Charter Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for New Mexico.
The mortgage statistics and data below are specific to mortgage loan applications for Charter Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Charter Bank
2130 Eubank Blvd Ne
Albuquerque, NM 87112
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,366
Total Mortgage Loan Application Amount $1,390,901,000
Average Mortgage Loan Application Amount $110,017
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $6,105
Highest Applicant Income $1,184,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NM, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Charter Bank by Metropolitan Area in 2003

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBUQUERQUE, NM 6,091 $ 763,885,000 $ 125,000 $ 44,000
LAS CRUCES, NM 1,151 $ 136,402,000 $ 118,000 $ 30,000
SANTA FE, NM 636 $ 107,206,000 $ 168,000 $ 60,000
EL PASO, TX 243 $ 23,275,000 $ 95,000 $ 16,000
LUBBOCK, TX 211 $ 23,543,000 $ 111,000 $ 58,000
AMARILLO, TX 181 $ 15,928,000 $ 88,000 $ 14,000
PHOENIX-MESA, AZ 159 $ 18,948,000 $ 119,000 $ 33,000
POCATELLO, ID 72 $ 6,743,000 $ 93,000 $ 0
DETROIT, MI 61 $ 5,483,000 $ 89,000 $ 0
SAN ANGELO, TX 61 $ 6,734,000 $ 110,000 $ 14,000
ABILENE, TX 58 $ 5,415,000 $ 93,000 $ 28,000
HOUSTON, TX 35 $ 4,240,000 $ 121,000 $ 37,000
FORT WORTH-ARLINGTON, TX 32 $ 4,379,000 $ 136,000 $ 15,000
CHICAGO, IL 29 $ 3,863,000 $ 133,000 $ 0
AUSTIN-SAN MARCOS, TX 19 $ 3,070,000 $ 161,000 $ 28,000
DALLAS, TX 19 $ 2,670,000 $ 140,000 $ 36,000
ST. LOUIS, MO-IL 19 $ 1,593,000 $ 83,000 $ 0
TAMPA-ST. PETERSBURG-CLEARWATER, FL 19 $ 1,827,000 $ 96,000 $ 0
FAYETTEVILLE, NC 17 $ 1,659,000 $ 97,000 $ 0
FORT MYERS-CAPE CORAL, FL 16 $ 1,502,000 $ 93,000 $ 0
DENVER, CO 15 $ 2,637,000 $ 175,000 $ 39,000
BOISE CITY, ID 12 $ 2,114,000 $ 176,000 $ 0
GRAND RAPIDS-MUSKEGON-HOLLAND, MI 12 $ 1,225,000 $ 102,000 $ 0
MINNEAPOLIS-ST. PAUL, MN-WI 12 $ 2,152,000 $ 179,000 $ 0
ORLANDO, FL 9 $ 1,011,000 $ 112,000 $ 0
TUCSON, AZ 9 $ 868,000 $ 96,000 $ 5,000
ODESSA-MIDLAND, TX 8 $ 726,000 $ 90,000 $ 0
PITTSBURGH, PA 8 $ 467,000 $ 58,000 $ 0
MIAMI, FL 7 $ 677,000 $ 96,000 $ 0
PHILADELPHIA, PA-NJ 7 $ 600,000 $ 85,000 $ 0
CLEVELAND-LORAIN-ELYRIA, OH 6 $ 623,000 $ 103,000 $ 0
COLORADO SPRINGS, CO 6 $ 1,094,000 $ 182,000 $ 76,000
LAS VEGAS, NV-AZ 6 $ 961,000 $ 160,000 $ 0
BATON ROUGE, LA 5 $ 441,000 $ 88,000 $ 0
COLUMBIA, SC 5 $ 355,000 $ 71,000 $ 0
DAYTON-SPRINGFIELD, OH 5 $ 472,000 $ 94,000 $ 0
FORT LAUDERDALE, FL 5 $ 602,000 $ 120,000 $ 0
LANSING-EAST LANSING, MI 5 $ 384,000 $ 76,000 $ 0
LITTLE ROCK-NORTH LITTLE ROCK, AR 5 $ 502,000 $ 100,000 $ 0
NEW ORLEANS, LA 5 $ 562,000 $ 112,000 $ 0
BALTIMORE, MD 4 $ 790,000 $ 197,000 $ 0
BRYAN-COLLEGE STATION, TX 4 $ 403,000 $ 100,000 $ 56,000
FLINT, MI 4 $ 486,000 $ 121,000 $ 0
KANSAS CITY, MO-KS 4 $ 196,000 $ 49,000 $ 0
LONGVIEW-MARSHALL, TX 4 $ 282,000 $ 70,000 $ 0
