2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Christensen Financial, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,373 |
| Total Mortgage Loan Application Amount | $412,424,000 |
| Average Mortgage Loan Application Amount | $173,000 |
| Highest Mortgage Loan Application Amount | $1,450,000 |
| Average Applicant Income | $77,500 |
| Highest Applicant Income | $4,488,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Acadia County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 150,000 |
| Aiken County South Carolina | 3 | $ 457,000 | $ 152,000 | $ 50,000 |
| Alachua County Florida | 3 | $ 420,000 | $ 140,000 | $ 78,000 |
| Alexandria County Virginia | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Anderson County South Carolina | 4 | $ 569,000 | $ 142,000 | $ 44,000 |
| Anne Arundel County Maryland | 7 | $ 1,500,000 | $ 214,000 | $ 50,000 |
| Antrim County Michigan | 1 | $ 106,000 | $ 106,000 | $ 148,000 |
| Appling County Georgia | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Arapahoe County Colorado | 2 | $ 467,000 | $ 233,000 | $ 59,000 |
| Ascension County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Bacon County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Baldwin County Alabama | 8 | $ 972,000 | $ 121,000 | $ 45,000 |
| Baltimore City County Maryland | 34 | $ 3,667,000 | $ 107,000 | $ 39,000 |
| Baltimore County Maryland | 23 | $ 4,469,000 | $ 194,000 | $ 39,000 |
| Banks County Georgia | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Barbour County Alabama | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Barnwell County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Barrow County Georgia | 6 | $ 689,000 | $ 114,000 | $ 30,000 |
| Bartow County Georgia | 5 | $ 678,000 | $ 135,000 | $ 46,000 |
| Bay County Florida | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Beaufort County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Berkeley County South Carolina | 4 | $ 764,000 | $ 191,000 | $ 93,000 |
| Bexar County Texas | 3 | $ 481,000 | $ 160,000 | $ 76,000 |
| Bibb County Georgia | 8 | $ 734,000 | $ 91,000 | $ 35,000 |
| Blount County Tennessee | 2 | $ 263,000 | $ 131,000 | $ 79,000 |
| Bradley County Tennessee | 5 | $ 601,000 | $ 120,000 | $ 11,000 |
| Branch County Michigan | 1 | $ 235,000 | $ 235,000 | $ 39,000 |
| Brazoria County Texas | 1 | $ 48,000 | $ 48,000 | $ 157,000 |
| Brevard County Florida | 22 | $ 3,510,000 | $ 159,000 | $ 79,000 |
| Broward County Florida | 67 | $ 13,691,000 | $ 204,000 | $ 104,000 |
| Buckingham County Virginia | 1 | $ 260,000 | $ 260,000 | $ 89,000 |
| Bucks County Pennsylvania | 1 | $ 684,000 | $ 684,000 | $ 329,000 |
| Caddo County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 72,000 |
| Calhoun County Alabama | 7 | $ 1,023,000 | $ 146,000 | $ 169,000 |
| Carroll County Georgia | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Carter County Tennessee | 9 | $ 1,317,000 | $ 146,000 | $ 39,000 |
| Cass County Missouri | 1 | $ 164,000 | $ 164,000 | $ 41,000 |
| Catoosa County Georgia | 2 | $ 221,000 | $ 110,000 | $ 27,000 |
| Cecil County Maryland | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Chambers County Texas | 2 | $ 232,000 | $ 116,000 | $ 50,000 |
| Charles County Maryland | 3 | $ 789,000 | $ 263,000 | $ 30,000 |
| Charleston County South Carolina | 2 | $ 537,000 | $ 268,000 | $ 73,000 |
| Charlotte County Florida | 37 | $ 5,257,000 | $ 142,000 | $ 64,000 |
| Charlottesville County Virginia | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
| Chatham County Georgia | 2 | $ 387,000 | $ 193,000 | $ 52,000 |
| Chattooga County Georgia | 1 | $ 183,000 | $ 183,000 | $ 69,000 |
