Citizens Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Citizens Bank 328 S Saginaw St Flint, MI 48502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,459 |
| Total Mortgage Loan Application Amount | $1,579,850,000 |
| Average Mortgage Loan Application Amount | $177,371 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $109,028 |
| Highest Applicant Income | $6,624,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 2,664 | $ 212,592,000 | $ 79,000 | $ 72,000 |
| Oakland County Michigan | 1,229 | $ 200,616,000 | $ 163,000 | $ 139,000 |
| Saginaw County Michigan | 1,127 | $ 94,216,000 | $ 83,000 | $ 78,000 |
| Wayne County Michigan | 636 | $ 84,673,000 | $ 133,000 | $ 72,000 |
| Bay County Michigan | 631 | $ 46,426,000 | $ 73,000 | $ 78,000 |
| Wexford County Michigan | 596 | $ 45,631,000 | $ 76,000 | $ 77,000 |
| Jackson County Michigan | 554 | $ 41,102,000 | $ 74,000 | $ 56,000 |
| Clinton County Michigan | 473 | $ 54,974,000 | $ 116,000 | $ 71,000 |
| Midland County Michigan | 456 | $ 46,354,000 | $ 101,000 | $ 56,000 |
| Osceola County Michigan | 443 | $ 27,054,000 | $ 61,000 | $ 45,000 |
| Washtenaw County Michigan | 437 | $ 57,983,000 | $ 132,000 | $ 74,000 |
| Macomb County Michigan | 387 | $ 55,631,000 | $ 143,000 | $ 71,000 |
| Ingham County Michigan | 379 | $ 39,818,000 | $ 105,000 | $ 89,000 |
| Marion County Indiana | 304 | $ 34,383,000 | $ 113,000 | $ 61,000 |
| St. Joseph County Michigan | 303 | $ 14,552,000 | $ 48,000 | $ 61,000 |
| Shiawassee County Michigan | 290 | $ 26,654,000 | $ 91,000 | $ 50,000 |
| Livingston County Michigan | 224 | $ 35,993,000 | $ 160,000 | $ 86,000 |
| Crawford County Michigan | 212 | $ 19,006,000 | $ 89,000 | $ 62,000 |
| Charlevoix County Michigan | 178 | $ 23,051,000 | $ 129,000 | $ 138,000 |
| Hamilton County Indiana | 165 | $ 25,209,000 | $ 152,000 | $ 94,000 |
| Missaukee County Michigan | 165 | $ 10,805,000 | $ 65,000 | $ 49,000 |
| Alpena County Michigan | 153 | $ 11,470,000 | $ 74,000 | $ 55,000 |
| Grand Traverse County Michigan | 153 | $ 16,691,000 | $ 109,000 | $ 107,000 |
| Otsego County Michigan | 153 | $ 18,332,000 | $ 119,000 | $ 72,000 |
| Arenac County Michigan | 144 | $ 8,314,000 | $ 57,000 | $ 41,000 |
| Lenawee County Michigan | 126 | $ 14,850,000 | $ 117,000 | $ 74,000 |
| Tuscola County Michigan | 125 | $ 7,865,000 | $ 62,000 | $ 57,000 |
| Antrim County Michigan | 116 | $ 11,153,000 | $ 96,000 | $ 77,000 |
| Roscommon County Michigan | 106 | $ 10,962,000 | $ 103,000 | $ 61,000 |
| Lapeer County Michigan | 104 | $ 11,775,000 | $ 113,000 | $ 68,000 |
| Eaton County Michigan | 100 | $ 12,342,000 | $ 123,000 | $ 70,000 |
| Ogemaw County Michigan | 97 | $ 4,303,000 | $ 44,000 | $ 77,000 |
| Kent County Michigan | 83 | $ 14,794,000 | $ 178,000 | $ 72,000 |
| Calhoun County Michigan | 81 | $ 4,289,000 | $ 52,000 | $ 55,000 |
| Gladwin County Michigan | 81 | $ 7,657,000 | $ 94,000 | $ 59,000 |
| Clare County Michigan | 80 | $ 6,087,000 | $ 76,000 | $ 60,000 |
| Oscoda County Michigan | 69 | $ 4,092,000 | $ 59,000 | $ 46,000 |
| Presque Isle County Michigan | 59 | $ 5,314,000 | $ 90,000 | $ 60,000 |
| Hendricks County Indiana | 57 | $ 7,887,000 | $ 138,000 | $ 66,000 |
| Johnson County Indiana | 57 | $ 7,769,000 | $ 136,000 | $ 73,000 |
| Mecosta County Michigan | 55 | $ 3,453,000 | $ 62,000 | $ 69,000 |
