Citizens Bank
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Citizens Bank
328 S Saginaw St
Flint, MI 48502
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,699
Total Mortgage Loan Application Amount $477,474,000
Average Mortgage Loan Application Amount $82,333
Highest Mortgage Loan Application Amount $13,743,000
Average Applicant Income $71,333
Highest Applicant Income $1,857,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Genesee County Michigan 649 $ 49,180,000 $ 75,000 $ 70,000
Saginaw County Michigan 318 $ 26,827,000 $ 84,000 $ 64,000
Oakland County Michigan 316 $ 36,048,000 $ 114,000 $ 120,000
Livingston County Michigan 216 $ 21,642,000 $ 100,000 $ 83,000
Jackson County Michigan 206 $ 16,174,000 $ 78,000 $ 66,000
Washtenaw County Michigan 185 $ 25,293,000 $ 136,000 $ 97,000
Bay County Michigan 147 $ 9,337,000 $ 63,000 $ 49,000
Wayne County Michigan 131 $ 8,654,000 $ 66,000 $ 85,000
Midland County Michigan 125 $ 16,589,000 $ 132,000 $ 80,000
Wexford County Michigan 110 $ 8,298,000 $ 75,000 $ 64,000
Macomb County Michigan 108 $ 9,069,000 $ 83,000 $ 89,000
Cuyahoga County Ohio 85 $ 7,517,000 $ 88,000 $ 57,000
Osceola County Michigan 83 $ 3,747,000 $ 45,000 $ 45,000
Ingham County Michigan 73 $ 7,631,000 $ 104,000 $ 73,000
Ottawa County Michigan 72 $ 5,369,000 $ 74,000 $ 82,000
Shiawassee County Michigan 70 $ 4,250,000 $ 60,000 $ 69,000
Otsego County Michigan 61 $ 8,692,000 $ 142,000 $ 107,000
Muskegon County Michigan 60 $ 3,398,000 $ 56,000 $ 81,000
Grand Traverse County Michigan 59 $ 7,110,000 $ 120,000 $ 93,000
Crawford County Michigan 56 $ 5,922,000 $ 105,000 $ 78,000
Clinton County Michigan 55 $ 4,557,000 $ 82,000 $ 57,000
St. Joseph County Michigan 53 $ 3,507,000 $ 66,000 $ 80,000
Brown County Wisconsin 49 $ 6,981,000 $ 142,000 $ 74,000
Oconto County Wisconsin 49 $ 4,392,000 $ 89,000 $ 57,000
Marquette County Michigan 44 $ 3,009,000 $ 68,000 $ 56,000
Winnebago County Wisconsin 40 $ 4,028,000 $ 100,000 $ 71,000
Vilas County Wisconsin 39 $ 6,338,000 $ 162,000 $ 123,000
Tuscola County Michigan 38 $ 3,079,000 $ 81,000 $ 53,000
Antrim County Michigan 34 $ 4,421,000 $ 130,000 $ 94,000
Lake County Ohio 34 $ 4,238,000 $ 124,000 $ 79,000
Outagamie County Wisconsin 33 $ 3,347,000 $ 101,000 $ 66,000
Arenac County Michigan 31 $ 1,669,000 $ 53,000 $ 44,000
Oneida County Wisconsin 31 $ 4,041,000 $ 130,000 $ 99,000
Oscoda County Michigan 30 $ 1,215,000 $ 40,000 $ 44,000
Charlevoix County Michigan 29 $ 4,341,000 $ 149,000 $ 134,000
Houghton County Michigan 29 $ 1,433,000 $ 49,000 $ 58,000
Missaukee County Michigan 29 $ 2,070,000 $ 71,000 $ 50,000
Lapeer County Michigan 27 $ 1,759,000 $ 65,000 $ 52,000
Waushara County Wisconsin 27 $ 2,514,000 $ 93,000 $ 63,000
Ogemaw County Michigan 26 $ 1,154,000 $ 44,000 $ 46,000
Portage County Wisconsin 26 $ 2,866,000 $ 110,000 $ 77,000
Geauga County Ohio 24 $ 3,805,000 $ 158,000 $ 101,000
Iron County Michigan 23 $ 1,422,000 $ 61,000 $ 72,000
Monroe County Michigan 22 $ 2,044,000 $ 92,000 $ 50,000
Grant County Wisconsin 22 $ 1,259,000 $ 57,000 $ 46,000
Allegan County Michigan 21 $ 1,762,000 $ 83,000 $ 126,000
