Citizens Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Citizens Bank 328 S Saginaw St Flint, MI 48502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,574 |
| Total Mortgage Loan Application Amount | $831,613,000 |
| Average Mortgage Loan Application Amount | $109,666 |
| Highest Mortgage Loan Application Amount | $10,760,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $4,960,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 819 | $ 76,522,000 | $ 93,000 | $ 70,000 |
| Oakland County Michigan | 420 | $ 91,704,000 | $ 218,000 | $ 109,000 |
| Saginaw County Michigan | 337 | $ 27,729,000 | $ 82,000 | $ 71,000 |
| Jackson County Michigan | 292 | $ 25,450,000 | $ 87,000 | $ 69,000 |
| Washtenaw County Michigan | 225 | $ 39,980,000 | $ 177,000 | $ 107,000 |
| Wayne County Michigan | 214 | $ 38,160,000 | $ 178,000 | $ 102,000 |
| Livingston County Michigan | 199 | $ 31,252,000 | $ 157,000 | $ 91,000 |
| Brown County Wisconsin | 186 | $ 29,883,000 | $ 160,000 | $ 80,000 |
| Bay County Michigan | 183 | $ 14,117,000 | $ 77,000 | $ 80,000 |
| Wexford County Michigan | 180 | $ 14,454,000 | $ 80,000 | $ 62,000 |
| Macomb County Michigan | 147 | $ 27,399,000 | $ 186,000 | $ 77,000 |
| Shiawassee County Michigan | 128 | $ 13,410,000 | $ 104,000 | $ 67,000 |
| Midland County Michigan | 118 | $ 23,884,000 | $ 202,000 | $ 79,000 |
| St. Joseph County Michigan | 109 | $ 6,027,000 | $ 55,000 | $ 47,000 |
| Osceola County Michigan | 106 | $ 4,471,000 | $ 42,000 | $ 49,000 |
| Ingham County Michigan | 105 | $ 17,880,000 | $ 170,000 | $ 83,000 |
| Cuyahoga County Ohio | 93 | $ 31,299,000 | $ 336,000 | $ 67,000 |
| Oconto County Wisconsin | 93 | $ 10,309,000 | $ 110,000 | $ 74,000 |
| Clinton County Michigan | 81 | $ 8,672,000 | $ 107,000 | $ 70,000 |
| Marquette County Michigan | 80 | $ 5,537,000 | $ 69,000 | $ 54,000 |
| Otsego County Michigan | 78 | $ 11,163,000 | $ 143,000 | $ 85,000 |
| Missaukee County Michigan | 75 | $ 5,567,000 | $ 74,000 | $ 58,000 |
| Crawford County Michigan | 73 | $ 7,721,000 | $ 105,000 | $ 60,000 |
| Muskegon County Michigan | 72 | $ 5,170,000 | $ 71,000 | $ 69,000 |
| Kalamazoo County Michigan | 71 | $ 13,362,000 | $ 188,000 | $ 83,000 |
| Ottawa County Michigan | 64 | $ 3,891,000 | $ 60,000 | $ 97,000 |
| Portage County Wisconsin | 63 | $ 7,218,000 | $ 114,000 | $ 69,000 |
| Outagamie County Wisconsin | 60 | $ 6,692,000 | $ 111,000 | $ 78,000 |
| Oscoda County Michigan | 55 | $ 4,025,000 | $ 73,000 | $ 53,000 |
| Houghton County Michigan | 54 | $ 4,918,000 | $ 91,000 | $ 56,000 |
| Winnebago County Wisconsin | 54 | $ 6,874,000 | $ 127,000 | $ 70,000 |
| Arenac County Michigan | 53 | $ 2,589,000 | $ 48,000 | $ 59,000 |
| Grand Traverse County Michigan | 53 | $ 9,244,000 | $ 174,000 | $ 76,000 |
| Calhoun County Michigan | 49 | $ 4,231,000 | $ 86,000 | $ 67,000 |
| Charlevoix County Michigan | 45 | $ 4,905,000 | $ 109,000 | $ 81,000 |
| Emmet County Michigan | 42 | $ 11,219,000 | $ 267,000 | $ 158,000 |
| Antrim County Michigan | 41 | $ 4,320,000 | $ 105,000 | $ 74,000 |
