Chittenden Trust Company
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Vermont.
The mortgage statistics and data below are specific to mortgage loan applications for Chittenden Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Chittenden Trust Company 2 Burlington Square Burlington, VT 05401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,984 |
| Total Mortgage Loan Application Amount | $545,554,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $2,251,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $3,969,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chittenden County Vermont | 491 | $ 96,577,000 | $ 196,000 | $ 104,000 |
| Windham County Vermont | 285 | $ 43,823,000 | $ 153,000 | $ 108,000 |
| Rutland County Vermont | 229 | $ 36,809,000 | $ 160,000 | $ 85,000 |
| Windsor County Vermont | 179 | $ 33,625,000 | $ 187,000 | $ 97,000 |
| Addison County Vermont | 178 | $ 31,778,000 | $ 178,000 | $ 102,000 |
| Bennington County Vermont | 149 | $ 22,524,000 | $ 151,000 | $ 82,000 |
| Cheshire County New Hampshire | 143 | $ 23,106,000 | $ 161,000 | $ 78,000 |
| Franklin County Vermont | 126 | $ 19,229,000 | $ 152,000 | $ 105,000 |
| Washington County Vermont | 122 | $ 18,151,000 | $ 148,000 | $ 77,000 |
| Hillsborough County New Hampshire | 106 | $ 20,960,000 | $ 197,000 | $ 92,000 |
| Franklin County Massachusetts | 91 | $ 14,778,000 | $ 162,000 | $ 68,000 |
| Hampden County Massachusetts | 76 | $ 16,164,000 | $ 212,000 | $ 96,000 |
| York County Maine | 75 | $ 15,822,000 | $ 210,000 | $ 99,000 |
| Strafford County New Hampshire | 73 | $ 13,475,000 | $ 184,000 | $ 78,000 |
| Lamoille County Vermont | 73 | $ 15,523,000 | $ 212,000 | $ 120,000 |
| Cumberland County Maine | 71 | $ 14,315,000 | $ 201,000 | $ 125,000 |
| Rockingham County New Hampshire | 61 | $ 14,566,000 | $ 238,000 | $ 122,000 |
| Worcester County Massachusetts | 55 | $ 12,566,000 | $ 228,000 | $ 122,000 |
| Hampshire County Massachusetts | 51 | $ 11,731,000 | $ 230,000 | $ 102,000 |
| Orleans County Vermont | 43 | $ 7,188,000 | $ 167,000 | $ 124,000 |
| Orange County Vermont | 40 | $ 5,437,000 | $ 135,000 | $ 81,000 |
| Grand Isle County Vermont | 38 | $ 6,171,000 | $ 162,000 | $ 96,000 |
| Grafton County New Hampshire | 21 | $ 4,882,000 | $ 232,000 | $ 98,000 |
| Oxford County Maine | 16 | $ 2,177,000 | $ 136,000 | $ 54,000 |
| Middlesex County Massachusetts | 10 | $ 2,548,000 | $ 254,000 | $ 92,000 |
| Merrimack County New Hampshire | 10 | $ 1,852,000 | $ 185,000 | $ 67,000 |
| Sullivan County New Hampshire | 10 | $ 1,639,000 | $ 163,000 | $ 85,000 |
| Hartford County Connecticut | 9 | $ 1,904,000 | $ 211,000 | $ 110,000 |
| Belknap County New Hampshire | 9 | $ 3,600,000 | $ 400,000 | $ 126,000 |
| Carroll County New Hampshire | 7 | $ 2,340,000 | $ 334,000 | $ 450,000 |
| Androscoggin County Maine | 6 | $ 1,126,000 | $ 187,000 | $ 115,000 |
| Sagadahoc County Maine | 6 | $ 888,000 | $ 148,000 | $ 94,000 |
| Kennebec County Maine | 5 | $ 675,000 | $ 135,000 | $ 244,000 |
| Caledonia County Vermont | 5 | $ 528,000 | $ 105,000 | $ 56,000 |
| Lee County Florida | 4 | $ 1,199,000 | $ 299,000 | $ 168,000 |
| Berkshire County Massachusetts | 4 | $ 557,000 | $ 139,000 | $ 63,000 |
| Essex County Massachusetts | 4 | $ 966,000 | $ 241,000 | $ 78,000 |
| New London County Connecticut | 3 | $ 733,000 | $ 244,000 | $ 327,000 |
| Tolland County Connecticut | 3 | $ 2,063,000 | $ 687,000 | $ 314,000 |
| Franklin County Maine | 3 | $ 345,000 | $ 115,000 | $ 109,000 |
| Barnstable County Massachusetts | 3 | $ 1,155,000 | $ 385,000 | $ 229,000 |
| Norfolk County Massachusetts | 3 | $ 1,191,000 | $ 397,000 | $ 144,000 |
| Coos County New Hampshire | 3 | $ 724,000 | $ 241,000 | $ 321,000 |
| Horry County South Carolina | 3 | $ 515,000 | $ 171,000 | $ 140,000 |
| Windham County Connecticut | 2 | $ 630,000 | $ 315,000 | $ 92,000 |
| Charlotte County Florida | 2 | $ 275,000 | $ 137,000 | $ 256,000 |