Gladwin County Michigan 20 $ 2,494,000 $ 124,000 $ 94,000
Roscommon County Michigan 20 $ 3,005,000 $ 150,000 $ 94,000
Alpena County Michigan 19 $ 1,713,000 $ 90,000 $ 138,000
Eaton County Michigan 19 $ 2,181,000 $ 114,000 $ 75,000
Emmet County Michigan 19 $ 4,524,000 $ 238,000 $ 235,000
Calumet County Wisconsin 18 $ 2,023,000 $ 112,000 $ 66,000
Walworth County Wisconsin 18 $ 2,817,000 $ 156,000 $ 77,000
Leelanau County Michigan 17 $ 3,797,000 $ 223,000 $ 193,000
Medina County Ohio 17 $ 2,144,000 $ 126,000 $ 92,000
Jefferson County Wisconsin 17 $ 1,592,000 $ 93,000 $ 54,000
Waupaca County Wisconsin 17 $ 1,734,000 $ 102,000 $ 110,000
Alger County Michigan 16 $ 1,421,000 $ 88,000 $ 65,000
Gogebic County Michigan 16 $ 830,000 $ 51,000 $ 57,000
Door County Wisconsin 15 $ 2,216,000 $ 147,000 $ 86,000
Calhoun County Michigan 13 $ 774,000 $ 59,000 $ 40,000
Chippewa County Michigan 13 $ 1,018,000 $ 78,000 $ 58,000
Dickinson County Michigan 13 $ 736,000 $ 56,000 $ 39,000
Lenawee County Michigan 13 $ 1,242,000 $ 95,000 $ 66,000
Summit County Ohio 12 $ 1,861,000 $ 155,000 $ 137,000
Delta County Michigan 11 $ 622,000 $ 56,000 $ 55,000
Douglas County Wisconsin 11 $ 682,000 $ 62,000 $ 68,000
Polk County Wisconsin 10 $ 589,000 $ 58,000 $ 43,000
Cheboygan County Michigan 9 $ 1,318,000 $ 146,000 $ 128,000
Clare County Michigan 9 $ 590,000 $ 65,000 $ 76,000
Kalamazoo County Michigan 9 $ 1,047,000 $ 116,000 $ 133,000
Manitowoc County Wisconsin 9 $ 934,000 $ 103,000 $ 64,000
Benzie County Michigan 8 $ 846,000 $ 105,000 $ 146,000
Iosco County Michigan 8 $ 1,599,000 $ 199,000 $ 79,000
Kent County Michigan 8 $ 594,000 $ 74,000 $ 105,000
Lake County Michigan 8 $ 248,000 $ 31,000 $ 62,000
Kewaunee County Wisconsin 8 $ 518,000 $ 64,000 $ 45,000
Hillsdale County Michigan 7 $ 729,000 $ 104,000 $ 121,000
Keweenaw County Michigan 7 $ 609,000 $ 87,000 $ 57,000
Manistee County Michigan 7 $ 696,000 $ 99,000 $ 87,000
Newaygo County Michigan 7 $ 448,000 $ 64,000 $ 92,000
Presque Isle County Michigan 7 $ 495,000 $ 70,000 $ 44,000
Crawford County Wisconsin 7 $ 291,000 $ 41,000 $ 46,000
Lafayette County Wisconsin 7 $ 740,000 $ 105,000 $ 73,000
Langlade County Wisconsin 7 $ 663,000 $ 94,000 $ 52,000
Shawano County Wisconsin 7 $ 981,000 $ 140,000 $ 89,000
Waukesha County Wisconsin 7 $ 1,449,000 $ 207,000 $ 196,000
Alcona County Michigan 6 $ 513,000 $ 85,000 $ 69,000
Montmorency County Michigan 6 $ 668,000 $ 111,000 $ 120,000
St. Clair County Michigan 6 $ 467,000 $ 77,000 $ 61,000
Green County Wisconsin 6 $ 366,000 $ 61,000 $ 52,000
Lincoln County Wisconsin 6 $ 980,000 $ 163,000 $ 377,000
Baraga County Michigan 5 $ 197,000 $ 39,000 $ 53,000
Isabella County Michigan 5 $ 587,000 $ 117,000 $ 56,000
Kalkaska County Michigan 5 $ 268,000 $ 53,000 $ 54,000
Iron County Wisconsin 5 $ 219,000 $ 43,000 $ 50,000
Marinette County Wisconsin 5 $ 330,000 $ 66,000 $ 38,000
Milwaukee County Wisconsin 5 $ 531,000 $ 106,000 $ 58,000
Lee County Florida 4 $ 634,000 $ 158,000 $ 335,000
Montcalm County Michigan 4 $ 395,000 $ 98,000 $ 55,000
Greene County Ohio 4 $ 143,000 $ 35,000 $ 91,000
Portage County Ohio 4 $ 1,022,000 $ 255,000 $ 401,000
