Choice Capital Funding Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Choice Capital Funding Inc. 223 Roswell Street Suite 100 Alpharetta, GA 30004 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,751 |
Total Mortgage Loan Application Amount | $571,707,000 |
Average Mortgage Loan Application Amount | $152,500 |
Highest Mortgage Loan Application Amount | $994,000 |
Average Applicant Income | $75,500 |
Highest Applicant Income | $780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Choice Capital Funding Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Choice Capital Funding Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Choice Capital Funding Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Choice Capital Funding Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Choice Capital Funding Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Choice Capital Funding Inc.'s mortgage activity for 2006.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 1 | $ 152,000 | $ 152,000 | $ 104,000 |
Aiken County South Carolina | 1 | $ 32,000 | $ 32,000 | $ 89,000 |
Alachua County Florida | 7 | $ 928,000 | $ 132,000 | $ 60,000 |
Albemarle County Virginia | 3 | $ 498,000 | $ 166,000 | $ 55,000 |
Alexandria County Virginia | 2 | $ 535,000 | $ 267,000 | $ 180,000 |
Allen County Indiana | 3 | $ 348,000 | $ 116,000 | $ 62,000 |
Anderson County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 34,000 |
Anne Arundel County Maryland | 2 | $ 497,000 | $ 248,000 | $ 63,000 |
Arapahoe County Colorado | 3 | $ 507,000 | $ 169,000 | $ 55,000 |
Ascension County Louisiana | 2 | $ 283,000 | $ 141,000 | $ 64,000 |
Autauga County Alabama | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
Baltimore County Maryland | 1 | $ 92,000 | $ 92,000 | $ 91,000 |
Barrow County Georgia | 2 | $ 818,000 | $ 409,000 | $ 188,000 |
Bartow County Georgia | 6 | $ 755,000 | $ 125,000 | $ 90,000 |
Bay County Florida | 3 | $ 571,000 | $ 190,000 | $ 156,000 |
Berkeley County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
Bibb County Georgia | 2 | $ 136,000 | $ 68,000 | $ 67,000 |
Blount County Alabama | 1 | $ 158,000 | $ 158,000 | $ 73,000 |
Blount County Tennessee | 7 | $ 895,000 | $ 127,000 | $ 54,000 |
Bossier County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
Bourbon County Kentucky | 6 | $ 688,000 | $ 114,000 | $ 47,000 |
Boyd County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
Bracken County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
Bradley County Tennessee | 2 | $ 243,000 | $ 121,000 | $ 48,000 |
Brevard County Florida | 13 | $ 2,146,000 | $ 165,000 | $ 59,000 |
Bristol County Virginia | 2 | $ 226,000 | $ 113,000 | $ 33,000 |
Broward County Florida | 37 | $ 8,875,000 | $ 239,000 | $ 93,000 |
Brown County Indiana | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
Brunswick County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
Bryan County Georgia | 1 | $ 77,000 | $ 77,000 | $ 28,000 |
Buchanan County Missouri | 1 | $ 73,000 | $ 73,000 | $ 32,000 |
Bullitt County Kentucky | 2 | $ 208,000 | $ 104,000 | $ 62,000 |
Burke County Georgia | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
Butts County Georgia | 2 | $ 225,000 | $ 112,000 | $ 42,000 |
Cabarrus County North Carolina | 4 | $ 433,000 | $ 108,000 | $ 93,000 |
Caddo County Louisiana | 5 | $ 356,000 | $ 71,000 | $ 43,000 |
