Citizens Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Citizens Bank
328 S Saginaw St
Flint, MI 48502
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,739
Total Mortgage Loan Application Amount $721,536,000
Average Mortgage Loan Application Amount $123,700
Highest Mortgage Loan Application Amount $7,830,000
Average Applicant Income $110,666
Highest Applicant Income $9,702,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Genesee County Michigan 1,860 $ 116,568,000 $ 62,000 $ 88,000
Saginaw County Michigan 872 $ 62,861,000 $ 72,000 $ 81,000
Wexford County Michigan 455 $ 29,514,000 $ 64,000 $ 60,000
Bay County Michigan 432 $ 29,674,000 $ 68,000 $ 216,000
Oakland County Michigan 399 $ 52,400,000 $ 131,000 $ 180,000
Osceola County Michigan 360 $ 20,159,000 $ 55,000 $ 40,000
Jackson County Michigan 343 $ 23,971,000 $ 69,000 $ 59,000
Clinton County Michigan 262 $ 23,884,000 $ 91,000 $ 65,000
Midland County Michigan 239 $ 24,169,000 $ 101,000 $ 71,000
Ingham County Michigan 219 $ 21,217,000 $ 96,000 $ 68,000
Washtenaw County Michigan 214 $ 22,719,000 $ 106,000 $ 73,000
St. Joseph County Michigan 213 $ 9,121,000 $ 42,000 $ 41,000
Shiawassee County Michigan 184 $ 23,055,000 $ 125,000 $ 52,000
Missaukee County Michigan 164 $ 9,944,000 $ 60,000 $ 47,000
Wayne County Michigan 158 $ 19,230,000 $ 121,000 $ 71,000
Crawford County Michigan 142 $ 10,421,000 $ 73,000 $ 43,000
Alpena County Michigan 134 $ 9,673,000 $ 72,000 $ 47,000
Arenac County Michigan 132 $ 6,513,000 $ 49,000 $ 49,000
Charlevoix County Michigan 104 $ 8,416,000 $ 80,000 $ 71,000
Tuscola County Michigan 94 $ 5,987,000 $ 63,000 $ 56,000
Grand Traverse County Michigan 84 $ 8,149,000 $ 97,000 $ 78,000
Otsego County Michigan 83 $ 8,623,000 $ 103,000 $ 79,000
Oscoda County Michigan 82 $ 5,408,000 $ 65,000 $ 47,000
Ogemaw County Michigan 79 $ 4,191,000 $ 53,000 $ 48,000
Antrim County Michigan 78 $ 8,792,000 $ 112,000 $ 162,000
Livingston County Michigan 77 $ 13,928,000 $ 180,000 $ 88,000
Macomb County Michigan 75 $ 8,676,000 $ 115,000 $ 66,000
Clare County Michigan 60 $ 4,420,000 $ 73,000 $ 73,000
Eaton County Michigan 60 $ 6,965,000 $ 116,000 $ 67,000
Roscommon County Michigan 55 $ 8,087,000 $ 147,000 $ 86,000
Lapeer County Michigan 51 $ 5,576,000 $ 109,000 $ 59,000
Calhoun County Michigan 49 $ 2,142,000 $ 43,000 $ 43,000
Marion County Indiana 48 $ 5,356,000 $ 111,000 $ 55,000
Alcona County Michigan 44 $ 2,907,000 $ 66,000 $ 63,000
Gladwin County Michigan 42 $ 3,223,000 $ 76,000 $ 51,000
Mecosta County Michigan 36 $ 2,084,000 $ 57,000 $ 51,000
Iosco County Michigan 33 $ 2,988,000 $ 90,000 $ 70,000
Presque Isle County Michigan 33 $ 3,346,000 $ 101,000 $ 65,000
Kalkaska County Michigan 32 $ 2,584,000 $ 80,000 $ 80,000
Lake County Michigan 30 $ 1,456,000 $ 48,000 $ 52,000
Manistee County Michigan 29 $ 2,311,000 $ 79,000 $ 52,000
Lenawee County Michigan 27 $ 2,700,000 $ 100,000 $ 67,000
Hamilton County Indiana 26 $ 3,955,000 $ 152,000 $ 69,000
Emmet County Michigan 22 $ 11,209,000 $ 509,000 $ 181,000
Gratiot County Michigan 21 $ 1,437,000 $ 68,000 $ 50,000
Hillsdale County Michigan 20 $ 2,091,000 $ 104,000 $ 56,000
Leelanau County Michigan 18 $ 4,242,000 $ 235,000 $ 190,000
