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- Data Updated through 2023
Citizens Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Citizens Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank 328 S Saginaw St Flint, MI 48502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,449 |
| Total Mortgage Loan Application Amount | $755,893,000 |
| Average Mortgage Loan Application Amount | $184,966 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $140,700 |
| Highest Applicant Income | $2,675,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Citizens Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Citizens Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Wisconsin | 2 | $ 176,000 | $ 88,000 | $ 67,000 |
| Alcona County Michigan | 39 | $ 2,617,000 | $ 67,000 | $ 37,000 |
| Alger County Michigan | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Allamakee County Iowa | 2 | $ 159,000 | $ 79,000 | $ 96,000 |
| Allegan County Michigan | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Alpena County Michigan | 77 | $ 4,971,000 | $ 64,000 | $ 40,000 |
| Anoka County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Antrim County Michigan | 77 | $ 6,516,000 | $ 84,000 | $ 53,000 |
| Arapahoe County Colorado | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Arenac County Michigan | 83 | $ 4,209,000 | $ 50,000 | $ 44,000 |
| Barry County Michigan | 10 | $ 958,000 | $ 95,000 | $ 93,000 |
| Bay County Michigan | 293 | $ 18,230,000 | $ 62,000 | $ 61,000 |
| Benzie County Michigan | 16 | $ 3,047,000 | $ 190,000 | $ 341,000 |
| Berrien County Michigan | 7 | $ 1,116,000 | $ 159,000 | $ 104,000 |
| Branch County Michigan | 16 | $ 714,000 | $ 44,000 | $ 37,000 |
| Brown County Wisconsin | 180 | $ 25,933,000 | $ 144,000 | $ 50,000 |
| Burnett County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Calhoun County Michigan | 24 | $ 784,000 | $ 32,000 | $ 37,000 |
| Calumet County Wisconsin | 52 | $ 5,122,000 | $ 98,000 | $ 65,000 |
| Cass County Michigan | 5 | $ 249,000 | $ 49,000 | $ 53,000 |
| Charlevoix County Michigan | 79 | $ 9,498,000 | $ 120,000 | $ 60,000 |
| Charlotte County Florida | 1 | $ 198,000 | $ 198,000 | $ 134,000 |
| Cheboygan County Michigan | 9 | $ 1,533,000 | $ 170,000 | $ 56,000 |
| Chippewa County Michigan | 2 | $ 106,000 | $ 53,000 | $ 51,000 |
| Chippewa County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Clare County Michigan | 27 | $ 1,693,000 | $ 62,000 | $ 69,000 |
| Clark County Nevada | 3 | $ 649,000 | $ 216,000 | $ 84,000 |
| Clayton County Iowa | 5 | $ 144,000 | $ 28,000 | $ 25,000 |
| Clinton County Michigan | 205 | $ 18,494,000 | $ 90,000 | $ 56,000 |
| Collier County Florida | 2 | $ 475,000 | $ 237,000 | $ 263,000 |
| Cook County Illinois | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Crawford County Michigan | 140 | $ 12,803,000 | $ 91,000 | $ 67,000 |
| Crawford County Wisconsin | 24 | $ 819,000 | $ 34,000 | $ 40,000 |
| Dakota County Minnesota | 1 | $ 398,000 | $ 398,000 | $ 710,000 |
| Dane County Wisconsin | 4 | $ 458,000 | $ 114,000 | $ 51,000 |
