Citadel Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Citadel Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Citadel Federal Credit Union 520 Eagleview Blvd Exton, PA 19341 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,695 |
| Total Mortgage Loan Application Amount | $1,290,235,000 |
| Average Mortgage Loan Application Amount | $269,600 |
| Highest Mortgage Loan Application Amount | $2,985,000 |
| Average Applicant Income | $147,800 |
| Highest Applicant Income | $4,320,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chester County Pennsylvania | 2,247 | $ 371,555,000 | $ 165,000 | $ 159,000 |
| Montgomery County Pennsylvania | 951 | $ 226,695,000 | $ 238,000 | $ 164,000 |
| Delaware County Pennsylvania | 626 | $ 141,520,000 | $ 226,000 | $ 152,000 |
| Philadelphia County Pennsylvania | 433 | $ 182,005,000 | $ 420,000 | $ 162,000 |
| Bucks County Pennsylvania | 255 | $ 74,185,000 | $ 290,000 | $ 223,000 |
| Lancaster County Pennsylvania | 240 | $ 30,240,000 | $ 126,000 | $ 100,000 |
| New Castle County Delaware | 170 | $ 33,480,000 | $ 196,000 | $ 146,000 |
| Cape May County New Jersey | 120 | $ 64,970,000 | $ 541,000 | $ 241,000 |
| Berks County Pennsylvania | 103 | $ 10,525,000 | $ 102,000 | $ 128,000 |
| Atlantic County New Jersey | 62 | $ 26,910,000 | $ 434,000 | $ 286,000 |
| Burlington County New Jersey | 45 | $ 8,075,000 | $ 179,000 | $ 143,000 |
| Sussex County Delaware | 44 | $ 15,950,000 | $ 362,000 | $ 263,000 |
| Camden County New Jersey | 36 | $ 11,410,000 | $ 316,000 | $ 164,000 |
| Gloucester County New Jersey | 34 | $ 5,200,000 | $ 152,000 | $ 208,000 |
| Monroe County Pennsylvania | 20 | $ 5,870,000 | $ 293,000 | $ 122,000 |
| Lehigh County Pennsylvania | 19 | $ 3,415,000 | $ 179,000 | $ 141,000 |
| Kent County Delaware | 18 | $ 2,250,000 | $ 125,000 | $ 90,000 |
| Ocean County New Jersey | 18 | $ 6,930,000 | $ 385,000 | $ 248,000 |
| Carbon County Pennsylvania | 15 | $ 5,305,000 | $ 353,000 | $ 278,000 |
| York County Pennsylvania | 15 | $ 2,165,000 | $ 144,000 | $ 343,000 |
| Cecil County Maryland | 14 | $ 1,930,000 | $ 137,000 | $ 205,000 |
| Worcester County Maryland | 14 | $ 3,370,000 | $ 240,000 | $ 268,000 |
| Wayne County Pennsylvania | 10 | $ 2,190,000 | $ 219,000 | $ 151,000 |
| Mercer County New Jersey | 8 | $ 3,680,000 | $ 460,000 | $ 167,000 |
| Cumberland County Pennsylvania | 7 | $ 1,355,000 | $ 193,000 | $ 139,000 |
| Lebanon County Pennsylvania | 7 | $ 1,085,000 | $ 155,000 | $ 86,000 |
| Lackawanna County Pennsylvania | 6 | $ 3,450,000 | $ 575,000 | $ 307,000 |
| Anne Arundel County Maryland | 5 | $ 1,505,000 | $ 301,000 | $ 244,000 |
| Monmouth County New Jersey | 5 | $ 3,685,000 | $ 737,000 | $ 214,000 |
| Allegheny County Pennsylvania | 5 | $ 485,000 | $ 97,000 | $ 161,000 |
| Northampton County Pennsylvania | 5 | $ 1,265,000 | $ 253,000 | $ 154,000 |
| Salem County New Jersey | 4 | $ 190,000 | $ 47,000 | $ 61,000 |
| Broward County Florida | 3 | $ 995,000 | $ 331,000 | $ 107,000 |
| Lee County Florida | 3 | $ 865,000 | $ 288,000 | $ 128,000 |
| Palm Beach County Florida | 3 | $ 3,425,000 | $ 1,141,000 | $ 0 |
| Pinellas County Florida | 3 | $ 285,000 | $ 95,000 | $ 110,000 |
| Sarasota County Florida | 3 | $ 1,385,000 | $ 461,000 | $ 192,000 |
| Prince George's County Maryland | 3 | $ 245,000 | $ 81,000 | $ 194,000 |
| Cumberland County New Jersey | 3 | $ 115,000 | $ 38,000 | $ 62,000 |
| Beaver County Pennsylvania | 3 | $ 265,000 | $ 88,000 | $ 108,000 |
| Dauphin County Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 70,000 |
| Luzerne County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 94,000 |
| Sullivan County Pennsylvania | 3 | $ 645,000 | $ 215,000 | $ 194,000 |
| Beaufort County South Carolina | 3 | $ 3,015,000 | $ 1,005,000 | $ 272,000 |
| Horry County South Carolina | 3 | $ 925,000 | $ 308,000 | $ 263,000 |
| Santa Clara County California | 2 | $ 310,000 | $ 155,000 | $ 12,000 |