Branch County Michigan 17 $ 859,000 $ 50,000 $ 35,000
Cheboygan County Michigan 17 $ 4,948,000 $ 291,000 $ 154,000
Montmorency County Michigan 14 $ 811,000 $ 57,000 $ 39,000
Benzie County Michigan 12 $ 1,441,000 $ 120,000 $ 117,000
Montcalm County Michigan 12 $ 897,000 $ 74,000 $ 60,000
Kent County Michigan 11 $ 1,345,000 $ 122,000 $ 83,000
Ionia County Michigan 10 $ 951,000 $ 95,000 $ 71,000
Hamilton County Ohio 9 $ 879,000 $ 97,000 $ 58,000
Cook County Illinois 8 $ 1,117,000 $ 139,000 $ 60,000
Johnson County Indiana 8 $ 1,134,000 $ 141,000 $ 77,000
Barry County Michigan 8 $ 848,000 $ 106,000 $ 54,000
Berrien County Michigan 8 $ 1,677,000 $ 209,000 $ 133,000
Huron County Michigan 8 $ 1,135,000 $ 141,000 $ 124,000
Isabella County Michigan 8 $ 541,000 $ 67,000 $ 46,000
Monroe County Michigan 8 $ 702,000 $ 87,000 $ 44,000
St. Clair County Michigan 8 $ 823,000 $ 102,000 $ 66,000
Hancock County Indiana 6 $ 892,000 $ 148,000 $ 68,000
Shelby County Indiana 6 $ 1,019,000 $ 169,000 $ 59,000
Sarasota County Florida 5 $ 952,000 $ 190,000 $ 178,000
Hendricks County Indiana 5 $ 563,000 $ 112,000 $ 52,000
Kalamazoo County Michigan 5 $ 259,000 $ 51,000 $ 38,000
Sanilac County Michigan 5 $ 245,000 $ 49,000 $ 55,000
Maricopa County Arizona 4 $ 249,000 $ 62,000 $ 127,000
Howard County Indiana 4 $ 428,000 $ 107,000 $ 63,000
Kenton County Kentucky 4 $ 402,000 $ 100,000 $ 61,000
Mason County Michigan 4 $ 530,000 $ 132,000 $ 63,000
Muskegon County Michigan 4 $ 244,000 $ 61,000 $ 79,000
Newaygo County Michigan 4 $ 439,000 $ 109,000 $ 59,000
Lucas County Ohio 4 $ 248,000 $ 62,000 $ 64,000
Collier County Florida 3 $ 716,000 $ 238,000 $ 329,000
Lee County Florida 3 $ 1,444,000 $ 481,000 $ 339,000
LaGrange County Indiana 3 $ 128,000 $ 42,000 $ 45,000
Spencer County Indiana 3 $ 245,000 $ 81,000 $ 47,000
Washington County Indiana 3 $ 194,000 $ 64,000 $ 36,000
Alger County Michigan 3 $ 559,000 $ 186,000 $ 89,000
Cass County Michigan 3 $ 37,000 $ 12,000 $ 44,000
Delta County Michigan 3 $ 64,000 $ 21,000 $ 51,000
Ottawa County Michigan 3 $ 739,000 $ 246,000 $ 51,000
DeSoto County Florida 2 $ 29,000 $ 14,000 $ 44,000
Palm Beach County Florida 2 $ 451,000 $ 225,000 $ 262,000
Allen County Indiana 2 $ 112,000 $ 56,000 $ 136,000
Bartholomew County Indiana 2 $ 137,000 $ 68,000 $ 43,000
Dearborn County Indiana 2 $ 290,000 $ 145,000 $ 65,000
Dubois County Indiana 2 $ 148,000 $ 74,000 $ 56,000
Elkhart County Indiana 2 $ 325,000 $ 162,000 $ 125,000
Grant County Indiana 2 $ 230,000 $ 115,000 $ 49,000
Lake County Indiana 2 $ 352,000 $ 176,000 $ 83,000
Madison County Indiana 2 $ 202,000 $ 101,000 $ 63,000
Morgan County Indiana 2 $ 280,000 $ 140,000 $ 64,000
Orange County Indiana 2 $ 254,000 $ 127,000 $ 53,000
Scott County Indiana 2 $ 300,000 $ 150,000 $ 153,000
St. Joseph County Indiana 2 $ 107,000 $ 53,000 $ 62,000
Tippecanoe County Indiana 2 $ 202,000 $ 101,000 $ 48,000
Warrick County Indiana 2 $ 192,000 $ 96,000 $ 36,000
Wells County Indiana 2 $ 220,000 $ 110,000 $ 59,000
Boone County Kentucky 2 $ 300,000 $ 150,000 $ 114,000
Fayette County Kentucky 2 $ 273,000 $ 136,000 $ 63,000
Houghton County Michigan 2 $ 43,000 $ 21,000 $ 47,000
Luce County Michigan 2 $ 67,000 $ 33,000 $ 27,000