Calhoun County Alabama | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
Calhoun County Michigan | 3 | $ 230,000 | $ 76,000 | $ 98,000 |
Cannon County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
Carroll County Georgia | 4 | $ 684,000 | $ 171,000 | $ 60,000 |
Carroll County Maryland | 1 | $ 620,000 | $ 620,000 | $ 144,000 |
Carter County Tennessee | 5 | $ 433,000 | $ 86,000 | $ 36,000 |
Cass County Missouri | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
Catoosa County Georgia | 22 | $ 3,773,000 | $ 171,000 | $ 73,000 |
Cecil County Maryland | 2 | $ 448,000 | $ 224,000 | $ 140,000 |
Charles County Maryland | 1 | $ 455,000 | $ 455,000 | $ 117,000 |
Charleston County South Carolina | 4 | $ 610,000 | $ 152,000 | $ 77,000 |
Charlotte County Florida | 2 | $ 624,000 | $ 312,000 | $ 80,000 |
Charlottesville County Virginia | 2 | $ 400,000 | $ 200,000 | $ 49,000 |
Chatham County Georgia | 3 | $ 490,000 | $ 163,000 | $ 47,000 |
Cherokee County Georgia | 14 | $ 2,205,000 | $ 157,000 | $ 83,000 |
Chesapeake County Virginia | 6 | $ 768,000 | $ 128,000 | $ 72,000 |
Chester County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
Chesterfield County Virginia | 1 | $ 157,000 | $ 157,000 | $ 34,000 |
Chilton County Alabama | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
Christian County Kentucky | 2 | $ 172,000 | $ 86,000 | $ 47,000 |
Christian County Missouri | 7 | $ 1,588,000 | $ 226,000 | $ 101,000 |
Clark County Kentucky | 6 | $ 628,000 | $ 104,000 | $ 44,000 |
Clark County Nevada | 9 | $ 2,391,000 | $ 265,000 | $ 75,000 |
Clark County Washington | 1 | $ 364,000 | $ 364,000 | $ 132,000 |
Clay County Florida | 1 | $ 360,000 | $ 360,000 | $ 115,000 |
Clay County Missouri | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
Clayton County Georgia | 41 | $ 4,659,000 | $ 113,000 | $ 62,000 |
Cleveland County Oklahoma | 2 | $ 208,000 | $ 104,000 | $ 56,000 |
Cobb County Georgia | 46 | $ 7,125,000 | $ 154,000 | $ 82,000 |
Colbert County Alabama | 4 | $ 284,000 | $ 71,000 | $ 38,000 |
Collier County Florida | 2 | $ 449,000 | $ 224,000 | $ 60,000 |
Columbia County Georgia | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
Cook County Illinois | 12 | $ 2,109,000 | $ 175,000 | $ 73,000 |
Coweta County Georgia | 4 | $ 552,000 | $ 138,000 | $ 63,000 |
Dade County Georgia | 3 | $ 252,000 | $ 84,000 | $ 32,000 |
Dallas County Missouri | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
Darlington County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
Davidson County Tennessee | 20 | $ 3,081,000 | $ 154,000 | $ 80,000 |
Dearborn County Indiana | 1 | $ 146,000 | $ 146,000 | $ 49,000 |
DeKalb County Georgia | 98 | $ 15,265,000 | $ 155,000 | $ 94,000 |
Denver County Colorado | 3 | $ 671,000 | $ 223,000 | $ 98,000 |
Dickson County Tennessee | 2 | $ 214,000 | $ 107,000 | $ 38,000 |
Dougherty County Georgia | 13 | $ 1,079,000 | $ 83,000 | $ 61,000 |
Douglas County Colorado | 3 | $ 689,000 | $ 229,000 | $ 144,000 |
Douglas County Georgia | 10 | $ 1,396,000 | $ 139,000 | $ 66,000 |
Douglas County Kansas | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
Duval County Florida | 15 | $ 2,178,000 | $ 145,000 | $ 89,000 |
East Baton Rouge County Louisiana | 12 | $ 1,776,000 | $ 148,000 | $ 75,000 |
East Feliciana County Louisiana | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