Maricopa County Arizona 3 $ 810,000 $ 270,000 $ 591,000
Collier County Florida 3 $ 586,000 $ 195,000 $ 224,000
Pinellas County Florida 3 $ 8,874,000 $ 2,958,000 $ 31,000
Hamilton County Indiana 3 $ 84,000 $ 28,000 $ 63,000
Dubuque County Iowa 3 $ 152,000 $ 50,000 $ 40,000
Jasper County Iowa 3 $ 290,000 $ 96,000 $ 35,000
Branch County Michigan 3 $ 143,000 $ 47,000 $ 23,000
Cass County Michigan 3 $ 70,000 $ 23,000 $ 69,000
Gratiot County Michigan 3 $ 112,000 $ 37,000 $ 41,000
Ionia County Michigan 3 $ 170,000 $ 56,000 $ 70,000
Ontonagon County Michigan 3 $ 53,000 $ 17,000 $ 35,000
Sanilac County Michigan 3 $ 193,000 $ 64,000 $ 97,000
Lorain County Ohio 3 $ 1,090,000 $ 363,000 $ 51,000
Montgomery County Ohio 3 $ 159,000 $ 53,000 $ 108,000
Ottawa County Ohio 3 $ 982,000 $ 327,000 $ 318,000
Pima County Arizona 2 $ 267,000 $ 133,000 $ 94,000
Pinal County Arizona 2 $ 369,000 $ 184,000 $ 162,000
Charlotte County Florida 2 $ 358,000 $ 179,000 $ 108,000
Orange County Florida 2 $ 27,486,000 $ 13,743,000 $ 0
Sarasota County Florida 2 $ 132,000 $ 66,000 $ 72,000
Marion County Indiana 2 $ 130,000 $ 65,000 $ 76,000
Clayton County Iowa 2 $ 160,000 $ 80,000 $ 71,000
Story County Iowa 2 $ 281,000 $ 140,000 $ 42,000
Huron County Michigan 2 $ 33,000 $ 16,000 $ 32,000
Mackinac County Michigan 2 $ 136,000 $ 68,000 $ 113,000
Mason County Michigan 2 $ 248,000 $ 124,000 $ 79,000
Hillsborough County New Hampshire 2 $ 118,000 $ 59,000 $ 55,000
Franklin County Ohio 2 $ 86,000 $ 43,000 $ 34,000
Warren County Ohio 2 $ 54,000 $ 27,000 $ 76,000
Wayne County Ohio 2 $ 94,000 $ 47,000 $ 37,000
Adams County Wisconsin 2 $ 205,000 $ 102,000 $ 41,000
Dane County Wisconsin 2 $ 283,000 $ 141,000 $ 40,000
Florence County Wisconsin 2 $ 120,000 $ 60,000 $ 117,000
Forest County Wisconsin 2 $ 129,000 $ 64,000 $ 73,000
Iowa County Wisconsin 2 $ 305,000 $ 152,000 $ 49,000
Racine County Wisconsin 2 $ 68,000 $ 34,000 $ 143,000
Crawford County Arkansas 1 $ 165,000 $ 165,000 $ 65,000
Bay County Florida 1 $ 113,000 $ 113,000 $ 84,000
Broward County Florida 1 $ 385,000 $ 385,000 $ 1,857,000
Manatee County Florida 1 $ 417,000 $ 417,000 $ 240,000
Marion County Florida 1 $ 96,000 $ 96,000 $ 93,000
Monroe County Florida 1 $ 175,000 $ 175,000 $ 400,000
St. Lucie County Florida 1 $ 15,000 $ 15,000 $ 40,000
Cook County Illinois 1 $ 224,000 $ 224,000 $ 276,000
DuPage County Illinois 1 $ 600,000 $ 600,000 $ 174,000
Stephenson County Illinois 1 $ 80,000 $ 80,000 $ 177,000
Allen County Indiana 1 $ 26,000 $ 26,000 $ 7,000
Elkhart County Indiana 1 $ 25,000 $ 25,000 $ 75,000
Howard County Indiana 1 $ 21,000 $ 21,000 $ 58,000
LaGrange County Indiana 1 $ 2,000 $ 2,000 $ 50,000
Hardin County Iowa 1 $ 180,000 $ 180,000 $ 84,000
Marshall County Iowa 1 $ 192,000 $ 192,000 $ 82,000
Middlesex County Massachusetts 1 $ 44,000 $ 44,000 $ 99,000
Suffolk County Massachusetts 1 $ 366,000 $ 366,000 $ 179,000
Berrien County Michigan 1 $ 12,000 $ 12,000 $ 87,000
Luce County Michigan 1 $ 3,000 $ 3,000 $ 23,000
Mecosta County Michigan 1 $ 68,000 $ 68,000 $ 75,000
Menominee County Michigan 1 $ 1,000 $ 1,000 $ 27,000