| Cherokee County Georgia | 17 | $ 2,556,000 | $ 150,000 | $ 79,000 |
| Cherokee County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 22,000 |
| Chesapeake County Virginia | 3 | $ 534,000 | $ 178,000 | $ 39,000 |
| Chilton County Alabama | 2 | $ 264,000 | $ 132,000 | $ 62,000 |
| Citrus County Florida | 5 | $ 552,000 | $ 110,000 | $ 90,000 |
| Clay County Florida | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| Clayton County Georgia | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Cobb County Georgia | 38 | $ 8,194,000 | $ 215,000 | $ 86,000 |
| Coffee County Alabama | 1 | $ 166,000 | $ 166,000 | $ 47,000 |
| Coffee County Georgia | 1 | $ 121,000 | $ 121,000 | $ 65,000 |
| Colbert County Alabama | 2 | $ 267,000 | $ 133,000 | $ 38,000 |
| Collier County Florida | 18 | $ 3,833,000 | $ 212,000 | $ 65,000 |
| Collin County Texas | 27 | $ 5,248,000 | $ 194,000 | $ 76,000 |
| Colonial Heights County Virginia | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Columbia County Georgia | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Comal County Texas | 1 | $ 244,000 | $ 244,000 | $ 89,000 |
| Conecuh County Alabama | 1 | $ 230,000 | $ 230,000 | $ 48,000 |
| Coweta County Georgia | 6 | $ 1,009,000 | $ 168,000 | $ 69,000 |
| Crittenden County Arkansas | 1 | $ 210,000 | $ 210,000 | $ 64,000 |
| Cullman County Alabama | 2 | $ 266,000 | $ 133,000 | $ 39,000 |
| Dade County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Dallas County Alabama | 1 | $ 186,000 | $ 186,000 | $ 108,000 |
| Dallas County Texas | 12 | $ 2,495,000 | $ 207,000 | $ 167,000 |
| Darlington County South Carolina | 4 | $ 552,000 | $ 138,000 | $ 61,000 |
| Davidson County Tennessee | 13 | $ 1,811,000 | $ 139,000 | $ 64,000 |
| Dawson County Georgia | 1 | $ 119,000 | $ 119,000 | $ 47,000 |
| Decatur County Georgia | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| DeKalb County Alabama | 2 | $ 280,000 | $ 140,000 | $ 39,000 |
| DeKalb County Georgia | 18 | $ 2,910,000 | $ 161,000 | $ 71,000 |
| Denton County Texas | 10 | $ 2,085,000 | $ 208,000 | $ 125,000 |
| Denver County Colorado | 3 | $ 629,000 | $ 209,000 | $ 59,000 |
| DeSoto County Florida | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| DeSoto County Mississippi | 1 | $ 139,000 | $ 139,000 | $ 86,000 |
| Dickson County Tennessee | 4 | $ 580,000 | $ 145,000 | $ 60,000 |
| Douglas County Georgia | 3 | $ 405,000 | $ 135,000 | $ 24,000 |
| Duval County Florida | 4 | $ 712,000 | $ 178,000 | $ 37,000 |
| East Baton Rouge County Louisiana | 17 | $ 1,820,000 | $ 107,000 | $ 37,000 |
| El Paso County Texas | 11 | $ 1,648,000 | $ 149,000 | $ 62,000 |
| Ellis County Texas | 1 | $ 211,000 | $ 211,000 | $ 91,000 |
| Escambia County Alabama | 2 | $ 292,000 | $ 146,000 | $ 31,000 |
| Escambia County Florida | 24 | $ 5,433,000 | $ 226,000 | $ 80,000 |
| Etowah County Alabama | 2 | $ 247,000 | $ 123,000 | $ 47,000 |
| Evangeline County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Fairfax County Virginia | 3 | $ 968,000 | $ 322,000 | $ 101,000 |
| Fairfield County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 31,000 |
| Fannin County Georgia | 1 | $ 187,000 | $ 187,000 | $ 34,000 |
| Fayette County Alabama | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Fayette County Georgia | 3 | $ 536,000 | $ 178,000 | $ 105,000 |
| Fayette County Tennessee | 2 | $ 316,000 | $ 158,000 | $ 42,000 |
| Flagler County Florida | 1 | $ 163,000 | $ 163,000 | $ 14,000 |
| Forsyth County Georgia | 33 | $ 7,478,000 | $ 226,000 | $ 95,000 |
| Fort Bend County Texas | 10 | $ 1,607,000 | $ 160,000 | $ 82,000 |
| Frederick County Maryland | 3 | $ 787,000 | $ 262,000 | $ 127,000 |