| Delaware County Iowa | 1 | $ 38,000 | $ 38,000 | $ 87,000 |
| Dodge County Wisconsin | 4 | $ 296,000 | $ 74,000 | $ 40,000 |
| Door County Wisconsin | 61 | $ 7,538,000 | $ 123,000 | $ 62,000 |
| Douglas County Wisconsin | 30 | $ 1,738,000 | $ 57,000 | $ 47,000 |
| Dubuque County Iowa | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| Eagle County Colorado | 1 | $ 120,000 | $ 120,000 | $ 267,000 |
| East Baton Rouge County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 96,000 |
| Eaton County Michigan | 34 | $ 4,149,000 | $ 122,000 | $ 69,000 |
| Eau Claire County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 94,000 |
| Emmet County Michigan | 16 | $ 3,848,000 | $ 240,000 | $ 325,000 |
| Fayette County Iowa | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Fond du Lac County Wisconsin | 5 | $ 866,000 | $ 173,000 | $ 71,000 |
| Forest County Wisconsin | 10 | $ 856,000 | $ 85,000 | $ 84,000 |
| Genesee County Michigan | 1,439 | $ 96,419,000 | $ 67,000 | $ 52,000 |
| Gladwin County Michigan | 31 | $ 2,342,000 | $ 75,000 | $ 51,000 |
| Gogebic County Michigan | 1 | $ 40,000 | $ 40,000 | $ 11,000 |
| Grand Traverse County Michigan | 85 | $ 8,847,000 | $ 104,000 | $ 64,000 |
| Grant County Wisconsin | 67 | $ 3,550,000 | $ 52,000 | $ 47,000 |
| Gratiot County Michigan | 15 | $ 1,177,000 | $ 78,000 | $ 44,000 |
| Green County Wisconsin | 16 | $ 948,000 | $ 59,000 | $ 61,000 |
| Green Lake County Wisconsin | 3 | $ 390,000 | $ 130,000 | $ 239,000 |
| Hernando County Florida | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Hillsdale County Michigan | 12 | $ 1,046,000 | $ 87,000 | $ 71,000 |
| Huron County Michigan | 9 | $ 772,000 | $ 85,000 | $ 73,000 |
| Ingham County Michigan | 156 | $ 12,235,000 | $ 78,000 | $ 64,000 |
| Ionia County Michigan | 13 | $ 1,185,000 | $ 91,000 | $ 70,000 |
| Iosco County Michigan | 26 | $ 2,099,000 | $ 80,000 | $ 66,000 |
| Iowa County Wisconsin | 13 | $ 808,000 | $ 62,000 | $ 91,000 |
| Iron County Michigan | 1 | $ 47,000 | $ 47,000 | $ 71,000 |
| Iron County Wisconsin | 6 | $ 778,000 | $ 129,000 | $ 46,000 |
| Isabella County Michigan | 20 | $ 1,576,000 | $ 78,000 | $ 76,000 |
| Jackson County Michigan | 289 | $ 20,425,000 | $ 70,000 | $ 49,000 |
| Jefferson County Wisconsin | 23 | $ 2,108,000 | $ 91,000 | $ 71,000 |
| Jo Daviess County Illinois | 1 | $ 264,000 | $ 264,000 | $ 37,000 |
| Juneau County Wisconsin | 3 | $ 583,000 | $ 194,000 | $ 37,000 |
| Kalamazoo County Michigan | 4 | $ 185,000 | $ 46,000 | $ 53,000 |
| Kalkaska County Michigan | 23 | $ 2,375,000 | $ 103,000 | $ 91,000 |
| Kenosha County Wisconsin | 2 | $ 289,000 | $ 144,000 | $ 64,000 |
| Kent County Michigan | 11 | $ 810,000 | $ 73,000 | $ 97,000 |
| Kewaunee County Wisconsin | 24 | $ 1,247,000 | $ 51,000 | $ 49,000 |
| La Crosse County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| Lafayette County Wisconsin | 25 | $ 1,495,000 | $ 59,000 | $ 80,000 |
| LaGrange County Indiana | 6 | $ 237,000 | $ 39,000 | $ 57,000 |
| Lake County Michigan | 20 | $ 706,000 | $ 35,000 | $ 41,000 |