| Brevard County Florida | 2 | $ 140,000 | $ 70,000 | $ 366,000 |
| Collier County Florida | 2 | $ 1,500,000 | $ 750,000 | $ 94,000 |
| Manatee County Florida | 2 | $ 490,000 | $ 245,000 | $ 240,000 |
| Suwannee County Florida | 2 | $ 40,000 | $ 20,000 | $ 74,000 |
| Volusia County Florida | 2 | $ 260,000 | $ 130,000 | $ 123,000 |
| Cumberland County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 82,000 |
| Bergen County New Jersey | 2 | $ 1,390,000 | $ 695,000 | $ 126,000 |
| Morris County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 151,000 |
| Passaic County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 81,000 |
| Somerset County New Jersey | 2 | $ 290,000 | $ 145,000 | $ 201,000 |
| Currituck County North Carolina | 2 | $ 1,100,000 | $ 550,000 | $ 0 |
| Adams County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 199,000 |
| Bedford County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Columbia County Pennsylvania | 2 | $ 710,000 | $ 355,000 | $ 51,000 |
| Juniata County Pennsylvania | 2 | $ 660,000 | $ 330,000 | $ 36,000 |
| Pike County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 171,000 |
| Potter County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Schuylkill County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 94,000 |
| Westmoreland County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 106,000 |
| Alameda County California | 1 | $ 405,000 | $ 405,000 | $ 504,000 |
| Litchfield County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 3,753,000 |
| Windham County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 1,000 |
| Charlotte County Florida | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 343,000 |
| Marion County Florida | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Miami-Dade County Florida | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Pasco County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 495,000 | $ 495,000 | $ 221,000 |
| Forsyth County Georgia | 1 | $ 125,000 | $ 125,000 | $ 2,510,000 |
| Marion County Indiana | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Knox County Maine | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Penobscot County Maine | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Baltimore County Maryland | 1 | $ 105,000 | $ 105,000 | $ 388,000 |
| Baltimore City County Maryland | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Caroline County Maryland | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Carroll County Maryland | 1 | $ 105,000 | $ 105,000 | $ 222,000 |
| Harford County Maryland | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Montgomery County Maryland | 1 | $ 525,000 | $ 525,000 | $ 155,000 |
| Queen Anne's County Maryland | 1 | $ 475,000 | $ 475,000 | $ 174,000 |
| Essex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Hampden County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Chippewa County Michigan | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Essex County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 215,000 |
| Hunterdon County New Jersey | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 705,000 | $ 705,000 | $ 167,000 |
| Union County New Jersey | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Hamilton County New York | 1 | $ 5,000 | $ 5,000 | $ 10,000 |
| Westchester County New York | 1 | $ 105,000 | $ 105,000 | $ 191,000 |
| Brunswick County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 1,165,000 | $ 1,165,000 | $ 0 |
| Durham County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Harnett County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Pender County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Wake County North Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Gallia County Ohio | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Washington County Oregon | 1 | $ 5,000 | $ 5,000 | $ 660,000 |
| Centre County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 168,000 |