| Ogemaw County Michigan | 41 | $ 2,409,000 | $ 58,000 | $ 49,000 |
| Oneida County Wisconsin | 40 | $ 6,301,000 | $ 157,000 | $ 112,000 |
| Vilas County Wisconsin | 40 | $ 7,166,000 | $ 179,000 | $ 119,000 |
| Monroe County Michigan | 39 | $ 3,043,000 | $ 78,000 | $ 56,000 |
| Grant County Wisconsin | 38 | $ 1,984,000 | $ 52,000 | $ 49,000 |
| Lake County Ohio | 37 | $ 6,022,000 | $ 162,000 | $ 70,000 |
| Door County Wisconsin | 35 | $ 4,337,000 | $ 123,000 | $ 76,000 |
| Lapeer County Michigan | 33 | $ 5,691,000 | $ 172,000 | $ 101,000 |
| Tuscola County Michigan | 32 | $ 2,741,000 | $ 85,000 | $ 52,000 |
| Roscommon County Michigan | 31 | $ 4,566,000 | $ 147,000 | $ 100,000 |
| Waupaca County Wisconsin | 30 | $ 3,065,000 | $ 102,000 | $ 61,000 |
| Waushara County Wisconsin | 29 | $ 3,194,000 | $ 110,000 | $ 67,000 |
| Gogebic County Michigan | 27 | $ 1,135,000 | $ 42,000 | $ 46,000 |
| Walworth County Wisconsin | 27 | $ 2,198,000 | $ 81,000 | $ 55,000 |
| Iron County Michigan | 26 | $ 1,245,000 | $ 47,000 | $ 51,000 |
| Alpena County Michigan | 25 | $ 2,982,000 | $ 119,000 | $ 78,000 |
| Calumet County Wisconsin | 24 | $ 2,399,000 | $ 99,000 | $ 61,000 |
| Marinette County Wisconsin | 24 | $ 2,306,000 | $ 96,000 | $ 68,000 |
| Gladwin County Michigan | 23 | $ 2,410,000 | $ 104,000 | $ 73,000 |
| Presque Isle County Michigan | 22 | $ 1,982,000 | $ 90,000 | $ 37,000 |
| Geauga County Ohio | 22 | $ 6,676,000 | $ 303,000 | $ 250,000 |
| Kent County Michigan | 21 | $ 3,191,000 | $ 151,000 | $ 91,000 |
| Alger County Michigan | 19 | $ 1,685,000 | $ 88,000 | $ 65,000 |
| Allegan County Michigan | 19 | $ 2,252,000 | $ 118,000 | $ 64,000 |
| Chippewa County Michigan | 19 | $ 1,444,000 | $ 76,000 | $ 66,000 |
| Crawford County Wisconsin | 19 | $ 813,000 | $ 42,000 | $ 47,000 |
| Clare County Michigan | 18 | $ 1,272,000 | $ 70,000 | $ 54,000 |
| Douglas County Wisconsin | 18 | $ 1,481,000 | $ 82,000 | $ 71,000 |
| Montmorency County Michigan | 17 | $ 1,683,000 | $ 99,000 | $ 63,000 |
| Lenawee County Michigan | 16 | $ 1,515,000 | $ 94,000 | $ 68,000 |
| Gratiot County Michigan | 15 | $ 1,183,000 | $ 78,000 | $ 58,000 |
| Cheboygan County Michigan | 14 | $ 1,899,000 | $ 135,000 | $ 89,000 |
| Delta County Michigan | 14 | $ 1,825,000 | $ 130,000 | $ 97,000 |
| Summit County Ohio | 14 | $ 1,840,000 | $ 131,000 | $ 120,000 |
| Iron County Wisconsin | 14 | $ 988,000 | $ 70,000 | $ 59,000 |
| Eaton County Michigan | 13 | $ 2,340,000 | $ 180,000 | $ 57,000 |
| Iosco County Michigan | 13 | $ 1,712,000 | $ 131,000 | $ 81,000 |
| Van Buren County Michigan | 13 | $ 1,871,000 | $ 143,000 | $ 141,000 |
| Ottawa County Ohio | 13 | $ 3,056,000 | $ 235,000 | $ 483,000 |
| Langlade County Wisconsin | 13 | $ 1,279,000 | $ 98,000 | $ 96,000 |
| Lincoln County Wisconsin | 13 | $ 1,065,000 | $ 81,000 | $ 47,000 |
| Dickinson County Michigan | 12 | $ 784,000 | $ 65,000 | $ 51,000 |
| Newaygo County Michigan | 12 | $ 1,140,000 | $ 95,000 | $ 101,000 |
| St. Clair County Michigan | 12 | $ 4,055,000 | $ 337,000 | $ 102,000 |
