Choice Financial Group
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Choice Financial Group.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Choice Financial Group 4501 23Rd Ave S Fargo, ND 58104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 477 |
| Total Mortgage Loan Application Amount | $147,735,000 |
| Average Mortgage Loan Application Amount | $267,800 |
| Highest Mortgage Loan Application Amount | $9,365,000 |
| Average Applicant Income | $169,400 |
| Highest Applicant Income | $3,186,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 57 | $ 24,535,000 | $ 430,000 | $ 173,000 |
| Hennepin County Minnesota | 47 | $ 15,675,000 | $ 333,000 | $ 147,000 |
| Burleigh County North Dakota | 45 | $ 11,825,000 | $ 262,000 | $ 119,000 |
| Grand Forks County North Dakota | 37 | $ 8,995,000 | $ 243,000 | $ 110,000 |
| Clay County Minnesota | 22 | $ 7,250,000 | $ 329,000 | $ 106,000 |
| Stark County North Dakota | 21 | $ 14,435,000 | $ 687,000 | $ 157,000 |
| Walsh County North Dakota | 21 | $ 2,895,000 | $ 137,000 | $ 92,000 |
| Cavalier County North Dakota | 16 | $ 2,230,000 | $ 139,000 | $ 123,000 |
| Ramsey County Minnesota | 15 | $ 3,285,000 | $ 219,000 | $ 136,000 |
| Polk County Minnesota | 14 | $ 3,960,000 | $ 282,000 | $ 125,000 |
| LaMoure County North Dakota | 12 | $ 1,760,000 | $ 146,000 | $ 72,000 |
| Morton County North Dakota | 12 | $ 5,720,000 | $ 476,000 | $ 208,000 |
| Dakota County Minnesota | 11 | $ 3,455,000 | $ 314,000 | $ 387,000 |
| Becker County Minnesota | 9 | $ 3,985,000 | $ 442,000 | $ 156,000 |
| Stutsman County North Dakota | 9 | $ 845,000 | $ 93,000 | $ 50,000 |
| St. Louis County Minnesota | 8 | $ 3,580,000 | $ 447,000 | $ 273,000 |
| Anoka County Minnesota | 7 | $ 1,795,000 | $ 256,000 | $ 103,000 |
| Pembina County North Dakota | 7 | $ 835,000 | $ 119,000 | $ 133,000 |
| Maricopa County Arizona | 6 | $ 1,420,000 | $ 236,000 | $ 314,000 |
| Otter Tail County Minnesota | 6 | $ 1,890,000 | $ 315,000 | $ 147,000 |
| Washington County Minnesota | 6 | $ 3,400,000 | $ 566,000 | $ 221,000 |
| Kidder County North Dakota | 6 | $ 690,000 | $ 115,000 | $ 82,000 |
| Carver County Minnesota | 5 | $ 1,305,000 | $ 261,000 | $ 84,000 |
| Dickey County North Dakota | 4 | $ 390,000 | $ 97,000 | $ 59,000 |
| Charlotte County Florida | 3 | $ 565,000 | $ 188,000 | $ 246,000 |
| Cook County Illinois | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Crow Wing County Minnesota | 3 | $ 385,000 | $ 128,000 | $ 199,000 |
| Scott County Minnesota | 3 | $ 915,000 | $ 305,000 | $ 110,000 |
| Wright County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 156,000 |
| Lee County Florida | 2 | $ 560,000 | $ 280,000 | $ 391,000 |
| Orange County Florida | 2 | $ 300,000 | $ 150,000 | $ 161,000 |
| Cass County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 100,000 |
| Barnes County North Dakota | 2 | $ 390,000 | $ 195,000 | $ 76,000 |
| McLean County North Dakota | 2 | $ 390,000 | $ 195,000 | $ 1,664,000 |
| Mercer County North Dakota | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Traill County North Dakota | 2 | $ 200,000 | $ 100,000 | $ 133,000 |
| Williams County North Dakota | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| Brown County South Dakota | 2 | $ 3,190,000 | $ 1,595,000 | $ 0 |
| Meade County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 125,000 |
| Madison County Alabama | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Juneau County Alaska | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Cochise County Arizona | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Yavapai County Arizona | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Benton County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Shasta County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| DuPage County Illinois | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Beltrami County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 186,000 |
| Brown County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Isanti County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Mille Lacs County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Pine County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Red Lake County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Roseau County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Stearns County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Simpson County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Gallatin County Montana | 1 | $ 855,000 | $ 855,000 | $ 262,000 |
