Cinfed Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Cinfed Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Cinfed Federal Credit Union
4801 Kennedy Ave
Cincinnati, OH 45209
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 868
Total Mortgage Loan Application Amount $101,090,000
Average Mortgage Loan Application Amount $125,200
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $111,600
Highest Applicant Income $1,068,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Cinfed Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hamilton County Ohio 382 $ 45,860,000 $ 120,000 $ 112,000
Boone County Kentucky 97 $ 10,835,000 $ 111,000 $ 111,000
Kenton County Kentucky 87 $ 8,975,000 $ 103,000 $ 95,000
Clermont County Ohio 49 $ 7,475,000 $ 152,000 $ 110,000
Campbell County Kentucky 43 $ 5,705,000 $ 132,000 $ 111,000
Butler County Ohio 27 $ 3,795,000 $ 140,000 $ 127,000
Warren County Ohio 23 $ 3,505,000 $ 152,000 $ 149,000
Dearborn County Indiana 7 $ 735,000 $ 105,000 $ 93,000
Grant County Kentucky 7 $ 415,000 $ 59,000 $ 87,000
Montgomery County Ohio 5 $ 455,000 $ 91,000 $ 110,000
Franklin County Indiana 4 $ 2,090,000 $ 522,000 $ 192,000
Brown County Ohio 3 $ 505,000 $ 168,000 $ 96,000
Montgomery County Indiana 2 $ 370,000 $ 185,000 $ 153,000
Wayne County Indiana 2 $ 50,000 $ 25,000 $ 49,000
Clinton County Ohio 2 $ 70,000 $ 35,000 $ 90,000
Fayette County Indiana 1 $ 65,000 $ 65,000 $ 37,000
Marion County Indiana 1 $ 385,000 $ 385,000 $ 137,000
Bracken County Kentucky 1 $ 25,000 $ 25,000 $ 100,000
Ohio County Kentucky 1 $ 325,000 $ 325,000 $ 552,000
Owen County Kentucky 1 $ 55,000 $ 55,000 $ 188,000
Highland County Ohio 1 $ 25,000 $ 25,000 $ 0
Knox County Ohio 1 $ 105,000 $ 105,000 $ 165,000
Mahoning County Ohio 1 $ 25,000 $ 25,000 $ 78,000
Wayne County Ohio 1 $ 255,000 $ 255,000 $ 90,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Cinfed Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 244 $13,190,000 $54,000 $845,000 $104,000 $1,068,000
Other Purpose 185 $10,215,000 $55,000 $355,000 $110,000 $795,000
Home Purchase 174 $35,220,000 $202,000 $1,295,000 $129,000 $796,000
Cash-out Refinancing 150 $26,240,000 $174,000 $1,505,000 $96,000 $446,000
Refinancing 115 $16,225,000 $141,000 $615,000 $119,000 $795,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 595 $76,465,000 $128,000 $1,505,000 $118,000 $1,068,000
Black or African American 128 $10,210,000 $79,000 $385,000 $77,000 $501,000
Not Provided 120 $11,480,000 $95,000 $415,000 $106,000 $720,000
Asian 12 $1,550,000 $129,000 $195,000 $212,000 $498,000
Hispanic 8 $770,000 $96,000 $185,000 $80,000 $227,000
American Indian or Alaskan Native 3 $215,000 $71,000 $105,000 $80,000 $114,000
Not applicable 2 $400,000 $200,000 $305,000 $120,000 $170,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 868 $101,090,000 $116,000 $1,505,000 $111,000 $1,068,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 546 $69,200,000 $126,000 $1,505,000 $118,000 $795,000
Application Denied By Financial Institution 234 $16,520,000 $70,000 $425,000 $87,000 $1,068,000
Application Withdrawn By Applicant 47 $8,195,000 $174,000 $1,295,000 $155,000 $796,000
Preapproval Approved but not Accepted 14 $3,750,000 $267,000 $605,000 $138,000 $498,000
Preapproval Denied by Financial Institution 12 $1,990,000 $165,000 $275,000 $64,000 $90,000
Application Approved But Not Accepted 8 $570,000 $71,000 $175,000 $80,000 $143,000
File Closed For Incompleteness 7 $865,000 $123,000 $485,000 $120,000 $201,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 622 $82,580,000 $132,000 $1,505,000 $121,000 $796,000
Other 74 $3,930,000 $53,000 $315,000 $79,000 $1,068,000
Credit History 73 $5,195,000 $71,000 $425,000 $78,000 $345,000
Unverifiable Information 49 $3,865,000 $78,000 $325,000 $107,000 $552,000
Collateral 25 $2,005,000 $80,000 $255,000 $106,000 $203,000
Debt-To-Income Ratio 14 $2,270,000 $162,000 $275,000 $57,000 $103,000
Credit Application Incomplete 7 $915,000 $130,000 $355,000 $89,000 $148,000
Employment History 2 $100,000 $50,000 $65,000 $53,000 $59,000
Insufficient Cash (Downpayment, Closing Cost) 2 $230,000 $115,000 $195,000 $46,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List