| Green County Wisconsin | 12 | $ 1,169,000 | $ 97,000 | $ 49,000 |
| Kewaunee County Wisconsin | 12 | $ 1,301,000 | $ 108,000 | $ 49,000 |
| Shawano County Wisconsin | 12 | $ 1,293,000 | $ 107,000 | $ 111,000 |
| Benzie County Michigan | 11 | $ 1,223,000 | $ 111,000 | $ 86,000 |
| Jefferson County Wisconsin | 11 | $ 1,224,000 | $ 111,000 | $ 53,000 |
| Kalkaska County Michigan | 10 | $ 1,191,000 | $ 119,000 | $ 93,000 |
| Leelanau County Michigan | 10 | $ 2,477,000 | $ 247,000 | $ 145,000 |
| Lafayette County Wisconsin | 10 | $ 983,000 | $ 98,000 | $ 69,000 |
| Waukesha County Wisconsin | 10 | $ 2,813,000 | $ 281,000 | $ 138,000 |
| Hillsdale County Michigan | 9 | $ 1,045,000 | $ 116,000 | $ 104,000 |
| Mecosta County Michigan | 9 | $ 765,000 | $ 85,000 | $ 46,000 |
| Manitowoc County Wisconsin | 9 | $ 959,000 | $ 106,000 | $ 65,000 |
| LaGrange County Indiana | 8 | $ 761,000 | $ 95,000 | $ 62,000 |
| Branch County Michigan | 8 | $ 410,000 | $ 51,000 | $ 40,000 |
| Milwaukee County Wisconsin | 8 | $ 1,223,000 | $ 152,000 | $ 97,000 |
| Lee County Florida | 7 | $ 1,684,000 | $ 240,000 | $ 163,000 |
| Baraga County Michigan | 7 | $ 497,000 | $ 71,000 | $ 53,000 |
| Mackinac County Michigan | 7 | $ 1,321,000 | $ 188,000 | $ 132,000 |
| Manistee County Michigan | 7 | $ 1,058,000 | $ 151,000 | $ 78,000 |
| Mason County Michigan | 7 | $ 878,000 | $ 125,000 | $ 57,000 |
| Medina County Ohio | 7 | $ 1,014,000 | $ 144,000 | $ 95,000 |
| Adams County Wisconsin | 7 | $ 1,183,000 | $ 169,000 | $ 207,000 |
| Maricopa County Arizona | 6 | $ 1,154,000 | $ 192,000 | $ 359,000 |
| Alcona County Michigan | 6 | $ 377,000 | $ 62,000 | $ 57,000 |
| Isabella County Michigan | 6 | $ 771,000 | $ 128,000 | $ 99,000 |
| Keweenaw County Michigan | 6 | $ 756,000 | $ 126,000 | $ 84,000 |
| Menominee County Michigan | 6 | $ 467,000 | $ 77,000 | $ 51,000 |
| Portage County Ohio | 6 | $ 1,202,000 | $ 200,000 | $ 110,000 |
| Polk County Wisconsin | 6 | $ 436,000 | $ 72,000 | $ 48,000 |
| Rock County Wisconsin | 6 | $ 505,000 | $ 84,000 | $ 51,000 |
| Sarasota County Florida | 5 | $ 1,065,000 | $ 213,000 | $ 298,000 |
| Huron County Michigan | 5 | $ 629,000 | $ 125,000 | $ 48,000 |
| Lake County Michigan | 5 | $ 394,000 | $ 78,000 | $ 71,000 |
| Montcalm County Michigan | 5 | $ 523,000 | $ 104,000 | $ 19,000 |
| St. Croix County Wisconsin | 5 | $ 549,000 | $ 109,000 | $ 51,000 |
| Broward County Florida | 4 | $ 996,000 | $ 249,000 | $ 201,000 |
| Cook County Illinois | 4 | $ 1,664,000 | $ 416,000 | $ 290,000 |
| Marion County Indiana | 4 | $ 316,000 | $ 79,000 | $ 45,000 |
| Ontonagon County Michigan | 4 | $ 327,000 | $ 81,000 | $ 53,000 |
| Montgomery County Ohio | 4 | $ 734,000 | $ 183,000 | $ 148,000 |
| Manatee County Florida | 3 | $ 646,000 | $ 215,000 | $ 157,000 |
| Palm Beach County Florida | 3 | $ 508,000 | $ 169,000 | $ 341,000 |
| St. Joseph County Indiana | 3 | $ 511,000 | $ 170,000 | $ 95,000 |
| Berrien County Michigan | 3 | $ 805,000 | $ 268,000 | $ 175,000 |
| Ionia County Michigan | 3 | $ 264,000 | $ 88,000 | $ 14,000 |
| Greene County Ohio | 3 | $ 284,000 | $ 94,000 | $ 77,000 |
