Citizens Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Citizens Bank 328 S Saginaw St Flint, MI 48502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,635 |
| Total Mortgage Loan Application Amount | $639,383,000 |
| Average Mortgage Loan Application Amount | $82,666 |
| Highest Mortgage Loan Application Amount | $3,290,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $3,013,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 1,289 | $ 84,725,000 | $ 65,000 | $ 67,000 |
| Saginaw County Michigan | 580 | $ 33,052,000 | $ 56,000 | $ 61,000 |
| Oakland County Michigan | 327 | $ 57,078,000 | $ 174,000 | $ 116,000 |
| Bay County Michigan | 318 | $ 16,208,000 | $ 50,000 | $ 55,000 |
| Wexford County Michigan | 298 | $ 17,369,000 | $ 58,000 | $ 61,000 |
| Jackson County Michigan | 268 | $ 18,945,000 | $ 70,000 | $ 59,000 |
| Osceola County Michigan | 222 | $ 12,099,000 | $ 54,000 | $ 49,000 |
| Midland County Michigan | 182 | $ 18,391,000 | $ 101,000 | $ 71,000 |
| Wayne County Michigan | 168 | $ 21,214,000 | $ 126,000 | $ 82,000 |
| St. Joseph County Michigan | 167 | $ 7,964,000 | $ 47,000 | $ 48,000 |
| Clinton County Michigan | 150 | $ 12,743,000 | $ 84,000 | $ 60,000 |
| Brown County Wisconsin | 149 | $ 14,263,000 | $ 95,000 | $ 83,000 |
| Oconto County Wisconsin | 146 | $ 11,865,000 | $ 81,000 | $ 62,000 |
| Ingham County Michigan | 141 | $ 11,969,000 | $ 84,000 | $ 60,000 |
| Washtenaw County Michigan | 133 | $ 12,457,000 | $ 93,000 | $ 73,000 |
| Portage County Wisconsin | 115 | $ 8,101,000 | $ 70,000 | $ 71,000 |
| Missaukee County Michigan | 108 | $ 6,359,000 | $ 58,000 | $ 48,000 |
| Crawford County Michigan | 107 | $ 8,604,000 | $ 80,000 | $ 55,000 |
| Shiawassee County Michigan | 101 | $ 6,291,000 | $ 62,000 | $ 63,000 |
| Otsego County Michigan | 96 | $ 11,457,000 | $ 119,000 | $ 87,000 |
| Outagamie County Wisconsin | 96 | $ 7,408,000 | $ 77,000 | $ 74,000 |
| Vilas County Wisconsin | 92 | $ 11,974,000 | $ 130,000 | $ 78,000 |
| Winnebago County Wisconsin | 88 | $ 10,470,000 | $ 118,000 | $ 66,000 |
| Alpena County Michigan | 85 | $ 6,809,000 | $ 80,000 | $ 65,000 |
| Oneida County Wisconsin | 81 | $ 10,381,000 | $ 128,000 | $ 86,000 |
| Charlevoix County Michigan | 77 | $ 8,252,000 | $ 107,000 | $ 117,000 |
| Grant County Wisconsin | 72 | $ 4,875,000 | $ 67,000 | $ 60,000 |
| Tuscola County Michigan | 71 | $ 3,606,000 | $ 50,000 | $ 58,000 |
| Macomb County Michigan | 70 | $ 7,321,000 | $ 104,000 | $ 88,000 |
| Oscoda County Michigan | 70 | $ 4,405,000 | $ 62,000 | $ 43,000 |
| Waushara County Wisconsin | 70 | $ 5,253,000 | $ 75,000 | $ 56,000 |
| Antrim County Michigan | 69 | $ 5,423,000 | $ 78,000 | $ 60,000 |
| Roscommon County Michigan | 66 | $ 8,305,000 | $ 125,000 | $ 89,000 |
| Milwaukee County Wisconsin | 61 | $ 8,065,000 | $ 132,000 | $ 63,000 |
| Arenac County Michigan | 59 | $ 2,363,000 | $ 40,000 | $ 60,000 |
| Grand Traverse County Michigan | 56 | $ 3,730,000 | $ 66,000 | $ 68,000 |
| Calumet County Wisconsin | 53 | $ 4,604,000 | $ 86,000 | $ 68,000 |
| Ogemaw County Michigan | 51 | $ 2,077,000 | $ 40,000 | $ 55,000 |
| Door County Wisconsin | 51 | $ 7,393,000 | $ 144,000 | $ 124,000 |
| Walworth County Wisconsin | 51 | $ 3,709,000 | $ 72,000 | $ 64,000 |
| Livingston County Michigan | 45 | $ 4,277,000 | $ 95,000 | $ 74,000 |
| Marinette County Wisconsin | 38 | $ 2,738,000 | $ 72,000 | $ 59,000 |
| Waupaca County Wisconsin | 36 | $ 4,040,000 | $ 112,000 | $ 60,000 |