| Fulton County Georgia | 30 | $ 6,683,000 | $ 222,000 | $ 137,000 |
| Gadsden County Florida | 2 | $ 227,000 | $ 113,000 | $ 67,000 |
| Galveston County Texas | 2 | $ 382,000 | $ 191,000 | $ 177,000 |
| Garrett County Maryland | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Glynn County Georgia | 2 | $ 410,000 | $ 205,000 | $ 78,000 |
| Grady County Georgia | 1 | $ 177,000 | $ 177,000 | $ 97,000 |
| Grand Traverse County Michigan | 1 | $ 109,000 | $ 109,000 | $ 77,000 |
| Grayson County Texas | 1 | $ 121,000 | $ 121,000 | $ 43,000 |
| Greene County Georgia | 1 | $ 407,000 | $ 407,000 | $ 523,000 |
| Greenville County South Carolina | 10 | $ 1,669,000 | $ 166,000 | $ 52,000 |
| Guadalupe County Texas | 1 | $ 223,000 | $ 223,000 | $ 125,000 |
| Gwinnett County Georgia | 52 | $ 10,132,000 | $ 194,000 | $ 106,000 |
| Habersham County Georgia | 1 | $ 88,000 | $ 88,000 | $ 21,000 |
| Hall County Georgia | 13 | $ 2,456,000 | $ 188,000 | $ 105,000 |
| Hamilton County Tennessee | 8 | $ 1,241,000 | $ 155,000 | $ 53,000 |
| Hampton County Virginia | 1 | $ 190,000 | $ 190,000 | $ 62,000 |
| Harford County Maryland | 22 | $ 5,277,000 | $ 239,000 | $ 39,000 |
| Harris County Georgia | 2 | $ 288,000 | $ 144,000 | $ 30,000 |
| Harris County Texas | 57 | $ 8,684,000 | $ 152,000 | $ 87,000 |
| Harrison County Texas | 1 | $ 414,000 | $ 414,000 | $ 219,000 |
| Hart County Georgia | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Hawkins County Tennessee | 6 | $ 648,000 | $ 108,000 | $ 37,000 |
| Henrico County Virginia | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Henry County Alabama | 1 | $ 142,000 | $ 142,000 | $ 24,000 |
| Henry County Georgia | 3 | $ 318,000 | $ 106,000 | $ 68,000 |
| Hernando County Florida | 2 | $ 317,000 | $ 158,000 | $ 51,000 |
| Highlands County Florida | 3 | $ 425,000 | $ 141,000 | $ 45,000 |
| Hillsborough County Florida | 15 | $ 3,354,000 | $ 223,000 | $ 59,000 |
| Hood County Texas | 1 | $ 405,000 | $ 405,000 | $ 237,000 |
| Horry County South Carolina | 3 | $ 567,000 | $ 189,000 | $ 65,000 |
| Houston County Alabama | 3 | $ 485,000 | $ 161,000 | $ 62,000 |
| Howard County Maryland | 3 | $ 1,017,000 | $ 339,000 | $ 89,000 |
| Indian River County Florida | 8 | $ 1,035,000 | $ 129,000 | $ 67,000 |
| Jackson County Alabama | 2 | $ 613,000 | $ 306,000 | $ 114,000 |
| Jackson County Georgia | 5 | $ 816,000 | $ 163,000 | $ 17,000 |
| James City County Virginia | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Jasper County Georgia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 294,000 | $ 294,000 | $ 103,000 |
| Jefferson County Alabama | 8 | $ 1,366,000 | $ 170,000 | $ 42,000 |
| Jefferson County Colorado | 1 | $ 356,000 | $ 356,000 | $ 59,000 |
| Jefferson County Louisiana | 11 | $ 1,420,000 | $ 129,000 | $ 52,000 |
| Johnson County Texas | 1 | $ 117,000 | $ 117,000 | $ 154,000 |
| Jones County Georgia | 2 | $ 269,000 | $ 134,000 | $ 69,000 |
| Kaufman County Texas | 1 | $ 119,000 | $ 119,000 | $ 124,000 |
| Kent County Michigan | 1 | $ 87,000 | $ 87,000 | $ 21,000 |
| Kershaw County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Knox County Tennessee | 2 | $ 329,000 | $ 164,000 | $ 64,000 |
| Lake County Florida | 32 | $ 5,353,000 | $ 167,000 | $ 69,000 |
| Lauderdale County Alabama | 2 | $ 203,000 | $ 101,000 | $ 44,000 |
| Laurens County Georgia | 1 | $ 181,000 | $ 181,000 | $ 45,000 |
| Lawrence County Alabama | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Lee County Alabama | 5 | $ 836,000 | $ 167,000 | $ 85,000 |
| Lee County Florida | 36 | $ 5,333,000 | $ 148,000 | $ 54,000 |
| Lee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Leon County Florida | 5 | $ 1,054,000 | $ 210,000 | $ 76,000 |
