Charter West Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Nebraska.
The mortgage statistics and data below are specific to mortgage loan applications for Charter West Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Charter West Bank 201 South Main Street Po Box 288 West Point, NE 68788 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,802 |
| Total Mortgage Loan Application Amount | $800,530,000 |
| Average Mortgage Loan Application Amount | $191,000 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $97,400 |
| Highest Applicant Income | $703,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NE, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 1,312 | $ 302,610,000 | $ 230,000 | $ 97,000 |
| Lancaster County Nebraska | 486 | $ 105,090,000 | $ 216,000 | $ 86,000 |
| Sarpy County Nebraska | 457 | $ 112,755,000 | $ 246,000 | $ 102,000 |
| Hall County Nebraska | 172 | $ 30,160,000 | $ 175,000 | $ 58,000 |
| Platte County Nebraska | 164 | $ 31,530,000 | $ 192,000 | $ 74,000 |
| Adams County Nebraska | 149 | $ 23,275,000 | $ 156,000 | $ 72,000 |
| Red Willow County Nebraska | 111 | $ 14,465,000 | $ 130,000 | $ 66,000 |
| Pottawattamie County Iowa | 104 | $ 17,060,000 | $ 164,000 | $ 62,000 |
| Cass County Nebraska | 64 | $ 15,260,000 | $ 238,000 | $ 110,000 |
| Saunders County Nebraska | 48 | $ 11,000,000 | $ 229,000 | $ 113,000 |
| Dawson County Nebraska | 43 | $ 6,395,000 | $ 148,000 | $ 71,000 |
| Otoe County Nebraska | 43 | $ 6,525,000 | $ 151,000 | $ 64,000 |
| Madison County Nebraska | 40 | $ 6,930,000 | $ 173,000 | $ 64,000 |
| Cuming County Nebraska | 35 | $ 5,605,000 | $ 160,000 | $ 75,000 |
| Dodge County Nebraska | 35 | $ 6,455,000 | $ 184,000 | $ 88,000 |
| Furnas County Nebraska | 28 | $ 4,640,000 | $ 165,000 | $ 82,000 |
| Washington County Nebraska | 27 | $ 7,705,000 | $ 285,000 | $ 102,000 |
| Buffalo County Nebraska | 25 | $ 5,065,000 | $ 202,000 | $ 83,000 |
| Mills County Iowa | 24 | $ 5,950,000 | $ 247,000 | $ 98,000 |
| Gage County Nebraska | 21 | $ 3,355,000 | $ 159,000 | $ 64,000 |
| Frontier County Nebraska | 15 | $ 1,695,000 | $ 113,000 | $ 61,000 |
| Thurston County Nebraska | 15 | $ 1,755,000 | $ 117,000 | $ 76,000 |
| Seward County Nebraska | 14 | $ 2,950,000 | $ 210,000 | $ 80,000 |
| Colfax County Nebraska | 13 | $ 2,255,000 | $ 173,000 | $ 57,000 |
| Lincoln County Nebraska | 12 | $ 2,470,000 | $ 205,000 | $ 73,000 |
| York County Nebraska | 12 | $ 2,630,000 | $ 219,000 | $ 85,000 |
| Clay County Nebraska | 11 | $ 1,975,000 | $ 179,000 | $ 72,000 |
| Knox County Nebraska | 11 | $ 1,105,000 | $ 100,000 | $ 55,000 |
| Saline County Nebraska | 11 | $ 1,695,000 | $ 154,000 | $ 70,000 |
| Johnson County Kansas | 10 | $ 3,090,000 | $ 309,000 | $ 151,000 |
| Harrison County Iowa | 9 | $ 1,835,000 | $ 203,000 | $ 67,000 |
| Boone County Nebraska | 9 | $ 1,165,000 | $ 129,000 | $ 48,000 |
| Butler County Nebraska | 9 | $ 1,535,000 | $ 170,000 | $ 75,000 |
| Hitchcock County Nebraska | 9 | $ 815,000 | $ 90,000 | $ 54,000 |
| Howard County Nebraska | 9 | $ 1,345,000 | $ 149,000 | $ 71,000 |
| Chase County Nebraska | 8 | $ 1,240,000 | $ 155,000 | $ 63,000 |
| Hamilton County Nebraska | 8 | $ 1,120,000 | $ 140,000 | $ 57,000 |
| Nance County Nebraska | 8 | $ 1,340,000 | $ 167,000 | $ 66,000 |
| Maricopa County Arizona | 7 | $ 3,645,000 | $ 520,000 | $ 183,000 |
| Dixon County Nebraska | 7 | $ 1,005,000 | $ 143,000 | $ 59,000 |
| Merrick County Nebraska | 7 | $ 1,065,000 | $ 152,000 | $ 67,000 |
| Pierce County Nebraska | 7 | $ 1,065,000 | $ 152,000 | $ 45,000 |
| Page County Iowa | 6 | $ 440,000 | $ 73,000 | $ 37,000 |
| Kearney County Nebraska | 6 | $ 1,180,000 | $ 196,000 | $ 76,000 |
| Stanton County Nebraska | 6 | $ 1,010,000 | $ 168,000 | $ 57,000 |
| Larimer County Colorado | 5 | $ 2,035,000 | $ 407,000 | $ 172,000 |
| Fremont County Iowa | 5 | $ 945,000 | $ 189,000 | $ 94,000 |
| Burt County Nebraska | 5 | $ 485,000 | $ 97,000 | $ 63,000 |
| Custer County Nebraska | 5 | $ 625,000 | $ 125,000 | $ 46,000 |
| Nemaha County Nebraska | 5 | $ 515,000 | $ 103,000 | $ 64,000 |
| Polk County Nebraska | 5 | $ 655,000 | $ 131,000 | $ 94,000 |
| Wayne County Nebraska | 5 | $ 645,000 | $ 129,000 | $ 63,000 |
| Montgomery County Iowa | 4 | $ 790,000 | $ 197,000 | $ 137,000 |
| Polk County Iowa | 4 | $ 660,000 | $ 165,000 | $ 56,000 |
| Phelps County Nebraska | 4 | $ 450,000 | $ 112,000 | $ 43,000 |
| Webster County Nebraska | 4 | $ 550,000 | $ 137,000 | $ 61,000 |
| Pima County Arizona | 3 | $ 805,000 | $ 268,000 | $ 166,000 |