Schoolcraft County Michigan 1 $ 128,000 $ 128,000 $ 45,000
Van Buren County Michigan 1 $ 70,000 $ 70,000 $ 23,000
Anoka County Minnesota 1 $ 809,000 $ 809,000 $ 222,000
Hennepin County Minnesota 1 $ 152,000 $ 152,000 $ 96,000
Jackson County Mississippi 1 $ 107,000 $ 107,000 $ 45,000
Clark County Nevada 1 $ 116,000 $ 116,000 $ 146,000
Nye County Nevada 1 $ 32,000 $ 32,000 $ 36,000
Rockland County New York 1 $ 490,000 $ 490,000 $ 250,000
Mecklenburg County North Carolina 1 $ 173,000 $ 173,000 $ 173,000
Athens County Ohio 1 $ 116,000 $ 116,000 $ 53,000
Clark County Ohio 1 $ 196,000 $ 196,000 $ 147,000
Lucas County Ohio 1 $ 47,000 $ 47,000 $ 24,000
Trumbull County Ohio 1 $ 376,000 $ 376,000 $ 0
Wood County Ohio 1 $ 240,000 $ 240,000 $ 93,000
Multnomah County Oregon 1 $ 190,000 $ 190,000 $ 90,000
Allegheny County Pennsylvania 1 $ 209,000 $ 209,000 $ 123,000
Bristol County Rhode Island 1 $ 140,000 $ 140,000 $ 95,000
Davidson County Tennessee 1 $ 143,000 $ 143,000 $ 84,000
Shelby County Tennessee 1 $ 143,000 $ 143,000 $ 42,000
Ashland County Wisconsin 1 $ 105,000 $ 105,000 $ 56,000
Columbia County Wisconsin 1 $ 215,000 $ 215,000 $ 98,000
Green Lake County Wisconsin 1 $ 89,000 $ 89,000 $ 59,000
Marathon County Wisconsin 1 $ 57,000 $ 57,000 $ 31,000
Price County Wisconsin 1 $ 85,000 $ 85,000 $ 34,000
Richland County Wisconsin 1 $ 103,000 $ 103,000 $ 41,000
Rock County Wisconsin 1 $ 160,000 $ 160,000 $ 30,000
Sheboygan County Wisconsin 1 $ 205,000 $ 205,000 $ 32,000
St. Croix County Wisconsin 1 $ 119,000 $ 119,000 $ 41,000
Washington County Wisconsin 1 $ 291,000 $ 291,000 $ 49,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,106 $380,912,000 $122,000 $13,743,000 $89,000 $1,857,000
Home Improvement 839 $12,973,000 $15,000 $400,000 $47,000 $1,568,000
Home Purchase 754 $83,589,000 $110,000 $1,696,000 $78,000 $1,539,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,506 $317,879,000 $90,000 $1,696,000 $80,000 $1,857,000
Not Provided 837 $98,788,000 $118,000 $985,000 $85,000 $1,300,000
Black or African American 200 $8,599,000 $42,000 $749,000 $58,000 $640,000
Hispanic 62 $2,462,000 $39,000 $265,000 $53,000 $250,000
Asian 42 $5,763,000 $137,000 $622,000 $117,000 $379,000
Not applicable 28 $41,889,000 $1,496,000 $13,743,000 $0 $0
American Indian or Alaskan Native 20 $1,435,000 $71,000 $416,000 $62,000 $189,000
Native Hawaiian or Other Pacific Islander 4 $659,000 $164,000 $366,000 $194,000 $396,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,233 $427,786,000 $101,000 $13,743,000 $83,000 $1,857,000
FHA-insured (Federal Housing Administration) 466 $49,688,000 $106,000 $333,000 $51,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,758 $280,863,000 $101,000 $13,743,000 $84,000 $1,813,000
Application Denied By Financial Institution 1,270 $117,015,000 $92,000 $1,470,000 $64,000 $1,568,000
Application Approved But Not Accepted 639 $75,626,000 $118,000 $893,000 $93,000 $1,857,000
Application Withdrawn By Applicant 27 $3,289,000 $121,000 $963,000 $88,000 $210,000
File Closed For Incompleteness 5 $681,000 $136,000 $213,000 $58,000 $68,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List