| Levy County Florida | 2 | $ 232,000 | $ 116,000 | $ 47,000 |
| Lexington County South Carolina | 3 | $ 552,000 | $ 184,000 | $ 31,000 |
| Limestone County Alabama | 1 | $ 136,000 | $ 136,000 | $ 150,000 |
| Livingston County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 103,000 |
| Livingston County Michigan | 1 | $ 204,000 | $ 204,000 | $ 71,000 |
| Loudoun County Virginia | 3 | $ 1,347,000 | $ 449,000 | $ 144,000 |
| Madison County Alabama | 6 | $ 1,147,000 | $ 191,000 | $ 80,000 |
| Manatee County Florida | 46 | $ 10,002,000 | $ 217,000 | $ 82,000 |
| Marion County Florida | 46 | $ 5,740,000 | $ 124,000 | $ 59,000 |
| Marlboro County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Marshall County Alabama | 3 | $ 316,000 | $ 105,000 | $ 32,000 |
| Martin County Florida | 9 | $ 1,435,000 | $ 159,000 | $ 94,000 |
| Maury County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| McLennan County Texas | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| McMinn County Tennessee | 11 | $ 1,620,000 | $ 147,000 | $ 31,000 |
| Miami-Dade County Florida | 89 | $ 21,822,000 | $ 245,000 | $ 199,000 |
| Mitchell County Georgia | 1 | $ 148,000 | $ 148,000 | $ 23,000 |
| Mobile County Alabama | 18 | $ 2,170,000 | $ 120,000 | $ 52,000 |
| Monroe County Florida | 2 | $ 717,000 | $ 358,000 | $ 134,000 |
| Monroe County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 630,000 | $ 315,000 | $ 142,000 |
| Montgomery County Maryland | 6 | $ 1,960,000 | $ 326,000 | $ 48,000 |
| Montgomery County Tennessee | 2 | $ 285,000 | $ 142,000 | $ 56,000 |
| Montgomery County Texas | 10 | $ 1,682,000 | $ 168,000 | $ 127,000 |
| Morgan County Alabama | 4 | $ 464,000 | $ 116,000 | $ 48,000 |
| Muscogee County Georgia | 3 | $ 505,000 | $ 168,000 | $ 57,000 |
| Nassau County Florida | 3 | $ 687,000 | $ 229,000 | $ 60,000 |
| Newberry County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 84,000 |
| Newport News County Virginia | 1 | $ 169,000 | $ 169,000 | $ 38,000 |
| Newton County Georgia | 5 | $ 876,000 | $ 175,000 | $ 79,000 |
| Ochiltree County Texas | 1 | $ 258,000 | $ 258,000 | $ 89,000 |
| Oconee County South Carolina | 1 | $ 221,000 | $ 221,000 | $ 45,000 |
| Okaloosa County Florida | 13 | $ 2,600,000 | $ 200,000 | $ 86,000 |
| Orange County Florida | 183 | $ 31,899,000 | $ 174,000 | $ 72,000 |
| Orange County Virginia | 1 | $ 232,000 | $ 232,000 | $ 148,000 |
| Orleans County Louisiana | 1 | $ 231,000 | $ 231,000 | $ 47,000 |
| Osceola County Florida | 32 | $ 3,667,000 | $ 114,000 | $ 56,000 |
| Palm Beach County Florida | 52 | $ 9,919,000 | $ 190,000 | $ 88,000 |
| Pasco County Florida | 9 | $ 1,267,000 | $ 140,000 | $ 30,000 |
| Paulding County Georgia | 6 | $ 858,000 | $ 143,000 | $ 23,000 |
| Peach County Georgia | 1 | $ 151,000 | $ 151,000 | $ 45,000 |
| Perry County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| Pickens County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Pinellas County Florida | 22 | $ 3,671,000 | $ 166,000 | $ 68,000 |
| Pittsylvania County Virginia | 1 | $ 143,000 | $ 143,000 | $ 66,000 |
| Plaquemines County Louisiana | 1 | $ 352,000 | $ 352,000 | $ 81,000 |
| Pointe Coupee County Louisiana | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Polk County Florida | 13 | $ 1,670,000 | $ 128,000 | $ 57,000 |
| Portsmouth County Virginia | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Prince George's County Maryland | 16 | $ 3,388,000 | $ 211,000 | $ 20,000 |
| Prince William County Virginia | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Putnam County Georgia | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Queen Anne's County Maryland | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Rabun County Georgia | 2 | $ 479,000 | $ 239,000 | $ 34,000 |
