Christensen Financial, Inc. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,628 |
Total Mortgage Loan Application Amount | $425,742,000 |
Average Mortgage Loan Application Amount | $171,000 |
Highest Mortgage Loan Application Amount | $2,500,000 |
Average Applicant Income | $77,500 |
Highest Applicant Income | $4,946,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2011.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 3 | $ 441,000 | $ 147,000 | $ 36,000 |
Aiken County South Carolina | 1 | $ 249,000 | $ 249,000 | $ 95,000 |
Alachua County Florida | 2 | $ 457,000 | $ 228,000 | $ 160,000 |
Anderson County Tennessee | 3 | $ 319,000 | $ 106,000 | $ 22,000 |
Anne Arundel County Maryland | 6 | $ 1,943,000 | $ 323,000 | $ 122,000 |
Antrim County Michigan | 2 | $ 335,000 | $ 167,000 | $ 45,000 |
Aransas County Texas | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
Arapahoe County Colorado | 7 | $ 1,237,000 | $ 176,000 | $ 66,000 |
Arenac County Michigan | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
Ascension County Louisiana | 6 | $ 1,698,000 | $ 283,000 | $ 138,000 |
Autauga County Alabama | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
Baldwin County Alabama | 2 | $ 333,000 | $ 166,000 | $ 74,000 |
Baltimore City County Maryland | 8 | $ 1,587,000 | $ 198,000 | $ 52,000 |
Baltimore County Maryland | 24 | $ 4,245,000 | $ 176,000 | $ 61,000 |
Barbour County Alabama | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
Barrow County Georgia | 3 | $ 416,000 | $ 138,000 | $ 51,000 |
Bartow County Georgia | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
Bay County Florida | 1 | $ 199,000 | $ 199,000 | $ 47,000 |
Bay County Michigan | 2 | $ 319,000 | $ 159,000 | $ 0 |
Bedford County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 69,000 |
Bexar County Texas | 7 | $ 1,420,000 | $ 202,000 | $ 122,000 |
Bibb County Alabama | 2 | $ 252,000 | $ 126,000 | $ 71,000 |
Bibb County Georgia | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
Blount County Alabama | 1 | $ 230,000 | $ 230,000 | $ 0 |
Blount County Tennessee | 7 | $ 1,078,000 | $ 154,000 | $ 45,000 |
Bradford County Florida | 3 | $ 501,000 | $ 167,000 | $ 89,000 |
Brazoria County Texas | 2 | $ 293,000 | $ 146,000 | $ 77,000 |
Brazos County Texas | 2 | $ 437,000 | $ 218,000 | $ 125,000 |
Brevard County Florida | 11 | $ 1,756,000 | $ 159,000 | $ 80,000 |
Brooks County Georgia | 1 | $ 169,000 | $ 169,000 | $ 24,000 |
Broomfield County Colorado | 1 | $ 270,000 | $ 270,000 | $ 117,000 |
Broward County Florida | 76 | $ 15,220,000 | $ 200,000 | $ 94,000 |
Brown County Texas | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
Bryan County Georgia | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
Cabarrus County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
Calhoun County Alabama | 1 | $ 148,000 | $ 148,000 | $ 70,000 |
Calhoun County Texas | 1 | $ 159,000 | $ 159,000 | $ 64,000 |
Callahan County Texas | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
Calvert County Maryland | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
Camden County Georgia | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
Carroll County Maryland | 1 | $ 118,000 | $ 118,000 | $ 174,000 |
Catoosa County Georgia | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
Cecil County Maryland | 4 | $ 756,000 | $ 189,000 | $ 33,000 |
Charles County Maryland | 3 | $ 1,474,000 | $ 491,000 | $ 0 |
Charleston County South Carolina | 2 | $ 179,000 | $ 89,000 | $ 47,000 |