| Langlade County Wisconsin | 24 | $ 1,510,000 | $ 62,000 | $ 50,000 |
| Lapeer County Michigan | 35 | $ 3,515,000 | $ 100,000 | $ 66,000 |
| LaSalle County Illinois | 1 | $ 240,000 | $ 240,000 | $ 78,000 |
| Lee County Florida | 4 | $ 1,038,000 | $ 259,000 | $ 166,000 |
| Leelanau County Michigan | 19 | $ 2,896,000 | $ 152,000 | $ 82,000 |
| Lenawee County Michigan | 20 | $ 1,891,000 | $ 94,000 | $ 68,000 |
| Lincoln County Wisconsin | 38 | $ 4,427,000 | $ 116,000 | $ 59,000 |
| Livingston County Michigan | 47 | $ 9,435,000 | $ 200,000 | $ 105,000 |
| Los Angeles County California | 1 | $ 238,000 | $ 238,000 | $ 701,000 |
| Luce County Michigan | 2 | $ 242,000 | $ 121,000 | $ 28,000 |
| Macomb County Michigan | 92 | $ 13,886,000 | $ 150,000 | $ 67,000 |
| Manistee County Michigan | 20 | $ 1,588,000 | $ 79,000 | $ 259,000 |
| Manitowoc County Wisconsin | 30 | $ 2,678,000 | $ 89,000 | $ 45,000 |
| Marathon County Wisconsin | 15 | $ 1,111,000 | $ 74,000 | $ 42,000 |
| Maricopa County Arizona | 7 | $ 4,492,000 | $ 641,000 | $ 144,000 |
| Marinette County Wisconsin | 58 | $ 4,234,000 | $ 73,000 | $ 47,000 |
| Marion County Indiana | 1 | $ 176,000 | $ 176,000 | $ 68,000 |
| Marquette County Michigan | 1 | $ 360,000 | $ 360,000 | $ 181,000 |
| Marquette County Wisconsin | 6 | $ 430,000 | $ 71,000 | $ 52,000 |
| Mason County Michigan | 2 | $ 202,000 | $ 101,000 | $ 108,000 |
| Mecosta County Michigan | 21 | $ 1,417,000 | $ 67,000 | $ 43,000 |
| Menominee County Michigan | 6 | $ 530,000 | $ 88,000 | $ 37,000 |
| Menominee County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Midland County Michigan | 196 | $ 20,683,000 | $ 105,000 | $ 68,000 |
| Milwaukee County Wisconsin | 70 | $ 9,356,000 | $ 133,000 | $ 70,000 |
| Missaukee County Michigan | 104 | $ 6,865,000 | $ 66,000 | $ 50,000 |
| Monroe County Michigan | 6 | $ 880,000 | $ 146,000 | $ 51,000 |
| Monroe County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Montcalm County Michigan | 4 | $ 521,000 | $ 130,000 | $ 80,000 |
| Montmorency County Michigan | 12 | $ 1,390,000 | $ 115,000 | $ 98,000 |
| Muskegon County Michigan | 4 | $ 73,000 | $ 18,000 | $ 38,000 |
| Newaygo County Michigan | 4 | $ 198,000 | $ 49,000 | $ 74,000 |
| Oakland County Michigan | 354 | $ 55,508,000 | $ 156,000 | $ 91,000 |
| Oceana County Michigan | 1 | $ 93,000 | $ 93,000 | $ 78,000 |
| Oconto County Wisconsin | 168 | $ 14,424,000 | $ 85,000 | $ 50,000 |
| Ogemaw County Michigan | 53 | $ 2,449,000 | $ 46,000 | $ 44,000 |
| Oneida County Wisconsin | 82 | $ 10,137,000 | $ 123,000 | $ 83,000 |
| Osceola County Michigan | 239 | $ 11,471,000 | $ 47,000 | $ 41,000 |
| Oscoda County Michigan | 74 | $ 4,350,000 | $ 58,000 | $ 38,000 |
| Otsego County Michigan | 90 | $ 12,219,000 | $ 135,000 | $ 63,000 |
| Ottawa County Michigan | 2 | $ 131,000 | $ 65,000 | $ 301,000 |
| Outagamie County Wisconsin | 152 | $ 16,729,000 | $ 110,000 | $ 56,000 |
| Ozaukee County Wisconsin | 2 | $ 263,000 | $ 131,000 | $ 70,000 |
| Palm Beach County Florida | 4 | $ 992,000 | $ 248,000 | $ 307,000 |
