Citizens Bank
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Citizens Bank
328 S Saginaw St
Flint, MI 48502
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,995
Total Mortgage Loan Application Amount $680,689,000
Average Mortgage Loan Application Amount $89,333
Highest Mortgage Loan Application Amount $6,659,000
Average Applicant Income $72,000
Highest Applicant Income $2,167,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Genesee County Michigan 866 $ 79,688,000 $ 92,000 $ 72,000
Saginaw County Michigan 354 $ 31,799,000 $ 89,000 $ 80,000
Oakland County Michigan 347 $ 52,683,000 $ 151,000 $ 111,000
Jackson County Michigan 318 $ 29,970,000 $ 94,000 $ 67,000
Livingston County Michigan 241 $ 31,262,000 $ 129,000 $ 99,000
Washtenaw County Michigan 201 $ 29,143,000 $ 144,000 $ 100,000
Bay County Michigan 168 $ 17,247,000 $ 102,000 $ 70,000
Midland County Michigan 165 $ 24,050,000 $ 145,000 $ 85,000
Macomb County Michigan 140 $ 15,730,000 $ 112,000 $ 78,000
Wayne County Michigan 135 $ 16,881,000 $ 125,000 $ 101,000
Ingham County Michigan 120 $ 16,146,000 $ 134,000 $ 102,000
Wexford County Michigan 117 $ 10,346,000 $ 88,000 $ 60,000
Osceola County Michigan 114 $ 8,366,000 $ 73,000 $ 51,000
Clinton County Michigan 90 $ 10,199,000 $ 113,000 $ 68,000
Shiawassee County Michigan 87 $ 13,715,000 $ 157,000 $ 69,000
St. Joseph County Michigan 80 $ 5,100,000 $ 63,000 $ 57,000
Cuyahoga County Ohio 77 $ 7,034,000 $ 91,000 $ 79,000
Ottawa County Michigan 76 $ 7,011,000 $ 92,000 $ 97,000
Missaukee County Michigan 72 $ 5,538,000 $ 76,000 $ 59,000
Oconto County Wisconsin 72 $ 8,006,000 $ 111,000 $ 69,000
Otsego County Michigan 71 $ 10,089,000 $ 142,000 $ 101,000
Muskegon County Michigan 69 $ 3,960,000 $ 57,000 $ 70,000
Vilas County Wisconsin 68 $ 11,718,000 $ 172,000 $ 84,000
Oneida County Wisconsin 61 $ 10,062,000 $ 164,000 $ 93,000
Winnebago County Wisconsin 59 $ 5,635,000 $ 95,000 $ 57,000
Arenac County Michigan 58 $ 3,175,000 $ 54,000 $ 54,000
Marquette County Michigan 58 $ 5,108,000 $ 88,000 $ 71,000
Houghton County Michigan 54 $ 4,391,000 $ 81,000 $ 57,000
Crawford County Michigan 51 $ 5,747,000 $ 112,000 $ 64,000
Brown County Wisconsin 50 $ 6,410,000 $ 128,000 $ 78,000
Grand Traverse County Michigan 48 $ 8,854,000 $ 184,000 $ 94,000
Outagamie County Wisconsin 44 $ 5,597,000 $ 127,000 $ 63,000
Portage County Wisconsin 42 $ 4,926,000 $ 117,000 $ 73,000
Antrim County Michigan 40 $ 7,371,000 $ 184,000 $ 89,000
Oscoda County Michigan 39 $ 3,530,000 $ 90,000 $ 70,000
Roscommon County Michigan 35 $ 5,359,000 $ 153,000 $ 101,000
Waushara County Wisconsin 35 $ 4,603,000 $ 131,000 $ 73,000
Charlevoix County Michigan 34 $ 6,425,000 $ 188,000 $ 181,000
Lake County Ohio 32 $ 4,639,000 $ 144,000 $ 72,000
Grant County Wisconsin 32 $ 2,266,000 $ 70,000 $ 54,000
