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- Data Updated through 2023
Citizens Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Citizens Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank 328 S Saginaw St Flint, MI 48502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,699 |
| Total Mortgage Loan Application Amount | $477,474,000 |
| Average Mortgage Loan Application Amount | $82,333 |
| Highest Mortgage Loan Application Amount | $13,743,000 |
| Average Applicant Income | $71,333 |
| Highest Applicant Income | $1,857,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Citizens Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Citizens Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Wisconsin | 2 | $ 205,000 | $ 102,000 | $ 41,000 |
| Alcona County Michigan | 6 | $ 513,000 | $ 85,000 | $ 69,000 |
| Alger County Michigan | 16 | $ 1,421,000 | $ 88,000 | $ 65,000 |
| Allegan County Michigan | 21 | $ 1,762,000 | $ 83,000 | $ 126,000 |
| Allegheny County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 123,000 |
| Allen County Indiana | 1 | $ 26,000 | $ 26,000 | $ 7,000 |
| Alpena County Michigan | 19 | $ 1,713,000 | $ 90,000 | $ 138,000 |
| Anoka County Minnesota | 1 | $ 809,000 | $ 809,000 | $ 222,000 |
| Antrim County Michigan | 34 | $ 4,421,000 | $ 130,000 | $ 94,000 |
| Arenac County Michigan | 31 | $ 1,669,000 | $ 53,000 | $ 44,000 |
| Ashland County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Athens County Ohio | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Baraga County Michigan | 5 | $ 197,000 | $ 39,000 | $ 53,000 |
| Bay County Florida | 1 | $ 113,000 | $ 113,000 | $ 84,000 |
| Bay County Michigan | 147 | $ 9,337,000 | $ 63,000 | $ 49,000 |
| Benzie County Michigan | 8 | $ 846,000 | $ 105,000 | $ 146,000 |
| Berrien County Michigan | 1 | $ 12,000 | $ 12,000 | $ 87,000 |
| Branch County Michigan | 3 | $ 143,000 | $ 47,000 | $ 23,000 |
| Bristol County Rhode Island | 1 | $ 140,000 | $ 140,000 | $ 95,000 |
| Broward County Florida | 1 | $ 385,000 | $ 385,000 | $ 1,857,000 |
| Brown County Wisconsin | 49 | $ 6,981,000 | $ 142,000 | $ 74,000 |
| Calhoun County Michigan | 13 | $ 774,000 | $ 59,000 | $ 40,000 |
| Calumet County Wisconsin | 18 | $ 2,023,000 | $ 112,000 | $ 66,000 |
| Cass County Michigan | 3 | $ 70,000 | $ 23,000 | $ 69,000 |
| Charlevoix County Michigan | 29 | $ 4,341,000 | $ 149,000 | $ 134,000 |
| Charlotte County Florida | 2 | $ 358,000 | $ 179,000 | $ 108,000 |
| Cheboygan County Michigan | 9 | $ 1,318,000 | $ 146,000 | $ 128,000 |
| Chippewa County Michigan | 13 | $ 1,018,000 | $ 78,000 | $ 58,000 |
| Clare County Michigan | 9 | $ 590,000 | $ 65,000 | $ 76,000 |
| Clark County Nevada | 1 | $ 116,000 | $ 116,000 | $ 146,000 |
| Clark County Ohio | 1 | $ 196,000 | $ 196,000 | $ 147,000 |
| Clayton County Iowa | 2 | $ 160,000 | $ 80,000 | $ 71,000 |
| Clinton County Michigan | 55 | $ 4,557,000 | $ 82,000 | $ 57,000 |
| Collier County Florida | 3 | $ 586,000 | $ 195,000 | $ 224,000 |
| Columbia County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Cook County Illinois | 1 | $ 224,000 | $ 224,000 | $ 276,000 |