| Randall County Texas | 1 | $ 336,000 | $ 336,000 | $ 178,000 |
| Randolph County Alabama | 1 | $ 139,000 | $ 139,000 | $ 94,000 |
| Richland County South Carolina | 5 | $ 663,000 | $ 132,000 | $ 76,000 |
| Richmond County Georgia | 1 | $ 117,000 | $ 117,000 | $ 70,000 |
| Roanoke City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 214,000 | $ 214,000 | $ 72,000 |
| Robertson County Tennessee | 17 | $ 2,813,000 | $ 165,000 | $ 47,000 |
| Rockdale County Georgia | 2 | $ 267,000 | $ 133,000 | $ 47,000 |
| Rockwall County Texas | 1 | $ 184,000 | $ 184,000 | $ 86,000 |
| Russell County Alabama | 2 | $ 291,000 | $ 145,000 | $ 55,000 |
| Rutherford County Tennessee | 4 | $ 762,000 | $ 190,000 | $ 65,000 |
| Santa Rosa County Florida | 22 | $ 3,916,000 | $ 178,000 | $ 79,000 |
| Sarasota County Florida | 208 | $ 33,669,000 | $ 161,000 | $ 92,000 |
| Scott County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 65,000 |
| Seminole County Florida | 79 | $ 14,927,000 | $ 188,000 | $ 67,000 |
| Shelby County Alabama | 4 | $ 704,000 | $ 176,000 | $ 70,000 |
| Shelby County Tennessee | 7 | $ 1,241,000 | $ 177,000 | $ 78,000 |
| Smith County Texas | 1 | $ 413,000 | $ 413,000 | $ 220,000 |
| Spalding County Georgia | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Spartanburg County South Carolina | 2 | $ 401,000 | $ 200,000 | $ 41,000 |
| St. Charles County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 66,000 |
| St. Charles County Missouri | 1 | $ 134,000 | $ 134,000 | $ 101,000 |
| St. Clair County Alabama | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| St. John the Baptist County Louisiana | 3 | $ 396,000 | $ 132,000 | $ 87,000 |
| St. Johns County Florida | 10 | $ 2,088,000 | $ 208,000 | $ 81,000 |
| St. Louis County Missouri | 4 | $ 431,000 | $ 107,000 | $ 35,000 |
| St. Lucie County Florida | 101 | $ 12,479,000 | $ 123,000 | $ 60,000 |
| Suffolk County Virginia | 1 | $ 119,000 | $ 119,000 | $ 85,000 |
| Sullivan County Tennessee | 8 | $ 992,000 | $ 124,000 | $ 54,000 |
| Sumner County Tennessee | 26 | $ 3,650,000 | $ 140,000 | $ 45,000 |
| Sumter County Florida | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Sumter County Georgia | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Sumter County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 56,000 |
| Talladega County Alabama | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Tarrant County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 261,000 | $ 261,000 | $ 37,000 |
| Tift County Georgia | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Tipton County Tennessee | 2 | $ 202,000 | $ 101,000 | $ 44,000 |
| Toombs County Georgia | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Towns County Georgia | 1 | $ 126,000 | $ 126,000 | $ 59,000 |
| Travis County Texas | 6 | $ 1,292,000 | $ 215,000 | $ 95,000 |
| Troup County Georgia | 1 | $ 127,000 | $ 127,000 | $ 78,000 |
| Turner County Georgia | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
| Tuscaloosa County Alabama | 3 | $ 585,000 | $ 195,000 | $ 134,000 |
| Union County Georgia | 1 | $ 158,000 | $ 158,000 | $ 108,000 |
| Union County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Van Buren County Michigan | 2 | $ 332,000 | $ 166,000 | $ 29,000 |
| Virginia Beach County Virginia | 1 | $ 189,000 | $ 189,000 | $ 44,000 |
| Volusia County Florida | 16 | $ 2,492,000 | $ 155,000 | $ 64,000 |
| Wakulla County Florida | 1 | $ 49,000 | $ 49,000 | $ 19,000 |
| Walker County Alabama | 1 | $ 208,000 | $ 208,000 | $ 151,000 |
| Walker County Georgia | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Walton County Florida | 1 | $ 366,000 | $ 366,000 | $ 149,000 |