Calumet County Wisconsin 31 $ 4,246,000 $ 136,000 $ 82,000
Ogemaw County Michigan 30 $ 1,709,000 $ 56,000 $ 48,000
Walworth County Wisconsin 28 $ 3,737,000 $ 133,000 $ 69,000
Calhoun County Michigan 27 $ 1,898,000 $ 70,000 $ 62,000
Kent County Michigan 27 $ 1,679,000 $ 62,000 $ 101,000
Tuscola County Michigan 27 $ 2,481,000 $ 91,000 $ 59,000
Gogebic County Michigan 25 $ 1,368,000 $ 54,000 $ 61,000
Geauga County Ohio 25 $ 4,484,000 $ 179,000 $ 102,000
Monroe County Michigan 23 $ 1,976,000 $ 85,000 $ 61,000
Waupaca County Wisconsin 23 $ 2,340,000 $ 101,000 $ 60,000
Alger County Michigan 21 $ 1,915,000 $ 91,000 $ 53,000
Alpena County Michigan 21 $ 2,347,000 $ 111,000 $ 77,000
Leelanau County Michigan 21 $ 5,174,000 $ 246,000 $ 125,000
Gladwin County Michigan 20 $ 2,517,000 $ 125,000 $ 146,000
Lenawee County Michigan 20 $ 2,295,000 $ 114,000 $ 84,000
Clare County Michigan 19 $ 1,106,000 $ 58,000 $ 52,000
Allegan County Michigan 18 $ 2,308,000 $ 128,000 $ 117,000
Chippewa County Michigan 18 $ 889,000 $ 49,000 $ 71,000
Door County Wisconsin 18 $ 2,828,000 $ 157,000 $ 57,000
Dickinson County Michigan 17 $ 1,039,000 $ 61,000 $ 70,000
Emmet County Michigan 17 $ 3,319,000 $ 195,000 $ 132,000
Lapeer County Michigan 17 $ 1,519,000 $ 89,000 $ 81,000
Douglas County Wisconsin 17 $ 1,577,000 $ 92,000 $ 63,000
Presque Isle County Michigan 16 $ 2,400,000 $ 150,000 $ 89,000
Crawford County Wisconsin 16 $ 917,000 $ 57,000 $ 46,000
Lincoln County Wisconsin 16 $ 1,523,000 $ 95,000 $ 55,000
Marinette County Wisconsin 16 $ 1,716,000 $ 107,000 $ 61,000
Delta County Michigan 15 $ 1,275,000 $ 85,000 $ 58,000
Iron County Michigan 15 $ 556,000 $ 37,000 $ 55,000
Kalamazoo County Michigan 15 $ 2,247,000 $ 149,000 $ 67,000
Jefferson County Wisconsin 15 $ 2,214,000 $ 147,000 $ 67,000
Keweenaw County Michigan 14 $ 1,060,000 $ 75,000 $ 74,000
Kalkaska County Michigan 13 $ 2,121,000 $ 163,000 $ 132,000
Alcona County Michigan 12 $ 1,179,000 $ 98,000 $ 69,000
Iosco County Michigan 12 $ 1,473,000 $ 122,000 $ 109,000
Manistee County Michigan 12 $ 1,769,000 $ 147,000 $ 98,000
Manitowoc County Wisconsin 12 $ 1,668,000 $ 139,000 $ 65,000
Shawano County Wisconsin 12 $ 2,430,000 $ 202,000 $ 71,000
Cheboygan County Michigan 11 $ 1,636,000 $ 148,000 $ 91,000
Eaton County Michigan 11 $ 1,405,000 $ 127,000 $ 46,000
Mecosta County Michigan 11 $ 698,000 $ 63,000 $ 63,000
Iron County Wisconsin 11 $ 920,000 $ 83,000 $ 58,000
Baraga County Michigan 10 $ 708,000 $ 70,000 $ 80,000
Benzie County Michigan 10 $ 1,891,000 $ 189,000 $ 178,000
Montmorency County Michigan 10 $ 1,025,000 $ 102,000 $ 80,000
St. Clair County Michigan 10 $ 1,310,000 $ 131,000 $ 57,000
Summit County Ohio 10 $ 1,594,000 $ 159,000 $ 114,000
Gratiot County Michigan 9 $ 560,000 $ 62,000 $ 47,000
