Charter One Bank
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Charter One Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Charter One Bank
1215 Superior Ave
Cleveland, OH 44114
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 29,975
Total Mortgage Loan Application Amount $3,362,568,000
Average Mortgage Loan Application Amount $291,551
Highest Mortgage Loan Application Amount $28,000,000
Average Applicant Income $63,318
Highest Applicant Income $3,250,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Charter One Bank by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE-JOLIET, IL 3,366 $ 332,491,000 $ 98,000 $ 65,000
CLEVELAND-ELYRIA-MENTOR, OH 3,132 $ 257,406,000 $ 82,000 $ 64,000
WARREN-FARMINGTON HILLS-TROY, MI 2,318 $ 233,131,000 $ 100,000 $ 79,000
DETROIT-LIVONIA-DEARBORN, MI 2,244 $ 165,045,000 $ 73,000 $ 68,000
TOLEDO, OH 1,441 $ 97,243,000 $ 67,000 $ 57,000
INDIANAPOLIS, IN 1,354 $ 108,171,000 $ 79,000 $ 59,000
ROCHESTER, NY 1,008 $ 91,130,000 $ 90,000 $ 58,000
AKRON, OH 987 $ 76,397,000 $ 77,000 $ 56,000
COLUMBUS, OH 967 $ 115,129,000 $ 119,000 $ 60,000
BUFFALO-NIAGARA FALLS, NY 909 $ 67,441,000 $ 74,000 $ 51,000
CANTON-MASSILLON, OH 795 $ 58,428,000 $ 73,000 $ 57,000
ALBANY-SCHENECTADY-TROY, NY 657 $ 73,956,000 $ 112,000 $ 60,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 419 $ 60,216,000 $ 143,000 $ 55,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 339 $ 18,880,000 $ 55,000 $ 47,000
PITTSBURGH, PA 317 $ 32,063,000 $ 101,000 $ 57,000
BALTIMORE-TOWSON, MD 303 $ 68,159,000 $ 224,000 $ 77,000
SYRACUSE, NY 291 $ 25,255,000 $ 86,000 $ 48,000
DAYTON, OH 270 $ 33,013,000 $ 122,000 $ 64,000
GRAND RAPIDS-WYOMING, MI 237 $ 33,737,000 $ 142,000 $ 52,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 234 $ 37,832,000 $ 161,000 $ 66,000
PHILADELPHIA, PA 210 $ 42,197,000 $ 200,000 $ 83,000
LANSING-EAST LANSING, MI 181 $ 19,082,000 $ 105,000 $ 62,000
BOSTON-QUINCY, MA 173 $ 46,109,000 $ 266,000 $ 112,000
RICHMOND, VA 170 $ 30,065,000 $ 176,000 $ 61,000
KALAMAZOO-PORTAGE, MI 169 $ 14,560,000 $ 86,000 $ 58,000
UTICA-ROME, NY 157 $ 10,422,000 $ 66,000 $ 46,000
MONROE, MI 143 $ 12,640,000 $ 88,000 $ 66,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 137 $ 26,520,000 $ 193,000 $ 76,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 137 $ 15,182,000 $ 110,000 $ 69,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 134 $ 45,494,000 $ 339,000 $ 115,000
ANDERSON, IN 132 $ 4,391,000 $ 33,000 $ 36,000
ANN ARBOR, MI 127 $ 17,056,000 $ 134,000 $ 84,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 119 $ 32,066,000 $ 269,000 $ 86,000
FLINT, MI 118 $ 16,705,000 $ 141,000 $ 62,000
BINGHAMTON, NY 104 $ 7,452,000 $ 71,000 $ 45,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 103 $ 20,913,000 $ 203,000 $ 66,000
