Citizens Bank
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Citizens Bank
328 S Saginaw St
Flint, MI 48502
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,261
Total Mortgage Loan Application Amount $459,290,000
Average Mortgage Loan Application Amount $77,666
Highest Mortgage Loan Application Amount $7,583,000
Average Applicant Income $71,333
Highest Applicant Income $3,785,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Genesee County Michigan 668 $ 43,022,000 $ 64,000 $ 65,000
Saginaw County Michigan 324 $ 27,324,000 $ 84,000 $ 82,000
Oakland County Michigan 307 $ 34,041,000 $ 110,000 $ 106,000
Livingston County Michigan 270 $ 27,674,000 $ 102,000 $ 94,000
Jackson County Michigan 251 $ 17,218,000 $ 68,000 $ 68,000
Wayne County Michigan 196 $ 10,355,000 $ 52,000 $ 72,000
Bay County Michigan 189 $ 12,582,000 $ 66,000 $ 70,000
Washtenaw County Michigan 176 $ 21,482,000 $ 122,000 $ 97,000
Macomb County Michigan 130 $ 11,001,000 $ 84,000 $ 76,000
Cuyahoga County Ohio 124 $ 6,206,000 $ 50,000 $ 61,000
Midland County Michigan 121 $ 14,470,000 $ 119,000 $ 86,000
Ingham County Michigan 105 $ 16,206,000 $ 154,000 $ 78,000
Wexford County Michigan 101 $ 5,323,000 $ 52,000 $ 60,000
Osceola County Michigan 97 $ 4,543,000 $ 46,000 $ 48,000
Brown County Wisconsin 85 $ 10,385,000 $ 122,000 $ 73,000
St. Joseph County Michigan 81 $ 4,083,000 $ 50,000 $ 64,000
Ottawa County Michigan 80 $ 4,812,000 $ 60,000 $ 85,000
Oconto County Wisconsin 80 $ 5,963,000 $ 74,000 $ 62,000
Shiawassee County Michigan 78 $ 4,840,000 $ 62,000 $ 63,000
Otsego County Michigan 63 $ 6,001,000 $ 95,000 $ 80,000
Muskegon County Michigan 61 $ 3,003,000 $ 49,000 $ 81,000
Clinton County Michigan 58 $ 4,508,000 $ 77,000 $ 69,000
Tuscola County Michigan 46 $ 2,544,000 $ 55,000 $ 55,000
Winnebago County Wisconsin 45 $ 3,953,000 $ 87,000 $ 67,000
Ogemaw County Michigan 43 $ 1,954,000 $ 45,000 $ 48,000
Outagamie County Wisconsin 43 $ 4,649,000 $ 108,000 $ 67,000
Missaukee County Michigan 42 $ 2,520,000 $ 60,000 $ 57,000
Arenac County Michigan 41 $ 2,119,000 $ 51,000 $ 41,000
Oscoda County Michigan 40 $ 2,583,000 $ 64,000 $ 55,000
Crawford County Michigan 39 $ 3,524,000 $ 90,000 $ 82,000
Marquette County Michigan 39 $ 2,421,000 $ 62,000 $ 43,000
Charlevoix County Michigan 35 $ 3,447,000 $ 98,000 $ 68,000
Vilas County Wisconsin 35 $ 4,843,000 $ 138,000 $ 109,000
Grand Traverse County Michigan 33 $ 3,676,000 $ 111,000 $ 108,000
Door County Wisconsin 33 $ 4,119,000 $ 124,000 $ 74,000
Portage County Wisconsin 33 $ 3,089,000 $ 93,000 $ 66,000
Antrim County Michigan 32 $ 3,082,000 $ 96,000 $ 74,000
