Choice Financial Group
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Choice Financial Group.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Choice Financial Group 4501 23Rd Ave S Fargo, ND 58104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 848 |
| Total Mortgage Loan Application Amount | $343,690,000 |
| Average Mortgage Loan Application Amount | $430,600 |
| Highest Mortgage Loan Application Amount | $42,705,000 |
| Average Applicant Income | $133,200 |
| Highest Applicant Income | $3,495,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Burleigh County North Dakota | 143 | $ 45,115,000 | $ 315,000 | $ 133,000 |
| Cass County North Dakota | 112 | $ 55,560,000 | $ 496,000 | $ 122,000 |
| Hennepin County Minnesota | 62 | $ 18,560,000 | $ 299,000 | $ 150,000 |
| Grand Forks County North Dakota | 59 | $ 16,415,000 | $ 278,000 | $ 133,000 |
| Clay County Minnesota | 33 | $ 6,885,000 | $ 208,000 | $ 224,000 |
| Stark County North Dakota | 31 | $ 9,795,000 | $ 315,000 | $ 88,000 |
| Morton County North Dakota | 30 | $ 8,140,000 | $ 271,000 | $ 123,000 |
| Dakota County Minnesota | 29 | $ 11,585,000 | $ 399,000 | $ 135,000 |
| Walsh County North Dakota | 29 | $ 3,475,000 | $ 119,000 | $ 95,000 |
| Cavalier County North Dakota | 27 | $ 4,665,000 | $ 172,000 | $ 114,000 |
| Otter Tail County Minnesota | 18 | $ 5,700,000 | $ 316,000 | $ 180,000 |
| Pembina County North Dakota | 18 | $ 2,260,000 | $ 125,000 | $ 69,000 |
| Polk County Minnesota | 15 | $ 4,135,000 | $ 275,000 | $ 119,000 |
| Ramsey County Minnesota | 15 | $ 25,125,000 | $ 1,675,000 | $ 161,000 |
| Kidder County North Dakota | 14 | $ 2,750,000 | $ 196,000 | $ 87,000 |
| Anoka County Minnesota | 13 | $ 48,955,000 | $ 3,765,000 | $ 167,000 |
| Becker County Minnesota | 12 | $ 3,770,000 | $ 314,000 | $ 128,000 |
| Washington County Minnesota | 11 | $ 5,685,000 | $ 516,000 | $ 160,000 |
| Maricopa County Arizona | 9 | $ 2,615,000 | $ 290,000 | $ 227,000 |
| Dickey County North Dakota | 8 | $ 980,000 | $ 122,000 | $ 72,000 |
| LaMoure County North Dakota | 8 | $ 1,610,000 | $ 201,000 | $ 100,000 |
| Hubbard County Minnesota | 7 | $ 2,225,000 | $ 317,000 | $ 269,000 |
| St. Louis County Minnesota | 7 | $ 1,875,000 | $ 267,000 | $ 128,000 |
| Scott County Minnesota | 6 | $ 2,750,000 | $ 458,000 | $ 119,000 |
| McLean County North Dakota | 6 | $ 1,320,000 | $ 220,000 | $ 151,000 |
| Beltrami County Minnesota | 5 | $ 1,265,000 | $ 253,000 | $ 104,000 |
| Billings County North Dakota | 5 | $ 1,285,000 | $ 257,000 | $ 91,000 |
| Ward County North Dakota | 5 | $ 2,435,000 | $ 487,000 | $ 107,000 |
| Wright County Minnesota | 4 | $ 1,780,000 | $ 445,000 | $ 182,000 |
| Mercer County North Dakota | 4 | $ 990,000 | $ 247,000 | $ 174,000 |
| St. Croix County Wisconsin | 4 | $ 1,820,000 | $ 455,000 | $ 283,000 |
| Lee County Florida | 3 | $ 5,245,000 | $ 1,748,000 | $ 1,811,000 |
| Kittson County Minnesota | 3 | $ 415,000 | $ 138,000 | $ 64,000 |
| Oliver County North Dakota | 3 | $ 475,000 | $ 158,000 | $ 126,000 |
| Traill County North Dakota | 3 | $ 395,000 | $ 131,000 | $ 153,000 |
| Williams County North Dakota | 3 | $ 1,385,000 | $ 461,000 | $ 157,000 |
| Broward County Florida | 2 | $ 560,000 | $ 280,000 | $ 1,042,000 |
| Sumter County Florida | 2 | $ 580,000 | $ 290,000 | $ 223,000 |
| Aitkin County Minnesota | 2 | $ 540,000 | $ 270,000 | $ 190,000 |
| Carver County Minnesota | 2 | $ 590,000 | $ 295,000 | $ 225,000 |
| Cass County Minnesota | 2 | $ 1,420,000 | $ 710,000 | $ 300,000 |
| Crow Wing County Minnesota | 2 | $ 630,000 | $ 315,000 | $ 170,000 |
| Lake County Minnesota | 2 | $ 1,010,000 | $ 505,000 | $ 143,000 |
| Mahnomen County Minnesota | 2 | $ 670,000 | $ 335,000 | $ 213,000 |
| Norman County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 385,000 |
| Clark County Nevada | 2 | $ 730,000 | $ 365,000 | $ 72,000 |
| Barnes County North Dakota | 2 | $ 2,600,000 | $ 1,300,000 | $ 97,000 |
| Bottineau County North Dakota | 2 | $ 530,000 | $ 265,000 | $ 42,000 |
| Dunn County North Dakota | 2 | $ 570,000 | $ 285,000 | $ 88,000 |
| Richland County North Dakota | 2 | $ 560,000 | $ 280,000 | $ 152,000 |
| Rolette County North Dakota | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| Stutsman County North Dakota | 2 | $ 340,000 | $ 170,000 | $ 142,000 |
| Lawrence County South Dakota | 2 | $ 240,000 | $ 120,000 | $ 109,000 |
| Jefferson County Alabama | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Pinal County Arizona | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Douglas County Colorado | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| El Paso County Colorado | 1 | $ 355,000 | $ 355,000 | $ 148,000 |
| Brevard County Florida | 1 | $ 465,000 | $ 465,000 | $ 155,000 |
| Collier County Florida | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
| Miami-Dade County Florida | 1 | $ 545,000 | $ 545,000 | $ 290,000 |
| Pinellas County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Polk County Florida | 1 | $ 545,000 | $ 545,000 | $ 242,000 |
| Sarasota County Florida | 1 | $ 405,000 | $ 405,000 | $ 129,000 |