GLENS FALLS, NY 100 $ 7,813,000 $ 78,000 $ 54,000
GREENVILLE, SC 95 $ 12,457,000 $ 131,000 $ 56,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 90 $ 29,720,000 $ 330,000 $ 82,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 86 $ 13,028,000 $ 151,000 $ 97,000
LAFAYETTE, IN 74 $ 4,192,000 $ 56,000 $ 61,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 70 $ 32,157,000 $ 459,000 $ 132,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 69 $ 9,746,000 $ 141,000 $ 50,000
BURLINGTON-SOUTH BURLINGTON, VT 68 $ 7,744,000 $ 113,000 $ 76,000
FORT WAYNE, IN 66 $ 5,688,000 $ 86,000 $ 42,000
ST. LOUIS, MO-IL 66 $ 7,549,000 $ 114,000 $ 68,000
KINGSTON, NY 58 $ 6,126,000 $ 105,000 $ 59,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 58 $ 5,019,000 $ 86,000 $ 62,000
COLUMBIA, SC 56 $ 8,243,000 $ 147,000 $ 57,000
JACKSON, MI 54 $ 5,485,000 $ 101,000 $ 51,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 53 $ 18,312,000 $ 345,000 $ 95,000
HARRISBURG-CARLISLE, PA 53 $ 4,798,000 $ 90,000 $ 55,000
SPARTANBURG, SC 51 $ 6,537,000 $ 128,000 $ 48,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 50 $ 11,762,000 $ 235,000 $ 124,000
SPRINGFIELD, OH 49 $ 4,898,000 $ 99,000 $ 43,000
GARY, IN 46 $ 4,015,000 $ 87,000 $ 52,000
HOLLAND-GRAND HAVEN, MI 46 $ 7,240,000 $ 157,000 $ 49,000
ESSEX COUNTY, MA 45 $ 9,817,000 $ 218,000 $ 86,000
NASSAU-SUFFOLK, NY 44 $ 18,220,000 $ 414,000 $ 66,000
BARNSTABLE TOWN, MA 43 $ 16,383,000 $ 381,000 $ 149,000
BLOOMINGTON, IN 43 $ 2,870,000 $ 66,000 $ 48,000
SANTA ANA-ANAHEIM-IRVINE, CA 40 $ 20,079,000 $ 501,000 $ 81,000
SPRINGFIELD, MA 39 $ 3,595,000 $ 92,000 $ 61,000
WILMINGTON, DE-MD-NJ 38 $ 5,438,000 $ 143,000 $ 73,000
WINSTON-SALEM, NC 35 $ 3,599,000 $ 102,000 $ 59,000
MANSFIELD, OH 33 $ 3,718,000 $ 112,000 $ 47,000
SANDUSKY, OH 33 $ 3,839,000 $ 116,000 $ 81,000
DENVER-AURORA, CO 32 $ 9,773,000 $ 305,000 $ 91,000
PHOENIX-MESA-SCOTTSDALE, AZ 32 $ 46,821,000 $ 1,463,000 $ 55,000
YORK-HANOVER, PA 32 $ 4,407,000 $ 137,000 $ 55,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 30 $ 5,785,000 $ 192,000 $ 62,000
BATTLE CREEK, MI 29 $ 2,963,000 $ 102,000 $ 64,000
MUNCIE, IN 29 $ 2,524,000 $ 87,000 $ 47,000
RALEIGH-CARY, NC 28 $ 4,993,000 $ 178,000 $ 70,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 27 $ 3,364,000 $ 124,000 $ 83,000
EDISON, NJ 26 $ 4,463,000 $ 171,000 $ 148,000
OAKLAND-FREMONT-HAYWARD, CA 26 $ 9,990,000 $ 384,000 $ 101,000
GREENSBORO-HIGH POINT, NC 25 $ 3,162,000 $ 126,000 $ 51,000
ASHEVILLE, NC 24 $ 4,833,000 $ 201,000 $ 65,000
BRIDGEPORT-STAMFORD-NORWALK, CT 24 $ 13,951,000 $ 581,000 $ 158,000
CAMDEN, NJ 24 $ 2,832,000 $ 118,000 $ 76,000
ITHACA, NY 24 $ 1,684,000 $ 70,000 $ 60,000
NEW HAVEN-MILFORD, CT 24 $ 3,781,000 $ 157,000 $ 105,000
ANDERSON, SC 23 $ 4,239,000 $ 184,000 $ 57,000