Geauga County Ohio 29 $ 3,277,000 $ 113,000 $ 101,000
Alger County Michigan 28 $ 1,204,000 $ 43,000 $ 51,000
Grant County Wisconsin 28 $ 1,688,000 $ 60,000 $ 59,000
Oneida County Wisconsin 28 $ 3,139,000 $ 112,000 $ 63,000
Lake County Ohio 27 $ 2,499,000 $ 92,000 $ 66,000
Houghton County Michigan 25 $ 1,209,000 $ 48,000 $ 65,000
Kent County Michigan 25 $ 2,140,000 $ 85,000 $ 81,000
Waushara County Wisconsin 25 $ 1,704,000 $ 68,000 $ 50,000
Lapeer County Michigan 24 $ 1,400,000 $ 58,000 $ 83,000
Monroe County Michigan 24 $ 2,408,000 $ 100,000 $ 70,000
Roscommon County Michigan 24 $ 3,933,000 $ 163,000 $ 133,000
Summit County Ohio 24 $ 2,790,000 $ 116,000 $ 98,000
Calhoun County Michigan 23 $ 947,000 $ 41,000 $ 40,000
Calumet County Wisconsin 23 $ 2,259,000 $ 98,000 $ 67,000
Iron County Michigan 22 $ 1,276,000 $ 58,000 $ 44,000
Allegan County Michigan 21 $ 2,125,000 $ 101,000 $ 92,000
Walworth County Wisconsin 20 $ 2,065,000 $ 103,000 $ 59,000
Marinette County Wisconsin 19 $ 1,074,000 $ 56,000 $ 49,000
Lenawee County Michigan 18 $ 1,731,000 $ 96,000 $ 73,000
Jefferson County Wisconsin 18 $ 1,503,000 $ 83,000 $ 48,000
Eaton County Michigan 16 $ 1,948,000 $ 121,000 $ 74,000
Gladwin County Michigan 16 $ 1,068,000 $ 66,000 $ 118,000
Emmet County Michigan 15 $ 3,925,000 $ 261,000 $ 191,000
Gogebic County Michigan 15 $ 399,000 $ 26,000 $ 54,000
Hillsdale County Michigan 15 $ 958,000 $ 63,000 $ 69,000
Kalamazoo County Michigan 15 $ 1,323,000 $ 88,000 $ 81,000
Waupaca County Wisconsin 15 $ 1,117,000 $ 74,000 $ 59,000
Alpena County Michigan 14 $ 1,150,000 $ 82,000 $ 58,000
Dickinson County Michigan 14 $ 665,000 $ 47,000 $ 62,000
Chippewa County Michigan 13 $ 1,066,000 $ 82,000 $ 88,000
Keweenaw County Michigan 12 $ 810,000 $ 67,000 $ 55,000
Medina County Ohio 12 $ 555,000 $ 46,000 $ 46,000
Leelanau County Michigan 10 $ 1,987,000 $ 198,000 $ 191,000
Crawford County Wisconsin 10 $ 637,000 $ 63,000 $ 44,000
Lafayette County Wisconsin 10 $ 718,000 $ 71,000 $ 69,000
Polk County Wisconsin 10 $ 2,073,000 $ 207,000 $ 28,000
Alcona County Michigan 9 $ 637,000 $ 70,000 $ 89,000
Iosco County Michigan 9 $ 1,297,000 $ 144,000 $ 136,000
Lake County Michigan 9 $ 276,000 $ 30,000 $ 71,000
Baraga County Michigan 8 $ 319,000 $ 39,000 $ 57,000
Clare County Michigan 8 $ 700,000 $ 87,000 $ 76,000
Mecosta County Michigan 8 $ 737,000 $ 92,000 $ 99,000
St. Clair County Michigan 8 $ 786,000 $ 98,000 $ 101,000
Lorain County Ohio 8 $ 735,000 $ 91,000 $ 83,000
Kewaunee County Wisconsin 8 $ 651,000 $ 81,000 $ 41,000
Benzie County Michigan 7 $ 1,087,000 $ 155,000 $ 106,000
Cheboygan County Michigan 7 $ 1,170,000 $ 167,000 $ 109,000