Charlevoix County Michigan | 1 | $ 72,000 | $ 72,000 | $ 0 |
Charlotte County Florida | 16 | $ 1,971,000 | $ 123,000 | $ 85,000 |
Chatham County Georgia | 3 | $ 541,000 | $ 180,000 | $ 107,000 |
Cheatham County Tennessee | 3 | $ 473,000 | $ 157,000 | $ 70,000 |
Cherokee County Georgia | 20 | $ 3,807,000 | $ 190,000 | $ 75,000 |
Chesterfield County Virginia | 4 | $ 582,000 | $ 145,000 | $ 47,000 |
Chilton County Alabama | 1 | $ 89,000 | $ 89,000 | $ 0 |
Claiborne County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 39,000 |
Clarke County Alabama | 2 | $ 131,000 | $ 65,000 | $ 68,000 |
Clarke County Georgia | 1 | $ 208,000 | $ 208,000 | $ 113,000 |
Clay County Alabama | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
Clay County Florida | 4 | $ 588,000 | $ 147,000 | $ 43,000 |
Clayton County Georgia | 2 | $ 249,000 | $ 124,000 | $ 85,000 |
Cleburne County Alabama | 1 | $ 218,000 | $ 218,000 | $ 117,000 |
Clinton County Michigan | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
Cobb County Georgia | 24 | $ 4,436,000 | $ 184,000 | $ 96,000 |
Cocke County Tennessee | 2 | $ 264,000 | $ 132,000 | $ 53,000 |
Colbert County Alabama | 2 | $ 219,000 | $ 109,000 | $ 39,000 |
Collier County Florida | 5 | $ 561,000 | $ 112,000 | $ 68,000 |
Collin County Texas | 18 | $ 3,851,000 | $ 213,000 | $ 112,000 |
Columbia County Georgia | 2 | $ 267,000 | $ 133,000 | $ 51,000 |
Coweta County Georgia | 4 | $ 1,151,000 | $ 287,000 | $ 158,000 |
Cumberland County Tennessee | 5 | $ 508,000 | $ 101,000 | $ 26,000 |
Dallas County Texas | 10 | $ 2,228,000 | $ 222,000 | $ 130,000 |
Davidson County Tennessee | 9 | $ 1,317,000 | $ 146,000 | $ 40,000 |
Dawson County Georgia | 3 | $ 399,000 | $ 133,000 | $ 48,000 |
DeKalb County Georgia | 9 | $ 1,411,000 | $ 156,000 | $ 45,000 |
Denton County Texas | 8 | $ 2,026,000 | $ 253,000 | $ 207,000 |
Denver County Colorado | 2 | $ 572,000 | $ 286,000 | $ 96,000 |
DeSoto County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 92,000 |
District of Columbia County District Of Columbia | 5 | $ 1,815,000 | $ 363,000 | $ 97,000 |
Dougherty County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
Douglas County Georgia | 3 | $ 368,000 | $ 122,000 | $ 54,000 |
Duval County Florida | 37 | $ 5,623,000 | $ 151,000 | $ 65,000 |
East Baton Rouge County Louisiana | 29 | $ 3,322,000 | $ 114,000 | $ 44,000 |
Eaton County Michigan | 1 | $ 202,000 | $ 202,000 | $ 68,000 |
El Paso County Texas | 16 | $ 2,546,000 | $ 159,000 | $ 72,000 |
Ellis County Texas | 4 | $ 1,168,000 | $ 292,000 | $ 127,000 |
Elmore County Alabama | 2 | $ 333,000 | $ 166,000 | $ 64,000 |
Emmet County Michigan | 1 | $ 121,000 | $ 121,000 | $ 35,000 |
Escambia County Florida | 17 | $ 2,716,000 | $ 159,000 | $ 76,000 |
Essex County Virginia | 1 | $ 166,000 | $ 166,000 | $ 34,000 |
Etowah County Alabama | 1 | $ 96,000 | $ 96,000 | $ 0 |
Fairfax County Virginia | 2 | $ 788,000 | $ 394,000 | $ 105,000 |
Fannin County Georgia | 3 | $ 515,000 | $ 171,000 | $ 60,000 |
Fayette County Georgia | 4 | $ 788,000 | $ 197,000 | $ 104,000 |
Floyd County Georgia | 2 | $ 441,000 | $ 220,000 | $ 24,000 |
Forsyth County Georgia | 17 | $ 2,833,000 | $ 166,000 | $ 77,000 |
Fort Bend County Texas | 19 | $ 3,236,000 | $ 170,000 | $ 82,000 |
Franklin County Georgia | 1 | $ 122,000 | $ 122,000 | $ 25,000 |
Fulton County Georgia | 26 | $ 6,887,000 | $ 264,000 | $ 116,000 |
Galveston County Texas | 7 | $ 779,000 | $ 111,000 | $ 73,000 |
Georgetown County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 43,000 |