Mackinac County Michigan 2 $ 145,000 $ 72,000 $ 83,000
Van Buren County Michigan 2 $ 101,000 $ 50,000 $ 107,000
Laclede County Missouri 2 $ 119,000 $ 59,000 $ 46,000
Cascade County Montana 2 $ 149,000 $ 74,000 $ 136,000
Wayne County North Carolina 2 $ 99,000 $ 49,000 $ 22,000
Butler County Ohio 2 $ 292,000 $ 146,000 $ 73,000
Clermont County Ohio 2 $ 231,000 $ 115,000 $ 39,000
Delaware County Ohio 2 $ 291,000 $ 145,000 $ 88,000
Warren County Ohio 2 $ 286,000 $ 143,000 $ 46,000
Yavapai County Arizona 1 $ 280,000 $ 280,000 $ 77,000
Brevard County Florida 1 $ 175,000 $ 175,000 $ 190,000
Charlotte County Florida 1 $ 250,000 $ 250,000 $ 38,000
Flagler County Florida 1 $ 10,000 $ 10,000 $ 38,000
Hernando County Florida 1 $ 124,000 $ 124,000 $ 32,000
Hillsborough County Florida 1 $ 196,000 $ 196,000 $ 93,000
Manatee County Florida 1 $ 257,000 $ 257,000 $ 86,000
Miami-Dade County Florida 1 $ 80,000 $ 80,000 $ 193,000
Monroe County Florida 1 $ 374,000 $ 374,000 $ 244,000
Okaloosa County Florida 1 $ 129,000 $ 129,000 $ 126,000
Pinellas County Florida 1 $ 900,000 $ 900,000 $ 510,000
Walton County Florida 1 $ 288,000 $ 288,000 $ 157,000
Lake County Illinois 1 $ 204,000 $ 204,000 $ 99,000
Will County Illinois 1 $ 183,000 $ 183,000 $ 71,000
Benton County Indiana 1 $ 124,000 $ 124,000 $ 62,000
Blackford County Indiana 1 $ 72,000 $ 72,000 $ 78,000
Boone County Indiana 1 $ 227,000 $ 227,000 $ 119,000
Brown County Indiana 1 $ 150,000 $ 150,000 $ 48,000
Clark County Indiana 1 $ 141,000 $ 141,000 $ 60,000
Delaware County Indiana 1 $ 36,000 $ 36,000 $ 60,000
Floyd County Indiana 1 $ 43,000 $ 43,000 $ 51,000
Gibson County Indiana 1 $ 109,000 $ 109,000 $ 50,000
Harrison County Indiana 1 $ 100,000 $ 100,000 $ 53,000
Huntington County Indiana 1 $ 94,000 $ 94,000 $ 34,000
Jackson County Indiana 1 $ 171,000 $ 171,000 $ 47,000
Kosciusko County Indiana 1 $ 116,000 $ 116,000 $ 26,000
Newton County Indiana 1 $ 63,000 $ 63,000 $ 71,000
Parke County Indiana 1 $ 185,000 $ 185,000 $ 149,000
Perry County Indiana 1 $ 62,000 $ 62,000 $ 97,000
Putnam County Indiana 1 $ 60,000 $ 60,000 $ 94,000
Sullivan County Indiana 1 $ 22,000 $ 22,000 $ 45,000
Vanderburgh County Indiana 1 $ 60,000 $ 60,000 $ 57,000
Vigo County Indiana 1 $ 70,000 $ 70,000 $ 62,000
Franklin County Kentucky 1 $ 82,000 $ 82,000 $ 32,000
Jefferson County Kentucky 1 $ 135,000 $ 135,000 $ 39,000
Madison County Kentucky 1 $ 104,000 $ 104,000 $ 39,000
Marshall County Kentucky 1 $ 210,000 $ 210,000 $ 170,000
Mercer County Kentucky 1 $ 137,000 $ 137,000 $ 47,000
Webster County Kentucky 1 $ 103,000 $ 103,000 $ 69,000
East Baton Rouge County Louisiana 1 $ 100,000 $ 100,000 $ 72,000
Allegan County Michigan 1 $ 25,000 $ 25,000 $ 25,000
Chippewa County Michigan 1 $ 168,000 $ 168,000 $ 144,000
Dickinson County Michigan 1 $ 42,000 $ 42,000 $ 240,000
Gogebic County Michigan 1 $ 124,000 $ 124,000 $ 42,000
Marquette County Michigan 1 $ 88,000 $ 88,000 $ 88,000
Oceana County Michigan 1 $ 520,000 $ 520,000 $ 225,000
Ontonagon County Michigan 1 $ 198,000 $ 198,000 $ 125,000
Gallatin County Montana 1 $ 240,000 $ 240,000 $ 487,000
New York County New York 1 $ 250,000 $ 250,000 $ 367,000
Onslow County North Carolina 1 $ 88,000 $ 88,000 $ 62,000