Lincoln County Wisconsin 7 $ 476,000 $ 68,000 $ 34,000
Lee County Florida 6 $ 1,481,000 $ 246,000 $ 198,000
Kalkaska County Michigan 6 $ 819,000 $ 136,000 $ 105,000
Manistee County Michigan 6 $ 628,000 $ 104,000 $ 101,000
Presque Isle County Michigan 6 $ 673,000 $ 112,000 $ 102,000
Hamilton County Ohio 6 $ 7,714,000 $ 1,285,000 $ 51,000
Langlade County Wisconsin 6 $ 648,000 $ 108,000 $ 74,000
Manitowoc County Wisconsin 6 $ 446,000 $ 74,000 $ 72,000
Shawano County Wisconsin 6 $ 812,000 $ 135,000 $ 63,000
Maricopa County Arizona 5 $ 831,000 $ 166,000 $ 263,000
Menominee County Michigan 5 $ 163,000 $ 32,000 $ 73,000
Montmorency County Michigan 5 $ 371,000 $ 74,000 $ 40,000
Ontonagon County Michigan 5 $ 296,000 $ 59,000 $ 111,000
Montgomery County Ohio 5 $ 250,000 $ 50,000 $ 96,000
Douglas County Wisconsin 5 $ 288,000 $ 57,000 $ 67,000
Waukesha County Wisconsin 5 $ 1,546,000 $ 309,000 $ 115,000
Delta County Michigan 4 $ 445,000 $ 111,000 $ 95,000
Gratiot County Michigan 4 $ 79,000 $ 19,000 $ 50,000
Huron County Michigan 4 $ 297,000 $ 74,000 $ 101,000
Van Buren County Michigan 4 $ 533,000 $ 133,000 $ 179,000
Milwaukee County Wisconsin 4 $ 360,000 $ 90,000 $ 58,000
Collier County Florida 3 $ 548,000 $ 182,000 $ 138,000
Cook County Illinois 3 $ 959,000 $ 319,000 $ 277,000
Elkhart County Indiana 3 $ 145,000 $ 48,000 $ 65,000
Clayton County Iowa 3 $ 186,000 $ 62,000 $ 54,000
Middlesex County Massachusetts 3 $ 383,000 $ 127,000 $ 62,000
Branch County Michigan 3 $ 268,000 $ 89,000 $ 58,000
Ionia County Michigan 3 $ 585,000 $ 195,000 $ 77,000
Isabella County Michigan 3 $ 445,000 $ 148,000 $ 92,000
Mackinac County Michigan 3 $ 253,000 $ 84,000 $ 55,000
Mason County Michigan 3 $ 80,000 $ 26,000 $ 53,000
Newaygo County Michigan 3 $ 76,000 $ 25,000 $ 39,000
Sanilac County Michigan 3 $ 130,000 $ 43,000 $ 112,000
Ashtabula County Ohio 3 $ 63,000 $ 21,000 $ 68,000
Greene County Ohio 3 $ 113,000 $ 37,000 $ 78,000
Lucas County Ohio 3 $ 277,000 $ 92,000 $ 66,000
Green County Wisconsin 3 $ 126,000 $ 42,000 $ 55,000
Marathon County Wisconsin 3 $ 345,000 $ 115,000 $ 83,000
St. Croix County Wisconsin 3 $ 302,000 $ 100,000 $ 101,000
Kern County California 2 $ 124,000 $ 62,000 $ 60,000
Broward County Florida 2 $ 2,287,000 $ 1,143,000 $ 876,000
Martin County Florida 2 $ 631,000 $ 315,000 $ 353,000
Sarasota County Florida 2 $ 608,000 $ 304,000 $ 308,000
St. Lucie County Florida 2 $ 524,000 $ 262,000 $ 274,000
Sumter County Florida 2 $ 387,000 $ 193,000 $ 116,000
Hancock County Indiana 2 $ 76,000 $ 38,000 $ 129,000
Hendricks County Indiana 2 $ 132,000 $ 66,000 $ 85,000