| Pasco County Florida | 2 | $ 157,000 | $ 78,000 | $ 80,000 |
| Pierce County Wisconsin | 3 | $ 589,000 | $ 196,000 | $ 63,000 |
| Pinal County Arizona | 1 | $ 280,000 | $ 280,000 | $ 294,000 |
| Polk County Wisconsin | 18 | $ 1,746,000 | $ 97,000 | $ 65,000 |
| Portage County Ohio | 1 | $ 360,000 | $ 360,000 | $ 101,000 |
| Portage County Wisconsin | 129 | $ 10,547,000 | $ 81,000 | $ 57,000 |
| Presque Isle County Michigan | 17 | $ 1,425,000 | $ 83,000 | $ 36,000 |
| Price County Wisconsin | 4 | $ 418,000 | $ 104,000 | $ 73,000 |
| Racine County Wisconsin | 11 | $ 1,540,000 | $ 140,000 | $ 45,000 |
| Ramsey County Minnesota | 3 | $ 291,000 | $ 97,000 | $ 29,000 |
| Richland County Wisconsin | 2 | $ 376,000 | $ 188,000 | $ 47,000 |
| Rock County Wisconsin | 7 | $ 568,000 | $ 81,000 | $ 57,000 |
| Roscommon County Michigan | 64 | $ 7,102,000 | $ 110,000 | $ 108,000 |
| Saginaw County Michigan | 609 | $ 42,383,000 | $ 69,000 | $ 64,000 |
| Sarasota County Florida | 4 | $ 907,000 | $ 226,000 | $ 478,000 |
| Schoolcraft County Michigan | 1 | $ 99,000 | $ 99,000 | $ 102,000 |
| Shawano County Wisconsin | 28 | $ 2,474,000 | $ 88,000 | $ 59,000 |
| Sheboygan County Wisconsin | 11 | $ 1,478,000 | $ 134,000 | $ 71,000 |
| Shelby County Iowa | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Shiawassee County Michigan | 117 | $ 8,164,000 | $ 69,000 | $ 51,000 |
| St. Clair County Michigan | 5 | $ 756,000 | $ 151,000 | $ 69,000 |
| St. Croix County Wisconsin | 23 | $ 4,496,000 | $ 195,000 | $ 64,000 |
| St. Joseph County Michigan | 163 | $ 8,566,000 | $ 52,000 | $ 60,000 |
| Steuben County Indiana | 1 | $ 72,000 | $ 72,000 | $ 165,000 |
| Summit County Colorado | 1 | $ 1,472,000 | $ 1,472,000 | $ 727,000 |
| Tama County Iowa | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| Todd County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 292,000 |
| Tuscola County Michigan | 71 | $ 4,751,000 | $ 66,000 | $ 49,000 |
| Van Buren County Michigan | 1 | $ 216,000 | $ 216,000 | $ 150,000 |
| Vernon County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Vilas County Wisconsin | 82 | $ 10,536,000 | $ 128,000 | $ 95,000 |
| Volusia County Florida | 1 | $ 168,000 | $ 168,000 | $ 252,000 |
| Walworth County Wisconsin | 52 | $ 4,879,000 | $ 93,000 | $ 89,000 |
| Washburn County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| Washington County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 26,000 |
| Washington County Wisconsin | 16 | $ 2,405,000 | $ 150,000 | $ 111,000 |
| Washtenaw County Michigan | 152 | $ 17,245,000 | $ 113,000 | $ 66,000 |
| Waukesha County Wisconsin | 24 | $ 6,327,000 | $ 263,000 | $ 94,000 |
| Waupaca County Wisconsin | 53 | $ 4,275,000 | $ 80,000 | $ 51,000 |
| Waushara County Wisconsin | 100 | $ 7,928,000 | $ 79,000 | $ 40,000 |
| Wayne County Michigan | 139 | $ 18,349,000 | $ 132,000 | $ 56,000 |
| Wexford County Michigan | 325 | $ 22,463,000 | $ 69,000 | $ 50,000 |
| White County Indiana | 1 | $ 167,000 | $ 167,000 | $ 47,000 |
| Winnebago County Wisconsin | 114 | $ 14,913,000 | $ 130,000 | $ 55,000 |