MANCHESTER-NASHUA, NH 23 $ 5,827,000 $ 253,000 $ 96,000
LANCASTER, PA 22 $ 2,749,000 $ 124,000 $ 95,000
NEWARK-UNION, NJ-PA 22 $ 4,815,000 $ 218,000 $ 180,000
WORCESTER, MA 22 $ 3,778,000 $ 171,000 $ 75,000
LOUISVILLE, KY-IN 21 $ 2,957,000 $ 140,000 $ 59,000
NORWICH-NEW LONDON, CT 21 $ 3,478,000 $ 165,000 $ 95,000
BAY CITY, MI 20 $ 2,099,000 $ 104,000 $ 48,000
HICKORY-LENOIR-MORGANTON, NC 18 $ 3,257,000 $ 180,000 $ 78,000
MUSKEGON-NORTON SHORES, MI 18 $ 2,522,000 $ 140,000 $ 65,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 18 $ 8,367,000 $ 464,000 $ 76,000
TERRE HAUTE, IN 18 $ 2,097,000 $ 116,000 $ 98,000
LIMA, OH 17 $ 1,946,000 $ 114,000 $ 39,000
MEMPHIS, TN-MS-AR 17 $ 3,340,000 $ 196,000 $ 68,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 17 $ 6,732,000 $ 396,000 $ 59,000
SEATTLE-BELLEVUE-EVERETT, WA 17 $ 4,145,000 $ 243,000 $ 124,000
ROANOKE, VA 16 $ 2,139,000 $ 133,000 $ 53,000
SCRANTON--WILKES-BARRE, PA 16 $ 1,519,000 $ 94,000 $ 64,000
DOVER, DE 15 $ 2,244,000 $ 149,000 $ 52,000
SPRINGFIELD, IL 15 $ 1,564,000 $ 104,000 $ 48,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 15 $ 5,977,000 $ 398,000 $ 117,000
ELMIRA, NY 14 $ 1,183,000 $ 84,000 $ 55,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 14 $ 6,323,000 $ 451,000 $ 0
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 14 $ 6,608,000 $ 472,000 $ 62,000
DALLAS-PLANO-IRVING, TX 13 $ 4,978,000 $ 382,000 $ 19,000
LEBANON, PA 13 $ 954,000 $ 73,000 $ 76,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 13 $ 3,042,000 $ 234,000 $ 48,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 12 $ 2,270,000 $ 189,000 $ 266,000
READING, PA 12 $ 1,336,000 $ 111,000 $ 76,000
CHARLESTON-NORTH CHARLESTON, SC 11 $ 2,977,000 $ 270,000 $ 94,000
COLUMBUS, IN 11 $ 1,364,000 $ 124,000 $ 42,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 11 $ 2,024,000 $ 184,000 $ 136,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 11 $ 5,198,000 $ 472,000 $ 55,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 11 $ 7,968,000 $ 724,000 $ 247,000
ELIZABETHTOWN, KY 10 $ 1,096,000 $ 109,000 $ 61,000
ERIE, PA 10 $ 702,000 $ 70,000 $ 35,000
KOKOMO, IN 10 $ 1,222,000 $ 122,000 $ 73,000
MIAMI-MIAMI BEACH-KENDALL, FL 10 $ 5,030,000 $ 503,000 $ 75,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 9 $ 652,000 $ 72,000 $ 66,000
ROCKFORD, IL 9 $ 521,000 $ 57,000 $ 59,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 8 $ 2,909,000 $ 363,000 $ 47,000
NILES-BENTON HARBOR, MI 8 $ 2,281,000 $ 285,000 $ 187,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 8 $ 4,906,000 $ 613,000 $ 30,000
STATE COLLEGE, PA 8 $ 567,000 $ 70,000 $ 48,000
EVANSVILLE, IN-KY 7 $ 1,059,000 $ 151,000 $ 66,000
LAS VEGAS-PARADISE, NV 7 $ 1,918,000 $ 274,000 $ 171,000
WILMINGTON, NC 7 $ 1,923,000 $ 274,000 $ 53,000
