Choice Financial Group
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Choice Financial Group.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Choice Financial Group 4501 23Rd Ave S Fargo, ND 58104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 508 |
| Total Mortgage Loan Application Amount | $301,700,000 |
| Average Mortgage Loan Application Amount | $800,600 |
| Highest Mortgage Loan Application Amount | $13,475,000 |
| Average Applicant Income | $195,000 |
| Highest Applicant Income | $1,861,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 78 | $ 56,770,000 | $ 727,000 | $ 118,000 |
| Burleigh County North Dakota | 61 | $ 24,735,000 | $ 405,000 | $ 177,000 |
| Hennepin County Minnesota | 33 | $ 17,845,000 | $ 540,000 | $ 331,000 |
| Clay County Minnesota | 30 | $ 18,380,000 | $ 612,000 | $ 146,000 |
| Grand Forks County North Dakota | 28 | $ 32,790,000 | $ 1,171,000 | $ 158,000 |
| Maricopa County Arizona | 23 | $ 18,055,000 | $ 785,000 | $ 468,000 |
| Stark County North Dakota | 23 | $ 17,875,000 | $ 777,000 | $ 150,000 |
| Cavalier County North Dakota | 21 | $ 2,715,000 | $ 129,000 | $ 112,000 |
| Morton County North Dakota | 20 | $ 8,770,000 | $ 438,000 | $ 253,000 |
| Walsh County North Dakota | 16 | $ 2,590,000 | $ 161,000 | $ 102,000 |
| Kidder County North Dakota | 11 | $ 2,195,000 | $ 199,000 | $ 95,000 |
| Anoka County Minnesota | 10 | $ 3,870,000 | $ 387,000 | $ 89,000 |
| Ramsey County Minnesota | 10 | $ 2,830,000 | $ 283,000 | $ 231,000 |
| Polk County Minnesota | 9 | $ 1,775,000 | $ 197,000 | $ 139,000 |
| Becker County Minnesota | 8 | $ 5,100,000 | $ 637,000 | $ 211,000 |
| Pembina County North Dakota | 8 | $ 930,000 | $ 116,000 | $ 57,000 |
| Dakota County Minnesota | 6 | $ 2,670,000 | $ 445,000 | $ 92,000 |
| Otter Tail County Minnesota | 6 | $ 2,490,000 | $ 415,000 | $ 198,000 |
| Washington County Minnesota | 6 | $ 5,490,000 | $ 915,000 | $ 421,000 |
| Dickey County North Dakota | 5 | $ 865,000 | $ 173,000 | $ 69,000 |
| McIntosh County North Dakota | 5 | $ 395,000 | $ 79,000 | $ 85,000 |
| Lee County Florida | 4 | $ 2,570,000 | $ 642,000 | $ 206,000 |
| Anne Arundel County Maryland | 4 | $ 1,630,000 | $ 407,000 | $ 0 |
| Chisago County Minnesota | 4 | $ 11,420,000 | $ 2,855,000 | $ 114,000 |
| Madison County Montana | 4 | $ 1,330,000 | $ 332,000 | $ 0 |
| Billings County North Dakota | 4 | $ 710,000 | $ 177,000 | $ 85,000 |
| Dunn County North Dakota | 4 | $ 2,020,000 | $ 505,000 | $ 380,000 |
| Emmons County North Dakota | 4 | $ 840,000 | $ 210,000 | $ 77,000 |
| Cass County Minnesota | 3 | $ 995,000 | $ 331,000 | $ 462,000 |
| LaMoure County North Dakota | 3 | $ 405,000 | $ 135,000 | $ 71,000 |
| Pima County Arizona | 2 | $ 2,900,000 | $ 1,450,000 | $ 0 |
| Pinal County Arizona | 2 | $ 640,000 | $ 320,000 | $ 535,000 |
| Crow Wing County Minnesota | 2 | $ 1,470,000 | $ 735,000 | $ 380,000 |
| Kandiyohi County Minnesota | 2 | $ 11,390,000 | $ 5,695,000 | $ 0 |
| Barnes County North Dakota | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Logan County North Dakota | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
| Stutsman County North Dakota | 2 | $ 260,000 | $ 130,000 | $ 15,000 |
| Traill County North Dakota | 2 | $ 910,000 | $ 455,000 | $ 90,000 |
| Lawrence County South Dakota | 2 | $ 1,270,000 | $ 635,000 | $ 473,000 |
| Coconino County Arizona | 1 | $ 1,875,000 | $ 1,875,000 | $ 844,000 |
| Navajo County Arizona | 1 | $ 755,000 | $ 755,000 | $ 248,000 |
| Los Angeles County California | 1 | $ 335,000 | $ 335,000 | $ 38,000 |
| San Diego County California | 1 | $ 805,000 | $ 805,000 | $ 39,000 |
| Routt County Colorado | 1 | $ 755,000 | $ 755,000 | $ 500,000 |
| Teller County Colorado | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Brevard County Florida | 1 | $ 6,895,000 | $ 6,895,000 | $ 0 |
| Collier County Florida | 1 | $ 405,000 | $ 405,000 | $ 72,000 |
| Fayette County Georgia | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| O'Brien County Iowa | 1 | $ 9,045,000 | $ 9,045,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Carver County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 155,000 |
