Chittenden Trust Company
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Vermont.
The mortgage statistics and data below are specific to mortgage loan applications for Chittenden Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Chittenden Trust Company 2 Burlington Square Burlington, VT 05401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,170 |
| Total Mortgage Loan Application Amount | $744,655,000 |
| Average Mortgage Loan Application Amount | $251,437 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $138,781 |
| Highest Applicant Income | $6,105,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chittenden County Vermont | 659 | $ 121,488,000 | $ 184,000 | $ 83,000 |
| Windham County Vermont | 408 | $ 59,675,000 | $ 146,000 | $ 92,000 |
| Cheshire County New Hampshire | 209 | $ 35,490,000 | $ 169,000 | $ 92,000 |
| Rutland County Vermont | 206 | $ 26,590,000 | $ 129,000 | $ 75,000 |
| Bennington County Vermont | 192 | $ 30,415,000 | $ 158,000 | $ 90,000 |
| Addison County Vermont | 185 | $ 27,972,000 | $ 151,000 | $ 114,000 |
| Windsor County Vermont | 184 | $ 38,354,000 | $ 208,000 | $ 135,000 |
| Worcester County Massachusetts | 171 | $ 37,129,000 | $ 217,000 | $ 101,000 |
| Washington County Vermont | 166 | $ 25,550,000 | $ 153,000 | $ 84,000 |
| Franklin County Massachusetts | 150 | $ 23,028,000 | $ 153,000 | $ 72,000 |
| Franklin County Vermont | 149 | $ 19,222,000 | $ 129,000 | $ 248,000 |
| Hillsborough County New Hampshire | 147 | $ 26,696,000 | $ 181,000 | $ 99,000 |
| Cumberland County Maine | 140 | $ 33,783,000 | $ 241,000 | $ 119,000 |
| York County Maine | 136 | $ 26,140,000 | $ 192,000 | $ 136,000 |
| Rockingham County New Hampshire | 132 | $ 31,257,000 | $ 236,000 | $ 193,000 |
| Hampden County Massachusetts | 101 | $ 20,684,000 | $ 204,000 | $ 133,000 |
| Strafford County New Hampshire | 87 | $ 16,578,000 | $ 190,000 | $ 112,000 |
| Lamoille County Vermont | 80 | $ 17,300,000 | $ 216,000 | $ 170,000 |
| Middlesex County Massachusetts | 61 | $ 15,630,000 | $ 256,000 | $ 112,000 |
| Hampshire County Massachusetts | 56 | $ 11,422,000 | $ 203,000 | $ 95,000 |
| Grand Isle County Vermont | 52 | $ 6,953,000 | $ 133,000 | $ 75,000 |
| Orange County Vermont | 47 | $ 5,186,000 | $ 110,000 | $ 71,000 |
| Orleans County Vermont | 42 | $ 5,199,000 | $ 123,000 | $ 89,000 |
| Merrimack County New Hampshire | 30 | $ 5,294,000 | $ 176,000 | $ 66,000 |
| Essex County Massachusetts | 28 | $ 5,330,000 | $ 190,000 | $ 80,000 |
| Sullivan County New Hampshire | 21 | $ 3,113,000 | $ 148,000 | $ 107,000 |
| Oxford County Maine | 19 | $ 2,664,000 | $ 140,000 | $ 62,000 |
| Suffolk County Massachusetts | 19 | $ 4,033,000 | $ 212,000 | $ 86,000 |
| Barnstable County Massachusetts | 16 | $ 4,166,000 | $ 260,000 | $ 134,000 |
| Norfolk County Massachusetts | 16 | $ 5,224,000 | $ 326,000 | $ 101,000 |
| Hartford County Connecticut | 15 | $ 4,179,000 | $ 278,000 | $ 154,000 |
| Caledonia County Vermont | 12 | $ 1,473,000 | $ 122,000 | $ 108,000 |
| Providence County Rhode Island | 11 | $ 1,698,000 | $ 154,000 | $ 53,000 |
| New Haven County Connecticut | 10 | $ 1,653,000 | $ 165,000 | $ 65,000 |
| Windham County Connecticut | 10 | $ 1,506,000 | $ 150,000 | $ 55,000 |
| Belknap County New Hampshire | 10 | $ 1,444,000 | $ 144,000 | $ 56,000 |
| Tolland County Connecticut | 9 | $ 1,918,000 | $ 213,000 | $ 152,000 |
| Carroll County New Hampshire | 9 | $ 2,053,000 | $ 228,000 | $ 113,000 |
| Bristol County Massachusetts | 8 | $ 1,782,000 | $ 222,000 | $ 105,000 |
| Grafton County New Hampshire | 8 | $ 1,981,000 | $ 247,000 | $ 154,000 |
| Androscoggin County Maine | 6 | $ 688,000 | $ 114,000 | $ 43,000 |
| Plymouth County Massachusetts | 6 | $ 1,159,000 | $ 193,000 | $ 55,000 |
| Berkshire County Massachusetts | 5 | $ 959,000 | $ 191,000 | $ 84,000 |
| Sagadahoc County Maine | 4 | $ 530,000 | $ 132,000 | $ 140,000 |
| Fairfax County Virginia | 4 | $ 1,100,000 | $ 275,000 | $ 101,000 |
| Prince William County Virginia | 4 | $ 1,168,000 | $ 292,000 | $ 119,000 |
| Fairfield County Connecticut | 3 | $ 694,000 | $ 231,000 | $ 92,000 |
| Litchfield County Connecticut | 3 | $ 1,123,000 | $ 374,000 | $ 77,000 |
| Collier County Florida | 3 | $ 2,896,000 | $ 965,000 | $ 305,000 |
| Hancock County Maine | 3 | $ 325,000 | $ 108,000 | $ 127,000 |
| Coos County New Hampshire | 3 | $ 209,000 | $ 69,000 | $ 42,000 |
| Martin County Florida | 2 | $ 222,000 | $ 111,000 | $ 1,647,000 |