| Lapeer County Michigan | 33 | $ 1,905,000 | $ 57,000 | $ 60,000 |
| Lincoln County Wisconsin | 33 | $ 3,617,000 | $ 109,000 | $ 55,000 |
| Gladwin County Michigan | 32 | $ 2,666,000 | $ 83,000 | $ 50,000 |
| Shawano County Wisconsin | 29 | $ 2,234,000 | $ 77,000 | $ 87,000 |
| Douglas County Wisconsin | 28 | $ 1,708,000 | $ 61,000 | $ 58,000 |
| Clare County Michigan | 27 | $ 1,690,000 | $ 62,000 | $ 47,000 |
| Alcona County Michigan | 26 | $ 1,605,000 | $ 61,000 | $ 38,000 |
| Polk County Wisconsin | 25 | $ 4,042,000 | $ 161,000 | $ 50,000 |
| Waukesha County Wisconsin | 25 | $ 5,031,000 | $ 201,000 | $ 113,000 |
| Kewaunee County Wisconsin | 24 | $ 1,568,000 | $ 65,000 | $ 52,000 |
| Manitowoc County Wisconsin | 24 | $ 2,416,000 | $ 100,000 | $ 57,000 |
| Calhoun County Michigan | 23 | $ 1,083,000 | $ 47,000 | $ 49,000 |
| Eaton County Michigan | 23 | $ 1,650,000 | $ 71,000 | $ 59,000 |
| Crawford County Wisconsin | 23 | $ 742,000 | $ 32,000 | $ 77,000 |
| Jefferson County Wisconsin | 22 | $ 2,575,000 | $ 117,000 | $ 56,000 |
| Manistee County Michigan | 20 | $ 1,761,000 | $ 88,000 | $ 70,000 |
| Presque Isle County Michigan | 20 | $ 1,325,000 | $ 66,000 | $ 53,000 |
| Lafayette County Wisconsin | 20 | $ 629,000 | $ 31,000 | $ 53,000 |
| Lake County Michigan | 19 | $ 951,000 | $ 50,000 | $ 50,000 |
| Iowa County Wisconsin | 19 | $ 1,347,000 | $ 70,000 | $ 60,000 |
| Langlade County Wisconsin | 19 | $ 1,103,000 | $ 58,000 | $ 44,000 |
| Lenawee County Michigan | 18 | $ 1,595,000 | $ 88,000 | $ 49,000 |
| Mecosta County Michigan | 18 | $ 1,219,000 | $ 67,000 | $ 54,000 |
| Gratiot County Michigan | 16 | $ 1,215,000 | $ 75,000 | $ 44,000 |
| Iosco County Michigan | 16 | $ 845,000 | $ 52,000 | $ 50,000 |
| Isabella County Michigan | 14 | $ 1,659,000 | $ 118,000 | $ 101,000 |
| Kalkaska County Michigan | 14 | $ 924,000 | $ 66,000 | $ 82,000 |
| Benzie County Michigan | 13 | $ 1,726,000 | $ 132,000 | $ 469,000 |
| Montmorency County Michigan | 13 | $ 1,362,000 | $ 104,000 | $ 49,000 |
| Kent County Michigan | 11 | $ 1,177,000 | $ 107,000 | $ 57,000 |
| Leelanau County Michigan | 11 | $ 2,940,000 | $ 267,000 | $ 158,000 |
| Fond du Lac County Wisconsin | 11 | $ 2,539,000 | $ 230,000 | $ 47,000 |
| Forest County Wisconsin | 11 | $ 807,000 | $ 73,000 | $ 62,000 |
| Monroe County Michigan | 10 | $ 1,120,000 | $ 112,000 | $ 58,000 |
| Iron County Wisconsin | 10 | $ 983,000 | $ 98,000 | $ 59,000 |
| St. Croix County Wisconsin | 10 | $ 1,077,000 | $ 107,000 | $ 74,000 |
| Cheboygan County Michigan | 9 | $ 1,704,000 | $ 189,000 | $ 129,000 |
| Emmet County Michigan | 9 | $ 2,726,000 | $ 302,000 | $ 145,000 |
| Marathon County Wisconsin | 9 | $ 1,058,000 | $ 117,000 | $ 131,000 |
| LaGrange County Indiana | 8 | $ 432,000 | $ 54,000 | $ 51,000 |
| Hillsdale County Michigan | 8 | $ 1,400,000 | $ 175,000 | $ 98,000 |
| Green County Wisconsin | 8 | $ 532,000 | $ 66,000 | $ 51,000 |
| Kalamazoo County Michigan | 7 | $ 267,000 | $ 38,000 | $ 50,000 |
| Montcalm County Michigan | 7 | $ 578,000 | $ 82,000 | $ 73,000 |
| St. Clair County Michigan | 7 | $ 929,000 | $ 132,000 | $ 98,000 |
| Sheboygan County Wisconsin | 7 | $ 682,000 | $ 97,000 | $ 63,000 |
| Branch County Michigan | 6 | $ 421,000 | $ 70,000 | $ 45,000 |
| Adams County Wisconsin | 6 | $ 823,000 | $ 137,000 | $ 91,000 |
| Racine County Wisconsin | 6 | $ 933,000 | $ 155,000 | $ 57,000 |