Elmore County Alabama | 6 | $ 832,000 | $ 138,000 | $ 55,000 |
Escambia County Florida | 3 | $ 366,000 | $ 122,000 | $ 39,000 |
Etowah County Alabama | 6 | $ 741,000 | $ 123,000 | $ 87,000 |
Fairfax County Virginia | 10 | $ 2,996,000 | $ 299,000 | $ 118,000 |
Fayette County Georgia | 8 | $ 1,504,000 | $ 188,000 | $ 90,000 |
Fayette County Kentucky | 11 | $ 1,490,000 | $ 135,000 | $ 53,000 |
Floyd County Georgia | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
Floyd County Indiana | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
Fluvanna County Virginia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
Forsyth County Georgia | 10 | $ 2,494,000 | $ 249,000 | $ 105,000 |
Forsyth County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
Frederick County Maryland | 2 | $ 711,000 | $ 355,000 | $ 109,000 |
Frederick County Virginia | 2 | $ 206,000 | $ 103,000 | $ 62,000 |
Fresno County California | 2 | $ 1,040,000 | $ 520,000 | $ 370,000 |
Fulton County Georgia | 139 | $ 25,785,000 | $ 185,000 | $ 95,000 |
Genesee County Michigan | 1 | $ 69,000 | $ 69,000 | $ 48,000 |
Geneva County Alabama | 1 | $ 324,000 | $ 324,000 | $ 104,000 |
Giles County Virginia | 1 | $ 600,000 | $ 600,000 | $ 180,000 |
Gloucester County Virginia | 2 | $ 175,000 | $ 87,000 | $ 48,000 |
Glynn County Georgia | 1 | $ 158,000 | $ 158,000 | $ 84,000 |
Goochland County Virginia | 1 | $ 488,000 | $ 488,000 | $ 184,000 |
Greene County Missouri | 32 | $ 3,259,000 | $ 101,000 | $ 66,000 |
Greenup County Kentucky | 4 | $ 296,000 | $ 74,000 | $ 38,000 |
Greenville County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 156,000 |
Guilford County North Carolina | 4 | $ 580,000 | $ 145,000 | $ 49,000 |
Gwinnett County Georgia | 65 | $ 13,193,000 | $ 202,000 | $ 90,000 |
Hale County Alabama | 2 | $ 161,000 | $ 80,000 | $ 36,000 |
Hall County Georgia | 15 | $ 3,952,000 | $ 263,000 | $ 72,000 |
Hamblen County Tennessee | 2 | $ 225,000 | $ 112,000 | $ 63,000 |
Hamilton County Indiana | 3 | $ 1,180,000 | $ 393,000 | $ 145,000 |
Hamilton County Tennessee | 98 | $ 12,435,000 | $ 126,000 | $ 66,000 |
Hampton County Virginia | 12 | $ 1,440,000 | $ 120,000 | $ 89,000 |
Hardin County Kentucky | 2 | $ 269,000 | $ 134,000 | $ 56,000 |
Harford County Maryland | 1 | $ 422,000 | $ 422,000 | $ 137,000 |
Harrisonburg County Virginia | 1 | $ 375,000 | $ 375,000 | $ 89,000 |
Henderson County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 23,000 |
Henrico County Virginia | 3 | $ 329,000 | $ 109,000 | $ 91,000 |
Henry County Alabama | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
Henry County Georgia | 15 | $ 2,466,000 | $ 164,000 | $ 67,000 |
Hernando County Florida | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
Hillsborough County Florida | 16 | $ 2,871,000 | $ 179,000 | $ 96,000 |
Horry County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
Houston County Alabama | 4 | $ 344,000 | $ 86,000 | $ 48,000 |
Houston County Georgia | 2 | $ 235,000 | $ 117,000 | $ 38,000 |
Howard County Indiana | 1 | $ 216,000 | $ 216,000 | $ 74,000 |
Iberville County Louisiana | 1 | $ 357,000 | $ 357,000 | $ 146,000 |
Indian River County Florida | 2 | $ 278,000 | $ 139,000 | $ 64,000 |
Ionia County Michigan | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
Jackson County Missouri | 16 | $ 2,289,000 | $ 143,000 | $ 77,000 |