| Iroquois County Illinois | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Hamilton County Iowa | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Miami County Kansas | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Brown County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Chippewa County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Itasca County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Marshall County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 221,000 |
| Mower County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 141,000 |
| Red Lake County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Rice County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Roseau County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 218,000 |
| Sherburne County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 345,000 |
| Wadena County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Wilkin County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 202,000 |
| Winona County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 162,000 |
| Boone County Missouri | 1 | $ 405,000 | $ 405,000 | $ 381,000 |
| Dawson County Montana | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Lincoln County Montana | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Douglas County Nebraska | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Hall County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 153,000 |
| Lincoln County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Craven County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 300,000 |
| Emmons County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Golden Valley County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| McKenzie County North Dakota | 1 | $ 2,125,000 | $ 2,125,000 | $ 0 |
| Mountrail County North Dakota | 1 | $ 455,000 | $ 455,000 | $ 147,000 |
| Nelson County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Ramsey County North Dakota | 1 | $ 445,000 | $ 445,000 | $ 998,000 |
| Sheridan County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Lancaster County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Beadle County South Dakota | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Brown County South Dakota | 1 | $ 4,145,000 | $ 4,145,000 | $ 0 |
| Deuel County South Dakota | 1 | $ 495,000 | $ 495,000 | $ 156,000 |
| Grant County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 2,422,000 |
| Minnehaha County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Perkins County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Summit County Utah | 1 | $ 1,205,000 | $ 1,205,000 | $ 601,000 |
| Polk County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Washburn County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Choice Financial Group in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 482 | $137,030,000 | $284,000 | $4,205,000 | $154,000 | $3,495,000 |
| Home Purchase | 331 | $184,755,000 | $558,000 | $42,705,000 | $147,000 | $1,980,000 |
| Cash-out Refinancing | 20 | $19,250,000 | $962,000 | $10,885,000 | $79,000 | $145,000 |
| Other Purpose | 8 | $1,630,000 | $203,000 | $545,000 | $170,000 | $314,000 |
| Home Improvement | 7 | $1,025,000 | $146,000 | $365,000 | $116,000 | $134,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 646 | $174,260,000 | $269,000 | $4,205,000 | $149,000 | $3,495,000 |
| Not applicable | 130 | $150,730,000 | $1,159,000 | $42,705,000 | $0 | $0 |
| Not Provided | 55 | $14,515,000 | $263,000 | $1,105,000 | $137,000 | $1,980,000 |
| Asian | 6 | $1,410,000 | $235,000 | $355,000 | $188,000 | $541,000 |
| Black or African American | 5 | $1,155,000 | $231,000 | $505,000 | $509,000 | $1,500,000 |
| Hispanic | 5 | $1,235,000 | $247,000 | $545,000 | $145,000 | $455,000 |
| American Indian or Alaskan Native | 1 | $385,000 | $385,000 | $385,000 | $168,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 843 | $342,375,000 | $406,000 | $42,705,000 | $151,000 | $3,495,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $490,000 | $245,000 | $285,000 | $74,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 2 | $510,000 | $255,000 | $315,000 | $35,000 | $70,000 |
| FHA-insured (Federal Housing Administration) | 1 | $315,000 | $315,000 | $315,000 | $101,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 678 | $283,840,000 | $418,000 | $42,705,000 | $152,000 | $2,993,000 |
| Application Withdrawn By Applicant | 89 | $21,095,000 | $237,000 | $1,115,000 | $152,000 | $1,980,000 |
| Application Denied By Financial Institution | 67 | $15,655,000 | $233,000 | $545,000 | $127,000 | $3,495,000 |
| Application Approved But Not Accepted | 9 | $21,575,000 | $2,397,000 | $19,405,000 | $303,000 | $687,000 |
| File Closed For Incompleteness | 5 | $1,525,000 | $305,000 | $515,000 | $191,000 | $388,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 781 | $328,035,000 | $420,000 | $42,705,000 | $153,000 | $2,993,000 |
| Debt-To-Income Ratio | 30 | $7,310,000 | $243,000 | $545,000 | $64,000 | $161,000 |
| Credit Application Incomplete | 21 | $4,435,000 | $211,000 | $545,000 | $223,000 | $3,495,000 |
| Credit History | 10 | $1,170,000 | $117,000 | $235,000 | $62,000 | $108,000 |
| Collateral | 5 | $2,415,000 | $483,000 | $545,000 | $95,000 | $95,000 |
| Employment History | 1 | $325,000 | $325,000 | $325,000 | $44,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.