| Wood County Wisconsin | 4 | $ 183,000 | $ 45,000 | $ 74,000 |
| Woodford County Illinois | 1 | $ 178,000 | $ 178,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Citizens Bank in 2005
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,128 | $351,840,000 | $209,800 | $4,000,000 | $160,100 | $1,727,000 |
| Home Purchase | 2,712 | $351,860,000 | $226,615 | $3,326,000 | $115,923 | $2,675,000 |
| Home Improvement | 2,609 | $52,193,000 | $72,142 | $3,058,000 | $159,000 | $2,063,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,257 | $653,652,000 | $234,923 | $3,326,000 | $130,000 | $2,675,000 |
| Black or African American | 592 | $31,591,000 | $95,333 | $690,000 | $57,666 | $279,000 |
| Hispanic | 238 | $15,289,000 | $96,500 | $432,000 | $48,250 | $728,000 |
| Not Provided | 205 | $17,443,000 | $93,666 | $691,000 | $55,333 | $603,000 |
| Asian | 73 | $19,565,000 | $248,200 | $1,680,000 | $281,600 | $946,000 |
| Not applicable | 35 | $13,572,000 | $384,500 | $4,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 31 | $2,626,000 | $94,000 | $660,000 | $57,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $2,155,000 | $112,000 | $293,000 | $118,500 | $492,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,287 | $740,233,000 | $223,642 | $4,000,000 | $163,500 | $2,675,000 |
| FHA-insured (Federal Housing Administration) | 132 | $12,304,000 | $91,500 | $280,000 | $33,500 | $261,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,582,000 | $79,500 | $135,000 | $31,500 | $68,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,774,000 | $97,000 | $200,000 | $52,000 | $87,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,437 | $532,554,000 | $242,384 | $4,000,000 | $186,461 | $2,675,000 |
| Application Denied By Financial Institution | 1,560 | $61,293,000 | $150,000 | $1,208,000 | $104,000 | $710,000 |
| Application Approved But Not Accepted | 828 | $75,402,000 | $108,857 | $800,000 | $64,000 | $944,000 |
| Application Withdrawn By Applicant | 457 | $67,719,000 | $242,833 | $788,000 | $96,500 | $2,675,000 |
| Preapproval Denied by Financial Institution | 104 | $10,171,000 | $97,000 | $280,000 | $32,000 | $132,000 |
| File Closed For Incompleteness | 63 | $8,754,000 | $129,000 | $963,000 | $72,000 | $699,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,248 | $37,627,000 | $125,166 | $400,000 | $163,000 | $710,000 |
| Debt-To-Income Ratio | 219 | $19,484,000 | $164,500 | $427,000 | $38,833 | $128,000 |
| Other | 112 | $7,340,000 | $65,750 | $1,208,000 | $64,250 | $384,000 |
| Collateral | 57 | $4,668,000 | $72,333 | $444,000 | $54,333 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,055,000 | $84,000 | $158,000 | $42,000 | $99,000 |
| Unverifiable Information | 6 | $521,000 | $77,500 | $205,000 | $44,000 | $96,000 |
| Employment History | 6 | $579,000 | $89,500 | $128,000 | $31,000 | $40,000 |
| Credit Application Incomplete | 3 | $190,000 | $63,000 | $140,000 | $88,000 | $141,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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