| Franklin County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 190,000 |
| Huntingdon County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 552,000 |
| Lycoming County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Mercer County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 145,000 |
| Mifflin County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Perry County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Charleston County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Cocke County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 1,872,000 |
| Cumberland County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Davidson County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 1,675,000 |
| McLennan County Texas | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Uintah County Utah | 1 | $ 505,000 | $ 505,000 | $ 2,701,000 |
| Accomack County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 105,000 | $ 105,000 | $ 2,388,000 |
| Raleigh County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Racine County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citadel Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 3,161 | $330,785,000 | $104,000 | $1,005,000 | $163,000 | $4,260,000 |
| Home Purchase | 1,165 | $634,045,000 | $544,000 | $2,985,000 | $155,000 | $859,000 |
| Cash-out Refinancing | 1,113 | $249,095,000 | $223,000 | $2,105,000 | $161,000 | $3,753,000 |
| Refinancing | 251 | $75,425,000 | $300,000 | $2,245,000 | $175,000 | $4,320,000 |
| Home Improvement | 5 | $885,000 | $177,000 | $335,000 | $85,000 | $138,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,396 | $455,700,000 | $134,000 | $1,165,000 | $164,000 | $4,320,000 |
| Not applicable | 1,078 | $652,210,000 | $605,000 | $2,985,000 | $45,000 | $45,000 |
| Not Provided | 563 | $95,085,000 | $168,000 | $1,205,000 | $170,000 | $1,584,000 |
| Black or African American | 308 | $31,730,000 | $103,000 | $645,000 | $132,000 | $3,330,000 |
| Hispanic | 159 | $20,145,000 | $126,000 | $1,005,000 | $150,000 | $1,777,000 |
| Asian | 124 | $24,240,000 | $195,000 | $1,355,000 | $195,000 | $2,510,000 |
| American Indian or Alaskan Native | 28 | $2,520,000 | $90,000 | $325,000 | $105,000 | $660,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $435,000 | $145,000 | $395,000 | $112,000 | $214,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,695 | $1,290,235,000 | $226,000 | $2,985,000 | $163,000 | $4,320,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,690 | $386,770,000 | $143,000 | $1,505,000 | $158,000 | $1,595,000 |
| Application Denied By Financial Institution | 1,133 | $133,145,000 | $117,000 | $1,205,000 | $154,000 | $2,701,000 |
| Loan Purchased By The Institution | 1,057 | $641,225,000 | $606,000 | $2,985,000 | $0 | $0 |
| Application Approved But Not Accepted | 487 | $69,365,000 | $142,000 | $845,000 | $143,000 | $1,272,000 |
| Application Withdrawn By Applicant | 267 | $49,055,000 | $183,000 | $1,355,000 | $269,000 | $4,320,000 |
| File Closed For Incompleteness | 61 | $10,675,000 | $175,000 | $1,005,000 | $215,000 | $1,584,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,562 | $1,157,090,000 | $253,000 | $2,985,000 | $166,000 | $4,320,000 |
| Credit History | 460 | $43,090,000 | $93,000 | $995,000 | $162,000 | $1,710,000 |
| Debt-To-Income Ratio | 312 | $41,000,000 | $131,000 | $1,165,000 | $70,000 | $600,000 |
| Collateral | 252 | $33,460,000 | $132,000 | $1,205,000 | $202,000 | $2,701,000 |
| Other | 50 | $7,420,000 | $148,000 | $1,005,000 | $261,000 | $2,510,000 |
| Credit Application Incomplete | 24 | $3,400,000 | $141,000 | $1,005,000 | $377,000 | $2,525,000 |
| Employment History | 18 | $2,260,000 | $125,000 | $325,000 | $107,000 | $407,000 |
| Unverifiable Information | 16 | $2,320,000 | $145,000 | $525,000 | $164,000 | $1,440,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $212,000 | $212,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.