Gibson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
Giles County Tennessee | 1 | $ 273,000 | $ 273,000 | $ 144,000 |
Glynn County Georgia | 3 | $ 424,000 | $ 141,000 | $ 51,000 |
Gordon County Georgia | 2 | $ 171,000 | $ 85,000 | $ 24,000 |
Grady County Georgia | 1 | $ 187,000 | $ 187,000 | $ 0 |
Grainger County Tennessee | 2 | $ 244,000 | $ 122,000 | $ 24,000 |
Grand Traverse County Michigan | 6 | $ 893,000 | $ 148,000 | $ 43,000 |
Grayson County Texas | 1 | $ 143,000 | $ 143,000 | $ 77,000 |
Greene County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
Greenwood County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
Gulf County Florida | 4 | $ 820,000 | $ 205,000 | $ 120,000 |
Gwinnett County Georgia | 32 | $ 4,920,000 | $ 153,000 | $ 76,000 |
Habersham County Georgia | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
Hale County Alabama | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
Hall County Georgia | 6 | $ 1,084,000 | $ 180,000 | $ 84,000 |
Hamilton County Tennessee | 6 | $ 829,000 | $ 138,000 | $ 44,000 |
Hampton County Virginia | 3 | $ 439,000 | $ 146,000 | $ 53,000 |
Hancock County Mississippi | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
Hardin County Texas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
Harford County Maryland | 23 | $ 4,762,000 | $ 207,000 | $ 63,000 |
Harris County Georgia | 2 | $ 284,000 | $ 142,000 | $ 51,000 |
Harris County Texas | 85 | $ 15,882,000 | $ 186,000 | $ 105,000 |
Hays County Texas | 1 | $ 354,000 | $ 354,000 | $ 91,000 |
Henrico County Virginia | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
Henry County Georgia | 7 | $ 880,000 | $ 125,000 | $ 74,000 |
Highlands County Florida | 3 | $ 349,000 | $ 116,000 | $ 81,000 |
Hillsborough County Florida | 22 | $ 4,299,000 | $ 195,000 | $ 90,000 |
Horry County South Carolina | 9 | $ 1,150,000 | $ 127,000 | $ 48,000 |
Houston County Georgia | 1 | $ 112,000 | $ 112,000 | $ 73,000 |
Howard County Maryland | 3 | $ 845,000 | $ 281,000 | $ 111,000 |
Indian River County Florida | 1 | $ 96,000 | $ 96,000 | $ 136,000 |
Ingham County Michigan | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
Isle of Wight County Virginia | 1 | $ 380,000 | $ 380,000 | $ 79,000 |
Jackson County Alabama | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
Jackson County Georgia | 5 | $ 1,080,000 | $ 216,000 | $ 51,000 |
Jackson County Michigan | 1 | $ 112,000 | $ 112,000 | $ 0 |
Jasper County Georgia | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
Jasper County Texas | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
Jefferson County Alabama | 16 | $ 3,617,000 | $ 226,000 | $ 143,000 |
Jefferson County Louisiana | 2 | $ 308,000 | $ 154,000 | $ 51,000 |
Jefferson County Tennessee | 3 | $ 323,000 | $ 107,000 | $ 35,000 |
Jefferson County Texas | 1 | $ 226,000 | $ 226,000 | $ 148,000 |
Johnson County Texas | 1 | $ 212,000 | $ 212,000 | $ 128,000 |
Jones County Georgia | 1 | $ 194,000 | $ 194,000 | $ 112,000 |
Kalamazoo County Michigan | 2 | $ 2,738,000 | $ 1,369,000 | $ 280,000 |
King George County Virginia | 1 | $ 318,000 | $ 318,000 | $ 0 |
Knox County Tennessee | 18 | $ 2,278,000 | $ 126,000 | $ 59,000 |
Lake County Florida | 20 | $ 3,316,000 | $ 165,000 | $ 79,000 |
Lauderdale County Alabama | 2 | $ 234,000 | $ 117,000 | $ 38,000 |
Lee County Alabama | 4 | $ 634,000 | $ 158,000 | $ 71,000 |
Lee County Florida | 22 | $ 2,952,000 | $ 134,000 | $ 82,000 |
Lee County Georgia | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
Liberty County Georgia | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