Jasper County Missouri | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
Jefferson County Alabama | 49 | $ 5,076,000 | $ 103,000 | $ 50,000 |
Jefferson County Colorado | 2 | $ 482,000 | $ 241,000 | $ 97,000 |
Jefferson County Kentucky | 16 | $ 2,092,000 | $ 130,000 | $ 69,000 |
Jefferson County Louisiana | 3 | $ 398,000 | $ 132,000 | $ 50,000 |
Jefferson County Missouri | 11 | $ 1,243,000 | $ 113,000 | $ 62,000 |
Jefferson County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 36,000 |
Jessamine County Kentucky | 4 | $ 710,000 | $ 177,000 | $ 76,000 |
Jones County Georgia | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
Kent County Michigan | 4 | $ 420,000 | $ 105,000 | $ 33,000 |
Kern County California | 1 | $ 320,000 | $ 320,000 | $ 144,000 |
King County Washington | 6 | $ 2,096,000 | $ 349,000 | $ 192,000 |
Kitsap County Washington | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
Knox County Tennessee | 6 | $ 723,000 | $ 120,000 | $ 131,000 |
Lafayette County Louisiana | 5 | $ 848,000 | $ 169,000 | $ 64,000 |
Lafourche County Louisiana | 8 | $ 738,000 | $ 92,000 | $ 71,000 |
Lake County Florida | 2 | $ 586,000 | $ 293,000 | $ 112,000 |
Lake County Indiana | 8 | $ 862,000 | $ 107,000 | $ 37,000 |
Lane County Oregon | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
LaPorte County Indiana | 3 | $ 460,000 | $ 153,000 | $ 65,000 |
Lauderdale County Alabama | 5 | $ 431,000 | $ 86,000 | $ 39,000 |
Lee County Alabama | 1 | $ 35,000 | $ 35,000 | $ 165,000 |
Lee County Florida | 6 | $ 1,613,000 | $ 268,000 | $ 88,000 |
Lee County Georgia | 7 | $ 673,000 | $ 96,000 | $ 66,000 |
Lexington County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 79,000 |
Livingston County Louisiana | 9 | $ 870,000 | $ 96,000 | $ 75,000 |
Logan County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
Los Angeles County California | 20 | $ 6,564,000 | $ 328,000 | $ 140,000 |
Loudon County Tennessee | 2 | $ 231,000 | $ 115,000 | $ 88,000 |
Loudoun County Virginia | 2 | $ 930,000 | $ 465,000 | $ 106,000 |
Louisa County Virginia | 2 | $ 580,000 | $ 290,000 | $ 138,000 |
Lynchburg County Virginia | 1 | $ 153,000 | $ 153,000 | $ 36,000 |
Macomb County Michigan | 6 | $ 967,000 | $ 161,000 | $ 111,000 |
Madera County California | 2 | $ 306,000 | $ 153,000 | $ 93,000 |
Madison County Alabama | 9 | $ 1,177,000 | $ 130,000 | $ 75,000 |
Madison County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
Manatee County Florida | 1 | $ 320,000 | $ 320,000 | $ 185,000 |
Maricopa County Arizona | 5 | $ 952,000 | $ 190,000 | $ 78,000 |
Marin County California | 1 | $ 492,000 | $ 492,000 | $ 235,000 |
Marion County Florida | 10 | $ 1,622,000 | $ 162,000 | $ 68,000 |
Marion County Indiana | 11 | $ 1,285,000 | $ 116,000 | $ 77,000 |
Marion County Tennessee | 3 | $ 319,000 | $ 106,000 | $ 34,000 |
Martin County Florida | 1 | $ 402,000 | $ 402,000 | $ 220,000 |
McDonald County Missouri | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
McDuffie County Georgia | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
Meade County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
Mecklenburg County North Carolina | 15 | $ 1,623,000 | $ 108,000 | $ 73,000 |
Merced County California | 2 | $ 305,000 | $ 152,000 | $ 83,000 |
Meriwether County Georgia | 2 | $ 189,000 | $ 94,000 | $ 29,000 |
Mesa County Colorado | 2 | $ 302,000 | $ 151,000 | $ 51,000 |