| Dunn County Wisconsin | 3 | $ 315,000 | $ 105,000 | $ 76,000 |
| Fond du Lac County Wisconsin | 3 | $ 91,000 | $ 30,000 | $ 26,000 |
| Forest County Wisconsin | 3 | $ 202,000 | $ 67,000 | $ 40,000 |
| Marquette County Wisconsin | 3 | $ 352,000 | $ 117,000 | $ 68,000 |
| Ozaukee County Wisconsin | 3 | $ 301,000 | $ 100,000 | $ 74,000 |
| Sheboygan County Wisconsin | 3 | $ 486,000 | $ 162,000 | $ 69,000 |
| Collier County Florida | 2 | $ 436,000 | $ 218,000 | $ 277,000 |
| Miami-Dade County Florida | 2 | $ 567,000 | $ 283,000 | $ 204,000 |
| Pinellas County Florida | 2 | $ 253,000 | $ 126,000 | $ 440,000 |
| Hamilton County Indiana | 2 | $ 328,000 | $ 164,000 | $ 91,000 |
| Schoolcraft County Michigan | 2 | $ 325,000 | $ 162,000 | $ 84,000 |
| Carroll County Ohio | 2 | $ 163,000 | $ 81,000 | $ 129,000 |
| Lorain County Ohio | 2 | $ 559,000 | $ 279,000 | $ 168,000 |
| Lucas County Ohio | 2 | $ 167,000 | $ 83,000 | $ 48,000 |
| Warren County Ohio | 2 | $ 290,000 | $ 145,000 | $ 132,000 |
| Dodge County Wisconsin | 2 | $ 111,000 | $ 55,000 | $ 51,000 |
| Juneau County Wisconsin | 2 | $ 251,000 | $ 125,000 | $ 127,000 |
| Marathon County Wisconsin | 2 | $ 242,000 | $ 121,000 | $ 86,000 |
| Racine County Wisconsin | 2 | $ 251,000 | $ 125,000 | $ 66,000 |
| Montgomery County Alabama | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Shelby County Alabama | 1 | $ 174,000 | $ 174,000 | $ 115,000 |
| Yavapai County Arizona | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Del Norte County California | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Nevada County California | 1 | $ 600,000 | $ 600,000 | $ 134,000 |
| San Bernardino County California | 1 | $ 194,000 | $ 194,000 | $ 115,000 |
| Boulder County Colorado | 1 | $ 512,000 | $ 512,000 | $ 165,000 |
| Eagle County Colorado | 1 | $ 160,000 | $ 160,000 | $ 984,000 |
| Pitkin County Colorado | 1 | $ 159,000 | $ 159,000 | $ 174,000 |
| Rio Blanco County Colorado | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| Charlotte County Florida | 1 | $ 124,000 | $ 124,000 | $ 80,000 |
| Duval County Florida | 1 | $ 200,000 | $ 200,000 | $ 128,000 |
| Indian River County Florida | 1 | $ 76,000 | $ 76,000 | $ 66,000 |
| Jefferson County Florida | 1 | $ 91,000 | $ 91,000 | $ 49,000 |
| Monroe County Florida | 1 | $ 166,000 | $ 166,000 | $ 18,000 |
| Osceola County Florida | 1 | $ 534,000 | $ 534,000 | $ 161,000 |
| Pasco County Florida | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| St. Lucie County Florida | 1 | $ 222,000 | $ 222,000 | $ 62,000 |
| Volusia County Florida | 1 | $ 77,000 | $ 77,000 | $ 121,000 |
| Walton County Florida | 1 | $ 417,000 | $ 417,000 | $ 259,000 |
| Butts County Georgia | 1 | $ 191,000 | $ 191,000 | $ 98,000 |
| Carroll County Illinois | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Kendall County Illinois | 1 | $ 156,000 | $ 156,000 | $ 91,000 |
| Allen County Indiana | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Boone County Indiana | 1 | $ 498,000 | $ 498,000 | $ 105,000 |