Limestone County Alabama | 2 | $ 236,000 | $ 118,000 | $ 40,000 |
Livingston County Louisiana | 6 | $ 772,000 | $ 128,000 | $ 47,000 |
Livingston County Michigan | 1 | $ 71,000 | $ 71,000 | $ 63,000 |
Loudon County Tennessee | 35 | $ 4,588,000 | $ 131,000 | $ 40,000 |
Loudoun County Virginia | 1 | $ 243,000 | $ 243,000 | $ 0 |
Lowndes County Georgia | 2 | $ 232,000 | $ 116,000 | $ 43,000 |
Lumpkin County Georgia | 1 | $ 90,000 | $ 90,000 | $ 154,000 |
Macomb County Michigan | 21 | $ 3,039,000 | $ 144,000 | $ 52,000 |
Macon County Tennessee | 2 | $ 156,000 | $ 78,000 | $ 68,000 |
Madison County Alabama | 10 | $ 1,511,000 | $ 151,000 | $ 79,000 |
Madison County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
Manatee County Florida | 9 | $ 1,422,000 | $ 158,000 | $ 100,000 |
Manistee County Michigan | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
Marion County Florida | 32 | $ 3,261,000 | $ 101,000 | $ 57,000 |
Marshall County Alabama | 3 | $ 421,000 | $ 140,000 | $ 36,000 |
Martin County Florida | 6 | $ 1,037,000 | $ 172,000 | $ 100,000 |
Maury County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 76,000 |
McDuffie County Georgia | 1 | $ 108,000 | $ 108,000 | $ 23,000 |
McLennan County Texas | 1 | $ 253,000 | $ 253,000 | $ 75,000 |
McMinn County Tennessee | 13 | $ 1,220,000 | $ 93,000 | $ 41,000 |
Mecklenburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
Meigs County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
Meriwether County Georgia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
Miami-Dade County Florida | 143 | $ 26,858,000 | $ 187,000 | $ 156,000 |
Midland County Texas | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
Mobile County Alabama | 3 | $ 395,000 | $ 131,000 | $ 66,000 |
Monroe County Florida | 1 | $ 487,000 | $ 487,000 | $ 427,000 |
Monroe County Michigan | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
Monroe County Tennessee | 4 | $ 424,000 | $ 106,000 | $ 41,000 |
Montgomery County Maryland | 5 | $ 3,314,000 | $ 662,000 | $ 184,000 |
Montgomery County Tennessee | 3 | $ 340,000 | $ 113,000 | $ 49,000 |
Montgomery County Texas | 17 | $ 3,068,000 | $ 180,000 | $ 105,000 |
Montgomery County Virginia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
Morgan County Alabama | 3 | $ 644,000 | $ 214,000 | $ 112,000 |
Morgan County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 47,000 |
Muscogee County Georgia | 2 | $ 300,000 | $ 150,000 | $ 74,000 |
Newport News County Virginia | 3 | $ 643,000 | $ 214,000 | $ 91,000 |
Newton County Georgia | 2 | $ 131,000 | $ 65,000 | $ 73,000 |
Norfolk County Virginia | 3 | $ 467,000 | $ 155,000 | $ 58,000 |
Nueces County Texas | 1 | $ 99,000 | $ 99,000 | $ 124,000 |
Oakland County Michigan | 14 | $ 2,442,000 | $ 174,000 | $ 93,000 |
Okaloosa County Florida | 2 | $ 555,000 | $ 277,000 | $ 55,000 |
Okeechobee County Florida | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
Orange County Florida | 197 | $ 30,774,000 | $ 156,000 | $ 82,000 |
Osceola County Florida | 46 | $ 5,228,000 | $ 113,000 | $ 54,000 |
Ouachita County Louisiana | 1 | $ 256,000 | $ 256,000 | $ 98,000 |
Palm Beach County Florida | 26 | $ 4,250,000 | $ 163,000 | $ 72,000 |
Pasco County Florida | 6 | $ 673,000 | $ 112,000 | $ 60,000 |
Paulding County Georgia | 5 | $ 953,000 | $ 190,000 | $ 45,000 |
Petersburg County Virginia | 1 | $ 106,000 | $ 106,000 | $ 61,000 |
Pickens County Alabama | 1 | $ 214,000 | $ 214,000 | $ 66,000 |
Pickens County Georgia | 1 | $ 227,000 | $ 227,000 | $ 40,000 |
