Chevron Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,027 |
Total Mortgage Loan Application Amount | $617,801,000 |
Average Mortgage Loan Application Amount | $250,000 |
Highest Mortgage Loan Application Amount | $1,800,000 |
Average Applicant Income | $160,000 |
Highest Applicant Income | $1,308,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2015.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 2 | $ 262,000 | $ 131,000 | $ 33,000 |
Adams County Colorado | 1 | $ 110,000 | $ 110,000 | $ 192,000 |
Alameda County California | 102 | $ 42,865,000 | $ 420,000 | $ 190,000 |
Allegheny County Pennsylvania | 14 | $ 3,564,000 | $ 254,000 | $ 149,000 |
Amador County California | 1 | $ 188,000 | $ 188,000 | $ 404,000 |
Anchorage County Alaska | 2 | $ 680,000 | $ 340,000 | $ 148,000 |
Appling County Georgia | 1 | $ 64,000 | $ 64,000 | $ 212,000 |
Arapahoe County Colorado | 2 | $ 395,000 | $ 197,000 | $ 88,000 |
Ascension County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 121,000 |
Avoyelles County Louisiana | 1 | $ 194,000 | $ 194,000 | $ 165,000 |
Baldwin County Alabama | 1 | $ 458,000 | $ 458,000 | $ 302,000 |
Bandera County Texas | 1 | $ 256,000 | $ 256,000 | $ 207,000 |
Barnstable County Massachusetts | 2 | $ 317,000 | $ 158,000 | $ 170,000 |
Beaufort County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 280,000 |
Beaver County Pennsylvania | 3 | $ 480,000 | $ 160,000 | $ 127,000 |
Benton County Arkansas | 1 | $ 188,000 | $ 188,000 | $ 54,000 |
Benton County Washington | 1 | $ 275,000 | $ 275,000 | $ 181,000 |
Berkeley County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
Bernalillo County New Mexico | 2 | $ 223,000 | $ 111,000 | $ 156,000 |
Bexar County Texas | 2 | $ 295,000 | $ 147,000 | $ 171,000 |
Boundary County Idaho | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
Brazoria County Texas | 19 | $ 3,104,000 | $ 163,000 | $ 167,000 |
Brazos County Texas | 1 | $ 45,000 | $ 45,000 | $ 149,000 |
Brevard County Florida | 1 | $ 424,000 | $ 424,000 | $ 238,000 |
Broward County Florida | 3 | $ 983,000 | $ 327,000 | $ 495,000 |
Butler County Alabama | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
Butler County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
Calaveras County California | 2 | $ 536,000 | $ 268,000 | $ 176,000 |
Cameron County Texas | 1 | $ 218,000 | $ 218,000 | $ 116,000 |
Campbell County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 170,000 |
Carroll County Maryland | 1 | $ 420,000 | $ 420,000 | $ 200,000 |
Cass County Texas | 1 | $ 57,000 | $ 57,000 | $ 351,000 |
Chambers County Texas | 2 | $ 510,000 | $ 255,000 | $ 121,000 |
Clark County Nevada | 8 | $ 1,553,000 | $ 194,000 | $ 176,000 |
Clark County Washington | 1 | $ 45,000 | $ 45,000 | $ 147,000 |
Clatsop County Oregon | 1 | $ 172,000 | $ 172,000 | $ 134,000 |
Cobb County Georgia | 2 | $ 219,000 | $ 109,000 | $ 90,000 |
Coconino County Arizona | 1 | $ 169,000 | $ 169,000 | $ 97,000 |
Collin County Texas | 4 | $ 542,000 | $ 135,000 | $ 144,000 |
Comal County Texas | 2 | $ 468,000 | $ 234,000 | $ 93,000 |
Contra Costa County California | 292 | $ 124,150,000 | $ 425,000 | $ 167,000 |
Cook County Illinois | 4 | $ 991,000 | $ 247,000 | $ 164,000 |
Craig County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 167,000 |
Creek County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 64,000 |
Davidson County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 252,000 |
Davis County Utah | 2 | $ 509,000 | $ 254,000 | $ 126,000 |
