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- Data Updated through 2023
Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Chevron Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,702 |
| Total Mortgage Loan Application Amount | $419,973,000 |
| Average Mortgage Loan Application Amount | $181,333 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $144,333 |
| Highest Applicant Income | $1,721,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 3 | $ 226,000 | $ 75,000 | $ 91,000 |
| Alameda County California | 121 | $ 39,779,000 | $ 328,000 | $ 149,000 |
| Alexandria County Virginia | 1 | $ 290,000 | $ 290,000 | $ 165,000 |
| Amador County California | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Anchorage County Alaska | 1 | $ 300,000 | $ 300,000 | $ 111,000 |
| Arapahoe County Colorado | 3 | $ 334,000 | $ 111,000 | $ 76,000 |
| Ascension County Louisiana | 1 | $ 298,000 | $ 298,000 | $ 150,000 |
| Baldwin County Alabama | 3 | $ 682,000 | $ 227,000 | $ 172,000 |
| Baltimore County Maryland | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Bell County Texas | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Benton County Oregon | 2 | $ 318,000 | $ 159,000 | $ 83,000 |
| Benton County Washington | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| Bernalillo County New Mexico | 4 | $ 530,000 | $ 132,000 | $ 146,000 |
| Bexar County Texas | 4 | $ 696,000 | $ 174,000 | $ 126,000 |
| Blount County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 143,000 |
| Boone County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 125,000 |
| Boulder County Colorado | 1 | $ 180,000 | $ 180,000 | $ 129,000 |
| Brazoria County Texas | 13 | $ 2,506,000 | $ 192,000 | $ 179,000 |
| Broward County Florida | 4 | $ 666,000 | $ 166,000 | $ 109,000 |
| Brown County Texas | 2 | $ 102,000 | $ 51,000 | $ 42,000 |
| Buncombe County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 220,000 |
| Butte County California | 4 | $ 539,000 | $ 134,000 | $ 69,000 |
| Calaveras County California | 11 | $ 2,140,000 | $ 194,000 | $ 108,000 |
| Canyon County Idaho | 1 | $ 99,000 | $ 99,000 | $ 102,000 |
| Carbon County Montana | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Cass County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 158,000 |
| Chambers County Texas | 1 | $ 186,000 | $ 186,000 | $ 112,000 |
| Charles County Maryland | 1 | $ 266,000 | $ 266,000 | $ 87,000 |
| Charlotte County Florida | 1 | $ 360,000 | $ 360,000 | $ 238,000 |
| Chatham County Georgia | 1 | $ 38,000 | $ 38,000 | $ 93,000 |
| Cheatham County Tennessee | 1 | $ 308,000 | $ 308,000 | $ 155,000 |
| Clark County Nevada | 7 | $ 1,280,000 | $ 182,000 | $ 143,000 |
| Clark County Washington | 2 | $ 417,000 | $ 208,000 | $ 76,000 |
| Cobb County Georgia | 2 | $ 144,000 | $ 72,000 | $ 90,000 |
| Coconino County Arizona | 2 | $ 441,000 | $ 220,000 | $ 229,000 |
| Coke County Texas | 2 | $ 248,000 | $ 124,000 | $ 94,000 |
| Collin County Texas | 2 | $ 344,000 | $ 172,000 | $ 101,000 |
| Contra Costa County California | 421 | $ 118,962,000 | $ 282,000 | $ 137,000 |
| Cook County Illinois | 2 | $ 304,000 | $ 152,000 | $ 113,000 |
| Custer County Colorado | 1 | $ 243,000 | $ 243,000 | $ 60,000 |
| Dallas County Texas | 4 | $ 922,000 | $ 230,000 | $ 214,000 |
| Davis County Utah | 2 | $ 315,000 | $ 157,000 | $ 79,000 |
| Denton County Texas | 1 | $ 167,000 | $ 167,000 | $ 46,000 |
| Deschutes County Oregon | 3 | $ 854,000 | $ 284,000 | $ 232,000 |
| DeSoto County Mississippi | 1 | $ 204,000 | $ 204,000 | $ 118,000 |
| District of Columbia County District Of Columbia | 2 | $ 677,000 | $ 338,000 | $ 76,000 |
| Dodge County Wisconsin | 2 | $ 185,000 | $ 92,000 | $ 94,000 |
| Dona Ana County New Mexico | 4 | $ 953,000 | $ 238,000 | $ 105,000 |
| Douglas County Colorado | 3 | $ 566,000 | $ 188,000 | $ 115,000 |
| Douglas County Nevada | 2 | $ 376,000 | $ 188,000 | $ 125,000 |
| DuPage County Illinois | 1 | $ 307,000 | $ 307,000 | $ 102,000 |