| Ionia County Michigan | 5 | $ 696,000 | $ 139,000 | $ 88,000 |
| Menominee County Michigan | 5 | $ 361,000 | $ 72,000 | $ 86,000 |
| Dodge County Wisconsin | 5 | $ 556,000 | $ 111,000 | $ 68,000 |
| Rock County Wisconsin | 5 | $ 438,000 | $ 87,000 | $ 51,000 |
| Maricopa County Arizona | 4 | $ 540,000 | $ 135,000 | $ 107,000 |
| Lee County Florida | 4 | $ 2,199,000 | $ 549,000 | $ 300,000 |
| Cook County Illinois | 4 | $ 829,000 | $ 207,000 | $ 166,000 |
| Marshall County Iowa | 4 | $ 305,000 | $ 76,000 | $ 33,000 |
| Huron County Michigan | 4 | $ 185,000 | $ 46,000 | $ 52,000 |
| Sanilac County Michigan | 4 | $ 144,000 | $ 36,000 | $ 37,000 |
| Green Lake County Wisconsin | 4 | $ 286,000 | $ 71,000 | $ 48,000 |
| Marquette County Wisconsin | 4 | $ 530,000 | $ 132,000 | $ 65,000 |
| Washington County Wisconsin | 4 | $ 770,000 | $ 192,000 | $ 67,000 |
| Broward County Florida | 3 | $ 522,000 | $ 174,000 | $ 357,000 |
| Clayton County Iowa | 3 | $ 155,000 | $ 51,000 | $ 79,000 |
| Schoolcraft County Michigan | 3 | $ 256,000 | $ 85,000 | $ 55,000 |
| Dane County Wisconsin | 3 | $ 463,000 | $ 154,000 | $ 103,000 |
| Florence County Wisconsin | 3 | $ 172,000 | $ 57,000 | $ 53,000 |
| Pima County Arizona | 2 | $ 486,000 | $ 243,000 | $ 67,000 |
| Eagle County Colorado | 2 | $ 360,000 | $ 180,000 | $ 180,000 |
| Brevard County Florida | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Charlotte County Florida | 2 | $ 298,000 | $ 149,000 | $ 75,000 |
| Palm Beach County Florida | 2 | $ 1,115,000 | $ 557,000 | $ 353,000 |
| Sarasota County Florida | 2 | $ 328,000 | $ 164,000 | $ 114,000 |
| Volusia County Florida | 2 | $ 1,040,000 | $ 520,000 | $ 514,000 |
| Cobb County Georgia | 2 | $ 483,000 | $ 241,000 | $ 156,000 |
| Allamakee County Iowa | 2 | $ 98,000 | $ 49,000 | $ 56,000 |
| Dallas County Iowa | 2 | $ 395,000 | $ 197,000 | $ 168,000 |
| Berrien County Michigan | 2 | $ 483,000 | $ 241,000 | $ 110,000 |
| Delta County Michigan | 2 | $ 172,000 | $ 86,000 | $ 58,000 |
| Houghton County Michigan | 2 | $ 94,000 | $ 47,000 | $ 59,000 |
| Luce County Michigan | 2 | $ 228,000 | $ 114,000 | $ 85,000 |
| Mason County Michigan | 2 | $ 141,000 | $ 70,000 | $ 54,000 |
| Dakota County Minnesota | 2 | $ 1,000,000 | $ 500,000 | $ 589,000 |
| Ramsey County Minnesota | 2 | $ 168,000 | $ 84,000 | $ 81,000 |
| Washington County Minnesota | 2 | $ 144,000 | $ 72,000 | $ 146,000 |
| Johnston County North Carolina | 2 | $ 109,000 | $ 54,000 | $ 33,000 |
| Nueces County Texas | 2 | $ 406,000 | $ 203,000 | $ 0 |
| Barron County Wisconsin | 2 | $ 197,000 | $ 98,000 | $ 83,000 |
| Juneau County Wisconsin | 2 | $ 165,000 | $ 82,000 | $ 91,000 |
| Ozaukee County Wisconsin | 2 | $ 162,000 | $ 81,000 | $ 87,000 |
| Pierce County Wisconsin | 2 | $ 692,000 | $ 346,000 | $ 131,000 |
| Wood County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 68,000 |
| Fairbanks North Star County Alaska | 1 | $ 181,000 | $ 181,000 | $ 87,000 |
| Washington County Arkansas | 1 | $ 288,000 | $ 288,000 | $ 82,000 |
| Moffat County Colorado | 1 | $ 38,000 | $ 38,000 | $ 220,000 |
| Middlesex County Connecticut | 1 | $ 342,000 | $ 342,000 | $ 0 |
| New London County Connecticut | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Collier County Florida | 1 | $ 950,000 | $ 950,000 | $ 1,529,000 |
| Escambia County Florida | 1 | $ 150,000 | $ 150,000 | $ 118,000 |
| Highlands County Florida | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| Hillsborough County Florida | 1 | $ 720,000 | $ 720,000 | $ 315,000 |