| Lewis and Clark County Montana | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Benson County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 149,000 |
| Bowman County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Dunn County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Emmons County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Golden Valley County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Logan County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Oliver County North Dakota | 1 | $ 455,000 | $ 455,000 | $ 562,000 |
| Ramsey County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Ransom County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 132,000 |
| Richland County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Rolette County North Dakota | 1 | $ 235,000 | $ 235,000 | $ 10,000 |
| Sargent County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Steele County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 202,000 |
| Day County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 244,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Tarrant County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Whatcom County Washington | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Burnett County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 159,000 |
| Sawyer County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 33,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Choice Financial Group in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 309 | $75,375,000 | $243,000 | $3,565,000 | $146,000 | $3,186,000 |
| Refinancing | 123 | $62,075,000 | $504,000 | $9,365,000 | $150,000 | $891,000 |
| Cash-out Refinancing | 22 | $6,910,000 | $314,000 | $895,000 | $155,000 | $368,000 |
| Home Improvement | 14 | $2,430,000 | $173,000 | $805,000 | $134,000 | $287,000 |
| Other Purpose | 9 | $945,000 | $105,000 | $455,000 | $262,000 | $1,465,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 360 | $88,510,000 | $245,000 | $4,005,000 | $151,000 | $3,186,000 |
| Not applicable | 85 | $50,655,000 | $595,000 | $9,365,000 | $0 | $0 |
| Not Provided | 17 | $5,255,000 | $309,000 | $1,205,000 | $139,000 | $327,000 |
| Asian | 6 | $1,730,000 | $288,000 | $445,000 | $132,000 | $368,000 |
| Hispanic | 6 | $1,150,000 | $191,000 | $455,000 | $109,000 | $253,000 |
| Black or African American | 3 | $435,000 | $145,000 | $235,000 | $149,000 | $296,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 462 | $145,490,000 | $314,000 | $9,365,000 | $151,000 | $3,186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $995,000 | $110,000 | $155,000 | $47,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 3 | $655,000 | $218,000 | $285,000 | $77,000 | $86,000 |
| FHA-insured (Federal Housing Administration) | 3 | $595,000 | $198,000 | $265,000 | $332,000 | $853,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 376 | $115,630,000 | $307,000 | $9,365,000 | $152,000 | $3,186,000 |
| Application Withdrawn By Applicant | 60 | $16,880,000 | $281,000 | $1,205,000 | $148,000 | $853,000 |
| Application Denied By Financial Institution | 33 | $13,665,000 | $414,000 | $4,005,000 | $125,000 | $891,000 |
| Application Approved But Not Accepted | 5 | $1,105,000 | $221,000 | $455,000 | $197,000 | $418,000 |
| File Closed For Incompleteness | 3 | $455,000 | $151,000 | $195,000 | $186,000 | $296,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 444 | $134,070,000 | $301,000 | $9,365,000 | $152,000 | $3,186,000 |
| Debt-To-Income Ratio | 12 | $6,030,000 | $502,000 | $4,005,000 | $80,000 | $303,000 |
| Credit History | 11 | $1,155,000 | $105,000 | $185,000 | $62,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,010,000 | $252,000 | $355,000 | $133,000 | $153,000 |
| Collateral | 3 | $4,025,000 | $1,341,000 | $1,905,000 | $469,000 | $891,000 |
| Other | 2 | $1,370,000 | $685,000 | $945,000 | $205,000 | $250,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $34,000 | $34,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.