| Crawford County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Crawford County Michigan | 56 | $ 5,922,000 | $ 105,000 | $ 78,000 |
| Crawford County Wisconsin | 7 | $ 291,000 | $ 41,000 | $ 46,000 |
| Cuyahoga County Ohio | 85 | $ 7,517,000 | $ 88,000 | $ 57,000 |
| Dane County Wisconsin | 2 | $ 283,000 | $ 141,000 | $ 40,000 |
| Davidson County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 84,000 |
| Delta County Michigan | 11 | $ 622,000 | $ 56,000 | $ 55,000 |
| Dickinson County Michigan | 13 | $ 736,000 | $ 56,000 | $ 39,000 |
| Door County Wisconsin | 15 | $ 2,216,000 | $ 147,000 | $ 86,000 |
| Douglas County Wisconsin | 11 | $ 682,000 | $ 62,000 | $ 68,000 |
| Dubuque County Iowa | 3 | $ 152,000 | $ 50,000 | $ 40,000 |
| DuPage County Illinois | 1 | $ 600,000 | $ 600,000 | $ 174,000 |
| Eaton County Michigan | 19 | $ 2,181,000 | $ 114,000 | $ 75,000 |
| Elkhart County Indiana | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Emmet County Michigan | 19 | $ 4,524,000 | $ 238,000 | $ 235,000 |
| Florence County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 117,000 |
| Forest County Wisconsin | 2 | $ 129,000 | $ 64,000 | $ 73,000 |
| Franklin County Ohio | 2 | $ 86,000 | $ 43,000 | $ 34,000 |
| Geauga County Ohio | 24 | $ 3,805,000 | $ 158,000 | $ 101,000 |
| Genesee County Michigan | 649 | $ 49,180,000 | $ 75,000 | $ 70,000 |
| Gladwin County Michigan | 20 | $ 2,494,000 | $ 124,000 | $ 94,000 |
| Gogebic County Michigan | 16 | $ 830,000 | $ 51,000 | $ 57,000 |
| Grand Traverse County Michigan | 59 | $ 7,110,000 | $ 120,000 | $ 93,000 |
| Grant County Wisconsin | 22 | $ 1,259,000 | $ 57,000 | $ 46,000 |
| Gratiot County Michigan | 3 | $ 112,000 | $ 37,000 | $ 41,000 |
| Green County Wisconsin | 6 | $ 366,000 | $ 61,000 | $ 52,000 |
| Green Lake County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 59,000 |
| Greene County Ohio | 4 | $ 143,000 | $ 35,000 | $ 91,000 |
| Hamilton County Indiana | 3 | $ 84,000 | $ 28,000 | $ 63,000 |
| Hardin County Iowa | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Hennepin County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 96,000 |
| Hillsborough County New Hampshire | 2 | $ 118,000 | $ 59,000 | $ 55,000 |
| Hillsdale County Michigan | 7 | $ 729,000 | $ 104,000 | $ 121,000 |
| Houghton County Michigan | 29 | $ 1,433,000 | $ 49,000 | $ 58,000 |
| Howard County Indiana | 1 | $ 21,000 | $ 21,000 | $ 58,000 |
| Huron County Michigan | 2 | $ 33,000 | $ 16,000 | $ 32,000 |
| Ingham County Michigan | 73 | $ 7,631,000 | $ 104,000 | $ 73,000 |
| Ionia County Michigan | 3 | $ 170,000 | $ 56,000 | $ 70,000 |
| Iosco County Michigan | 8 | $ 1,599,000 | $ 199,000 | $ 79,000 |
| Iowa County Wisconsin | 2 | $ 305,000 | $ 152,000 | $ 49,000 |
| Iron County Michigan | 23 | $ 1,422,000 | $ 61,000 | $ 72,000 |
| Iron County Wisconsin | 5 | $ 219,000 | $ 43,000 | $ 50,000 |
| Isabella County Michigan | 5 | $ 587,000 | $ 117,000 | $ 56,000 |
| Jackson County Michigan | 206 | $ 16,174,000 | $ 78,000 | $ 66,000 |
| Jackson County Mississippi | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