LOUISVILLE, KY-IN 4 $ 495,000 $ 123,000 $ 0
NASHVILLE, TN 4 $ 279,000 $ 69,000 $ 0
CORPUS CHRISTI, TX 3 $ 551,000 $ 183,000 $ 34,000
LAKELAND-WINTER HAVEN, FL 3 $ 185,000 $ 61,000 $ 0
OCALA, FL 3 $ 224,000 $ 74,000 $ 0
OWENSBORO, KY 3 $ 273,000 $ 91,000 $ 0
SPRINGFIELD, MO 3 $ 236,000 $ 78,000 $ 0
ALLENTOWN-BETHLEHEM-EASTON, PA 2 $ 195,000 $ 97,000 $ 0
CHATTANOOGA, TN-GA 2 $ 213,000 $ 106,000 $ 0
DAYTONA BEACH, FL 2 $ 117,000 $ 58,000 $ 0
ELKHART-GOSHEN, IN 2 $ 212,000 $ 106,000 $ 0
FORT PIERCE-PORT ST. LUCIE, FL 2 $ 155,000 $ 77,000 $ 0
FORT WAYNE, IN 2 $ 126,000 $ 63,000 $ 0
GARY, IN 2 $ 340,000 $ 170,000 $ 0
GREELEY, CO 2 $ 274,000 $ 137,000 $ 94,000
GREENSBORO--WINSTON-SALEM--HIGH POINT, NC 2 $ 203,000 $ 101,000 $ 0
INDIANAPOLIS, IN 2 $ 137,000 $ 68,000 $ 0
JACKSONVILLE, FL 2 $ 113,000 $ 56,000 $ 0
MEMPHIS, TN-AR-MS 2 $ 223,000 $ 111,000 $ 0
MONROE, LA 2 $ 125,000 $ 62,000 $ 0
SAGINAW-BAY CITY-MIDLAND, MI 2 $ 132,000 $ 66,000 $ 0
WACO, TX 2 $ 357,000 $ 178,000 $ 0
WEST PALM BEACH-BOCA RATON, FL 2 $ 309,000 $ 154,000 $ 0
YOUNGSTOWN-WARREN, OH 2 $ 212,000 $ 106,000 $ 0
AKRON, OH 1 $ 138,000 $ 138,000 $ 0
ANN ARBOR, MI 1 $ 93,000 $ 93,000 $ 0
ASHEVILLE, NC 1 $ 180,000 $ 180,000 $ 0
BEAUMONT-PORT ARTHUR, TX 1 $ 58,000 $ 58,000 $ 0
BLOOMINGTON-NORMAL, IL 1 $ 85,000 $ 85,000 $ 0
BOULDER-LONGMONT, CO 1 $ 96,000 $ 96,000 $ 62,000
BRAZORIA, TX 1 $ 116,000 $ 116,000 $ 100,000
CINCINNATI, OH-KY-IN 1 $ 88,000 $ 88,000 $ 0
COLUMBUS, OH 1 $ 129,000 $ 129,000 $ 0
DANVILLE, VA 1 $ 48,000 $ 48,000 $ 0
DOVER, DE 1 $ 70,000 $ 70,000 $ 0
ERIE, PA 1 $ 43,000 $ 43,000 $ 0
FLAGSTAFF, AZ-UT 1 $ 135,000 $ 135,000 $ 0
FORT COLLINS-LOVELAND, CO 1 $ 193,000 $ 193,000 $ 200,000
FORT SMITH, AR-OK 1 $ 87,000 $ 87,000 $ 0
GALVESTON-TEXAS CITY, TX 1 $ 43,000 $ 43,000 $ 0
GOLDSBORO, NC 1 $ 60,000 $ 60,000 $ 0
HOUMA, LA 1 $ 80,000 $ 80,000 $ 0
JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA 1 $ 49,000 $ 49,000 $ 0
JONESBORO, AR 1 $ 137,000 $ 137,000 $ 0
KALAMAZOO-BATTLE CREEK, MI 1 $ 53,000 $ 53,000 $ 0
KANKAKEE, IL 1 $ 64,000 $ 64,000 $ 0
KILLEEN-TEMPLE, TX 1 $ 43,000 $ 43,000 $ 0
KNOXVILLE, TN 1 $ 101,000 $ 101,000 $ 0
KOKOMO, IN 1 $ 111,000 $ 111,000 $ 0
LAFAYETTE, LA 1 $ 50,000 $ 50,000 $ 0
LAKE CHARLES, LA 1 $ 66,000 $ 66,000 $ 0
LEXINGTON, KY 1 $ 77,000 $ 77,000 $ 0
LYNCHBURG, VA 1 $ 126,000 $ 126,000 $ 0
MYRTLE BEACH, SC 1 $ 58,000 $ 58,000 $ 0
NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC 1 $ 109,000 $ 109,000 $ 0
OAKLAND, CA 1 $ 95,000 $ 95,000 $ 0
PEORIA-PEKIN, IL 1 $ 99,000 $ 99,000 $ 0
PINE BLUFF, AR 1 $ 80,000 $ 80,000 $ 0
PUEBLO, CO 1 $ 172,000 $ 172,000 $ 0
RALEIGH-DURHAM-CHAPEL HILL, NC 1 $ 60,000 $ 60,000 $ 0
RIVERSIDE-SAN BERNARDINO, CA 1 $ 208,000 $ 208,000 $ 0
ROCKFORD, IL 1 $ 38,000 $ 38,000 $ 0
ROCKY MOUNT, NC 1 $ 122,000 $ 122,000 $ 0
SHARON, PA 1 $ 55,000 $ 55,000 $ 0
SUMTER, SC 1 $ 70,000 $ 70,000 $ 0
TERRE HAUTE, IN 1 $ 45,000 $ 45,000 $ 0