| Palm Beach County Florida | 2 | $ 1,775,000 | $ 887,000 | $ 141,000 |
| Lincoln County Maine | 2 | $ 644,000 | $ 322,000 | $ 127,000 |
| Washington County Maine | 2 | $ 318,000 | $ 159,000 | $ 89,000 |
| Suffolk County Massachusetts | 2 | $ 577,000 | $ 288,000 | $ 238,000 |
| Clinton County New York | 2 | $ 524,000 | $ 262,000 | $ 142,000 |
| Providence County Rhode Island | 2 | $ 258,000 | $ 129,000 | $ 37,000 |
| Essex County Vermont | 2 | $ 304,000 | $ 152,000 | $ 84,000 |
| Riverside County California | 1 | $ 401,000 | $ 401,000 | $ 365,000 |
| Litchfield County Connecticut | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
| New Haven County Connecticut | 1 | $ 98,000 | $ 98,000 | $ 30,000 |
| Collier County Florida | 1 | $ 165,000 | $ 165,000 | $ 143,000 |
| Duval County Florida | 1 | $ 600,000 | $ 600,000 | $ 612,000 |
| Osceola County Florida | 1 | $ 192,000 | $ 192,000 | $ 324,000 |
| Polk County Florida | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Somerset County Maine | 1 | $ 36,000 | $ 36,000 | $ 16,000 |
| Calvert County Maryland | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Nantucket County Massachusetts | 1 | $ 600,000 | $ 600,000 | $ 232,000 |
| Plymouth County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 96,000 |
| Chautauqua County New York | 1 | $ 415,000 | $ 415,000 | $ 0 |
| New York County New York | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Washington County New York | 1 | $ 125,000 | $ 125,000 | $ 560,000 |
| Newport County Rhode Island | 1 | $ 186,000 | $ 186,000 | $ 80,000 |
| Washington County Rhode Island | 1 | $ 390,000 | $ 390,000 | $ 99,000 |
| Beaufort County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 124,000 |
| Weber County Utah | 1 | $ 200,000 | $ 200,000 | $ 176,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Vermont,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Chittenden Trust Company in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,377 | $284,740,000 | $206,000 | $2,110,000 | $104,000 | $1,843,000 |
| Refinancing | 1,157 | $200,512,000 | $173,000 | $2,251,000 | $95,000 | $3,969,000 |
| Home Improvement | 450 | $60,302,000 | $134,000 | $966,000 | $95,000 | $1,288,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,193 | $378,014,000 | $172,000 | $2,251,000 | $95,000 | $3,969,000 |
| Not Provided | 651 | $135,435,000 | $208,000 | $1,700,000 | $118,000 | $2,752,000 |
| Not applicable | 65 | $18,871,000 | $290,000 | $2,110,000 | $16,000 | $1,049,000 |
| Hispanic | 32 | $5,802,000 | $181,000 | $600,000 | $90,000 | $612,000 |
| Asian | 27 | $4,543,000 | $168,000 | $330,000 | $77,000 | $323,000 |
| American Indian or Alaskan Native | 8 | $872,000 | $109,000 | $215,000 | $53,000 | $92,000 |
| Black or African American | 6 | $1,937,000 | $322,000 | $1,000,000 | $647,000 | $2,746,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $80,000 | $40,000 | $42,000 | $43,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,957 | $540,475,000 | $182,000 | $2,251,000 | $99,000 | $3,969,000 |
| VA-guaranteed (Veterans Administration) | 20 | $3,886,000 | $194,000 | $378,000 | $60,000 | $149,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,193,000 | $170,000 | $203,000 | $61,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,503 | $460,918,000 | $184,000 | $2,251,000 | $102,000 | $3,969,000 |
| Application Approved But Not Accepted | 194 | $36,144,000 | $186,000 | $860,000 | $88,000 | $460,000 |
| Application Denied By Financial Institution | 166 | $24,948,000 | $150,000 | $990,000 | $74,000 | $721,000 |
| Application Withdrawn By Applicant | 73 | $15,846,000 | $217,000 | $900,000 | $130,000 | $1,328,000 |
| Preapproval Denied by Financial Institution | 46 | $7,413,000 | $161,000 | $410,000 | $51,000 | $146,000 |
| File Closed For Incompleteness | 2 | $285,000 | $142,000 | $160,000 | $94,000 | $142,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Vermont, and search similar information at your convenience.