Pinellas County Florida | 13 | $ 2,675,000 | $ 205,000 | $ 78,000 |
Polk County Florida | 21 | $ 2,265,000 | $ 107,000 | $ 50,000 |
Polk County Texas | 2 | $ 244,000 | $ 122,000 | $ 70,000 |
Portsmouth County Virginia | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
Prince George County Virginia | 2 | $ 207,000 | $ 103,000 | $ 149,000 |
Prince George's County Maryland | 25 | $ 5,425,000 | $ 217,000 | $ 60,000 |
Prince William County Virginia | 2 | $ 634,000 | $ 317,000 | $ 56,000 |
Putnam County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
Rankin County Mississippi | 1 | $ 197,000 | $ 197,000 | $ 61,000 |
Real County Texas | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
Richland County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 19,000 |
Richmond City County Virginia | 4 | $ 484,000 | $ 121,000 | $ 41,000 |
Richmond County Georgia | 2 | $ 320,000 | $ 160,000 | $ 38,000 |
Roane County Tennessee | 8 | $ 1,363,000 | $ 170,000 | $ 48,000 |
Robertson County Tennessee | 5 | $ 714,000 | $ 142,000 | $ 48,000 |
Robertson County Texas | 2 | $ 180,000 | $ 90,000 | $ 29,000 |
Rockdale County Georgia | 5 | $ 900,000 | $ 180,000 | $ 75,000 |
Rockwall County Texas | 4 | $ 715,000 | $ 178,000 | $ 90,000 |
Russell County Alabama | 2 | $ 332,000 | $ 166,000 | $ 39,000 |
Rutherford County Tennessee | 5 | $ 971,000 | $ 194,000 | $ 63,000 |
Santa Rosa County Florida | 12 | $ 2,264,000 | $ 188,000 | $ 84,000 |
Sarasota County Florida | 98 | $ 13,542,000 | $ 138,000 | $ 81,000 |
Seminole County Florida | 44 | $ 7,413,000 | $ 168,000 | $ 82,000 |
Shelby County Alabama | 7 | $ 1,413,000 | $ 201,000 | $ 110,000 |
Shelby County Tennessee | 5 | $ 1,136,000 | $ 227,000 | $ 79,000 |
Spalding County Georgia | 1 | $ 211,000 | $ 211,000 | $ 0 |
St. Clair County Alabama | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
St. Clair County Michigan | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
St. John the Baptist County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
St. Johns County Florida | 7 | $ 1,244,000 | $ 177,000 | $ 89,000 |
St. Lucie County Florida | 63 | $ 7,194,000 | $ 114,000 | $ 63,000 |
St. Tammany County Louisiana | 1 | $ 187,000 | $ 187,000 | $ 0 |
Stafford County Virginia | 2 | $ 720,000 | $ 360,000 | $ 58,000 |
Starr County Texas | 2 | $ 180,000 | $ 90,000 | $ 52,000 |
Sullivan County Tennessee | 2 | $ 207,000 | $ 103,000 | $ 35,000 |
Sumner County Tennessee | 21 | $ 2,996,000 | $ 142,000 | $ 47,000 |
Sumter County Alabama | 1 | $ 117,000 | $ 117,000 | $ 48,000 |
Sumter County Florida | 2 | $ 386,000 | $ 193,000 | $ 47,000 |
Talladega County Alabama | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
Tangipahoa County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
Tarrant County Texas | 7 | $ 1,708,000 | $ 244,000 | $ 100,000 |
Tom Green County Texas | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
Travis County Texas | 8 | $ 2,476,000 | $ 309,000 | $ 128,000 |
Troup County Georgia | 1 | $ 63,000 | $ 63,000 | $ 61,000 |
Tuscaloosa County Alabama | 3 | $ 401,000 | $ 133,000 | $ 74,000 |
Virginia Beach County Virginia | 3 | $ 613,000 | $ 204,000 | $ 55,000 |
Volusia County Florida | 23 | $ 2,742,000 | $ 119,000 | $ 58,000 |
Walker County Alabama | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
Waller County Texas | 2 | $ 132,000 | $ 66,000 | $ 70,000 |
Washington County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
Washtenaw County Michigan | 4 | $ 594,000 | $ 148,000 | $ 76,000 |