| Jasper County Iowa | 3 | $ 290,000 | $ 96,000 | $ 35,000 |
| Jefferson County Wisconsin | 17 | $ 1,592,000 | $ 93,000 | $ 54,000 |
| Kalamazoo County Michigan | 9 | $ 1,047,000 | $ 116,000 | $ 133,000 |
| Kalkaska County Michigan | 5 | $ 268,000 | $ 53,000 | $ 54,000 |
| Kent County Michigan | 8 | $ 594,000 | $ 74,000 | $ 105,000 |
| Kewaunee County Wisconsin | 8 | $ 518,000 | $ 64,000 | $ 45,000 |
| Keweenaw County Michigan | 7 | $ 609,000 | $ 87,000 | $ 57,000 |
| Lafayette County Wisconsin | 7 | $ 740,000 | $ 105,000 | $ 73,000 |
| LaGrange County Indiana | 1 | $ 2,000 | $ 2,000 | $ 50,000 |
| Lake County Michigan | 8 | $ 248,000 | $ 31,000 | $ 62,000 |
| Lake County Ohio | 34 | $ 4,238,000 | $ 124,000 | $ 79,000 |
| Langlade County Wisconsin | 7 | $ 663,000 | $ 94,000 | $ 52,000 |
| Lapeer County Michigan | 27 | $ 1,759,000 | $ 65,000 | $ 52,000 |
| Lee County Florida | 4 | $ 634,000 | $ 158,000 | $ 335,000 |
| Leelanau County Michigan | 17 | $ 3,797,000 | $ 223,000 | $ 193,000 |
| Lenawee County Michigan | 13 | $ 1,242,000 | $ 95,000 | $ 66,000 |
| Lincoln County Wisconsin | 6 | $ 980,000 | $ 163,000 | $ 377,000 |
| Livingston County Michigan | 216 | $ 21,642,000 | $ 100,000 | $ 83,000 |
| Lorain County Ohio | 3 | $ 1,090,000 | $ 363,000 | $ 51,000 |
| Lucas County Ohio | 1 | $ 47,000 | $ 47,000 | $ 24,000 |
| Luce County Michigan | 1 | $ 3,000 | $ 3,000 | $ 23,000 |
| Mackinac County Michigan | 2 | $ 136,000 | $ 68,000 | $ 113,000 |
| Macomb County Michigan | 108 | $ 9,069,000 | $ 83,000 | $ 89,000 |
| Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Manistee County Michigan | 7 | $ 696,000 | $ 99,000 | $ 87,000 |
| Manitowoc County Wisconsin | 9 | $ 934,000 | $ 103,000 | $ 64,000 |
| Marathon County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Maricopa County Arizona | 3 | $ 810,000 | $ 270,000 | $ 591,000 |
| Marinette County Wisconsin | 5 | $ 330,000 | $ 66,000 | $ 38,000 |
| Marion County Florida | 1 | $ 96,000 | $ 96,000 | $ 93,000 |
| Marion County Indiana | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| Marquette County Michigan | 44 | $ 3,009,000 | $ 68,000 | $ 56,000 |
| Marshall County Iowa | 1 | $ 192,000 | $ 192,000 | $ 82,000 |
| Mason County Michigan | 2 | $ 248,000 | $ 124,000 | $ 79,000 |
| Mecklenburg County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 173,000 |
| Mecosta County Michigan | 1 | $ 68,000 | $ 68,000 | $ 75,000 |
| Medina County Ohio | 17 | $ 2,144,000 | $ 126,000 | $ 92,000 |
| Menominee County Michigan | 1 | $ 1,000 | $ 1,000 | $ 27,000 |
| Middlesex County Massachusetts | 1 | $ 44,000 | $ 44,000 | $ 99,000 |
| Midland County Michigan | 125 | $ 16,589,000 | $ 132,000 | $ 80,000 |
| Milwaukee County Wisconsin | 5 | $ 531,000 | $ 106,000 | $ 58,000 |
| Missaukee County Michigan | 29 | $ 2,070,000 | $ 71,000 | $ 50,000 |
| Monroe County Florida | 1 | $ 175,000 | $ 175,000 | $ 400,000 |
| Monroe County Michigan | 22 | $ 2,044,000 | $ 92,000 | $ 50,000 |
| Montcalm County Michigan | 4 | $ 395,000 | $ 98,000 | $ 55,000 |
| Montgomery County Ohio | 3 | $ 159,000 | $ 53,000 | $ 108,000 |