ALTOONA, PA 6 $ 300,000 $ 50,000 $ 74,000
CHAMPAIGN-URBANA, IL 6 $ 824,000 $ 137,000 $ 63,000
CHATTANOOGA, TN-GA 6 $ 879,000 $ 146,000 $ 45,000
DURHAM, NC 6 $ 1,184,000 $ 197,000 $ 110,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 6 $ 2,447,000 $ 407,000 $ 69,000
FORT WORTH-ARLINGTON, TX 6 $ 3,814,000 $ 635,000 $ 36,000
KANKAKEE-BRADLEY, IL 6 $ 365,000 $ 60,000 $ 45,000
KNOXVILLE, TN 6 $ 1,752,000 $ 292,000 $ 19,000
LYNCHBURG, VA 6 $ 725,000 $ 120,000 $ 59,000
OCEAN CITY, NJ 6 $ 3,225,000 $ 537,000 $ 118,000
ORLANDO, FL 6 $ 2,097,000 $ 349,000 $ 32,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 6 $ 2,342,000 $ 390,000 $ 59,000
SARASOTA-BRADENTON-VENICE, FL 6 $ 2,180,000 $ 363,000 $ 63,000
TUCSON, AZ 6 $ 468,000 $ 78,000 $ 104,000
AUGUSTA-RICHMOND COUNTY, GA-SC 5 $ 1,010,000 $ 202,000 $ 23,000
CAPE CORAL-FORT MYERS, FL 5 $ 2,169,000 $ 433,000 $ 57,000
ELKHART-GOSHEN, IN 5 $ 1,675,000 $ 335,000 $ 20,000
JACKSONVILLE, FL 5 $ 2,347,000 $ 469,000 $ 0
KINGSPORT-BRISTOL-BRISTOL, TN-VA 5 $ 760,000 $ 152,000 $ 67,000
NAPLES-MARCO ISLAND, FL 5 $ 2,905,000 $ 581,000 $ 72,000
OKLAHOMA CITY, OK 5 $ 2,393,000 $ 478,000 $ 0
OXNARD-THOUSAND OAKS-VENTURA, CA 5 $ 1,065,000 $ 213,000 $ 78,000
SALT LAKE CITY, UT 5 $ 1,850,000 $ 370,000 $ 47,000
SAN ANTONIO, TX 5 $ 2,172,000 $ 434,000 $ 20,000
SUMTER, SC 5 $ 477,000 $ 95,000 $ 46,000
DALTON, GA 4 $ 369,000 $ 92,000 $ 62,000
FAYETTEVILLE, NC 4 $ 431,000 $ 107,000 $ 47,000
GREENVILLE, NC 4 $ 621,000 $ 155,000 $ 60,000
HONOLULU, HI 4 $ 2,421,000 $ 605,000 $ 0
LEXINGTON-FAYETTE, KY 4 $ 400,000 $ 100,000 $ 61,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 4 $ 1,482,000 $ 370,000 $ 78,000
PROVO-OREM, UT 4 $ 1,417,000 $ 354,000 $ 39,000
SANTA CRUZ-WATSONVILLE, CA 4 $ 1,582,000 $ 395,000 $ 67,000
TACOMA, WA 4 $ 1,678,000 $ 419,000 $ 25,000
TRENTON-EWING, NJ 4 $ 790,000 $ 197,000 $ 107,000
ATLANTIC CITY, NJ 3 $ 2,417,000 $ 805,000 $ 237,000
BATON ROUGE, LA 3 $ 1,213,000 $ 404,000 $ 0
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 3 $ 438,000 $ 146,000 $ 85,000
BOULDER, CO 3 $ 1,757,000 $ 585,000 $ 0
CHARLOTTESVILLE, VA 3 $ 1,102,000 $ 367,000 $ 33,000
CUMBERLAND, MD-WV 3 $ 372,000 $ 124,000 $ 69,000
FRESNO, CA 3 $ 1,650,000 $ 550,000 $ 0
HARRISONBURG, VA 3 $ 1,324,000 $ 441,000 $ 40,000
JOHNSTOWN, PA 3 $ 274,000 $ 91,000 $ 64,000
KANSAS CITY, MO-KS 3 $ 679,000 $ 226,000 $ 25,000
NEW ORLEANS-METAIRIE-KENNER, LA 3 $ 720,000 $ 240,000 $ 97,000
PEORIA, IL 3 $ 231,000 $ 77,000 $ 112,000
PUEBLO, CO 3 $ 322,000 $ 107,000 $ 75,000
PUNTA GORDA, FL 3 $ 830,000 $ 276,000 $ 42,000
ROME, GA 3 $ 313,000 $ 104,000 $ 49,000
SALINAS, CA 3 $ 1,233,000 $ 411,000 $ 49,000
SOUTH BEND-MISHAWAKA, IN-MI 3 $ 300,000 $ 100,000 $ 56,000
TULSA, OK 3 $ 1,582,000 $ 527,000 $ 0
WINCHESTER, VA-WV 3 $ 617,000 $ 205,000 $ 67,000