| St. Clair County Michigan | 51 | $ 8,276,000 | $ 162,000 | $ 108,000 |
| Emmet County Michigan | 50 | $ 10,151,000 | $ 203,000 | $ 125,000 |
| Iosco County Michigan | 46 | $ 3,601,000 | $ 78,000 | $ 58,000 |
| Manistee County Michigan | 46 | $ 3,892,000 | $ 84,000 | $ 72,000 |
| Alcona County Michigan | 45 | $ 4,803,000 | $ 106,000 | $ 102,000 |
| Kalkaska County Michigan | 43 | $ 4,164,000 | $ 96,000 | $ 54,000 |
| Leelanau County Michigan | 42 | $ 7,131,000 | $ 169,000 | $ 103,000 |
| Hancock County Indiana | 40 | $ 4,974,000 | $ 124,000 | $ 56,000 |
| Lucas County Ohio | 40 | $ 6,186,000 | $ 154,000 | $ 98,000 |
| Cheboygan County Michigan | 39 | $ 7,151,000 | $ 183,000 | $ 139,000 |
| Scott County Indiana | 38 | $ 3,667,000 | $ 96,000 | $ 66,000 |
| Isabella County Michigan | 37 | $ 2,878,000 | $ 77,000 | $ 49,000 |
| Gratiot County Michigan | 32 | $ 1,987,000 | $ 62,000 | $ 482,000 |
| Morgan County Indiana | 30 | $ 3,675,000 | $ 122,000 | $ 61,000 |
| Ionia County Michigan | 30 | $ 3,616,000 | $ 120,000 | $ 57,000 |
| Montmorency County Michigan | 30 | $ 3,603,000 | $ 120,000 | $ 71,000 |
| Howard County Indiana | 29 | $ 3,288,000 | $ 113,000 | $ 70,000 |
| Madison County Indiana | 29 | $ 2,694,000 | $ 92,000 | $ 54,000 |
| Kalamazoo County Michigan | 28 | $ 3,218,000 | $ 114,000 | $ 78,000 |
| Lake County Michigan | 28 | $ 2,101,000 | $ 75,000 | $ 56,000 |
| Ottawa County Michigan | 28 | $ 4,592,000 | $ 164,000 | $ 86,000 |
| White County Indiana | 27 | $ 2,810,000 | $ 104,000 | $ 54,000 |
| Branch County Michigan | 27 | $ 1,331,000 | $ 49,000 | $ 52,000 |
| Hillsdale County Michigan | 27 | $ 2,292,000 | $ 84,000 | $ 55,000 |
| Monroe County Michigan | 26 | $ 3,797,000 | $ 146,000 | $ 57,000 |
| Benzie County Michigan | 24 | $ 3,578,000 | $ 149,000 | $ 62,000 |
| Huron County Michigan | 22 | $ 1,920,000 | $ 87,000 | $ 109,000 |
| Hamilton County Ohio | 22 | $ 2,949,000 | $ 134,000 | $ 62,000 |
| Montcalm County Michigan | 19 | $ 1,712,000 | $ 90,000 | $ 56,000 |
| Boone County Indiana | 18 | $ 3,423,000 | $ 190,000 | $ 126,000 |
| Delaware County Indiana | 18 | $ 2,093,000 | $ 116,000 | $ 88,000 |
| Shelby County Indiana | 18 | $ 2,035,000 | $ 113,000 | $ 61,000 |
| Allegan County Michigan | 18 | $ 2,488,000 | $ 138,000 | $ 127,000 |
| Barry County Michigan | 17 | $ 2,376,000 | $ 139,000 | $ 81,000 |
| Mackinac County Michigan | 17 | $ 2,906,000 | $ 170,000 | $ 261,000 |
| Sanilac County Michigan | 17 | $ 1,692,000 | $ 99,000 | $ 86,000 |
| Lake County Indiana | 15 | $ 1,894,000 | $ 126,000 | $ 116,000 |
| Vanderburgh County Indiana | 15 | $ 1,092,000 | $ 72,000 | $ 50,000 |
| Fayette County Kentucky | 13 | $ 1,615,000 | $ 124,000 | $ 46,000 |
| Butler County Ohio | 13 | $ 1,775,000 | $ 136,000 | $ 72,000 |
| Franklin County Ohio | 13 | $ 1,685,000 | $ 129,000 | $ 58,000 |
| Allen County Indiana | 11 | $ 916,000 | $ 83,000 | $ 51,000 |
| Brown County Indiana | 10 | $ 1,351,000 | $ 135,000 | $ 66,000 |
| Mason County Michigan | 10 | $ 974,000 | $ 97,000 | $ 79,000 |
| Cass County Indiana | 9 | $ 925,000 | $ 102,000 | $ 68,000 |
| Grant County Indiana | 9 | $ 779,000 | $ 86,000 | $ 50,000 |
| Cass County Michigan | 9 | $ 485,000 | $ 53,000 | $ 60,000 |
| Wood County Ohio | 9 | $ 1,395,000 | $ 155,000 | $ 69,000 |
