Choice Financial Group
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Choice Financial Group.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Choice Financial Group 4501 23Rd Ave S Fargo, ND 58104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 610 |
| Total Mortgage Loan Application Amount | $224,400,000 |
| Average Mortgage Loan Application Amount | $384,600 |
| Highest Mortgage Loan Application Amount | $12,235,000 |
| Average Applicant Income | $181,400 |
| Highest Applicant Income | $3,770,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 99 | $ 40,135,000 | $ 405,000 | $ 122,000 |
| Burleigh County North Dakota | 84 | $ 23,770,000 | $ 282,000 | $ 167,000 |
| Grand Forks County North Dakota | 55 | $ 13,325,000 | $ 242,000 | $ 100,000 |
| Hennepin County Minnesota | 50 | $ 48,650,000 | $ 973,000 | $ 274,000 |
| Stark County North Dakota | 32 | $ 7,210,000 | $ 225,000 | $ 117,000 |
| Walsh County North Dakota | 28 | $ 3,480,000 | $ 124,000 | $ 77,000 |
| Morton County North Dakota | 26 | $ 19,190,000 | $ 738,000 | $ 106,000 |
| Cavalier County North Dakota | 24 | $ 3,480,000 | $ 145,000 | $ 114,000 |
| Clay County Minnesota | 22 | $ 6,260,000 | $ 284,000 | $ 78,000 |
| Polk County Minnesota | 14 | $ 2,810,000 | $ 200,000 | $ 107,000 |
| LaMoure County North Dakota | 13 | $ 2,325,000 | $ 178,000 | $ 80,000 |
| Becker County Minnesota | 8 | $ 2,730,000 | $ 341,000 | $ 180,000 |
| Pembina County North Dakota | 8 | $ 900,000 | $ 112,000 | $ 72,000 |
| Maricopa County Arizona | 7 | $ 2,785,000 | $ 397,000 | $ 489,000 |
| Otter Tail County Minnesota | 7 | $ 2,185,000 | $ 312,000 | $ 224,000 |
| Ramsey County Minnesota | 7 | $ 2,815,000 | $ 402,000 | $ 162,000 |
| Kidder County North Dakota | 7 | $ 1,495,000 | $ 213,000 | $ 94,000 |
| Dakota County Minnesota | 6 | $ 1,390,000 | $ 231,000 | $ 89,000 |
| Scott County Minnesota | 6 | $ 1,960,000 | $ 326,000 | $ 169,000 |
| Dickey County North Dakota | 6 | $ 790,000 | $ 131,000 | $ 235,000 |
| Stutsman County North Dakota | 6 | $ 740,000 | $ 123,000 | $ 203,000 |
| Washington County Minnesota | 5 | $ 1,265,000 | $ 253,000 | $ 153,000 |
| Collier County Florida | 4 | $ 1,520,000 | $ 380,000 | $ 432,000 |
| St. Louis County Minnesota | 4 | $ 1,350,000 | $ 337,000 | $ 665,000 |
| McLean County North Dakota | 4 | $ 850,000 | $ 212,000 | $ 63,000 |
| Lee County Florida | 3 | $ 5,335,000 | $ 1,778,000 | $ 1,022,000 |
| Cass County Minnesota | 3 | $ 1,785,000 | $ 595,000 | $ 436,000 |
| Traill County North Dakota | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Walworth County South Dakota | 3 | $ 135,000 | $ 45,000 | $ 76,000 |
| Sacramento County California | 2 | $ 790,000 | $ 395,000 | $ 0 |
| San Benito County California | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| San Diego County California | 2 | $ 840,000 | $ 420,000 | $ 140,000 |
| St. Joseph County Indiana | 2 | $ 430,000 | $ 215,000 | $ 687,000 |
| Carver County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 134,000 |
| Faribault County Minnesota | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Pine County Minnesota | 2 | $ 1,100,000 | $ 550,000 | $ 337,000 |
| Sherburne County Minnesota | 2 | $ 4,030,000 | $ 2,015,000 | $ 69,000 |
| Barnes County North Dakota | 2 | $ 590,000 | $ 295,000 | $ 103,000 |
| Billings County North Dakota | 2 | $ 300,000 | $ 150,000 | $ 63,000 |
| Dunn County North Dakota | 2 | $ 670,000 | $ 335,000 | $ 111,000 |
| Grant County North Dakota | 2 | $ 330,000 | $ 165,000 | $ 145,000 |
| McKenzie County North Dakota | 2 | $ 2,540,000 | $ 1,270,000 | $ 108,000 |
| Mercer County North Dakota | 2 | $ 830,000 | $ 415,000 | $ 177,000 |
| Ramsey County North Dakota | 2 | $ 370,000 | $ 185,000 | $ 252,000 |
| Steele County North Dakota | 2 | $ 430,000 | $ 215,000 | $ 184,000 |
| Yavapai County Arizona | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Charlotte County Florida | 1 | $ 145,000 | $ 145,000 | $ 298,000 |
| Lake County Florida | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Pinellas County Florida | 1 | $ 515,000 | $ 515,000 | $ 960,000 |
| Cook County Illinois | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Wapello County Iowa | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Saline County Kansas | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Sedgwick County Kansas | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Aitkin County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 346,000 |