YUMA, AZ 3 $ 135,000 $ 45,000 $ 33,000
ALBANY, GA 2 $ 345,000 $ 172,000 $ 48,000
ALBUQUERQUE, NM 2 $ 821,000 $ 410,000 $ 0
AUSTIN-ROUND ROCK, TX 2 $ 1,239,000 $ 619,000 $ 0
BLOOMINGTON-NORMAL, IL 2 $ 306,000 $ 153,000 $ 57,000
BOWLING GREEN, KY 2 $ 176,000 $ 88,000 $ 79,000
CHARLESTON, WV 2 $ 1,033,000 $ 516,000 $ 73,000
CLARKSVILLE, TN-KY 2 $ 180,000 $ 90,000 $ 46,000
COLORADO SPRINGS, CO 2 $ 683,000 $ 341,000 $ 41,000
HAGERSTOWN-MARTINSBURG, MD-WV 2 $ 1,065,000 $ 532,000 $ 0
HANFORD-CORCORAN, CA 2 $ 577,000 $ 288,000 $ 31,000
JANESVILLE, WI 2 $ 141,000 $ 70,000 $ 75,000
MACON, GA 2 $ 138,000 $ 69,000 $ 109,000
MERCED, CA 2 $ 110,000 $ 55,000 $ 99,000
MODESTO, CA 2 $ 145,000 $ 72,000 $ 77,000
MORRISTOWN, TN 2 $ 269,000 $ 134,000 $ 40,000
OCALA, FL 2 $ 45,000 $ 22,000 $ 63,000
OGDEN-CLEARFIELD, UT 2 $ 272,000 $ 136,000 $ 37,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 611,000 $ 305,000 $ 51,000
PANAMA CITY-LYNN HAVEN, FL 2 $ 1,024,000 $ 512,000 $ 0
PITTSFIELD, MA 2 $ 251,000 $ 125,000 $ 171,000
RENO-SPARKS, NV 2 $ 1,085,000 $ 542,000 $ 0
SALEM, OR 2 $ 966,000 $ 483,000 $ 26,000
SALISBURY, MD 2 $ 716,000 $ 358,000 $ 87,000
SAN LUIS OBISPO-PASO ROBLES, CA 2 $ 1,028,000 $ 514,000 $ 42,000
SANTA ROSA-PETALUMA, CA 2 $ 722,000 $ 361,000 $ 0
STOCKTON, CA 2 $ 160,000 $ 80,000 $ 93,000
VALLEJO-FAIRFIELD, CA 2 $ 1,148,000 $ 574,000 $ 0
BAKERSFIELD, CA 1 $ 65,000 $ 65,000 $ 78,000
BELLINGHAM, WA 1 $ 457,000 $ 457,000 $ 0
BEND, OR 1 $ 396,000 $ 396,000 $ 0
BREMERTON-SILVERDALE, WA 1 $ 118,000 $ 118,000 $ 107,000
CHICO, CA 1 $ 657,000 $ 657,000 $ 0
COEUR D'ALENE, ID 1 $ 570,000 $ 570,000 $ 0
COLUMBIA, MO 1 $ 514,000 $ 514,000 $ 0
COLUMBUS, GA-AL 1 $ 76,000 $ 76,000 $ 33,000
DECATUR, IL 1 $ 60,000 $ 60,000 $ 54,000
EL CENTRO, CA 1 $ 62,000 $ 62,000 $ 0
EL PASO, TX 1 $ 518,000 $ 518,000 $ 0
FLAGSTAFF, AZ 1 $ 30,000 $ 30,000 $ 41,000
FLORENCE, SC 1 $ 162,000 $ 162,000 $ 35,000
FORT COLLINS-LOVELAND, CO 1 $ 325,000 $ 325,000 $ 0
FORT SMITH, AR-OK 1 $ 757,000 $ 757,000 $ 0
GAINESVILLE, GA 1 $ 443,000 $ 443,000 $ 0
GREELEY, CO 1 $ 40,000 $ 40,000 $ 65,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 49,000 $ 49,000 $ 0
JACKSON, TN 1 $ 150,000 $ 150,000 $ 51,000
JOHNSON CITY, TN 1 $ 169,000 $ 169,000 $ 60,000
JOPLIN, MO 1 $ 219,000 $ 219,000 $ 132,000
KILLEEN-TEMPLE-FORT HOOD, TX 1 $ 416,000 $ 416,000 $ 0
LAKE CHARLES, LA 1 $ 88,000 $ 88,000 $ 0
LAKELAND, FL 1 $ 27,000 $ 27,000 $ 107,000
LUBBOCK, TX 1 $ 766,000 $ 766,000 $ 0
MEDFORD, OR 1 $ 77,000 $ 77,000 $ 54,000
MICHIGAN CITY-LA PORTE, IN 1 $ 250,000 $ 250,000 $ 93,000
MIDLAND, TX 1 $ 394,000 $ 394,000 $ 0
MOUNT VERNON-ANACORTES, WA 1 $ 648,000 $ 648,000 $ 0
NAPA, CA 1 $ 25,000 $ 25,000 $ 135,000
OLYMPIA, WA 1 $ 32,000 $ 32,000 $ 108,000
OSHKOSH-NEENAH, WI 1 $ 722,000 $ 722,000 $ 0