| Rush County Indiana | 8 | $ 666,000 | $ 83,000 | $ 48,000 |
| Kenton County Kentucky | 8 | $ 774,000 | $ 96,000 | $ 93,000 |
| Newaygo County Michigan | 8 | $ 955,000 | $ 119,000 | $ 126,000 |
| Carroll County Indiana | 7 | $ 519,000 | $ 74,000 | $ 34,000 |
| Henry County Indiana | 7 | $ 717,000 | $ 102,000 | $ 51,000 |
| LaPorte County Indiana | 7 | $ 710,000 | $ 101,000 | $ 59,000 |
| Monroe County Indiana | 7 | $ 600,000 | $ 85,000 | $ 54,000 |
| Tippecanoe County Indiana | 7 | $ 940,000 | $ 134,000 | $ 61,000 |
| Tipton County Indiana | 7 | $ 750,000 | $ 107,000 | $ 65,000 |
| Washington County Indiana | 7 | $ 533,000 | $ 76,000 | $ 65,000 |
| Boone County Kentucky | 7 | $ 876,000 | $ 125,000 | $ 56,000 |
| Chippewa County Michigan | 7 | $ 577,000 | $ 82,000 | $ 60,000 |
| Van Buren County Michigan | 7 | $ 792,000 | $ 113,000 | $ 48,000 |
| Clermont County Ohio | 7 | $ 1,168,000 | $ 166,000 | $ 72,000 |
| Kosciusko County Indiana | 6 | $ 804,000 | $ 134,000 | $ 49,000 |
| LaGrange County Indiana | 6 | $ 120,000 | $ 20,000 | $ 31,000 |
| Warrick County Indiana | 6 | $ 787,000 | $ 131,000 | $ 67,000 |
| Collier County Florida | 5 | $ 548,000 | $ 109,000 | $ 90,000 |
| Bartholomew County Indiana | 5 | $ 409,000 | $ 81,000 | $ 40,000 |
| Clinton County Indiana | 5 | $ 478,000 | $ 95,000 | $ 64,000 |
| Huntington County Indiana | 5 | $ 287,000 | $ 57,000 | $ 32,000 |
| Noble County Indiana | 5 | $ 480,000 | $ 96,000 | $ 32,000 |
| Porter County Indiana | 5 | $ 583,000 | $ 116,000 | $ 59,000 |
| Spencer County Indiana | 5 | $ 414,000 | $ 82,000 | $ 50,000 |
| Vigo County Indiana | 5 | $ 1,125,000 | $ 225,000 | $ 134,000 |
| Muskegon County Michigan | 5 | $ 736,000 | $ 147,000 | $ 92,000 |
| Maricopa County Arizona | 4 | $ 537,000 | $ 134,000 | $ 97,000 |
| Dearborn County Indiana | 4 | $ 772,000 | $ 193,000 | $ 69,000 |
| Miami County Indiana | 4 | $ 318,000 | $ 79,000 | $ 48,000 |
| Montgomery County Indiana | 4 | $ 468,000 | $ 117,000 | $ 96,000 |
| Boyle County Kentucky | 4 | $ 342,000 | $ 85,000 | $ 55,000 |
| Jessamine County Kentucky | 4 | $ 540,000 | $ 135,000 | $ 57,000 |
| Oceana County Michigan | 4 | $ 874,000 | $ 218,000 | $ 129,000 |
| Delaware County Ohio | 4 | $ 765,000 | $ 191,000 | $ 133,000 |
| Fulton County Ohio | 4 | $ 581,000 | $ 145,000 | $ 64,000 |
| Warren County Ohio | 4 | $ 523,000 | $ 130,000 | $ 52,000 |
| Sarasota County Florida | 3 | $ 479,000 | $ 159,000 | $ 392,000 |
| Dubois County Indiana | 3 | $ 277,000 | $ 92,000 | $ 48,000 |
| Elkhart County Indiana | 3 | $ 295,000 | $ 98,000 | $ 45,000 |
| Franklin County Indiana | 3 | $ 278,000 | $ 92,000 | $ 41,000 |
| Jennings County Indiana | 3 | $ 252,000 | $ 84,000 | $ 43,000 |
| Posey County Indiana | 3 | $ 306,000 | $ 102,000 | $ 56,000 |
| St. Joseph County Indiana | 3 | $ 364,000 | $ 121,000 | $ 42,000 |
| Steuben County Indiana | 3 | $ 453,000 | $ 151,000 | $ 84,000 |
| Campbell County Kentucky | 3 | $ 584,000 | $ 194,000 | $ 78,000 |
| Daviess County Kentucky | 3 | $ 336,000 | $ 112,000 | $ 85,000 |
| Garrard County Kentucky | 3 | $ 310,000 | $ 103,000 | $ 48,000 |
| Madison County Kentucky | 3 | $ 343,000 | $ 114,000 | $ 58,000 |
| Mercer County Kentucky | 3 | $ 168,000 | $ 56,000 | $ 45,000 |
| Montgomery County Kentucky | 3 | $ 283,000 | $ 94,000 | $ 43,000 |
| Licking County Ohio | 3 | $ 450,000 | $ 150,000 | $ 65,000 |
