Chittenden Trust Company
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Vermont.
The mortgage statistics and data below are specific to mortgage loan applications for Chittenden Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Chittenden Trust Company 2 Burlington Square Burlington, VT 05401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,194 |
| Total Mortgage Loan Application Amount | $812,808,000 |
| Average Mortgage Loan Application Amount | $181,880 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $112,400 |
| Highest Applicant Income | $4,676,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chittenden County Vermont | 830 | $ 138,778,000 | $ 167,000 | $ 105,000 |
| Windham County Vermont | 361 | $ 42,275,000 | $ 117,000 | $ 84,000 |
| Worcester County Massachusetts | 359 | $ 67,582,000 | $ 188,000 | $ 91,000 |
| Cheshire County New Hampshire | 282 | $ 40,700,000 | $ 144,000 | $ 79,000 |
| Rutland County Vermont | 262 | $ 28,528,000 | $ 108,000 | $ 69,000 |
| Windsor County Vermont | 257 | $ 38,732,000 | $ 150,000 | $ 135,000 |
| Addison County Vermont | 218 | $ 28,582,000 | $ 131,000 | $ 82,000 |
| Hillsborough County New Hampshire | 212 | $ 33,700,000 | $ 158,000 | $ 84,000 |
| Bennington County Vermont | 206 | $ 27,286,000 | $ 132,000 | $ 95,000 |
| Franklin County Vermont | 195 | $ 22,368,000 | $ 114,000 | $ 56,000 |
| Washington County Vermont | 195 | $ 25,699,000 | $ 131,000 | $ 127,000 |
| Franklin County Massachusetts | 182 | $ 27,768,000 | $ 152,000 | $ 68,000 |
| Rockingham County New Hampshire | 150 | $ 29,719,000 | $ 198,000 | $ 107,000 |
| York County Maine | 136 | $ 27,555,000 | $ 202,000 | $ 117,000 |
| Hampden County Massachusetts | 135 | $ 22,809,000 | $ 168,000 | $ 86,000 |
| Middlesex County Massachusetts | 122 | $ 27,044,000 | $ 221,000 | $ 90,000 |
| Strafford County New Hampshire | 119 | $ 21,886,000 | $ 183,000 | $ 93,000 |
| Lamoille County Vermont | 112 | $ 20,570,000 | $ 183,000 | $ 158,000 |
| Cumberland County Maine | 110 | $ 18,754,000 | $ 170,000 | $ 117,000 |
| Hampshire County Massachusetts | 73 | $ 11,650,000 | $ 159,000 | $ 99,000 |
| Essex County Massachusetts | 60 | $ 10,512,000 | $ 175,000 | $ 81,000 |
| Grand Isle County Vermont | 60 | $ 9,426,000 | $ 157,000 | $ 81,000 |
| Merrimack County New Hampshire | 57 | $ 8,220,000 | $ 144,000 | $ 75,000 |
| Orleans County Vermont | 53 | $ 6,591,000 | $ 124,000 | $ 77,000 |
| Orange County Vermont | 46 | $ 4,947,000 | $ 107,000 | $ 53,000 |
| Norfolk County Massachusetts | 38 | $ 8,063,000 | $ 212,000 | $ 104,000 |
| Hartford County Connecticut | 23 | $ 5,853,000 | $ 254,000 | $ 191,000 |
| Oxford County Maine | 23 | $ 2,247,000 | $ 97,000 | $ 58,000 |
| Sullivan County New Hampshire | 23 | $ 3,383,000 | $ 147,000 | $ 77,000 |
| Androscoggin County Maine | 20 | $ 2,701,000 | $ 135,000 | $ 51,000 |
| Providence County Rhode Island | 19 | $ 3,165,000 | $ 166,000 | $ 80,000 |
| Barnstable County Massachusetts | 17 | $ 5,981,000 | $ 351,000 | $ 214,000 |
| Suffolk County Massachusetts | 16 | $ 3,033,000 | $ 189,000 | $ 92,000 |
| Belknap County New Hampshire | 15 | $ 4,187,000 | $ 279,000 | $ 133,000 |
| Grafton County New Hampshire | 15 | $ 2,624,000 | $ 174,000 | $ 122,000 |
| Fairfax County Virginia | 15 | $ 2,510,000 | $ 167,000 | $ 120,000 |
| Carroll County New Hampshire | 13 | $ 1,267,000 | $ 97,000 | $ 79,000 |
| Bristol County Massachusetts | 12 | $ 1,991,000 | $ 165,000 | $ 69,000 |
| Caledonia County Vermont | 12 | $ 930,000 | $ 77,000 | $ 39,000 |
| Plymouth County Massachusetts | 11 | $ 2,169,000 | $ 197,000 | $ 82,000 |
| Tolland County Connecticut | 10 | $ 1,898,000 | $ 189,000 | $ 90,000 |
| New Haven County Connecticut | 9 | $ 1,195,000 | $ 132,000 | $ 75,000 |
| Essex County Vermont | 7 | $ 766,000 | $ 109,000 | $ 273,000 |
| Berkshire County Massachusetts | 6 | $ 1,480,000 | $ 246,000 | $ 329,000 |
| Windham County Connecticut | 5 | $ 529,000 | $ 105,000 | $ 68,000 |
| Coos County New Hampshire | 5 | $ 523,000 | $ 104,000 | $ 70,000 |
| Kennebec County Maine | 4 | $ 296,000 | $ 74,000 | $ 41,000 |