PASCAGOULA, MS 1 $ 32,000 $ 32,000 $ 0
REDDING, CA 1 $ 45,000 $ 45,000 $ 600,000
SPOKANE, WA 1 $ 35,000 $ 35,000 $ 50,000
SPRINGFIELD, MO 1 $ 1,000 $ 1,000 $ 13,000
ST. CLOUD, MN 1 $ 989,000 $ 989,000 $ 0
TYLER, TX 1 $ 625,000 $ 625,000 $ 0
VINELAND-MILLVILLE-BRIDGETON, NJ 1 $ 230,000 $ 230,000 $ 60,000
WEIRTON-STEUBENVILLE, WV-OH 1 $ 5,000 $ 5,000 $ 24,000
WICHITA, KS 1 $ 512,000 $ 512,000 $ 0
YAKIMA, WA 1 $ 57,000 $ 57,000 $ 129,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Charter One Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 16,713 $2,098,832,000 $462,500 $28,000,000 $52,022 $2,913,000
Home Improvement 6,841 $267,802,000 $77,142 $3,500,000 $74,500 $1,704,000
Home Purchase 6,421 $995,934,000 $257,045 $4,000,000 $67,500 $3,250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,193 $2,204,416,000 $163,837 $3,500,000 $108,918 $3,250,000
Black or African American 2,860 $195,566,000 $119,565 $720,000 $61,913 $990,000
Not Provided 2,450 $244,335,000 $144,656 $3,360,000 $101,062 $2,913,000
Hispanic 1,520 $124,852,000 $122,227 $764,000 $62,136 $1,000,000
Not applicable 977 $487,247,000 $718,688 $28,000,000 $0 $0
Asian 754 $85,911,000 $149,541 $1,000,000 $80,541 $690,000
American Indian or Alaskan Native 142 $11,359,000 $88,272 $610,000 $65,363 $378,000
Native Hawaiian or Other Pacific Islander 79 $8,882,000 $154,888 $1,000,000 $64,000 $566,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 29,974 $3,362,536,000 $291,021 $28,000,000 $63,425 $3,250,000
VA-guaranteed (Veterans Administration) 1 $32,000 $32,000 $32,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,928 $1,306,672,000 $757,666 $28,000,000 $61,533 $1,408,000
Application Denied By Financial Institution 8,438 $586,180,000 $109,000 $3,500,000 $72,612 $1,086,000
Loan Purchased By The Institution 3,681 $897,139,000 $347,133 $2,475,000 $59,755 $3,250,000
File Closed For Incompleteness 3,258 $446,356,000 $122,500 $757,000 $81,500 $1,704,000
Application Approved But Not Accepted 1,562 $112,845,000 $99,000 $1,280,000 $66,400 $2,181,000
Application Withdrawn By Applicant 108 $13,376,000 $116,625 $910,000 $51,500 $705,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,266 $260,311,000 $103,000 $658,000 $78,269 $1,086,000
Debt-To-Income Ratio 1,685 $126,456,000 $103,000 $3,500,000 $57,272 $360,000
Collateral 1,412 $114,872,000 $113,411 $500,000 $66,529 $880,000
Other 811 $72,989,000 $128,318 $640,000 $83,318 $552,000
Unverifiable Information 155 $3,480,000 $43,285 $500,000 $44,428 $237,000
Employment History 67 $4,939,000 $91,000 $235,000 $45,100 $105,000
Credit Application Incomplete 41 $3,008,000 $95,166 $300,000 $69,500 $550,000
Insufficient Cash (Downpayment, Closing Cost) 1 $125,000 $125,000 $125,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List