madison County Kentucky 3 $ 1,445,000 $ 481,000 $ 87,000
Martin County Kentucky 3 $ 115,000 $ 38,000 $ 130,000
Lawrence County Ohio 3 $ 1,465,000 $ 488,000 $ 0
Leon County Florida 1 $ 305,000 $ 305,000 $ 197,000
Carter County Kentucky 1 $ 15,000 $ 15,000 $ 49,000
Jefferson County Kentucky 1 $ 55,000 $ 55,000 $ 271,000
Knott County Kentucky 1 $ 565,000 $ 565,000 $ 0
Lee County Kentucky 1 $ 115,000 $ 115,000 $ 78,000
Montgomery County Kentucky 1 $ 125,000 $ 125,000 $ 55,000
Wolfe County Kentucky 1 $ 55,000 $ 55,000 $ 114,000
Buchanan County Virginia 1 $ 355,000 $ 355,000 $ 421,000
Mingo County West Virginia 1 $ 35,000 $ 35,000 $ 39,000
Randolph County West Virginia 1 $ 65,000 $ 65,000 $ 133,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens Bank Of Kentucky, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 100 $26,370,000 $263,000 $5,685,000 $143,000 $745,000
Refinancing 56 $7,740,000 $138,000 $705,000 $95,000 $664,000
Home Improvement 18 $990,000 $55,000 $155,000 $61,000 $271,000
Other Purpose 14 $1,220,000 $87,000 $425,000 $114,000 $483,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 148 $18,830,000 $127,000 $885,000 $102,000 $745,000
Not applicable 31 $14,895,000 $480,000 $5,685,000 $0 $0
Not Provided 5 $1,815,000 $363,000 $855,000 $399,000 $700,000
Asian 2 $400,000 $200,000 $215,000 $305,000 $335,000
Hispanic 1 $115,000 $115,000 $115,000 $275,000 $275,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 188 $36,320,000 $193,000 $5,685,000 $116,000 $745,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 126 $28,820,000 $228,000 $5,685,000 $135,000 $745,000
Application Denied By Financial Institution 30 $2,990,000 $99,000 $425,000 $55,000 $134,000
Application Withdrawn By Applicant 27 $4,265,000 $157,000 $855,000 $118,000 $600,000
File Closed For Incompleteness 5 $245,000 $49,000 $135,000 $78,000 $136,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 188 $36,320,000 $193,000 $5,685,000 $116,000 $745,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.

Download the Kentucky Lender List