Ontonagon County Michigan 9 $ 428,000 $ 47,000 $ 55,000
Langlade County Wisconsin 9 $ 714,000 $ 79,000 $ 38,000
Newaygo County Michigan 8 $ 622,000 $ 77,000 $ 79,000
Huron County Michigan 7 $ 1,252,000 $ 178,000 $ 155,000
Isabella County Michigan 7 $ 756,000 $ 108,000 $ 122,000
Menominee County Michigan 7 $ 544,000 $ 77,000 $ 50,000
Adams County Wisconsin 7 $ 1,014,000 $ 144,000 $ 115,000
Fond du Lac County Wisconsin 7 $ 765,000 $ 109,000 $ 57,000
Lafayette County Wisconsin 7 $ 396,000 $ 56,000 $ 51,000
Hillsdale County Michigan 6 $ 397,000 $ 66,000 $ 67,000
Lake County Michigan 6 $ 653,000 $ 108,000 $ 51,000
Montgomery County Ohio 6 $ 206,000 $ 34,000 $ 137,000
Dodge County Wisconsin 6 $ 446,000 $ 74,000 $ 37,000
Milwaukee County Wisconsin 6 $ 877,000 $ 146,000 $ 65,000
Polk County Wisconsin 6 $ 808,000 $ 134,000 $ 53,000
Lee County Florida 5 $ 1,090,000 $ 218,000 $ 121,000
Medina County Ohio 5 $ 485,000 $ 97,000 $ 85,000
Warren County Ohio 5 $ 1,298,000 $ 259,000 $ 96,000
Green County Wisconsin 5 $ 598,000 $ 119,000 $ 48,000
Kewaunee County Wisconsin 5 $ 372,000 $ 74,000 $ 236,000
Cook County Illinois 4 $ 1,242,000 $ 310,000 $ 473,000
Montcalm County Michigan 4 $ 576,000 $ 144,000 $ 80,000
Portage County Ohio 4 $ 496,000 $ 124,000 $ 97,000
Marathon County Wisconsin 4 $ 480,000 $ 120,000 $ 44,000
Racine County Wisconsin 4 $ 736,000 $ 184,000 $ 69,000
Washington County Wisconsin 4 $ 666,000 $ 166,000 $ 108,000
Waukesha County Wisconsin 4 $ 810,000 $ 202,000 $ 159,000
Pinal County Arizona 3 $ 823,000 $ 274,000 $ 98,000
Collier County Florida 3 $ 650,000 $ 216,000 $ 294,000
Monroe County Florida 3 $ 1,321,000 $ 440,000 $ 662,000
DuPage County Illinois 3 $ 363,000 $ 121,000 $ 210,000
Hamilton County Indiana 3 $ 299,000 $ 99,000 $ 128,000
Hancock County Indiana 3 $ 741,000 $ 247,000 $ 85,000
Clayton County Iowa 3 $ 322,000 $ 107,000 $ 60,000
Jasper County Iowa 3 $ 281,000 $ 93,000 $ 69,000
Berrien County Michigan 3 $ 773,000 $ 257,000 $ 117,000
Ionia County Michigan 3 $ 326,000 $ 108,000 $ 70,000
Mackinac County Michigan 3 $ 151,000 $ 50,000 $ 91,000
Oceana County Michigan 3 $ 260,000 $ 86,000 $ 116,000
Schoolcraft County Michigan 3 $ 345,000 $ 115,000 $ 43,000
Van Buren County Michigan 3 $ 103,000 $ 34,000 $ 71,000
Wake County North Carolina 3 $ 536,000 $ 178,000 $ 45,000
Greene County Ohio 3 $ 196,000 $ 65,000 $ 97,000
Lorain County Ohio 3 $ 185,000 $ 61,000 $ 58,000
La Crosse County Wisconsin 3 $ 330,000 $ 110,000 $ 60,000
Rock County Wisconsin 3 $ 368,000 $ 122,000 $ 72,000
St. Croix County Wisconsin 3 $ 829,000 $ 276,000 $ 71,000
Maricopa County Arizona 2 $ 330,000 $ 165,000 $ 81,000
Pima County Arizona 2 $ 248,000 $ 124,000 $ 74,000
Santa Clara County California 2 $ 435,000 $ 217,000 $ 142,000