Dearborn County Indiana | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
DeKalb County Georgia | 1 | $ 22,000 | $ 22,000 | $ 66,000 |
Denton County Texas | 2 | $ 412,000 | $ 206,000 | $ 146,000 |
Denver County Colorado | 9 | $ 2,228,000 | $ 247,000 | $ 141,000 |
District of Columbia County District Of Columbia | 2 | $ 1,176,000 | $ 588,000 | $ 225,000 |
Douglas County Colorado | 3 | $ 598,000 | $ 199,000 | $ 157,000 |
Douglas County Nevada | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
Ector County Texas | 1 | $ 169,000 | $ 169,000 | $ 264,000 |
El Dorado County California | 13 | $ 3,467,000 | $ 266,000 | $ 123,000 |
El Paso County Colorado | 2 | $ 594,000 | $ 297,000 | $ 139,000 |
El Paso County Texas | 27 | $ 3,023,000 | $ 111,000 | $ 102,000 |
Essex County Massachusetts | 2 | $ 1,089,000 | $ 544,000 | $ 184,000 |
Evangeline County Louisiana | 2 | $ 243,000 | $ 121,000 | $ 87,000 |
Fairfax County Virginia | 4 | $ 1,983,000 | $ 495,000 | $ 174,000 |
Fairfield County Connecticut | 1 | $ 720,000 | $ 720,000 | $ 214,000 |
Fayette County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 148,000 |
Fort Bend County Texas | 166 | $ 48,041,000 | $ 289,000 | $ 170,000 |
Frederick County Maryland | 5 | $ 1,649,000 | $ 329,000 | $ 171,000 |
Fresno County California | 1 | $ 48,000 | $ 48,000 | $ 83,000 |
Fulton County Georgia | 2 | $ 517,000 | $ 258,000 | $ 183,000 |
Galveston County Texas | 10 | $ 1,378,000 | $ 137,000 | $ 133,000 |
George County Mississippi | 2 | $ 276,000 | $ 138,000 | $ 127,000 |
Grady County Georgia | 1 | $ 20,000 | $ 20,000 | $ 164,000 |
Grafton County New Hampshire | 1 | $ 300,000 | $ 300,000 | $ 236,000 |
Grant County Washington | 1 | $ 248,000 | $ 248,000 | $ 110,000 |
Greene County Mississippi | 2 | $ 274,000 | $ 137,000 | $ 82,000 |
Grimes County Texas | 1 | $ 552,000 | $ 552,000 | $ 312,000 |
Guadalupe County Texas | 1 | $ 199,000 | $ 199,000 | $ 85,000 |
Gwinnett County Georgia | 2 | $ 600,000 | $ 300,000 | $ 89,000 |
Harris County Texas | 392 | $ 113,907,000 | $ 290,000 | $ 168,000 |
Harrison County Mississippi | 1 | $ 224,000 | $ 224,000 | $ 150,000 |
Hawaii County Hawaii | 1 | $ 500,000 | $ 500,000 | $ 213,000 |
Hays County Texas | 2 | $ 714,000 | $ 357,000 | $ 154,000 |
Hillsborough County Florida | 5 | $ 905,000 | $ 181,000 | $ 155,000 |
Honolulu County Hawaii | 1 | $ 174,000 | $ 174,000 | $ 93,000 |
Hood County Texas | 2 | $ 564,000 | $ 282,000 | $ 184,000 |
Horry County South Carolina | 1 | $ 304,000 | $ 304,000 | $ 154,000 |
Hudson County New Jersey | 1 | $ 448,000 | $ 448,000 | $ 289,000 |
Indian River County Florida | 1 | $ 274,000 | $ 274,000 | $ 121,000 |
Island County Washington | 1 | $ 410,000 | $ 410,000 | $ 185,000 |
Itawamba County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
Jackson County Mississippi | 42 | $ 6,578,000 | $ 156,000 | $ 128,000 |
Jefferson County Colorado | 2 | $ 714,000 | $ 357,000 | $ 179,000 |
Jefferson County Kentucky | 1 | $ 332,000 | $ 332,000 | $ 98,000 |
Jefferson County Louisiana | 4 | $ 772,000 | $ 193,000 | $ 130,000 |
Jefferson County Texas | 5 | $ 747,000 | $ 149,000 | $ 86,000 |
Jefferson Davis County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 89,000 |
Johnson County Texas | 1 | $ 268,000 | $ 268,000 | $ 144,000 |
Kanawha County West Virginia | 1 | $ 250,000 | $ 250,000 | $ 155,000 |
Kendall County Texas | 1 | $ 333,000 | $ 333,000 | $ 343,000 |
Kent County Maryland | 1 | $ 180,000 | $ 180,000 | $ 116,000 |