| El Dorado County California | 6 | $ 2,209,000 | $ 368,000 | $ 194,000 |
| El Paso County Texas | 21 | $ 2,531,000 | $ 120,000 | $ 77,000 |
| Ellis County Texas | 1 | $ 146,000 | $ 146,000 | $ 61,000 |
| Essex County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 144,000 |
| Fayette County Texas | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Forsyth County Georgia | 1 | $ 298,000 | $ 298,000 | $ 80,000 |
| Fort Bend County Texas | 69 | $ 16,156,000 | $ 234,000 | $ 175,000 |
| Franklin County Massachusetts | 1 | $ 144,000 | $ 144,000 | $ 119,000 |
| Galveston County Texas | 8 | $ 1,500,000 | $ 187,000 | $ 131,000 |
| George County Mississippi | 12 | $ 1,480,000 | $ 123,000 | $ 79,000 |
| Gila County Arizona | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Greene County Mississippi | 2 | $ 196,000 | $ 98,000 | $ 97,000 |
| Greenville County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 180,000 |
| Harris County Texas | 171 | $ 29,383,000 | $ 171,000 | $ 134,000 |
| Harrison County Mississippi | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
| Hawaii County Hawaii | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Hennepin County Minnesota | 1 | $ 416,000 | $ 416,000 | $ 407,000 |
| Hidalgo County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Honolulu County Hawaii | 4 | $ 853,000 | $ 213,000 | $ 102,000 |
| Houston County Texas | 1 | $ 103,000 | $ 103,000 | $ 108,000 |
| Iberville County Louisiana | 2 | $ 299,000 | $ 149,000 | $ 68,000 |
| Indian River County Florida | 2 | $ 538,000 | $ 269,000 | $ 101,000 |
| Iron County Utah | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Jackson County Mississippi | 53 | $ 7,991,000 | $ 150,000 | $ 103,000 |
| Jackson County Oregon | 1 | $ 154,000 | $ 154,000 | $ 108,000 |
| Jefferson County Colorado | 1 | $ 270,000 | $ 270,000 | $ 87,000 |
| Jefferson County Louisiana | 11 | $ 1,630,000 | $ 148,000 | $ 94,000 |
| Jefferson County Montana | 1 | $ 147,000 | $ 147,000 | $ 86,000 |
| Jefferson County Washington | 1 | $ 263,000 | $ 263,000 | $ 960,000 |
| Josephine County Oregon | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| Kern County California | 26 | $ 5,429,000 | $ 208,000 | $ 121,000 |
| King County Washington | 4 | $ 1,287,000 | $ 321,000 | $ 109,000 |
| Kitsap County Washington | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Lafayette County Louisiana | 2 | $ 413,000 | $ 206,000 | $ 87,000 |
| Lafourche County Louisiana | 2 | $ 289,000 | $ 144,000 | $ 75,000 |
| Lake County California | 3 | $ 705,000 | $ 235,000 | $ 182,000 |
| Lake County Florida | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Larimer County Colorado | 4 | $ 688,000 | $ 172,000 | $ 337,000 |
| Lassen County California | 1 | $ 220,000 | $ 220,000 | $ 40,000 |
| Liberty County Texas | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Lincoln County Maine | 1 | $ 403,000 | $ 403,000 | $ 120,000 |
| Logan County Oklahoma | 1 | $ 358,000 | $ 358,000 | $ 173,000 |
| Los Alamos County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 183,000 |
| Los Angeles County California | 94 | $ 33,138,000 | $ 352,000 | $ 141,000 |
| Loudoun County Virginia | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Lubbock County Texas | 1 | $ 100,000 | $ 100,000 | $ 261,000 |
| Madera County California | 1 | $ 350,000 | $ 350,000 | $ 349,000 |
| Maricopa County Arizona | 11 | $ 2,739,000 | $ 249,000 | $ 123,000 |
| Marin County California | 22 | $ 7,808,000 | $ 354,000 | $ 169,000 |
| Marion County Indiana | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Marion County Oregon | 2 | $ 289,000 | $ 144,000 | $ 127,000 |
| Marquette County Michigan | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Martin County Florida | 1 | $ 224,000 | $ 224,000 | $ 47,000 |
| Mason County Washington | 2 | $ 90,000 | $ 45,000 | $ 28,000 |
| Maui County Hawaii | 2 | $ 810,000 | $ 405,000 | $ 78,000 |
| Mecklenburg County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 206,000 |