Miami-Dade County Florida | 55 | $ 12,362,000 | $ 224,000 | $ 93,000 |
Mobile County Alabama | 36 | $ 3,931,000 | $ 109,000 | $ 49,000 |
Monroe County Indiana | 1 | $ 152,000 | $ 152,000 | $ 63,000 |
Montgomery County Alabama | 36 | $ 4,032,000 | $ 112,000 | $ 47,000 |
Montgomery County Maryland | 5 | $ 1,348,000 | $ 269,000 | $ 128,000 |
Montgomery County Tennessee | 2 | $ 192,000 | $ 96,000 | $ 88,000 |
Montgomery County Virginia | 5 | $ 662,000 | $ 132,000 | $ 66,000 |
Murray County Georgia | 3 | $ 391,000 | $ 130,000 | $ 53,000 |
Muscogee County Georgia | 23 | $ 2,768,000 | $ 120,000 | $ 57,000 |
Natrona County Wyoming | 5 | $ 536,000 | $ 107,000 | $ 49,000 |
Nelson County Kentucky | 4 | $ 393,000 | $ 98,000 | $ 45,000 |
New Hanover County North Carolina | 2 | $ 212,000 | $ 106,000 | $ 195,000 |
Newport News County Virginia | 7 | $ 1,015,000 | $ 145,000 | $ 58,000 |
Newton County Georgia | 5 | $ 973,000 | $ 194,000 | $ 76,000 |
Newton County Missouri | 3 | $ 504,000 | $ 168,000 | $ 51,000 |
Norfolk County Virginia | 4 | $ 740,000 | $ 185,000 | $ 61,000 |
Oakland County Michigan | 8 | $ 1,593,000 | $ 199,000 | $ 94,000 |
Oconee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
Oglethorpe County Georgia | 1 | $ 270,000 | $ 270,000 | $ 138,000 |
Oklahoma County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
Orange County California | 6 | $ 2,223,000 | $ 370,000 | $ 129,000 |
Orange County Florida | 24 | $ 3,403,000 | $ 141,000 | $ 75,000 |
Osage County Missouri | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
Osceola County Florida | 5 | $ 754,000 | $ 150,000 | $ 50,000 |
Palm Beach County Florida | 25 | $ 6,964,000 | $ 278,000 | $ 144,000 |
Pasco County Florida | 9 | $ 1,499,000 | $ 166,000 | $ 58,000 |
Paulding County Georgia | 6 | $ 949,000 | $ 158,000 | $ 67,000 |
Petersburg County Virginia | 1 | $ 114,000 | $ 114,000 | $ 103,000 |
Pickens County Georgia | 9 | $ 1,613,000 | $ 179,000 | $ 96,000 |
Pierce County Washington | 4 | $ 705,000 | $ 176,000 | $ 96,000 |
Pima County Arizona | 3 | $ 567,000 | $ 189,000 | $ 103,000 |
Pinellas County Florida | 14 | $ 3,453,000 | $ 246,000 | $ 195,000 |
Polk County Florida | 2 | $ 402,000 | $ 201,000 | $ 60,000 |
Polk County Missouri | 4 | $ 497,000 | $ 124,000 | $ 66,000 |
Portsmouth County Virginia | 3 | $ 343,000 | $ 114,000 | $ 46,000 |
Prince George's County Maryland | 21 | $ 5,574,000 | $ 265,000 | $ 98,000 |
Prince William County Virginia | 2 | $ 949,000 | $ 474,000 | $ 168,000 |
Pueblo County Colorado | 8 | $ 1,038,000 | $ 129,000 | $ 48,000 |
Pulaski County Virginia | 2 | $ 255,000 | $ 127,000 | $ 50,000 |
Rapides County Louisiana | 2 | $ 211,000 | $ 105,000 | $ 36,000 |
Ray County Missouri | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
Richland County South Carolina | 5 | $ 510,000 | $ 102,000 | $ 55,000 |
Richmond City County Virginia | 2 | $ 181,000 | $ 90,000 | $ 48,000 |
Richmond County Georgia | 9 | $ 827,000 | $ 91,000 | $ 38,000 |
Riverside County California | 4 | $ 1,650,000 | $ 412,000 | $ 204,000 |
Robertson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
Rockdale County Georgia | 9 | $ 2,108,000 | $ 234,000 | $ 109,000 |
Rockingham County Virginia | 1 | $ 112,000 | $ 112,000 | $ 22,000 |
Russell County Alabama | 2 | $ 234,000 | $ 117,000 | $ 44,000 |
Rutherford County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 93,000 |