| District of Columbia County District Of Columbia | 2 | $ 317,000 | $ 158,000 | $ 120,000 |
| Volusia County Florida | 2 | $ 160,000 | $ 80,000 | $ 58,000 |
| Cook County Illinois | 2 | $ 419,000 | $ 209,000 | $ 111,000 |
| DuPage County Illinois | 2 | $ 601,000 | $ 300,000 | $ 246,000 |
| Clark County Indiana | 2 | $ 171,000 | $ 85,000 | $ 30,000 |
| DeKalb County Indiana | 2 | $ 118,000 | $ 59,000 | $ 72,000 |
| Gibson County Indiana | 2 | $ 114,000 | $ 57,000 | $ 54,000 |
| Harrison County Indiana | 2 | $ 281,000 | $ 140,000 | $ 89,000 |
| Jackson County Indiana | 2 | $ 217,000 | $ 108,000 | $ 49,000 |
| Jasper County Indiana | 2 | $ 169,000 | $ 84,000 | $ 55,000 |
| Knox County Indiana | 2 | $ 148,000 | $ 74,000 | $ 47,000 |
| Newton County Indiana | 2 | $ 242,000 | $ 121,000 | $ 42,000 |
| Pulaski County Indiana | 2 | $ 163,000 | $ 81,000 | $ 62,000 |
| Putnam County Indiana | 2 | $ 266,000 | $ 133,000 | $ 60,000 |
| Randolph County Indiana | 2 | $ 184,000 | $ 92,000 | $ 35,000 |
| Whitley County Indiana | 2 | $ 235,000 | $ 117,000 | $ 52,000 |
| Harrison County Kentucky | 2 | $ 102,000 | $ 51,000 | $ 39,000 |
| Jefferson County Kentucky | 2 | $ 194,000 | $ 97,000 | $ 65,000 |
| Berrien County Michigan | 2 | $ 220,000 | $ 110,000 | $ 120,000 |
| Fairfield County Ohio | 2 | $ 434,000 | $ 217,000 | $ 136,000 |
| Marion County Ohio | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Montgomery County Ohio | 2 | $ 242,000 | $ 121,000 | $ 104,000 |
| Pima County Arizona | 1 | $ 138,000 | $ 138,000 | $ 207,000 |
| Sacramento County California | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Eagle County Colorado | 1 | $ 149,000 | $ 149,000 | $ 81,000 |
| Summit County Colorado | 1 | $ 249,000 | $ 249,000 | $ 272,000 |
| Broward County Florida | 1 | $ 160,000 | $ 160,000 | $ 217,000 |
| Charlotte County Florida | 1 | $ 61,000 | $ 61,000 | $ 63,000 |
| Citrus County Florida | 1 | $ 94,000 | $ 94,000 | $ 130,000 |
| Lee County Florida | 1 | $ 264,000 | $ 264,000 | $ 189,000 |
| Manatee County Florida | 1 | $ 1,425,000 | $ 1,425,000 | $ 1,191,000 |
| Miami-Dade County Florida | 1 | $ 60,000 | $ 60,000 | $ 69,000 |
| Palm Beach County Florida | 1 | $ 250,000 | $ 250,000 | $ 334,000 |
| Pasco County Florida | 1 | $ 44,000 | $ 44,000 | $ 102,000 |
| St. Lucie County Florida | 1 | $ 42,000 | $ 42,000 | $ 88,000 |
| Lake County Illinois | 1 | $ 77,000 | $ 77,000 | $ 113,000 |
| Adams County Indiana | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Daviess County Indiana | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Fayette County Indiana | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Floyd County Indiana | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Fountain County Indiana | 1 | $ 87,000 | $ 87,000 | $ 60,000 |
| Jay County Indiana | 1 | $ 94,000 | $ 94,000 | $ 56,000 |
| Jefferson County Indiana | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Marshall County Indiana | 1 | $ 169,000 | $ 169,000 | $ 66,000 |
| Orange County Indiana | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Parke County Indiana | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Perry County Indiana | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Pike County Indiana | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Ripley County Indiana | 1 | $ 106,000 | $ 106,000 | $ 26,000 |