| Mesa County Colorado | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Miami-Dade County Florida | 5 | $ 968,000 | $ 193,000 | $ 108,000 |
| Middlesex County Massachusetts | 1 | $ 339,000 | $ 339,000 | $ 118,000 |
| Midland County Texas | 2 | $ 204,000 | $ 102,000 | $ 116,000 |
| Mobile County Alabama | 43 | $ 5,711,000 | $ 132,000 | $ 97,000 |
| Monterey County California | 3 | $ 981,000 | $ 327,000 | $ 101,000 |
| Montgomery County Texas | 31 | $ 6,348,000 | $ 204,000 | $ 148,000 |
| Multnomah County Oregon | 3 | $ 448,000 | $ 149,000 | $ 73,000 |
| Napa County California | 9 | $ 2,637,000 | $ 293,000 | $ 141,000 |
| Nevada County California | 11 | $ 3,170,000 | $ 288,000 | $ 193,000 |
| Okaloosa County Florida | 1 | $ 280,000 | $ 280,000 | $ 138,000 |
| Oldham County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| Orange County California | 40 | $ 12,012,000 | $ 300,000 | $ 145,000 |
| Orange County Florida | 4 | $ 402,000 | $ 100,000 | $ 96,000 |
| Orange County New York | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Orange County Texas | 1 | $ 297,000 | $ 297,000 | $ 163,000 |
| Orleans County Louisiana | 5 | $ 1,122,000 | $ 224,000 | $ 129,000 |
| Otero County New Mexico | 1 | $ 258,000 | $ 258,000 | $ 165,000 |
| Outagamie County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 81,000 |
| Palm Beach County Florida | 4 | $ 736,000 | $ 184,000 | $ 88,000 |
| Pima County Arizona | 4 | $ 662,000 | $ 165,000 | $ 95,000 |
| Pinellas County Florida | 2 | $ 517,000 | $ 258,000 | $ 255,000 |
| Pitkin County Colorado | 1 | $ 626,000 | $ 626,000 | $ 171,000 |
| Placer County California | 9 | $ 2,415,000 | $ 268,000 | $ 179,000 |
| Polk County Texas | 2 | $ 890,000 | $ 445,000 | $ 316,000 |
| Providence County Rhode Island | 1 | $ 416,000 | $ 416,000 | $ 118,000 |
| Rapides County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
| Riverside County California | 18 | $ 4,158,000 | $ 231,000 | $ 105,000 |
| Sacramento County California | 9 | $ 2,077,000 | $ 230,000 | $ 130,000 |
| Saguache County Colorado | 1 | $ 242,000 | $ 242,000 | $ 82,000 |
| Salt Lake County Utah | 1 | $ 380,000 | $ 380,000 | $ 80,000 |
| San Bernardino County California | 8 | $ 1,428,000 | $ 178,000 | $ 129,000 |
| San Diego County California | 5 | $ 1,097,000 | $ 219,000 | $ 92,000 |
| San Francisco County California | 26 | $ 9,762,000 | $ 375,000 | $ 144,000 |
| San Joaquin County California | 3 | $ 301,000 | $ 100,000 | $ 77,000 |
| San Luis Obispo County California | 5 | $ 1,672,000 | $ 334,000 | $ 147,000 |
| San Mateo County California | 21 | $ 8,548,000 | $ 407,000 | $ 166,000 |
| Sandoval County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Santa Clara County California | 17 | $ 6,029,000 | $ 354,000 | $ 149,000 |
| Santa Cruz County California | 1 | $ 293,000 | $ 293,000 | $ 498,000 |
| Shasta County California | 1 | $ 334,000 | $ 334,000 | $ 144,000 |
| Shelby County Alabama | 1 | $ 182,000 | $ 182,000 | $ 32,000 |
| Sheridan County Wyoming | 1 | $ 218,000 | $ 218,000 | $ 287,000 |
| Sierra County California | 1 | $ 417,000 | $ 417,000 | $ 16,000 |
| Snohomish County Washington | 1 | $ 242,000 | $ 242,000 | $ 136,000 |
| Solano County California | 70 | $ 14,398,000 | $ 205,000 | $ 114,000 |
| Somerset County New Jersey | 1 | $ 306,000 | $ 306,000 | $ 101,000 |
| Sonoma County California | 15 | $ 3,480,000 | $ 232,000 | $ 128,000 |
| St. Charles County Louisiana | 2 | $ 219,000 | $ 109,000 | $ 115,000 |
| St. Johns County Florida | 2 | $ 268,000 | $ 134,000 | $ 23,000 |
| St. Lawrence County New York | 1 | $ 260,000 | $ 260,000 | $ 156,000 |
| St. Martin County Louisiana | 2 | $ 294,000 | $ 147,000 | $ 160,000 |
| St. Tammany County Louisiana | 13 | $ 2,380,000 | $ 183,000 | $ 118,000 |
| Stanislaus County California | 7 | $ 1,131,000 | $ 161,000 | $ 108,000 |
| Storey County Nevada | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Story County Iowa | 2 | $ 224,000 | $ 112,000 | $ 101,000 |