Sacramento County California | 7 | $ 1,168,000 | $ 166,000 | $ 67,000 |
Salt Lake County Utah | 2 | $ 397,000 | $ 198,000 | $ 49,000 |
San Bernardino County California | 6 | $ 1,894,000 | $ 315,000 | $ 107,000 |
San Diego County California | 11 | $ 2,778,000 | $ 252,000 | $ 154,000 |
San Joaquin County California | 1 | $ 117,000 | $ 117,000 | $ 111,000 |
Sarasota County Florida | 3 | $ 1,102,000 | $ 367,000 | $ 107,000 |
Scott County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
Seminole County Florida | 5 | $ 1,237,000 | $ 247,000 | $ 96,000 |
Shelby County Alabama | 3 | $ 740,000 | $ 246,000 | $ 84,000 |
Shelby County Tennessee | 29 | $ 3,922,000 | $ 135,000 | $ 51,000 |
Snohomish County Washington | 2 | $ 690,000 | $ 345,000 | $ 92,000 |
Spalding County Georgia | 6 | $ 804,000 | $ 134,000 | $ 36,000 |
Spartanburg County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
St. Charles County Louisiana | 3 | $ 455,000 | $ 151,000 | $ 66,000 |
St. Charles County Missouri | 8 | $ 1,483,000 | $ 185,000 | $ 108,000 |
St. John the Baptist County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 86,000 |
St. Johns County Florida | 5 | $ 1,140,000 | $ 228,000 | $ 133,000 |
St. Joseph County Indiana | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
St. Louis City County Missouri | 19 | $ 2,477,000 | $ 130,000 | $ 58,000 |
St. Louis County Missouri | 40 | $ 4,873,000 | $ 121,000 | $ 60,000 |
St. Lucie County Florida | 8 | $ 1,257,000 | $ 157,000 | $ 75,000 |
St. Martin County Louisiana | 4 | $ 459,000 | $ 114,000 | $ 48,000 |
St. Tammany County Louisiana | 1 | $ 268,000 | $ 268,000 | $ 134,000 |
Stafford County Virginia | 1 | $ 300,000 | $ 300,000 | $ 116,000 |
Suffolk County Virginia | 3 | $ 374,000 | $ 124,000 | $ 37,000 |
Sullivan County Tennessee | 3 | $ 307,000 | $ 102,000 | $ 29,000 |
Sumner County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
Terrell County Georgia | 1 | $ 84,000 | $ 84,000 | $ 70,000 |
Thurston County Washington | 7 | $ 2,281,000 | $ 325,000 | $ 148,000 |
Tooele County Utah | 1 | $ 169,000 | $ 169,000 | $ 40,000 |
Trimble County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
Tulare County California | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
Tulsa County Oklahoma | 2 | $ 307,000 | $ 153,000 | $ 65,000 |
Tuscaloosa County Alabama | 9 | $ 1,227,000 | $ 136,000 | $ 68,000 |
Union County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
Union County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
Vigo County Indiana | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
Virginia Beach County Virginia | 12 | $ 1,827,000 | $ 152,000 | $ 61,000 |
Volusia County Florida | 7 | $ 1,018,000 | $ 145,000 | $ 81,000 |
Wake County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 47,000 |
Walker County Georgia | 20 | $ 2,498,000 | $ 124,000 | $ 60,000 |
Walton County Georgia | 4 | $ 570,000 | $ 142,000 | $ 55,000 |
Warren County Missouri | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
Washington County Maryland | 5 | $ 879,000 | $ 175,000 | $ 78,000 |
Washington County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
Washington County Utah | 1 | $ 434,000 | $ 434,000 | $ 216,000 |
Washington County Virginia | 4 | $ 487,000 | $ 121,000 | $ 69,000 |
Washtenaw County Michigan | 2 | $ 277,000 | $ 138,000 | $ 79,000 |