Kern County California | 57 | $ 12,597,000 | $ 221,000 | $ 139,000 |
King County Washington | 5 | $ 2,516,000 | $ 503,000 | $ 122,000 |
Knox County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 91,000 |
La Plata County Colorado | 1 | $ 532,000 | $ 532,000 | $ 330,000 |
Lafayette County Louisiana | 5 | $ 566,000 | $ 113,000 | $ 132,000 |
Lake County Florida | 1 | $ 200,000 | $ 200,000 | $ 230,000 |
Lane County Oregon | 1 | $ 118,000 | $ 118,000 | $ 183,000 |
Laramie County Wyoming | 1 | $ 248,000 | $ 248,000 | $ 89,000 |
Larimer County Colorado | 2 | $ 405,000 | $ 202,000 | $ 76,000 |
Lewis County Washington | 1 | $ 118,000 | $ 118,000 | $ 79,000 |
Los Alamos County New Mexico | 2 | $ 590,000 | $ 295,000 | $ 89,000 |
Los Angeles County California | 108 | $ 40,928,000 | $ 378,000 | $ 137,000 |
Loudoun County Virginia | 2 | $ 840,000 | $ 420,000 | $ 148,000 |
Lubbock County Texas | 2 | $ 260,000 | $ 130,000 | $ 143,000 |
Maricopa County Arizona | 4 | $ 736,000 | $ 184,000 | $ 101,000 |
Marin County California | 26 | $ 12,605,000 | $ 484,000 | $ 182,000 |
Marion County Indiana | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
Marion County Oregon | 1 | $ 66,000 | $ 66,000 | $ 118,000 |
Mason County Michigan | 1 | $ 361,000 | $ 361,000 | $ 244,000 |
Matagorda County Texas | 1 | $ 80,000 | $ 80,000 | $ 192,000 |
Maui County Hawaii | 1 | $ 295,000 | $ 295,000 | $ 145,000 |
Mesa County Colorado | 5 | $ 1,216,000 | $ 243,000 | $ 151,000 |
Miami-Dade County Florida | 3 | $ 1,822,000 | $ 607,000 | $ 446,000 |
Midland County Texas | 41 | $ 7,062,000 | $ 172,000 | $ 124,000 |
Missoula County Montana | 2 | $ 482,000 | $ 241,000 | $ 352,000 |
Mobile County Alabama | 29 | $ 3,619,000 | $ 124,000 | $ 106,000 |
Monongalia County West Virginia | 2 | $ 485,000 | $ 242,000 | $ 182,000 |
Monroe County Alabama | 1 | $ 70,000 | $ 70,000 | $ 105,000 |
Monterey County California | 1 | $ 665,000 | $ 665,000 | $ 167,000 |
Montezuma County Colorado | 2 | $ 302,000 | $ 151,000 | $ 155,000 |
Montgomery County Maryland | 3 | $ 1,403,000 | $ 467,000 | $ 215,000 |
Montgomery County Pennsylvania | 1 | $ 456,000 | $ 456,000 | $ 130,000 |
Montgomery County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 75,000 |
Montgomery County Texas | 71 | $ 18,857,000 | $ 265,000 | $ 169,000 |
Multnomah County Oregon | 1 | $ 290,000 | $ 290,000 | $ 178,000 |
Napa County California | 5 | $ 994,000 | $ 198,000 | $ 157,000 |
Natrona County Wyoming | 1 | $ 221,000 | $ 221,000 | $ 220,000 |
Nemaha County Nebraska | 1 | $ 154,000 | $ 154,000 | $ 233,000 |
Nevada County California | 4 | $ 1,083,000 | $ 270,000 | $ 170,000 |
New London County Connecticut | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
Nueces County Texas | 3 | $ 544,000 | $ 181,000 | $ 128,000 |
Ocean County New Jersey | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
Okaloosa County Florida | 2 | $ 368,000 | $ 184,000 | $ 138,000 |
Oklahoma County Oklahoma | 2 | $ 607,000 | $ 303,000 | $ 135,000 |
Orange County California | 25 | $ 10,181,000 | $ 407,000 | $ 150,000 |
Orange County Florida | 2 | $ 269,000 | $ 134,000 | $ 89,000 |
Orleans County Louisiana | 3 | $ 681,000 | $ 227,000 | $ 131,000 |
Otero County New Mexico | 1 | $ 380,000 | $ 380,000 | $ 185,000 |
Palm Beach County Florida | 1 | $ 92,000 | $ 92,000 | $ 202,000 |
Panola County Texas | 2 | $ 277,000 | $ 138,000 | $ 97,000 |
Pima County Arizona | 1 | $ 93,000 | $ 93,000 | $ 302,000 |
Pinellas County Florida | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