| Hendricks County Indiana | 1 | $ 101,000 | $ 101,000 | $ 65,000 |
| Kosciusko County Indiana | 1 | $ 182,000 | $ 182,000 | $ 228,000 |
| Lake County Indiana | 1 | $ 130,000 | $ 130,000 | $ 92,000 |
| Madison County Indiana | 1 | $ 378,000 | $ 378,000 | $ 240,000 |
| Noble County Indiana | 1 | $ 51,000 | $ 51,000 | $ 26,000 |
| Posey County Indiana | 1 | $ 161,000 | $ 161,000 | $ 80,000 |
| Clayton County Iowa | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Fayette County Iowa | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| Rockcastle County Kentucky | 1 | $ 196,000 | $ 196,000 | $ 88,000 |
| Barnstable County Massachusetts | 1 | $ 154,000 | $ 154,000 | $ 34,000 |
| Middlesex County Massachusetts | 1 | $ 178,000 | $ 178,000 | $ 74,000 |
| Worcester County Massachusetts | 1 | $ 391,000 | $ 391,000 | $ 217,000 |
| Barry County Michigan | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Luce County Michigan | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Oceana County Michigan | 1 | $ 72,000 | $ 72,000 | $ 120,000 |
| Sanilac County Michigan | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Carlton County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Ramsey County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 200,000 |
| Sherburne County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Christian County Missouri | 1 | $ 490,000 | $ 490,000 | $ 456,000 |
| Greene County Missouri | 1 | $ 286,000 | $ 286,000 | $ 170,000 |
| Santa Fe County New Mexico | 1 | $ 222,000 | $ 222,000 | $ 50,000 |
| Broome County New York | 1 | $ 324,000 | $ 324,000 | $ 333,000 |
| Rockland County New York | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Ulster County New York | 1 | $ 179,000 | $ 179,000 | $ 92,000 |
| Butler County Ohio | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
| Erie County Ohio | 1 | $ 278,000 | $ 278,000 | $ 133,000 |
| Hamilton County Ohio | 1 | $ 158,000 | $ 158,000 | $ 84,000 |
| Sandusky County Ohio | 1 | $ 48,000 | $ 48,000 | $ 18,000 |
| Wayne County Ohio | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Philadelphia County Pennsylvania | 1 | $ 289,000 | $ 289,000 | $ 319,000 |
| Horry County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 115,000 |
| Hamilton County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Knox County Tennessee | 1 | $ 283,000 | $ 283,000 | $ 216,000 |
| Nueces County Texas | 1 | $ 970,000 | $ 970,000 | $ 214,000 |
| Webb County Texas | 1 | $ 130,000 | $ 130,000 | $ 24,000 |
| Kane County Utah | 1 | $ 160,000 | $ 160,000 | $ 94,000 |
| Logan County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Barron County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 24,000 |
| Burnett County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Columbia County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 116,000 |
| Florence County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Kenosha County Wisconsin | 1 | $ 223,000 | $ 223,000 | $ 124,000 |
| Pierce County Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 90,000 |