| Arapahoe County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 168,000 |
| El Paso County Colorado | 3 | $ 655,000 | $ 218,000 | $ 52,000 |
| Dakota County Nebraska | 3 | $ 355,000 | $ 118,000 | $ 160,000 |
| Montgomery County Ohio | 3 | $ 265,000 | $ 88,000 | $ 29,000 |
| Harris County Texas | 3 | $ 1,525,000 | $ 508,000 | $ 300,000 |
| Douglas County Colorado | 2 | $ 970,000 | $ 485,000 | $ 177,000 |
| Palm Beach County Florida | 2 | $ 960,000 | $ 480,000 | $ 139,000 |
| Cass County Iowa | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
| Crawford County Iowa | 2 | $ 320,000 | $ 160,000 | $ 60,000 |
| Dallas County Iowa | 2 | $ 460,000 | $ 230,000 | $ 125,000 |
| Scott County Iowa | 2 | $ 340,000 | $ 170,000 | $ 53,000 |
| Shelby County Iowa | 2 | $ 190,000 | $ 95,000 | $ 71,000 |
| Sioux County Iowa | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Woodbury County Iowa | 2 | $ 130,000 | $ 65,000 | $ 56,000 |
| Decatur County Kansas | 2 | $ 150,000 | $ 75,000 | $ 71,000 |
| Blue Earth County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 91,000 |
| Holt County Missouri | 2 | $ 220,000 | $ 110,000 | $ 151,000 |
| Antelope County Nebraska | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| Cedar County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 52,000 |
| Fillmore County Nebraska | 2 | $ 540,000 | $ 270,000 | $ 104,000 |
| Hayes County Nebraska | 2 | $ 220,000 | $ 110,000 | $ 53,000 |
| Holt County Nebraska | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Jefferson County Nebraska | 2 | $ 320,000 | $ 160,000 | $ 91,000 |
| Richardson County Nebraska | 2 | $ 420,000 | $ 210,000 | $ 159,000 |
| Mecklenburg County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 186,000 |
| Beaufort County South Carolina | 2 | $ 1,110,000 | $ 555,000 | $ 126,000 |
| Henrico County Virginia | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Navajo County Arizona | 1 | $ 405,000 | $ 405,000 | $ 198,000 |
| Baxter County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Los Angeles County California | 1 | $ 365,000 | $ 365,000 | $ 251,000 |
| Riverside County California | 1 | $ 505,000 | $ 505,000 | $ 703,000 |
| Collier County Florida | 1 | $ 355,000 | $ 355,000 | $ 68,000 |
| Escambia County Florida | 1 | $ 145,000 | $ 145,000 | $ 262,000 |
| Hillsborough County Florida | 1 | $ 425,000 | $ 425,000 | $ 178,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 308,000 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 355,000 | $ 355,000 | $ 196,000 |
| Bonner County Idaho | 1 | $ 315,000 | $ 315,000 | $ 57,000 |
| Kendall County Illinois | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| McLean County Illinois | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Allen County Indiana | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Story County Iowa | 1 | $ 165,000 | $ 165,000 | $ 233,000 |
| Union County Iowa | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Warren County Iowa | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Kingman County Kansas | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Leavenworth County Kansas | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Wyandotte County Kansas | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Ottawa County Michigan | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Nicollet County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Otter Tail County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Waseca County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Atchison County Missouri | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Camden County Missouri | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
| Clay County Missouri | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Morgan County Missouri | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Nodaway County Missouri | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| St. Louis County Missouri | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| Boyd County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Franklin County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Garfield County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Gosper County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Greeley County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Hooker County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Keith County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Morrill County Nebraska | 1 | $ 425,000 | $ 425,000 | $ 149,000 |