Placer County California | 10 | $ 3,486,000 | $ 348,000 | $ 269,000 |
Plaquemines County Louisiana | 2 | $ 146,000 | $ 73,000 | $ 95,000 |
Plumas County California | 1 | $ 248,000 | $ 248,000 | $ 107,000 |
Polk County Iowa | 1 | $ 200,000 | $ 200,000 | $ 182,000 |
Polk County Texas | 5 | $ 902,000 | $ 180,000 | $ 314,000 |
Prince William County Virginia | 1 | $ 408,000 | $ 408,000 | $ 141,000 |
Randall County Texas | 2 | $ 455,000 | $ 227,000 | $ 130,000 |
Rankin County Mississippi | 2 | $ 434,000 | $ 217,000 | $ 166,000 |
Riverside County California | 14 | $ 2,567,000 | $ 183,000 | $ 111,000 |
Sacramento County California | 9 | $ 2,313,000 | $ 257,000 | $ 157,000 |
Salt Lake County Utah | 7 | $ 1,877,000 | $ 268,000 | $ 143,000 |
San Bernardino County California | 5 | $ 1,118,000 | $ 223,000 | $ 106,000 |
San Diego County California | 12 | $ 4,688,000 | $ 390,000 | $ 182,000 |
San Francisco County California | 17 | $ 8,598,000 | $ 505,000 | $ 203,000 |
San Jacinto County Texas | 3 | $ 463,000 | $ 154,000 | $ 141,000 |
San Joaquin County California | 14 | $ 3,878,000 | $ 277,000 | $ 230,000 |
San Luis Obispo County California | 6 | $ 2,922,000 | $ 487,000 | $ 185,000 |
San Mateo County California | 15 | $ 6,308,000 | $ 420,000 | $ 228,000 |
Santa Barbara County California | 1 | $ 23,000 | $ 23,000 | $ 27,000 |
Santa Clara County California | 11 | $ 3,846,000 | $ 349,000 | $ 163,000 |
Santa Cruz County California | 1 | $ 696,000 | $ 696,000 | $ 261,000 |
Santa Fe County New Mexico | 1 | $ 988,000 | $ 988,000 | $ 216,000 |
Sedgwick County Kansas | 1 | $ 223,000 | $ 223,000 | $ 119,000 |
Shasta County California | 1 | $ 166,000 | $ 166,000 | $ 119,000 |
Skagit County Washington | 1 | $ 197,000 | $ 197,000 | $ 104,000 |
Smith County Texas | 1 | $ 120,000 | $ 120,000 | $ 303,000 |
Solano County California | 78 | $ 21,062,000 | $ 270,000 | $ 134,000 |
Somerset County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 152,000 |
Sonoma County California | 11 | $ 4,588,000 | $ 417,000 | $ 214,000 |
Spokane County Washington | 1 | $ 418,000 | $ 418,000 | $ 266,000 |
St. Bernard County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 87,000 |
St. Helena County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 100,000 |
St. James County Louisiana | 1 | $ 320,000 | $ 320,000 | $ 137,000 |
St. Landry County Louisiana | 2 | $ 469,000 | $ 234,000 | $ 164,000 |
St. Martin County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
St. Mary County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
St. Tammany County Louisiana | 33 | $ 7,095,000 | $ 215,000 | $ 153,000 |
Stanislaus County California | 7 | $ 886,000 | $ 126,000 | $ 121,000 |
Stark County Ohio | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
Sublette County Wyoming | 1 | $ 189,000 | $ 189,000 | $ 72,000 |
Suffolk County Massachusetts | 1 | $ 289,000 | $ 289,000 | $ 76,000 |
Summit County Utah | 3 | $ 2,967,000 | $ 989,000 | $ 255,000 |
Tangipahoa County Louisiana | 3 | $ 473,000 | $ 157,000 | $ 129,000 |
Taos County New Mexico | 2 | $ 328,000 | $ 164,000 | $ 147,000 |
Tarrant County Texas | 3 | $ 533,000 | $ 177,000 | $ 218,000 |
Terrebonne County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 151,000 |
Teton County Wyoming | 1 | $ 1,016,000 | $ 1,016,000 | $ 450,000 |
Thomas County Georgia | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
Travis County Texas | 12 | $ 3,949,000 | $ 329,000 | $ 192,000 |
Tulare County California | 1 | $ 121,000 | $ 121,000 | $ 314,000 |