| Switzerland County Indiana | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| Warren County Indiana | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Wayne County Indiana | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Wells County Indiana | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Marshall County Iowa | 1 | $ 13,000 | $ 13,000 | $ 30,000 |
| Floyd County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| Franklin County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Henderson County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
| Letcher County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| McLean County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 82,000 |
| Nelson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Nicholas County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 43,000 |
| Rowan County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| Shelby County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 199,000 |
| Spencer County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 87,000 |
| Baltimore County Maryland | 1 | $ 182,000 | $ 182,000 | $ 82,000 |
| Montgomery County Maryland | 1 | $ 78,000 | $ 78,000 | $ 59,000 |
| Alger County Michigan | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Delta County Michigan | 1 | $ 114,000 | $ 114,000 | $ 73,000 |
| Gogebic County Michigan | 1 | $ 624,000 | $ 624,000 | $ 163,000 |
| Houghton County Michigan | 1 | $ 8,000 | $ 8,000 | $ 20,000 |
| Luce County Michigan | 1 | $ 62,000 | $ 62,000 | $ 99,000 |
| Menominee County Michigan | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Crow Wing County Minnesota | 1 | $ 540,000 | $ 540,000 | $ 268,000 |
| Greene County Missouri | 1 | $ 7,000 | $ 7,000 | $ 21,000 |
| New York County New York | 1 | $ 817,000 | $ 817,000 | $ 286,000 |
| Cumberland County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Randolph County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 23,000 |
| Ashtabula County Ohio | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Brown County Ohio | 1 | $ 27,000 | $ 27,000 | $ 34,000 |
| Clark County Ohio | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Clinton County Ohio | 1 | $ 151,000 | $ 151,000 | $ 78,000 |
| Coshocton County Ohio | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
| Erie County Ohio | 1 | $ 190,000 | $ 190,000 | $ 85,000 |
| Hancock County Ohio | 1 | $ 139,000 | $ 139,000 | $ 27,000 |
| Highland County Ohio | 1 | $ 178,000 | $ 178,000 | $ 46,000 |
| Morrow County Ohio | 1 | $ 131,000 | $ 131,000 | $ 47,000 |
| Muskingum County Ohio | 1 | $ 62,000 | $ 62,000 | $ 19,000 |
| Perry County Ohio | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Pickaway County Ohio | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Preble County Ohio | 1 | $ 69,000 | $ 69,000 | $ 17,000 |
| Richland County Ohio | 1 | $ 63,000 | $ 63,000 | $ 17,000 |
| Stark County Ohio | 1 | $ 137,000 | $ 137,000 | $ 63,000 |
| Beaufort County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 71,000 |
| Davidson County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Union County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Summit County Utah | 1 | $ 748,000 | $ 748,000 | $ 76,000 |