| Walton County Georgia | 2 | $ 187,000 | $ 93,000 | $ 58,000 |
| Ware County Georgia | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Washington County Georgia | 1 | $ 316,000 | $ 316,000 | $ 90,000 |
| Washington County Maryland | 1 | $ 354,000 | $ 354,000 | $ 72,000 |
| Washington County Tennessee | 7 | $ 1,357,000 | $ 193,000 | $ 64,000 |
| Weld County Colorado | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| West Baton Rouge County Louisiana | 6 | $ 528,000 | $ 88,000 | $ 29,000 |
| Whitfield County Georgia | 1 | $ 235,000 | $ 235,000 | $ 300,000 |
| Willacy County Texas | 1 | $ 103,000 | $ 103,000 | $ 51,000 |
| Williamson County Tennessee | 2 | $ 375,000 | $ 187,000 | $ 45,000 |
| Williamson County Texas | 3 | $ 540,000 | $ 180,000 | $ 84,000 |
| Wilson County Tennessee | 2 | $ 175,000 | $ 87,000 | $ 81,000 |
| Wise County Texas | 1 | $ 301,000 | $ 301,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2012
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,200 | $231,960,000 | $193,000 | $1,450,000 | $77,000 | $1,200,000 |
| Home Purchase | 1,173 | $180,464,000 | $153,000 | $980,000 | $78,000 | $4,488,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,694 | $299,785,000 | $176,000 | $1,450,000 | $81,000 | $4,488,000 |
| Black or African American | 302 | $47,931,000 | $158,000 | $438,000 | $51,000 | $285,000 |
| Hispanic | 238 | $37,449,000 | $157,000 | $980,000 | $76,000 | $3,003,000 |
| Not Provided | 86 | $18,664,000 | $217,000 | $892,000 | $98,000 | $996,000 |
| Asian | 45 | $7,623,000 | $169,000 | $417,000 | $83,000 | $220,000 |
| American Indian or Alaskan Native | 4 | $544,000 | $136,000 | $216,000 | $56,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $428,000 | $107,000 | $185,000 | $45,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,162 | $220,973,000 | $190,000 | $1,450,000 | $109,000 | $4,488,000 |
| FHA-insured (Federal Housing Administration) | 926 | $144,037,000 | $155,000 | $662,000 | $45,000 | $252,000 |
| VA-guaranteed (Veterans Administration) | 162 | $31,191,000 | $192,000 | $697,000 | $61,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 123 | $16,223,000 | $131,000 | $301,000 | $43,000 | $93,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,532 | $269,232,000 | $175,000 | $1,000,000 | $79,000 | $3,003,000 |
| Application Withdrawn By Applicant | 606 | $106,459,000 | $175,000 | $1,450,000 | $72,000 | $1,200,000 |
| Application Denied By Financial Institution | 197 | $30,822,000 | $156,000 | $417,000 | $63,000 | $518,000 |
| File Closed For Incompleteness | 29 | $4,777,000 | $164,000 | $417,000 | $205,000 | $4,488,000 |
| Application Approved But Not Accepted | 9 | $1,134,000 | $126,000 | $244,000 | $56,000 | $154,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 64 | $10,093,000 | $157,000 | $406,000 | $57,000 | $518,000 |
| Debt-To-Income Ratio | 23 | $3,374,000 | $146,000 | $347,000 | $48,000 | $109,000 |
| Collateral | 15 | $2,624,000 | $174,000 | $307,000 | $81,000 | $198,000 |
| Other | 12 | $1,894,000 | $157,000 | $264,000 | $50,000 | $134,000 |
| Employment History | 9 | $1,737,000 | $193,000 | $417,000 | $132,000 | $424,000 |
| Unverifiable Information | 7 | $1,230,000 | $175,000 | $273,000 | $115,000 | $195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $528,000 | $105,000 | $266,000 | $51,000 | $108,000 |
| Mortgage Insurance Denied | 1 | $99,000 | $99,000 | $99,000 | $34,000 | $34,000 |
| Credit Application Incomplete | 1 | $254,000 | $254,000 | $254,000 | $135,000 | $135,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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