Fairfield County Connecticut 2 $ 147,000 $ 73,000 $ 50,000
Walton County Florida 2 $ 832,000 $ 416,000 $ 182,000
Hendricks County Indiana 2 $ 159,000 $ 79,000 $ 37,000
LaGrange County Indiana 2 $ 174,000 $ 87,000 $ 37,000
Marion County Indiana 2 $ 145,000 $ 72,000 $ 33,000
Allamakee County Iowa 2 $ 343,000 $ 171,000 $ 69,000
Mahaska County Iowa 2 $ 268,000 $ 134,000 $ 57,000
Middlesex County Massachusetts 2 $ 463,000 $ 231,000 $ 49,000
Branch County Michigan 2 $ 4,000 $ 2,000 $ 46,000
Sanilac County Michigan 2 $ 153,000 $ 76,000 $ 40,000
Lucas County Ohio 2 $ 156,000 $ 78,000 $ 52,000
Bucks County Pennsylvania 2 $ 440,000 $ 220,000 $ 758,000
Sevier County Tennessee 2 $ 218,000 $ 109,000 $ 119,000
Dane County Wisconsin 2 $ 114,000 $ 57,000 $ 58,000
Sheboygan County Wisconsin 2 $ 331,000 $ 165,000 $ 35,000
Yavapai County Arizona 1 $ 114,000 $ 114,000 $ 24,000
Riverside County California 1 $ 250,000 $ 250,000 $ 276,000
San Bernardino County California 1 $ 208,000 $ 208,000 $ 86,000
San Diego County California 1 $ 175,000 $ 175,000 $ 146,000
El Paso County Colorado 1 $ 291,000 $ 291,000 $ 236,000
Broward County Florida 1 $ 360,000 $ 360,000 $ 330,000
Charlotte County Florida 1 $ 151,000 $ 151,000 $ 66,000
Hillsborough County Florida 1 $ 172,000 $ 172,000 $ 76,000
Manatee County Florida 1 $ 137,000 $ 137,000 $ 102,000
Martin County Florida 1 $ 120,000 $ 120,000 $ 103,000
Osceola County Florida 1 $ 276,000 $ 276,000 $ 158,000
Palm Beach County Florida 1 $ 146,000 $ 146,000 $ 226,000
Pasco County Florida 1 $ 3,000 $ 3,000 $ 20,000
Pinellas County Florida 1 $ 173,000 $ 173,000 $ 102,000
Polk County Florida 1 $ 186,000 $ 186,000 $ 59,000
Sarasota County Florida 1 $ 282,000 $ 282,000 $ 138,000
Sumter County Florida 1 $ 100,000 $ 100,000 $ 93,000
Volusia County Florida 1 $ 176,000 $ 176,000 $ 123,000
DeKalb County Georgia 1 $ 23,000 $ 23,000 $ 115,000
Grundy County Illinois 1 $ 417,000 $ 417,000 $ 142,000
Jo Daviess County Illinois 1 $ 100,000 $ 100,000 $ 446,000
Lake County Illinois 1 $ 175,000 $ 175,000 $ 213,000
Stephenson County Illinois 1 $ 135,000 $ 135,000 $ 79,000
Will County Illinois 1 $ 300,000 $ 300,000 $ 134,000
Elkhart County Indiana 1 $ 185,000 $ 185,000 $ 88,000
Howard County Indiana 1 $ 124,000 $ 124,000 $ 72,000
Jefferson County Indiana 1 $ 121,000 $ 121,000 $ 114,000
Starke County Indiana 1 $ 84,000 $ 84,000 $ 62,000
Tippecanoe County Indiana 1 $ 81,000 $ 81,000 $ 130,000
Wabash County Indiana 1 $ 93,000 $ 93,000 $ 36,000
White County Indiana 1 $ 58,000 $ 58,000 $ 28,000
Benton County Iowa 1 $ 25,000 $ 25,000 $ 23,000
Clarke County Iowa 1 $ 177,000 $ 177,000 $ 100,000
Dallas County Iowa 1 $ 32,000 $ 32,000 $ 72,000
Fayette County Iowa 1 $ 39,000 $ 39,000 $ 62,000
Iowa County Iowa 1 $ 88,000 $ 88,000 $ 47,000