| Lake County Florida | 1 | $ 132,000 | $ 132,000 | $ 110,000 |
| Manatee County Florida | 1 | $ 77,000 | $ 77,000 | $ 109,000 |
| Polk County Florida | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| St. Lucie County Florida | 1 | $ 260,000 | $ 260,000 | $ 86,000 |
| Walton County Florida | 1 | $ 458,000 | $ 458,000 | $ 330,000 |
| Chatham County Georgia | 1 | $ 64,000 | $ 64,000 | $ 64,000 |
| Jo Daviess County Illinois | 1 | $ 160,000 | $ 160,000 | $ 29,000 |
| Lake County Illinois | 1 | $ 21,000 | $ 21,000 | $ 14,000 |
| Piatt County Illinois | 1 | $ 62,000 | $ 62,000 | $ 22,000 |
| Clark County Indiana | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| DeKalb County Indiana | 1 | $ 60,000 | $ 60,000 | $ 165,000 |
| Elkhart County Indiana | 1 | $ 110,000 | $ 110,000 | $ 86,000 |
| Floyd County Indiana | 1 | $ 132,000 | $ 132,000 | $ 30,000 |
| Hendricks County Indiana | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Steuben County Indiana | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Delaware County Iowa | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Hardin County Iowa | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Jasper County Iowa | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Poweshiek County Iowa | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Story County Iowa | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Tama County Iowa | 1 | $ 87,000 | $ 87,000 | $ 78,000 |
| York County Maine | 1 | $ 227,000 | $ 227,000 | $ 166,000 |
| Anne Arundel County Maryland | 1 | $ 6,000 | $ 6,000 | $ 44,000 |
| Baltimore City County Maryland | 1 | $ 264,000 | $ 264,000 | $ 572,000 |
| Barry County Michigan | 1 | $ 6,000 | $ 6,000 | $ 55,000 |
| Cass County Michigan | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Chippewa County Michigan | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Gogebic County Michigan | 1 | $ 212,000 | $ 212,000 | $ 58,000 |
| Muskegon County Michigan | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Newaygo County Michigan | 1 | $ 177,000 | $ 177,000 | $ 165,000 |
| Ottawa County Michigan | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Hennepin County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 150,000 |
| St. Louis County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Jackson County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 62,000 |
| Tallahatchie County Mississippi | 1 | $ 144,000 | $ 144,000 | $ 107,000 |
| Washington County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Suffolk County New York | 1 | $ 350,000 | $ 350,000 | $ 100,000 |
| Moore County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Erie County Ohio | 1 | $ 242,000 | $ 242,000 | $ 87,000 |
| Franklin County Ohio | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Fulton County Ohio | 1 | $ 24,000 | $ 24,000 | $ 21,000 |
| Portage County Ohio | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Pickens County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Union County South Dakota | 1 | $ 206,000 | $ 206,000 | $ 78,000 |
| Anderson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 70,000 |
| Blount County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Knox County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 216,000 |
| Travis County Texas | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Weber County Utah | 1 | $ 122,000 | $ 122,000 | $ 75,000 |