| Price County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 80,000 |
| Wood County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,842 | $553,006,000 | $143,000 | $5,995,000 | $86,000 | $2,158,000 |
| Home Purchase | 1,581 | $233,335,000 | $147,000 | $10,760,000 | $83,000 | $4,960,000 |
| Home Improvement | 1,151 | $45,272,000 | $39,000 | $8,500,000 | $55,000 | $755,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,991 | $558,090,000 | $111,000 | $4,992,000 | $78,000 | $1,748,000 |
| Not Provided | 1,021 | $146,089,000 | $143,000 | $2,800,000 | $94,000 | $4,960,000 |
| Black or African American | 252 | $20,348,000 | $80,000 | $3,200,000 | $62,000 | $624,000 |
| Asian | 112 | $34,867,000 | $311,000 | $2,550,000 | $132,000 | $843,000 |
| Hispanic | 94 | $7,592,000 | $80,000 | $1,000,000 | $63,000 | $300,000 |
| Not applicable | 78 | $61,913,000 | $793,000 | $10,760,000 | $0 | $0 |
| American Indian or Alaskan Native | 21 | $2,082,000 | $99,000 | $833,000 | $81,000 | $390,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $632,000 | $126,000 | $180,000 | $149,000 | $380,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,988 | $765,023,000 | $127,000 | $10,760,000 | $83,000 | $4,960,000 |
| FHA-insured (Federal Housing Administration) | 575 | $65,375,000 | $113,000 | $275,000 | $52,000 | $326,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $589,000 | $98,000 | $173,000 | $33,000 | $52,000 |
| VA-guaranteed (Veterans Administration) | 5 | $626,000 | $125,000 | $210,000 | $52,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,413 | $427,637,000 | $125,000 | $10,760,000 | $78,000 | $1,700,000 |
| Application Denied By Financial Institution | 1,448 | $142,079,000 | $98,000 | $3,200,000 | $64,000 | $1,748,000 |
| Application Approved But Not Accepted | 1,282 | $188,444,000 | $146,000 | $1,500,000 | $100,000 | $4,960,000 |
| Application Withdrawn By Applicant | 310 | $51,276,000 | $165,000 | $1,100,000 | $83,000 | $926,000 |
| File Closed For Incompleteness | 84 | $17,466,000 | $207,000 | $1,920,000 | $114,000 | $1,608,000 |
| Preapproval Approved but not Accepted | 31 | $4,052,000 | $130,000 | $330,000 | $58,000 | $144,000 |
| Preapproval Denied by Financial Institution | 6 | $659,000 | $109,000 | $240,000 | $37,000 | $59,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 622 | $27,828,000 | $44,000 | $881,000 | $49,000 | $700,000 |
| Collateral | 326 | $41,328,000 | $126,000 | $638,000 | $85,000 | $984,000 |
| Debt-To-Income Ratio | 324 | $51,445,000 | $158,000 | $3,200,000 | $57,000 | $624,000 |
| Other | 117 | $10,986,000 | $93,000 | $1,979,000 | $91,000 | $1,748,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $4,962,000 | $236,000 | $2,084,000 | $93,000 | $576,000 |
| Credit Application Incomplete | 19 | $2,822,000 | $148,000 | $574,000 | $74,000 | $324,000 |
| Employment History | 13 | $1,247,000 | $95,000 | $255,000 | $48,000 | $96,000 |
| Unverifiable Information | 12 | $2,120,000 | $176,000 | $567,000 | $102,000 | $381,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.