| Anoka County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Beltrami County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 149,000 |
| Blue Earth County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Carlton County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Grant County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 289,000 |
| Hubbard County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Lake of the Woods County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| McLeod County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Morrison County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Norman County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Todd County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| Wilkin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| Lewis and Clark County Montana | 1 | $ 235,000 | $ 235,000 | $ 287,000 |
| Missoula County Montana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Burt County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Logan County North Dakota | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Richland County North Dakota | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Rolette County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Sheridan County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Ward County North Dakota | 1 | $ 235,000 | $ 235,000 | $ 39,000 |
| Williams County North Dakota | 1 | $ 385,000 | $ 385,000 | $ 211,000 |
| Manitowoc County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| St. Croix County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 206,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Choice Financial Group in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 320 | $114,320,000 | $357,000 | $10,005,000 | $154,000 | $1,961,000 |
| Refinancing | 262 | $99,700,000 | $380,000 | $12,235,000 | $158,000 | $3,770,000 |
| Home Improvement | 12 | $1,280,000 | $106,000 | $355,000 | $286,000 | $1,441,000 |
| Cash-out Refinancing | 10 | $6,550,000 | $655,000 | $3,785,000 | $82,000 | $82,000 |
| Other Purpose | 6 | $2,550,000 | $425,000 | $1,045,000 | $227,000 | $542,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 476 | $122,440,000 | $257,000 | $4,205,000 | $159,000 | $3,770,000 |
| Not applicable | 109 | $96,345,000 | $883,000 | $12,235,000 | $0 | $0 |
| Not Provided | 9 | $1,935,000 | $215,000 | $375,000 | $161,000 | $485,000 |
| Black or African American | 5 | $1,395,000 | $279,000 | $485,000 | $124,000 | $346,000 |
| Hispanic | 4 | $640,000 | $160,000 | $235,000 | $61,000 | $64,000 |
| Asian | 4 | $1,380,000 | $345,000 | $515,000 | $257,000 | $458,000 |
| American Indian or Alaskan Native | 3 | $265,000 | $88,000 | $145,000 | $78,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 595 | $220,915,000 | $371,000 | $12,235,000 | $161,000 | $3,770,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,065,000 | $213,000 | $245,000 | $65,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $885,000 | $177,000 | $275,000 | $64,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,535,000 | $307,000 | $375,000 | $104,000 | $174,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 502 | $198,110,000 | $394,000 | $12,235,000 | $168,000 | $3,770,000 |
| Application Withdrawn By Applicant | 76 | $19,300,000 | $253,000 | $965,000 | $129,000 | $1,961,000 |
| Application Denied By Financial Institution | 23 | $4,665,000 | $202,000 | $645,000 | $71,000 | $314,000 |
| File Closed For Incompleteness | 7 | $2,165,000 | $309,000 | $515,000 | $247,000 | $960,000 |
| Application Approved But Not Accepted | 2 | $160,000 | $80,000 | $135,000 | $249,000 | $442,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 587 | $219,735,000 | $374,000 | $12,235,000 | $163,000 | $3,770,000 |
| Credit History | 13 | $2,275,000 | $175,000 | $645,000 | $65,000 | $145,000 |
| Debt-To-Income Ratio | 7 | $1,675,000 | $239,000 | $345,000 | $47,000 | $84,000 |
| Collateral | 2 | $240,000 | $120,000 | $135,000 | $57,000 | $114,000 |
| Other | 1 | $475,000 | $475,000 | $475,000 | $314,000 | $314,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.