| Bayfield County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| Columbia County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Dunn County Wisconsin | 1 | $ 889,000 | $ 889,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Jackson County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 37,000 |
| Price County Wisconsin | 1 | $ 13,000 | $ 13,000 | $ 51,000 |
| Richland County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Sauk County Wisconsin | 1 | $ 41,000 | $ 41,000 | $ 21,000 |
| Teton County Wyoming | 1 | $ 380,000 | $ 380,000 | $ 528,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,275 | $317,493,000 | $96,000 | $3,290,000 | $73,000 | $2,732,000 |
| Home Improvement | 2,293 | $55,771,000 | $24,000 | $649,000 | $57,000 | $1,114,000 |
| Home Purchase | 2,067 | $266,119,000 | $128,000 | $3,000,000 | $77,000 | $3,013,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,616 | $545,599,000 | $82,000 | $3,000,000 | $70,000 | $3,013,000 |
| Black or African American | 513 | $35,422,000 | $69,000 | $1,100,000 | $61,000 | $733,000 |
| Hispanic | 195 | $10,737,000 | $55,000 | $271,000 | $51,000 | $179,000 |
| Not Provided | 164 | $13,668,000 | $83,000 | $672,000 | $80,000 | $1,114,000 |
| Asian | 71 | $15,424,000 | $217,000 | $1,855,000 | $147,000 | $1,000,000 |
| Not applicable | 46 | $16,216,000 | $352,000 | $3,290,000 | $0 | $0 |
| American Indian or Alaskan Native | 22 | $1,632,000 | $74,000 | $444,000 | $56,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $685,000 | $85,000 | $189,000 | $71,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,480 | $623,253,000 | $83,000 | $3,290,000 | $70,000 | $3,013,000 |
| FHA-insured (Federal Housing Administration) | 130 | $13,170,000 | $101,000 | $228,000 | $45,000 | $298,000 |
| VA-guaranteed (Veterans Administration) | 15 | $2,141,000 | $142,000 | $357,000 | $49,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $819,000 | $81,000 | $151,000 | $31,000 | $43,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,942 | $443,532,000 | $89,000 | $3,290,000 | $74,000 | $3,013,000 |
| Application Denied By Financial Institution | 1,514 | $73,809,000 | $48,000 | $1,980,000 | $55,000 | $2,675,000 |
| Application Approved But Not Accepted | 751 | $61,892,000 | $82,000 | $958,000 | $70,000 | $1,000,000 |
| Application Withdrawn By Applicant | 324 | $50,122,000 | $154,000 | $1,360,000 | $66,000 | $720,000 |
| Preapproval Denied by Financial Institution | 67 | $6,293,000 | $93,000 | $234,000 | $30,000 | $74,000 |
| File Closed For Incompleteness | 37 | $3,735,000 | $100,000 | $800,000 | $104,000 | $960,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,035 | $36,329,000 | $35,000 | $275,000 | $45,000 | $1,114,000 |
| Debt-To-Income Ratio | 248 | $20,416,000 | $82,000 | $1,980,000 | $43,000 | $590,000 |
| Collateral | 132 | $12,787,000 | $96,000 | $504,000 | $107,000 | $2,675,000 |
| Other | 131 | $7,110,000 | $54,000 | $309,000 | $71,000 | $759,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $1,656,000 | $103,000 | $263,000 | $64,000 | $139,000 |
| Credit Application Incomplete | 11 | $779,000 | $70,000 | $300,000 | $229,000 | $984,000 |
| Unverifiable Information | 5 | $849,000 | $169,000 | $223,000 | $119,000 | $407,000 |
| Employment History | 3 | $176,000 | $58,000 | $112,000 | $18,000 | $28,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.