Wayne County Georgia | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
Wayne County Michigan | 31 | $ 5,022,000 | $ 162,000 | $ 79,000 |
Webster County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
West Baton Rouge County Louisiana | 1 | $ 274,000 | $ 274,000 | $ 139,000 |
Wexford County Michigan | 1 | $ 167,000 | $ 167,000 | $ 0 |
Whitfield County Georgia | 1 | $ 103,000 | $ 103,000 | $ 80,000 |
Wichita County Texas | 1 | $ 96,000 | $ 96,000 | $ 120,000 |
Wicomico County Maryland | 2 | $ 347,000 | $ 173,000 | $ 18,000 |
Williamson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
Williamson County Texas | 4 | $ 641,000 | $ 160,000 | $ 80,000 |
Wilson County Tennessee | 2 | $ 304,000 | $ 152,000 | $ 32,000 |
Worcester County Maryland | 1 | $ 367,000 | $ 367,000 | $ 0 |
York County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 0 |
York County South Carolina | 2 | $ 223,000 | $ 111,000 | $ 92,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,786 | $258,300,000 | $144,000 | $1,212,000 | $71,000 | $4,946,000 |
Refinancing | 842 | $167,442,000 | $198,000 | $2,500,000 | $84,000 | $1,200,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,745 | $288,082,000 | $165,000 | $1,850,000 | $81,000 | $4,946,000 |
Black or African American | 382 | $57,059,000 | $149,000 | $947,000 | $56,000 | $420,000 |
Hispanic | 347 | $48,395,000 | $139,000 | $1,250,000 | $61,000 | $429,000 |
Asian | 87 | $15,706,000 | $180,000 | $614,000 | $85,000 | $388,000 |
Not Provided | 61 | $15,199,000 | $249,000 | $2,500,000 | $95,000 | $480,000 |
Native Hawaiian or Other Pacific Islander | 4 | $981,000 | $245,000 | $364,000 | $83,000 | $114,000 |
American Indian or Alaskan Native | 2 | $320,000 | $160,000 | $161,000 | $69,000 | $74,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 1,151 | $165,213,000 | $143,000 | $679,000 | $51,000 | $368,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,111 | $205,961,000 | $185,000 | $2,500,000 | $109,000 | $4,946,000 |
VA-guaranteed (Veterans Administration) | 192 | $33,709,000 | $175,000 | $426,000 | $60,000 | $199,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 174 | $20,859,000 | $119,000 | $320,000 | $41,000 | $151,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,274 | $213,680,000 | $167,000 | $1,850,000 | $86,000 | $4,946,000 |
Application Withdrawn By Applicant | 1,000 | $158,784,000 | $158,000 | $1,250,000 | $67,000 | $2,145,000 |
Application Denied By Financial Institution | 277 | $36,959,000 | $133,000 | $947,000 | $56,000 | $428,000 |
File Closed For Incompleteness | 61 | $13,567,000 | $222,000 | $2,500,000 | $82,000 | $450,000 |
Application Approved But Not Accepted | 16 | $2,752,000 | $172,000 | $371,000 | $91,000 | $200,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 103 | $11,692,000 | $113,000 | $322,000 | $39,000 | $135,000 |
Debt-To-Income Ratio | 52 | $7,733,000 | $148,000 | $947,000 | $57,000 | $398,000 |
Collateral | 28 | $4,213,000 | $150,000 | $417,000 | $103,000 | $279,000 |
Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,391,000 | $115,000 | $396,000 | $45,000 | $135,000 |
Other | 10 | $1,427,000 | $142,000 | $235,000 | $67,000 | $175,000 |
Employment History | 8 | $1,361,000 | $170,000 | $415,000 | $45,000 | $110,000 |
Unverifiable Information | 7 | $807,000 | $115,000 | $163,000 | $54,000 | $90,000 |
Credit Application Incomplete | 3 | $289,000 | $96,000 | $124,000 | $41,000 | $58,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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