TOLEDO, OH 1 $ 69,000 $ 69,000 $ 0
TOPEKA, KS 1 $ 20,000 $ 20,000 $ 0
WICHITA FALLS, TX 1 $ 58,000 $ 58,000 $ 0
WICHITA, KS 1 $ 188,000 $ 188,000 $ 0
YORK, PA 1 $ 190,000 $ 190,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Mexico, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Charter Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 6,562 $788,159,000 $111,518 $1,500,000 $6,407 $781,000
Home Purchase (one-to-four family) 4,790 $601,778,000 $110,068 $1,100,000 $3,931 $1,184,000
Home Improvement (one-to-four family) 14 $964,000 $68,000 $320,000 $61,000 $202,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,718 $642,486,000 $163,000 $1,500,000 $92,400 $781,000
Not applicable 4,092 $460,219,000 $111,500 $861,000 $0 $0
Hispanic 1,858 $203,864,000 $110,666 $419,000 $42,666 $1,184,000
Information not provided by applicant in mail or telephone application 339 $39,893,000 $119,750 $605,000 $42,000 $334,000
Black 102 $11,329,000 $75,750 $305,000 $52,000 $161,000
Asian or Pacific Islander 88 $11,494,000 $128,000 $480,000 $67,000 $462,000
Other 85 $12,149,000 $142,000 $595,000 $52,000 $300,000
American Indian or Alaskan Native 84 $9,467,000 $112,000 $240,000 $50,000 $162,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,244 $961,139,000 $113,900 $1,500,000 $6,866 $1,184,000
FHA-insured (Federal Housing Administration) 2,968 $290,578,000 $94,750 $240,000 $13,000 $289,000
VA-guaranteed (Veterans Administration) 1,108 $134,803,000 $124,800 $273,000 $28,800 $144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $4,381,000 $93,000 $143,000 $10,500 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,044 $772,226,000 $155,600 $1,100,000 $79,000 $1,184,000
Loan Purchased By The Institution 4,092 $460,219,000 $111,500 $861,000 $0 $0
Application Withdrawn By Applicant 480 $61,802,000 $127,000 $640,000 $81,750 $750,000
Application Denied By Financial Institution 454 $52,530,000 $159,600 $1,500,000 $104,400 $781,000
Application Approved But Not Accepted 296 $44,124,000 $165,500 $650,000 $63,500 $301,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 148 $18,840,000 $170,000 $880,000 $77,000 $443,000
Credit History 107 $11,656,000 $118,250 $1,000,000 $67,250 $781,000
Debt-To-Income Ratio 92 $10,363,000 $283,500 $459,000 $246,500 $456,000
Other 63 $7,541,000 $92,000 $1,500,000 $62,000 $200,000
Collateral 29 $2,452,000 $84,000 $225,000 $54,000 $250,000
Employment History 6 $597,000 $111,000 $129,000 $45,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 5 $462,000 $92,000 $122,000 $12,000 $26,000
Unverifiable Information 3 $552,000 $155,500 $292,000 $116,000 $225,000
Mortgage Insurance Denied 1 $67,000 $67,000 $67,000 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NM, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New Mexico, and search similar information at your convenience.

Download the New Mexico Lender List