| Sarasota County Florida | 2 | $ 641,000 | $ 320,000 | $ 130,000 |
| Franklin County Maine | 2 | $ 140,000 | $ 70,000 | $ 116,000 |
| Kennebec County Maine | 2 | $ 184,000 | $ 92,000 | $ 77,000 |
| Knox County Maine | 2 | $ 368,000 | $ 184,000 | $ 61,000 |
| Lincoln County Maine | 2 | $ 443,000 | $ 221,000 | $ 91,000 |
| Penobscot County Maine | 2 | $ 199,000 | $ 99,000 | $ 68,000 |
| Kent County Rhode Island | 2 | $ 392,000 | $ 196,000 | $ 65,000 |
| Newport County Rhode Island | 2 | $ 600,000 | $ 300,000 | $ 502,000 |
| Washington County Rhode Island | 2 | $ 350,000 | $ 175,000 | $ 188,000 |
| Essex County Vermont | 2 | $ 166,000 | $ 83,000 | $ 48,000 |
| Loudoun County Virginia | 2 | $ 532,000 | $ 266,000 | $ 114,000 |
| Spotsylvania County Virginia | 2 | $ 590,000 | $ 295,000 | $ 137,000 |
| Sonoma County California | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| New London County Connecticut | 1 | $ 744,000 | $ 744,000 | $ 376,000 |
| Hillsborough County Florida | 1 | $ 520,000 | $ 520,000 | $ 552,000 |
| Indian River County Florida | 1 | $ 182,000 | $ 182,000 | $ 88,000 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Manatee County Florida | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Monroe County Florida | 1 | $ 400,000 | $ 400,000 | $ 274,000 |
| Palm Beach County Florida | 1 | $ 500,000 | $ 500,000 | $ 1,647,000 |
| Hawaii County Hawaii | 1 | $ 555,000 | $ 555,000 | $ 386,000 |
| Somerset County Maine | 1 | $ 172,000 | $ 172,000 | $ 124,000 |
| Calvert County Maryland | 1 | $ 350,000 | $ 350,000 | $ 109,000 |
| Montgomery County Maryland | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Middlesex County New Jersey | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| Somerset County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 68,000 |
| Dutchess County New York | 1 | $ 218,000 | $ 218,000 | $ 225,000 |
| Washington County New York | 1 | $ 34,000 | $ 34,000 | $ 25,000 |
| San Juan County Puerto Rico | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 750,000 | $ 750,000 | $ 211,000 |
| Arlington County Virginia | 1 | $ 147,000 | $ 147,000 | $ 43,000 |
| Montgomery County Virginia | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Stafford County Virginia | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Vermont,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Chittenden Trust Company in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,738 | $293,619,000 | $316,727 | $2,800,000 | $183,727 | $6,105,000 |
| Home Purchase | 1,710 | $343,992,000 | $232,785 | $2,310,000 | $114,714 | $2,352,000 |
| Home Improvement | 722 | $107,044,000 | $186,142 | $2,000,000 | $116,285 | $4,600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,119 | $543,545,000 | $281,733 | $2,500,000 | $128,133 | $6,105,000 |
| Not Provided | 861 | $161,136,000 | $216,636 | $2,800,000 | $194,545 | $3,039,000 |
| Not applicable | 87 | $20,432,000 | $256,000 | $2,310,000 | $114,666 | $4,600,000 |
| Hispanic | 43 | $7,574,000 | $174,571 | $356,000 | $97,428 | $479,000 |
| Asian | 25 | $4,701,000 | $194,333 | $342,000 | $90,333 | $196,000 |
| Black or African American | 24 | $5,469,000 | $230,000 | $1,350,000 | $79,000 | $355,000 |
| American Indian or Alaskan Native | 9 | $1,438,000 | $190,000 | $284,000 | $71,500 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $360,000 | $180,000 | $250,000 | $76,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,127 | $736,806,000 | $278,937 | $2,800,000 | $138,500 | $6,105,000 |
| FHA-insured (Federal Housing Administration) | 32 | $5,762,000 | $198,200 | $414,000 | $70,400 | $170,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,087,000 | $180,600 | $243,000 | $65,000 | $92,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,573 | $639,239,000 | $280,466 | $2,800,000 | $147,000 | $6,105,000 |
| Application Approved But Not Accepted | 225 | $44,812,000 | $254,428 | $1,440,000 | $108,714 | $825,000 |
| Application Denied By Financial Institution | 202 | $29,421,000 | $197,400 | $1,250,000 | $71,400 | $575,000 |
| Application Withdrawn By Applicant | 97 | $19,100,000 | $211,166 | $790,000 | $90,000 | $544,000 |
| Preapproval Denied by Financial Institution | 67 | $11,294,000 | $168,000 | $499,000 | $62,000 | $275,000 |
| File Closed For Incompleteness | 6 | $789,000 | $127,666 | $190,000 | $50,333 | $188,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Vermont, and search similar information at your convenience.