| Montmorency County Michigan | 6 | $ 668,000 | $ 111,000 | $ 120,000 |
| Multnomah County Oregon | 1 | $ 190,000 | $ 190,000 | $ 90,000 |
| Muskegon County Michigan | 60 | $ 3,398,000 | $ 56,000 | $ 81,000 |
| Newaygo County Michigan | 7 | $ 448,000 | $ 64,000 | $ 92,000 |
| Nye County Nevada | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Oakland County Michigan | 316 | $ 36,048,000 | $ 114,000 | $ 120,000 |
| Oconto County Wisconsin | 49 | $ 4,392,000 | $ 89,000 | $ 57,000 |
| Ogemaw County Michigan | 26 | $ 1,154,000 | $ 44,000 | $ 46,000 |
| Oneida County Wisconsin | 31 | $ 4,041,000 | $ 130,000 | $ 99,000 |
| Ontonagon County Michigan | 3 | $ 53,000 | $ 17,000 | $ 35,000 |
| Orange County Florida | 2 | $ 27,486,000 | $ 13,743,000 | $ 0 |
| Osceola County Michigan | 83 | $ 3,747,000 | $ 45,000 | $ 45,000 |
| Oscoda County Michigan | 30 | $ 1,215,000 | $ 40,000 | $ 44,000 |
| Otsego County Michigan | 61 | $ 8,692,000 | $ 142,000 | $ 107,000 |
| Ottawa County Michigan | 72 | $ 5,369,000 | $ 74,000 | $ 82,000 |
| Ottawa County Ohio | 3 | $ 982,000 | $ 327,000 | $ 318,000 |
| Outagamie County Wisconsin | 33 | $ 3,347,000 | $ 101,000 | $ 66,000 |
| Pima County Arizona | 2 | $ 267,000 | $ 133,000 | $ 94,000 |
| Pinal County Arizona | 2 | $ 369,000 | $ 184,000 | $ 162,000 |
| Pinellas County Florida | 3 | $ 8,874,000 | $ 2,958,000 | $ 31,000 |
| Polk County Wisconsin | 10 | $ 589,000 | $ 58,000 | $ 43,000 |
| Portage County Ohio | 4 | $ 1,022,000 | $ 255,000 | $ 401,000 |
| Portage County Wisconsin | 26 | $ 2,866,000 | $ 110,000 | $ 77,000 |
| Presque Isle County Michigan | 7 | $ 495,000 | $ 70,000 | $ 44,000 |
| Price County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Racine County Wisconsin | 2 | $ 68,000 | $ 34,000 | $ 143,000 |
| Richland County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 41,000 |
| Rock County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Rockland County New York | 1 | $ 490,000 | $ 490,000 | $ 250,000 |
| Roscommon County Michigan | 20 | $ 3,005,000 | $ 150,000 | $ 94,000 |
| Saginaw County Michigan | 318 | $ 26,827,000 | $ 84,000 | $ 64,000 |
| Sanilac County Michigan | 3 | $ 193,000 | $ 64,000 | $ 97,000 |
| Sarasota County Florida | 2 | $ 132,000 | $ 66,000 | $ 72,000 |
| Schoolcraft County Michigan | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Shawano County Wisconsin | 7 | $ 981,000 | $ 140,000 | $ 89,000 |
| Sheboygan County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Shelby County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
| Shiawassee County Michigan | 70 | $ 4,250,000 | $ 60,000 | $ 69,000 |
| St. Clair County Michigan | 6 | $ 467,000 | $ 77,000 | $ 61,000 |
| St. Croix County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
| St. Joseph County Michigan | 53 | $ 3,507,000 | $ 66,000 | $ 80,000 |
| St. Lucie County Florida | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Stephenson County Illinois | 1 | $ 80,000 | $ 80,000 | $ 177,000 |
| Story County Iowa | 2 | $ 281,000 | $ 140,000 | $ 42,000 |
| Suffolk County Massachusetts | 1 | $ 366,000 | $ 366,000 | $ 179,000 |