Clark County Ohio 1 $ 158,000 $ 158,000 $ 72,000
Fairfield County Ohio 1 $ 281,000 $ 281,000 $ 120,000
Franklin County Ohio 1 $ 80,000 $ 80,000 $ 83,000
Perry County Ohio 1 $ 80,000 $ 80,000 $ 44,000
Pickaway County Ohio 1 $ 132,000 $ 132,000 $ 57,000
Shelby County Ohio 1 $ 219,000 $ 219,000 $ 83,000
Williams County Ohio 1 $ 42,000 $ 42,000 $ 48,000
Wood County Ohio 1 $ 80,000 $ 80,000 $ 71,000
Clackamas County Oregon 1 $ 228,000 $ 228,000 $ 159,000
Philadelphia County Pennsylvania 1 $ 276,000 $ 276,000 $ 312,000
Beaufort County South Carolina 1 $ 264,000 $ 264,000 $ 133,000
Iron County Wisconsin 1 $ 23,000 $ 23,000 $ 96,000
Jefferson County Wisconsin 1 $ 7,000 $ 7,000 $ 34,000
Milwaukee County Wisconsin 1 $ 13,000 $ 13,000 $ 90,000
Winnebago County Wisconsin 1 $ 1,000 $ 1,000 $ 7,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,645 $371,002,000 $132,300 $3,840,000 $123,900 $9,702,000
Home Improvement 2,765 $64,693,000 $22,200 $7,830,000 $55,200 $1,000,000
Home Purchase 2,329 $285,841,000 $151,800 $2,000,000 $120,333 $3,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,544 $643,717,000 $131,400 $7,830,000 $94,800 $9,702,000
Black or African American 712 $33,281,000 $93,666 $892,000 $114,666 $432,000
Hispanic 228 $12,670,000 $86,750 $700,000 $86,000 $310,000
Not Provided 121 $16,484,000 $206,000 $3,840,000 $226,800 $917,000
Asian 61 $8,221,000 $111,000 $640,000 $62,666 $943,000
American Indian or Alaskan Native 49 $3,001,000 $61,000 $513,000 $63,000 $456,000
Not applicable 14 $3,366,000 $189,500 $709,000 $675,500 $7,052,000
Native Hawaiian or Other Pacific Islander 10 $796,000 $79,000 $321,000 $110,000 $326,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,587 $709,531,000 $142,470 $7,830,000 $125,647 $9,702,000
FHA-insured (Federal Housing Administration) 122 $9,106,000 $76,000 $176,000 $34,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $1,275,000 $89,000 $142,000 $39,500 $53,000
VA-guaranteed (Veterans Administration) 14 $1,624,000 $103,500 $194,000 $45,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,656 $498,365,000 $141,538 $7,830,000 $144,846 $9,702,000
Application Denied By Financial Institution 1,595 $69,681,000 $93,833 $3,840,000 $65,166 $917,000
Application Approved But Not Accepted 1,041 $94,885,000 $123,142 $640,000 $75,285 $943,000
Application Withdrawn By Applicant 293 $43,368,000 $160,000 $2,000,000 $94,142 $1,200,000
Preapproval Denied by Financial Institution 87 $8,410,000 $96,000 $300,000 $38,000 $135,000
File Closed For Incompleteness 67 $6,827,000 $101,000 $469,000 $73,000 $350,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,335 $44,569,000 $62,000 $360,000 $47,800 $286,000
Debt-To-Income Ratio 169 $20,655,000 $110,500 $3,840,000 $42,500 $917,000
Other 79 $5,614,000 $117,600 $245,000 $90,000 $512,000
Collateral 56 $3,885,000 $81,000 $334,000 $43,000 $158,000
Insufficient Cash (Downpayment, Closing Cost) 24 $1,341,000 $67,500 $184,000 $34,000 $83,000
Credit Application Incomplete 10 $1,453,000 $162,333 $260,000 $48,333 $190,000
Unverifiable Information 6 $435,000 $72,500 $120,000 $28,500 $48,000
Employment History 3 $139,000 $44,500 $65,000 $16,500 $27,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List