| Marshall County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Mille Lacs County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Rice County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Scott County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 87,000 |
| St. Louis County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Wilkin County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 287,000 |
| Yellow Medicine County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Buffalo County Nebraska | 1 | $ 385,000 | $ 385,000 | $ 132,000 |
| Douglas County Nebraska | 1 | $ 405,000 | $ 405,000 | $ 195,000 |
| Dona Ana County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Adams County North Dakota | 1 | $ 325,000 | $ 325,000 | $ 224,000 |
| McLean County North Dakota | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Mercer County North Dakota | 1 | $ 645,000 | $ 645,000 | $ 160,000 |
| Ransom County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Sioux County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Steele County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Towner County North Dakota | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Williams County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Washington County Ohio | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Wood County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Brown County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Campbell County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Marshall County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Travis County Texas | 1 | $ 1,455,000 | $ 1,455,000 | $ 307,000 |
| Washington County Utah | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Washburn County Wisconsin | 1 | $ 905,000 | $ 905,000 | $ 451,000 |
| Natrona County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 153,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Choice Financial Group in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 307 | $154,195,000 | $502,000 | $12,005,000 | $184,000 | $1,527,000 |
| Refinancing | 147 | $73,955,000 | $503,000 | $10,625,000 | $184,000 | $1,527,000 |
| Cash-out Refinancing | 32 | $62,150,000 | $1,942,000 | $13,475,000 | $88,000 | $88,000 |
| Other Purpose | 12 | $5,000,000 | $416,000 | $1,505,000 | $162,000 | $659,000 |
| Home Improvement | 10 | $6,400,000 | $640,000 | $3,005,000 | $357,000 | $1,861,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 332 | $121,740,000 | $366,000 | $3,005,000 | $189,000 | $1,861,000 |
| Not applicable | 133 | $164,345,000 | $1,235,000 | $13,475,000 | $0 | $0 |
| Not Provided | 31 | $11,765,000 | $379,000 | $1,385,000 | $171,000 | $859,000 |
| Asian | 4 | $1,670,000 | $417,000 | $545,000 | $169,000 | $260,000 |
| Black or African American | 3 | $965,000 | $321,000 | $335,000 | $243,000 | $567,000 |
| Hispanic | 2 | $480,000 | $240,000 | $475,000 | $110,000 | $178,000 |
| American Indian or Alaskan Native | 2 | $350,000 | $175,000 | $225,000 | $71,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 499 | $300,475,000 | $602,000 | $13,475,000 | $191,000 | $1,861,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $820,000 | $102,000 | $155,000 | $51,000 | $80,000 |
| FHA-insured (Federal Housing Administration) | 1 | $405,000 | $405,000 | $405,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 411 | $243,925,000 | $593,000 | $13,475,000 | $184,000 | $1,861,000 |
| Application Withdrawn By Applicant | 63 | $49,235,000 | $781,000 | $12,005,000 | $262,000 | $1,527,000 |
| Application Denied By Financial Institution | 26 | $5,240,000 | $201,000 | $505,000 | $88,000 | $567,000 |
| Application Approved But Not Accepted | 8 | $3,300,000 | $412,000 | $805,000 | $147,000 | $240,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 482 | $296,460,000 | $615,000 | $13,475,000 | $194,000 | $1,861,000 |
| Debt-To-Income Ratio | 9 | $1,925,000 | $213,000 | $505,000 | $82,000 | $131,000 |
| Credit History | 8 | $1,640,000 | $205,000 | $405,000 | $120,000 | $567,000 |
| Credit Application Incomplete | 5 | $1,325,000 | $265,000 | $405,000 | $58,000 | $96,000 |
| Collateral | 3 | $285,000 | $95,000 | $155,000 | $80,000 | $104,000 |
| Employment History | 1 | $65,000 | $65,000 | $65,000 | $46,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.