| Summit County Ohio | 12 | $ 1,861,000 | $ 155,000 | $ 137,000 |
| Trumbull County Ohio | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Tuscola County Michigan | 38 | $ 3,079,000 | $ 81,000 | $ 53,000 |
| Van Buren County Michigan | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
| Vilas County Wisconsin | 39 | $ 6,338,000 | $ 162,000 | $ 123,000 |
| Walworth County Wisconsin | 18 | $ 2,817,000 | $ 156,000 | $ 77,000 |
| Warren County Ohio | 2 | $ 54,000 | $ 27,000 | $ 76,000 |
| Washington County Wisconsin | 1 | $ 291,000 | $ 291,000 | $ 49,000 |
| Washtenaw County Michigan | 185 | $ 25,293,000 | $ 136,000 | $ 97,000 |
| Waukesha County Wisconsin | 7 | $ 1,449,000 | $ 207,000 | $ 196,000 |
| Waupaca County Wisconsin | 17 | $ 1,734,000 | $ 102,000 | $ 110,000 |
| Waushara County Wisconsin | 27 | $ 2,514,000 | $ 93,000 | $ 63,000 |
| Wayne County Michigan | 131 | $ 8,654,000 | $ 66,000 | $ 85,000 |
| Wayne County Ohio | 2 | $ 94,000 | $ 47,000 | $ 37,000 |
| Wexford County Michigan | 110 | $ 8,298,000 | $ 75,000 | $ 64,000 |
| Winnebago County Wisconsin | 40 | $ 4,028,000 | $ 100,000 | $ 71,000 |
| Wood County Ohio | 1 | $ 240,000 | $ 240,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Citizens Bank in 2010
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,106 | $380,912,000 | $122,000 | $13,743,000 | $89,000 | $1,857,000 |
| Home Improvement | 839 | $12,973,000 | $15,000 | $400,000 | $47,000 | $1,568,000 |
| Home Purchase | 754 | $83,589,000 | $110,000 | $1,696,000 | $78,000 | $1,539,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,506 | $317,879,000 | $90,000 | $1,696,000 | $80,000 | $1,857,000 |
| Not Provided | 837 | $98,788,000 | $118,000 | $985,000 | $85,000 | $1,300,000 |
| Black or African American | 200 | $8,599,000 | $42,000 | $749,000 | $58,000 | $640,000 |
| Hispanic | 62 | $2,462,000 | $39,000 | $265,000 | $53,000 | $250,000 |
| Asian | 42 | $5,763,000 | $137,000 | $622,000 | $117,000 | $379,000 |
| Not applicable | 28 | $41,889,000 | $1,496,000 | $13,743,000 | $0 | $0 |
| American Indian or Alaskan Native | 20 | $1,435,000 | $71,000 | $416,000 | $62,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $659,000 | $164,000 | $366,000 | $194,000 | $396,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,233 | $427,786,000 | $101,000 | $13,743,000 | $83,000 | $1,857,000 |
| FHA-insured (Federal Housing Administration) | 466 | $49,688,000 | $106,000 | $333,000 | $51,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,758 | $280,863,000 | $101,000 | $13,743,000 | $84,000 | $1,813,000 |
| Application Denied By Financial Institution | 1,270 | $117,015,000 | $92,000 | $1,470,000 | $64,000 | $1,568,000 |
| Application Approved But Not Accepted | 639 | $75,626,000 | $118,000 | $893,000 | $93,000 | $1,857,000 |
| Application Withdrawn By Applicant | 27 | $3,289,000 | $121,000 | $963,000 | $88,000 | $210,000 |
| File Closed For Incompleteness | 5 | $681,000 | $136,000 | $213,000 | $58,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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