| Sagadahoc County Maine | 4 | $ 702,000 | $ 175,000 | $ 112,000 |
| Hancock County Maine | 3 | $ 520,000 | $ 173,000 | $ 70,000 |
| Lincoln County Maine | 3 | $ 551,000 | $ 183,000 | $ 75,000 |
| Waldo County Maine | 3 | $ 211,000 | $ 70,000 | $ 105,000 |
| Montgomery County Maryland | 3 | $ 739,000 | $ 246,000 | $ 156,000 |
| Arlington County Virginia | 3 | $ 591,000 | $ 197,000 | $ 178,000 |
| Fairfield County Connecticut | 2 | $ 590,000 | $ 295,000 | $ 143,000 |
| Litchfield County Connecticut | 2 | $ 308,000 | $ 154,000 | $ 57,000 |
| New London County Connecticut | 2 | $ 538,000 | $ 269,000 | $ 266,000 |
| Franklin County Maine | 2 | $ 317,000 | $ 158,000 | $ 146,000 |
| Knox County Maine | 2 | $ 532,000 | $ 266,000 | $ 81,000 |
| Penobscot County Maine | 2 | $ 297,000 | $ 148,000 | $ 42,000 |
| Piscataquis County Maine | 2 | $ 135,000 | $ 67,000 | $ 71,000 |
| Somerset County Maine | 2 | $ 154,000 | $ 77,000 | $ 62,000 |
| Kent County Rhode Island | 2 | $ 270,000 | $ 135,000 | $ 64,000 |
| Loudoun County Virginia | 2 | $ 499,000 | $ 249,000 | $ 141,000 |
| Middlesex County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Hernando County Florida | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Palm Beach County Florida | 1 | $ 496,000 | $ 496,000 | $ 599,000 |
| Volusia County Florida | 1 | $ 187,000 | $ 187,000 | $ 59,000 |
| Dukes County Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 258,000 |
| Newport County Rhode Island | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Montgomery County Virginia | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Prince William County Virginia | 1 | $ 213,000 | $ 213,000 | $ 84,000 |
| Stafford County Virginia | 1 | $ 253,000 | $ 253,000 | $ 156,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Vermont,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Chittenden Trust Company in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,847 | $419,221,000 | $180,000 | $1,800,000 | $123,750 | $3,770,000 |
| Home Purchase | 1,891 | $343,237,000 | $199,333 | $1,560,000 | $110,333 | $4,676,000 |
| Home Improvement | 456 | $50,350,000 | $164,125 | $750,000 | $103,375 | $577,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,948 | $600,501,000 | $184,600 | $1,560,000 | $107,700 | $3,203,000 |
| Not Provided | 1,035 | $175,266,000 | $195,000 | $1,800,000 | $117,222 | $4,676,000 |
| Not applicable | 99 | $19,104,000 | $169,000 | $1,300,000 | $23,666 | $1,336,000 |
| Hispanic | 38 | $5,577,000 | $146,333 | $330,000 | $73,000 | $480,000 |
| Asian | 32 | $5,388,000 | $155,500 | $354,000 | $57,250 | $173,000 |
| Black or African American | 21 | $4,108,000 | $208,400 | $427,000 | $101,200 | $265,000 |
| American Indian or Alaskan Native | 17 | $2,358,000 | $123,600 | $380,000 | $77,600 | $198,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $506,000 | $117,500 | $152,000 | $74,500 | $97,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,116 | $801,202,000 | $190,900 | $1,800,000 | $118,100 | $4,676,000 |
| FHA-insured (Federal Housing Administration) | 59 | $8,519,000 | $143,428 | $284,000 | $58,714 | $138,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,858,000 | $164,200 | $257,000 | $61,800 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $229,000 | $229,000 | $229,000 | $81,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,538 | $711,640,000 | $193,555 | $1,800,000 | $127,888 | $4,676,000 |
| Application Approved But Not Accepted | 262 | $44,743,000 | $211,666 | $1,000,000 | $86,333 | $1,611,000 |
| Application Denied By Financial Institution | 245 | $29,925,000 | $134,600 | $1,130,000 | $78,400 | $608,000 |
| Application Withdrawn By Applicant | 104 | $19,658,000 | $203,800 | $1,000,000 | $101,600 | $510,000 |
| Preapproval Denied by Financial Institution | 36 | $5,398,000 | $149,000 | $523,000 | $48,000 | $144,000 |
| File Closed For Incompleteness | 9 | $1,444,000 | $150,666 | $228,000 | $65,666 | $187,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Vermont, and search similar information at your convenience.