Howard County Indiana 2 $ 89,000 $ 44,000 $ 91,000
Jasper County Iowa 2 $ 190,000 $ 95,000 $ 31,000
Cass County Michigan 2 $ 31,000 $ 15,000 $ 24,000
Schoolcraft County Michigan 2 $ 68,000 $ 34,000 $ 41,000
Erie County Ohio 2 $ 591,000 $ 295,000 $ 190,000
Franklin County Ohio 2 $ 355,000 $ 177,000 $ 123,000
Portage County Ohio 2 $ 35,000 $ 17,000 $ 64,000
Warren County Ohio 2 $ 54,000 $ 27,000 $ 76,000
Beaufort County South Carolina 2 $ 514,000 $ 257,000 $ 200,000
Barron County Wisconsin 2 $ 151,000 $ 75,000 $ 37,000
Forest County Wisconsin 2 $ 98,000 $ 49,000 $ 51,000
Green Lake County Wisconsin 2 $ 188,000 $ 94,000 $ 49,000
Marquette County Wisconsin 2 $ 255,000 $ 127,000 $ 112,000
Rock County Wisconsin 2 $ 7,713,000 $ 3,856,000 $ 29,000
Douglas County Colorado 1 $ 238,000 $ 238,000 $ 129,000
Eagle County Colorado 1 $ 144,000 $ 144,000 $ 81,000
Jefferson County Colorado 1 $ 202,000 $ 202,000 $ 126,000
Charlotte County Florida 1 $ 65,000 $ 65,000 $ 29,000
Miami-Dade County Florida 1 $ 69,000 $ 69,000 $ 180,000
Monroe County Florida 1 $ 683,000 $ 683,000 $ 305,000
Orange County Florida 1 $ 169,000 $ 169,000 $ 75,000
Palm Beach County Florida 1 $ 231,000 $ 231,000 $ 1,154,000
Polk County Florida 1 $ 119,000 $ 119,000 $ 133,000
Walton County Florida 1 $ 203,000 $ 203,000 $ 209,000
Woodford County Illinois 1 $ 171,000 $ 171,000 $ 81,000
DeKalb County Indiana 1 $ 47,000 $ 47,000 $ 24,000
Huntington County Indiana 1 $ 100,000 $ 100,000 $ 38,000
Johnson County Indiana 1 $ 19,000 $ 19,000 $ 53,000
Kosciusko County Indiana 1 $ 4,000 $ 4,000 $ 15,000
Miami County Indiana 1 $ 43,000 $ 43,000 $ 117,000
Steuben County Indiana 1 $ 55,000 $ 55,000 $ 24,000
Vigo County Indiana 1 $ 20,000 $ 20,000 $ 15,000
Clarke County Iowa 1 $ 162,000 $ 162,000 $ 148,000
Jackson County Iowa 1 $ 73,000 $ 73,000 $ 36,000
Jessamine County Kentucky 1 $ 236,000 $ 236,000 $ 158,000
Barry County Michigan 1 $ 29,000 $ 29,000 $ 57,000
Berrien County Michigan 1 $ 31,000 $ 31,000 $ 22,000
Luce County Michigan 1 $ 160,000 $ 160,000 $ 50,000
Montcalm County Michigan 1 $ 96,000 $ 96,000 $ 139,000
Oceana County Michigan 1 $ 98,000 $ 98,000 $ 106,000
Dakota County Minnesota 1 $ 267,000 $ 267,000 $ 90,000
Hennepin County Minnesota 1 $ 99,000 $ 99,000 $ 41,000
Lafayette County Mississippi 1 $ 80,000 $ 80,000 $ 120,000
Clark County Nevada 1 $ 48,000 $ 48,000 $ 45,000
Hillsborough County New Hampshire 1 $ 17,000 $ 17,000 $ 49,000
Burlington County New Jersey 1 $ 120,000 $ 120,000 $ 44,000
Chautauqua County New York 1 $ 320,000 $ 320,000 $ 143,000
Suffolk County New York 1 $ 660,000 $ 660,000 $ 500,000