| Sublette County Wyoming | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
| Suffolk County Massachusetts | 1 | $ 303,000 | $ 303,000 | $ 120,000 |
| Suffolk County New York | 1 | $ 144,000 | $ 144,000 | $ 139,000 |
| Summit County Colorado | 2 | $ 1,900,000 | $ 950,000 | $ 262,000 |
| Tangipahoa County Louisiana | 2 | $ 144,000 | $ 72,000 | $ 77,000 |
| Tarrant County Texas | 1 | $ 340,000 | $ 340,000 | $ 160,000 |
| Terrebonne County Louisiana | 2 | $ 261,000 | $ 130,000 | $ 82,000 |
| Thurston County Washington | 2 | $ 414,000 | $ 207,000 | $ 145,000 |
| Travis County Texas | 7 | $ 1,413,000 | $ 201,000 | $ 180,000 |
| Tulare County California | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Tulsa County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 161,000 |
| Tuolumne County California | 2 | $ 413,000 | $ 206,000 | $ 167,000 |
| Tuscaloosa County Alabama | 3 | $ 400,000 | $ 133,000 | $ 181,000 |
| Utah County Utah | 2 | $ 363,000 | $ 181,000 | $ 208,000 |
| Valencia County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| Ventura County California | 4 | $ 1,134,000 | $ 283,000 | $ 116,000 |
| Waller County Texas | 2 | $ 760,000 | $ 380,000 | $ 259,000 |
| Washington County Louisiana | 2 | $ 232,000 | $ 116,000 | $ 94,000 |
| Washington County Oregon | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Washoe County Nevada | 7 | $ 1,599,000 | $ 228,000 | $ 99,000 |
| Wayne County Michigan | 1 | $ 59,000 | $ 59,000 | $ 64,000 |
| Whatcom County Washington | 1 | $ 130,000 | $ 130,000 | $ 186,000 |
| Yamhill County Oregon | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Yolo County California | 2 | $ 409,000 | $ 204,000 | $ 100,000 |
| Yuma County Arizona | 1 | $ 330,000 | $ 330,000 | $ 201,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2009
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,255 | $323,488,000 | $257,000 | $1,485,000 | $133,000 | $960,000 |
| Home Purchase | 445 | $96,342,000 | $216,000 | $1,060,000 | $139,000 | $1,721,000 |
| Home Improvement | 2 | $143,000 | $71,000 | $88,000 | $161,000 | $191,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 751 | $172,659,000 | $229,000 | $1,025,000 | $135,000 | $1,721,000 |
| Not Provided | 619 | $169,864,000 | $274,000 | $1,485,000 | $140,000 | $860,000 |
| Hispanic | 124 | $25,358,000 | $204,000 | $914,000 | $110,000 | $354,000 |
| Asian | 109 | $31,342,000 | $287,000 | $1,060,000 | $137,000 | $329,000 |
| Black or African American | 81 | $15,611,000 | $192,000 | $595,000 | $116,000 | $287,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,314,000 | $276,000 | $680,000 | $150,000 | $330,000 |
| American Indian or Alaskan Native | 6 | $1,825,000 | $304,000 | $579,000 | $149,000 | $189,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,702 | $419,973,000 | $246,000 | $1,485,000 | $135,000 | $1,721,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,003 | $251,507,000 | $250,000 | $1,060,000 | $136,000 | $1,721,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 699 | $168,466,000 | $241,000 | $1,485,000 | $133,000 | $960,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 391 | $93,153,000 | $238,000 | $1,485,000 | $136,000 | $960,000 |
| Collateral | 94 | $23,961,000 | $254,000 | $704,000 | $126,000 | $381,000 |
| Other | 32 | $6,628,000 | $207,000 | $595,000 | $123,000 | $310,000 |
| Debt-To-Income Ratio | 31 | $7,378,000 | $238,000 | $1,120,000 | $93,000 | $295,000 |
| Credit History | 29 | $5,811,000 | $200,000 | $625,000 | $97,000 | $256,000 |
| Unverifiable Information | 11 | $3,116,000 | $283,000 | $457,000 | $160,000 | $260,000 |
| Mortgage Insurance Denied | 11 | $2,388,000 | $217,000 | $415,000 | $130,000 | $354,000 |
| Employment History | 9 | $1,836,000 | $204,000 | $704,000 | $139,000 | $284,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $641,000 | $128,000 | $179,000 | $78,000 | $125,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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