Marshall County Iowa 1 $ 70,000 $ 70,000 $ 26,000
Poweshiek County Iowa 1 $ 87,000 $ 87,000 $ 33,000
Jessamine County Kentucky 1 $ 248,000 $ 248,000 $ 138,000
Caddo County Louisiana 1 $ 80,000 $ 80,000 $ 99,000
York County Maine 1 $ 192,000 $ 192,000 $ 84,000
Suffolk County Massachusetts 1 $ 225,000 $ 225,000 $ 78,000
Barry County Michigan 1 $ 167,000 $ 167,000 $ 247,000
Cass County Michigan 1 $ 3,000 $ 3,000 $ 52,000
Luce County Michigan 1 $ 12,000 $ 12,000 $ 47,000
Mason County Michigan 1 $ 121,000 $ 121,000 $ 58,000
Dakota County Minnesota 1 $ 5,000 $ 5,000 $ 90,000
Hennepin County Minnesota 1 $ 154,000 $ 154,000 $ 59,000
Washington County Minnesota 1 $ 382,000 $ 382,000 $ 152,000
Jefferson County Missouri 1 $ 90,000 $ 90,000 $ 24,000
Platte County Missouri 1 $ 49,000 $ 49,000 $ 52,000
Clark County Nevada 1 $ 214,000 $ 214,000 $ 53,000
Carroll County New Hampshire 1 $ 375,000 $ 375,000 $ 200,000
Cheshire County New Hampshire 1 $ 282,000 $ 282,000 $ 275,000
Hillsborough County New Hampshire 1 $ 119,000 $ 119,000 $ 56,000
Rockingham County New Hampshire 1 $ 356,000 $ 356,000 $ 134,000
Sullivan County New Hampshire 1 $ 281,000 $ 281,000 $ 280,000
Burlington County New Jersey 1 $ 26,000 $ 26,000 $ 22,000
Gloucester County New Jersey 1 $ 518,000 $ 518,000 $ 170,000
Mercer County New Jersey 1 $ 246,000 $ 246,000 $ 86,000
Monmouth County New Jersey 1 $ 290,000 $ 290,000 $ 82,000
Onondaga County New York 1 $ 77,000 $ 77,000 $ 177,000
Rensselaer County New York 1 $ 122,000 $ 122,000 $ 29,000
Westchester County New York 1 $ 730,000 $ 730,000 $ 796,000
Iredell County North Carolina 1 $ 56,000 $ 56,000 $ 100,000
Onslow County North Carolina 1 $ 81,000 $ 81,000 $ 33,000
Ashtabula County Ohio 1 $ 7,000 $ 7,000 $ 79,000
Butler County Ohio 1 $ 19,000 $ 19,000 $ 141,000
Clark County Ohio 1 $ 254,000 $ 254,000 $ 135,000
Clermont County Ohio 1 $ 90,000 $ 90,000 $ 24,000
Delaware County Ohio 1 $ 134,000 $ 134,000 $ 120,000
Hamilton County Ohio 1 $ 345,000 $ 345,000 $ 251,000
Logan County Ohio 1 $ 25,000 $ 25,000 $ 185,000
Ottawa County Ohio 1 $ 181,000 $ 181,000 $ 141,000
Multnomah County Oregon 1 $ 112,000 $ 112,000 $ 146,000
Berks County Pennsylvania 1 $ 68,000 $ 68,000 $ 41,000
Montgomery County Pennsylvania 1 $ 283,000 $ 283,000 $ 187,000
Cumberland County Tennessee 1 $ 302,000 $ 302,000 $ 112,000
Davidson County Tennessee 1 $ 161,000 $ 161,000 $ 396,000
Macon County Tennessee 1 $ 156,000 $ 156,000 $ 128,000
Sumner County Tennessee 1 $ 145,000 $ 145,000 $ 53,000
Bexar County Texas 1 $ 160,000 $ 160,000 $ 50,000
Fairfax County Virginia 1 $ 252,000 $ 252,000 $ 67,000
Hanover County Virginia 1 $ 107,000 $ 107,000 $ 52,000
Snohomish County Washington 1 $ 367,000 $ 367,000 $ 120,000
Burnett County Wisconsin 1 $ 118,000 $ 118,000 $ 66,000