Mahoning County Ohio 1 $ 113,000 $ 113,000 $ 180,000
Miami County Ohio 1 $ 238,000 $ 238,000 $ 100,000
Ottawa County Ohio 1 $ 46,000 $ 46,000 $ 98,000
Stark County Ohio 1 $ 16,000 $ 16,000 $ 31,000
Wayne County Ohio 1 $ 304,000 $ 304,000 $ 78,000
Williams County Ohio 1 $ 5,000 $ 5,000 $ 35,000
Chester County Pennsylvania 1 $ 264,000 $ 264,000 $ 71,000
Windham County Vermont 1 $ 175,000 $ 175,000 $ 139,000
Adams County Wisconsin 1 $ 157,000 $ 157,000 $ 45,000
Buffalo County Wisconsin 1 $ 134,000 $ 134,000 $ 73,000
Dodge County Wisconsin 1 $ 7,000 $ 7,000 $ 50,000
Dunn County Wisconsin 1 $ 93,000 $ 93,000 $ 0
Florence County Wisconsin 1 $ 104,000 $ 104,000 $ 52,000
Iron County Wisconsin 1 $ 24,000 $ 24,000 $ 23,000
Kenosha County Wisconsin 1 $ 6,000 $ 6,000 $ 140,000
Sawyer County Wisconsin 1 $ 98,000 $ 98,000 $ 124,000
Sheboygan County Wisconsin 1 $ 130,000 $ 130,000 $ 105,000
Washington County Wisconsin 1 $ 16,000 $ 16,000 $ 136,000
Wood County Wisconsin 1 $ 11,000 $ 11,000 $ 14,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,322 $355,891,000 $107,000 $7,583,000 $86,000 $1,735,000
Home Improvement 1,204 $24,816,000 $20,000 $7,100,000 $49,000 $672,000
Home Purchase 735 $78,583,000 $106,000 $1,120,000 $79,000 $3,785,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,018 $323,952,000 $80,000 $1,649,000 $76,000 $1,735,000
Not Provided 731 $84,019,000 $114,000 $2,000,000 $98,000 $3,785,000
Black or African American 320 $7,960,000 $24,000 $300,000 $46,000 $672,000
Hispanic 95 $4,576,000 $48,000 $407,000 $56,000 $360,000
Asian 37 $5,592,000 $151,000 $698,000 $132,000 $625,000
American Indian or Alaskan Native 31 $1,239,000 $39,000 $232,000 $64,000 $126,000
Not applicable 25 $31,415,000 $1,256,000 $7,583,000 $0 $0
Native Hawaiian or Other Pacific Islander 4 $537,000 $134,000 $279,000 $57,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,945 $426,857,000 $86,000 $7,583,000 $78,000 $3,785,000
FHA-insured (Federal Housing Administration) 316 $32,433,000 $102,000 $274,000 $53,000 $238,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,783 $247,156,000 $88,000 $7,583,000 $80,000 $1,154,000
Application Denied By Financial Institution 1,642 $116,836,000 $71,000 $898,000 $66,000 $3,785,000
Application Approved But Not Accepted 715 $77,374,000 $108,000 $2,000,000 $87,000 $1,735,000
File Closed For Incompleteness 60 $8,970,000 $149,000 $417,000 $84,000 $391,000
Application Withdrawn By Applicant 49 $7,787,000 $158,000 $2,000,000 $83,000 $571,000
Loan Purchased By The Institution 12 $1,167,000 $97,000 $195,000 $35,000 $62,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List