Tulsa County Oklahoma | 2 | $ 433,000 | $ 216,000 | $ 95,000 |
Tuolumne County California | 4 | $ 1,329,000 | $ 332,000 | $ 360,000 |
Uinta County Wyoming | 2 | $ 230,000 | $ 115,000 | $ 79,000 |
Union County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 173,000 |
Upshur County Texas | 1 | $ 252,000 | $ 252,000 | $ 82,000 |
Ventura County California | 4 | $ 1,533,000 | $ 383,000 | $ 133,000 |
Wake County North Carolina | 1 | $ 308,000 | $ 308,000 | $ 215,000 |
Waller County Texas | 2 | $ 608,000 | $ 304,000 | $ 135,000 |
Washington County Maryland | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
Washington County Texas | 3 | $ 841,000 | $ 280,000 | $ 175,000 |
Washoe County Nevada | 4 | $ 1,383,000 | $ 345,000 | $ 227,000 |
Watauga County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 286,000 |
Weber County Utah | 2 | $ 348,000 | $ 174,000 | $ 150,000 |
Westmoreland County Pennsylvania | 2 | $ 195,000 | $ 97,000 | $ 118,000 |
Whatcom County Washington | 1 | $ 200,000 | $ 200,000 | $ 166,000 |
Williamson County Texas | 5 | $ 961,000 | $ 192,000 | $ 149,000 |
Winston County Alabama | 1 | $ 322,000 | $ 322,000 | $ 101,000 |
Worcester County Maryland | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
Yolo County California | 1 | $ 514,000 | $ 514,000 | $ 169,000 |
York County Maine | 1 | $ 608,000 | $ 608,000 | $ 268,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,014 | $321,944,000 | $317,000 | $1,800,000 | $168,000 | $1,308,000 |
Refinancing | 901 | $282,380,000 | $313,000 | $1,297,000 | $154,000 | $1,239,000 |
Home Improvement | 112 | $13,477,000 | $120,000 | $1,000,000 | $158,000 | $450,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not Provided | 830 | $262,601,000 | $316,000 | $1,800,000 | $168,000 | $1,308,000 |
White | 812 | $246,451,000 | $303,000 | $1,316,000 | $158,000 | $978,000 |
Hispanic | 140 | $36,517,000 | $260,000 | $1,040,000 | $146,000 | $950,000 |
Asian | 117 | $38,350,000 | $327,000 | $900,000 | $181,000 | $636,000 |
Black or African American | 112 | $28,802,000 | $257,000 | $708,000 | $140,000 | $436,000 |
Native Hawaiian or Other Pacific Islander | 8 | $2,648,000 | $331,000 | $545,000 | $143,000 | $283,000 |
American Indian or Alaskan Native | 8 | $2,432,000 | $304,000 | $554,000 | $132,000 | $262,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,027 | $617,801,000 | $304,000 | $1,800,000 | $161,000 | $1,308,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,437 | $450,107,000 | $313,000 | $1,800,000 | $161,000 | $1,308,000 |
Application Denied By Financial Institution | 589 | $167,477,000 | $284,000 | $1,297,000 | $163,000 | $978,000 |
Application Withdrawn By Applicant | 1 | $217,000 | $217,000 | $217,000 | $123,000 | $123,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit Application Incomplete | 278 | $78,567,000 | $282,000 | $1,130,000 | $162,000 | $978,000 |
Other | 244 | $72,823,000 | $298,000 | $1,297,000 | $175,000 | $950,000 |
Collateral | 26 | $6,230,000 | $239,000 | $988,000 | $137,000 | $332,000 |
Credit History | 23 | $5,171,000 | $224,000 | $543,000 | $116,000 | $180,000 |
Debt-To-Income Ratio | 10 | $2,427,000 | $242,000 | $456,000 | $100,000 | $163,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $861,000 | $287,000 | $657,000 | $127,000 | $247,000 |
Unverifiable Information | 2 | $616,000 | $308,000 | $384,000 | $96,000 | $104,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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