Chippewa County Wisconsin 1 $ 274,000 $ 274,000 $ 0
Florence County Wisconsin 1 $ 376,000 $ 376,000 $ 68,000
Green Lake County Wisconsin 1 $ 85,000 $ 85,000 $ 42,000
Iowa County Wisconsin 1 $ 281,000 $ 281,000 $ 130,000
Juneau County Wisconsin 1 $ 300,000 $ 300,000 $ 66,000
Kenosha County Wisconsin 1 $ 69,000 $ 69,000 $ 26,000
Marquette County Wisconsin 1 $ 67,000 $ 67,000 $ 33,000
Pierce County Wisconsin 1 $ 158,000 $ 158,000 $ 84,000
Teton County Wyoming 1 $ 625,000 $ 625,000 $ 400,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,151 $552,249,000 $133,000 $6,659,000 $89,000 $2,167,000
Home Purchase 957 $107,949,000 $112,000 $1,000,000 $76,000 $1,470,000
Home Improvement 887 $20,491,000 $23,000 $843,000 $51,000 $536,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,128 $429,004,000 $103,000 $1,000,000 $80,000 $2,167,000
Not Provided 1,446 $202,752,000 $140,000 $1,288,000 $90,000 $1,425,000
Black or African American 222 $10,452,000 $47,000 $388,000 $51,000 $640,000
Hispanic 75 $5,588,000 $74,000 $417,000 $73,000 $676,000
Asian 70 $15,629,000 $223,000 $900,000 $106,000 $696,000
Not applicable 30 $15,491,000 $516,000 $6,659,000 $0 $0
American Indian or Alaskan Native 21 $1,515,000 $72,000 $417,000 $67,000 $309,000
Native Hawaiian or Other Pacific Islander 3 $258,000 $86,000 $179,000 $33,000 $45,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,329 $605,568,000 $113,000 $6,659,000 $85,000 $2,167,000
FHA-insured (Federal Housing Administration) 666 $75,121,000 $112,000 $327,000 $53,000 $572,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,258 $347,701,000 $106,000 $6,659,000 $83,000 $2,167,000
Application Denied By Financial Institution 1,665 $177,119,000 $106,000 $920,000 $70,000 $984,000
Application Approved But Not Accepted 953 $137,061,000 $143,000 $900,000 $92,000 $960,000
Application Withdrawn By Applicant 103 $16,706,000 $162,000 $1,000,000 $93,000 $796,000
File Closed For Incompleteness 13 $1,883,000 $144,000 $415,000 $69,000 $144,000
Preapproval Approved but not Accepted 3 $219,000 $73,000 $126,000 $72,000 $96,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 521 $81,316,000 $156,000 $843,000 $96,000 $905,000
Credit History 502 $18,108,000 $36,000 $440,000 $44,000 $750,000
Debt-To-Income Ratio 322 $41,811,000 $129,000 $417,000 $49,000 $334,000
Other 177 $20,114,000 $113,000 $477,000 $96,000 $984,000
Credit Application Incomplete 98 $7,949,000 $81,000 $417,000 $82,000 $624,000
Unverifiable Information 16 $3,477,000 $217,000 $920,000 $104,000 $455,000
Employment History 14 $1,456,000 $104,000 $240,000 $57,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,716,000 $194,000 $625,000 $117,000 $696,000
Mortgage Insurance Denied 1 $172,000 $172,000 $172,000 $54,000 $54,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List