Wayne County Michigan | 31 | $ 3,659,000 | $ 118,000 | $ 66,000 |
Webster County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 67,000 |
Webster County Missouri | 4 | $ 569,000 | $ 142,000 | $ 112,000 |
Whitfield County Georgia | 12 | $ 1,510,000 | $ 125,000 | $ 41,000 |
Whitley County Indiana | 2 | $ 214,000 | $ 107,000 | $ 72,000 |
Will County Illinois | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
Williamsburg County Virginia | 1 | $ 232,000 | $ 232,000 | $ 80,000 |
Williamson County Tennessee | 3 | $ 1,146,000 | $ 382,000 | $ 159,000 |
Wilson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
Woodford County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
Worth County Georgia | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
Yadkin County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
York County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 245,000 |
York County Virginia | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,252 | $336,463,000 | $149,000 | $940,000 | $73,000 | $780,000 |
Refinancing | 1,499 | $235,244,000 | $156,000 | $994,000 | $78,000 | $706,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,688 | $245,981,000 | $145,000 | $940,000 | $75,000 | $730,000 |
Black or African American | 1,212 | $187,291,000 | $154,000 | $745,000 | $73,000 | $672,000 |
Not Provided | 517 | $74,250,000 | $143,000 | $994,000 | $68,000 | $780,000 |
Hispanic | 225 | $43,679,000 | $194,000 | $650,000 | $86,000 | $240,000 |
Asian | 60 | $12,603,000 | $210,000 | $640,000 | $110,000 | $612,000 |
Native Hawaiian or Other Pacific Islander | 27 | $4,749,000 | $175,000 | $548,000 | $104,000 | $300,000 |
American Indian or Alaskan Native | 22 | $3,154,000 | $143,000 | $595,000 | $82,000 | $204,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,751 | $571,707,000 | $152,000 | $994,000 | $75,000 | $780,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Withdrawn By Applicant | 1,611 | $255,653,000 | $158,000 | $940,000 | $75,000 | $636,000 |
Loan Originated | 1,560 | $212,259,000 | $136,000 | $840,000 | $73,000 | $780,000 |
Application Denied By Financial Institution | 551 | $98,949,000 | $179,000 | $994,000 | $80,000 | $672,000 |
File Closed For Incompleteness | 29 | $4,846,000 | $167,000 | $600,000 | $66,000 | $216,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 234 | $43,030,000 | $183,000 | $994,000 | $87,000 | $582,000 |
Credit History | 152 | $24,979,000 | $164,000 | $850,000 | $71,000 | $672,000 |
Collateral | 61 | $13,010,000 | $213,000 | $650,000 | $89,000 | $216,000 |
Debt-To-Income Ratio | 55 | $8,951,000 | $162,000 | $392,000 | $60,000 | $227,000 |
Employment History | 20 | $3,500,000 | $175,000 | $434,000 | $72,000 | $212,000 |
Unverifiable Information | 15 | $3,851,000 | $256,000 | $625,000 | $125,000 | $480,000 |
Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,083,000 | $98,000 | $206,000 | $46,000 | $86,000 |
Credit Application Incomplete | 2 | $256,000 | $128,000 | $150,000 | $24,000 | $25,000 |
Mortgage Insurance Denied | 1 | $289,000 | $289,000 | $289,000 | $81,000 | $81,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Choice Capital Funding Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Choice Capital Funding Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
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