| Prince William County Virginia | 1 | $ 12,000 | $ 12,000 | $ 165,000 |
| Oconto County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Outagamie County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 186,000 |
| Rock County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 149,000 |
| Washington County Wisconsin | 1 | $ 254,000 | $ 254,000 | $ 92,000 |
| Teton County Wyoming | 1 | $ 323,000 | $ 323,000 | $ 132,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 9,315 | $1,150,897,000 | $183,562 | $1,000,000 | $101,375 | $2,178,000 |
| Home Improvement (one-to-four family) | 3,222 | $67,102,000 | $30,400 | $300,000 | $75,400 | $1,968,000 |
| Home Purchase (one-to-four family) | 2,918 | $360,518,000 | $214,307 | $1,900,000 | $139,769 | $6,624,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 4 | $1,333,000 | $333,000 | $671,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,979 | $1,454,128,000 | $187,850 | $1,900,000 | $120,050 | $2,339,000 |
| Black | 839 | $49,453,000 | $87,600 | $767,000 | $48,200 | $458,000 |
| Information not provided by applicant in mail or telephone application | 258 | $33,129,000 | $123,333 | $1,100,000 | $78,000 | $661,000 |
| Hispanic | 138 | $9,088,000 | $76,600 | $360,000 | $58,200 | $2,178,000 |
| Asian or Pacific Islander | 108 | $16,866,000 | $132,666 | $1,050,000 | $68,666 | $972,000 |
| Other | 82 | $12,392,000 | $153,500 | $650,000 | $109,500 | $943,000 |
| American Indian or Alaskan Native | 34 | $2,480,000 | $102,666 | $298,000 | $73,333 | $134,000 |
| Not applicable | 21 | $2,314,000 | $413,000 | $748,000 | $583,500 | $6,624,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,362 | $1,571,506,000 | $202,818 | $1,900,000 | $112,590 | $6,624,000 |
| FHA-insured (Federal Housing Administration) | 69 | $4,996,000 | $72,000 | $141,000 | $31,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 16 | $2,097,000 | $131,000 | $169,000 | $53,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,251,000 | $104,000 | $175,000 | $40,000 | $55,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,282 | $1,193,125,000 | $197,823 | $1,900,000 | $115,000 | $6,624,000 |
| Application Denied By Financial Institution | 1,874 | $102,886,000 | $78,428 | $767,000 | $78,571 | $582,000 |
| Application Approved But Not Accepted | 1,728 | $205,340,000 | $184,000 | $817,000 | $107,272 | $2,178,000 |
| Application Withdrawn By Applicant | 524 | $74,076,000 | $151,333 | $1,100,000 | $64,000 | $558,000 |
| File Closed For Incompleteness | 51 | $4,423,000 | $86,000 | $620,000 | $69,000 | $396,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,352 | $56,493,000 | $71,600 | $620,000 | $56,800 | $582,000 |
| Debt-To-Income Ratio | 293 | $25,135,000 | $91,333 | $767,000 | $65,000 | $171,000 |
| Other | 135 | $11,183,000 | $87,000 | $323,000 | $89,428 | $298,000 |
| Collateral | 65 | $6,458,000 | $122,500 | $610,000 | $92,500 | $498,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,338,000 | $95,000 | $323,000 | $43,000 | $121,000 |
| Unverifiable Information | 7 | $1,396,000 | $162,000 | $550,000 | $22,500 | $94,000 |
| Credit Application Incomplete | 4 | $463,000 | $115,000 | $203,000 | $81,000 | $135,000 |
| Employment History | 4 | $420,000 | $105,000 | $165,000 | $22,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.