| Pawnee County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| Perkins County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Rock County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Scotts Bluff County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Sherman County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Valley County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Brunswick County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 325,000 |
| Perquimans County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 350,000 |
| Oklahoma County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Bon Homme County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Custer County South Dakota | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Meade County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Union County South Dakota | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Yankton County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Denton County Texas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Hanover County Virginia | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| New Kent County Virginia | 1 | $ 275,000 | $ 275,000 | $ 189,000 |
| Rock County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| St. Croix County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Goshen County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Nebraska,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Charter West Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,268 | $482,880,000 | $212,000 | $1,505,000 | $81,000 | $649,000 |
| Refinancing | 940 | $201,040,000 | $213,000 | $4,005,000 | $98,000 | $703,000 |
| Cash-out Refinancing | 580 | $114,180,000 | $196,000 | $845,000 | $99,000 | $703,000 |
| Home Improvement | 9 | $1,705,000 | $189,000 | $505,000 | $123,000 | $180,000 |
| Other Purpose | 5 | $725,000 | $145,000 | $325,000 | $86,000 | $156,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,587 | $548,535,000 | $212,000 | $845,000 | $94,000 | $703,000 |
| Hispanic | 550 | $99,030,000 | $180,000 | $515,000 | $63,000 | $402,000 |
| Not Provided | 426 | $89,660,000 | $210,000 | $605,000 | $83,000 | $360,000 |
| Black or African American | 86 | $20,030,000 | $232,000 | $605,000 | $74,000 | $277,000 |
| Not applicable | 82 | $25,360,000 | $309,000 | $4,005,000 | $0 | $0 |
| Asian | 41 | $11,175,000 | $272,000 | $1,505,000 | $147,000 | $649,000 |
| American Indian or Alaskan Native | 14 | $2,740,000 | $195,000 | $315,000 | $77,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $360,000 | $180,000 | $215,000 | $58,000 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,710 | $580,730,000 | $214,000 | $4,005,000 | $99,000 | $703,000 |
| FHA-insured (Federal Housing Administration) | 611 | $115,215,000 | $188,000 | $365,000 | $61,000 | $199,000 |
| VA-guaranteed (Veterans Administration) | 282 | $74,920,000 | $265,000 | $605,000 | $75,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 199 | $29,665,000 | $149,000 | $355,000 | $52,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,082 | $649,930,000 | $210,000 | $4,005,000 | $88,000 | $637,000 |
| Application Withdrawn By Applicant | 499 | $107,545,000 | $215,000 | $1,505,000 | $94,000 | $649,000 |
| Application Denied By Financial Institution | 176 | $31,670,000 | $179,000 | $855,000 | $66,000 | $703,000 |
| File Closed For Incompleteness | 33 | $5,485,000 | $166,000 | $475,000 | $85,000 | $296,000 |
| Application Approved But Not Accepted | 12 | $5,900,000 | $491,000 | $3,745,000 | $77,000 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,626 | $768,860,000 | $212,000 | $4,005,000 | $89,000 | $649,000 |
| Credit History | 64 | $11,540,000 | $180,000 | $605,000 | $89,000 | $703,000 |
| Debt-To-Income Ratio | 53 | $9,815,000 | $185,000 | $445,000 | $46,000 | $156,000 |
| Collateral | 23 | $4,415,000 | $191,000 | $855,000 | $52,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,685,000 | $153,000 | $225,000 | $50,000 | $101,000 |
| Unverifiable Information | 10 | $1,480,000 | $148,000 | $225,000 | $64,000 | $118,000 |
| Other | 7 | $1,365,000 | $195,000 | $345,000 | $78,000 | $169,000 |
| Employment History | 5 | $745,000 | $149,000 | $185,000 | $34,000 | $50,000 |
| Credit Application Incomplete | 2 | $310,000 | $155,000 | $225,000 | $75,000 | $118,000 |
| Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $105,000 | $105,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NE, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Nebraska, and search similar information at your convenience.