Certusbank, N.A.
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Certusbank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Certusbank, N.A.
2 West Washington Street 5Th Floor
Greenville, SC 29601
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  
Total Number of Mortgage Applications 4,487
Total Mortgage Loan Application Amount $1,001,767,000
Average Mortgage Loan Application Amount $220,666
Highest Mortgage Loan Application Amount $1,467,000
Average Applicant Income $117,000
Highest Applicant Income $5,039,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Certusbank, N.A. by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 874 $ 190,114,000 $ 210,000 $ 111,500
GREENVILLE-MAULDIN-EASLEY, SC 434 $ 79,723,000 $ 183,000 $ 86,000
RALEIGH-CARY, NC 259 $ 62,268,000 $ 240,000 $ 142,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 254 $ 43,700,000 $ 172,000 $ 121,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 240 $ 84,472,000 $ 338,666 $ 155,000
COLUMBIA, SC 225 $ 41,370,000 $ 183,000 $ 88,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 169 $ 38,316,000 $ 226,000 $ 86,000
SPARTANBURG, SC 97 $ 15,983,000 $ 164,000 $ 101,000
WILMINGTON, NC 86 $ 16,003,000 $ 186,000 $ 79,000
BALTIMORE-TOWSON, MD 80 $ 22,801,000 $ 285,000 $ 133,000
BETHESDA-ROCKVILLE-FREDERICK, MD 79 $ 25,968,000 $ 328,000 $ 133,000
HICKORY-LENOIR-MORGANTON, NC 75 $ 10,869,000 $ 144,000 $ 79,000
DURHAM-CHAPEL HILL, NC 56 $ 12,936,000 $ 231,000 $ 121,000
FAYETTEVILLE, NC 52 $ 5,682,000 $ 109,000 $ 54,000
MACON, GA 50 $ 5,280,000 $ 105,000 $ 69,000
SEATTLE-BELLEVUE-EVERETT, WA 50 $ 15,627,000 $ 312,000 $ 131,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 43 $ 14,903,000 $ 346,000 $ 118,000
ANDERSON, SC 37 $ 6,695,000 $ 180,000 $ 81,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 35 $ 8,281,000 $ 236,000 $ 94,000
PHILADELPHIA, PA 33 $ 8,343,000 $ 252,000 $ 161,000
SAVANNAH, GA 33 $ 7,649,000 $ 231,000 $ 112,000
SANTA ANA-ANAHEIM-IRVINE, CA 31 $ 12,918,000 $ 416,000 $ 136,000
SUMTER, SC 31 $ 6,128,000 $ 197,000 $ 83,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 31 $ 7,769,000 $ 222,500 $ 93,000
DENVER-AURORA-BROOMFIELD, CO 27 $ 7,892,000 $ 292,000 $ 125,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 27 $ 3,975,000 $ 147,000 $ 103,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 25 $ 11,827,000 $ 473,000 $ 161,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 24 $ 5,257,000 $ 219,000 $ 110,000
AUGUSTA-RICHMOND COUNTY, GA-SC 23 $ 3,627,000 $ 169,500 $ 91,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 23 $ 8,087,000 $ 351,000 $ 332,000
OAKLAND-FREMONT-HAYWARD, CA 23 $ 9,261,000 $ 402,000 $ 151,000
RICHMOND, VA 23 $ 5,717,000 $ 248,000 $ 110,000
ASHEVILLE, NC 20 $ 4,392,000 $ 219,000 $ 93,000
BRUNSWICK, GA 20 $ 2,085,000 $ 104,000 $ 48,000
INDIANAPOLIS-CARMEL, IN 20 $ 3,684,000 $ 184,000 $ 194,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 20 $ 4,226,000 $ 211,000 $ 128,000
BRIDGEPORT-STAMFORD-NORWALK, CT 19 $ 5,512,000 $ 290,000 $ 142,000
DALTON, GA 19 $ 2,569,000 $ 135,000 $ 34,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 19 $ 6,220,000 $ 327,000 $ 123,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 18 $ 4,061,000 $ 225,000 $ 129,000
VALDOSTA, GA 18 $ 2,218,000 $ 123,000 $ 78,000
WINSTON-SALEM, NC 17 $ 2,830,000 $ 166,000 $ 92,000
GREENSBORO-HIGH POINT, NC 16 $ 3,392,000 $ 212,000 $ 122,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 16 $ 4,391,000 $ 274,000 $ 158,000
COLUMBUS, GA-AL 15 $ 1,525,000 $ 101,000 $ 91,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 14 $ 6,443,000 $ 460,000 $ 175,000
ATHENS-CLARKE COUNTY, GA 12 $ 1,868,000 $ 155,000 $ 98,000
FLORENCE, SC 12 $ 2,369,000 $ 197,000 $ 93,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 12 $ 3,062,000 $ 255,000 $ 132,000
WARNER ROBINS, GA 12 $ 2,022,000 $ 168,000 $ 52,000
BOSTON-QUINCY, MA 11 $ 3,216,000 $ 292,000 $ 123,000
KNOXVILLE, TN 10 $ 1,702,000 $ 170,000 $ 96,000
NEW HAVEN-MILFORD, CT 10 $ 2,790,000 $ 279,000 $ 210,000
PITTSBURGH, PA 10 $ 1,869,000 $ 186,000 $ 120,000
WORCESTER, MA 10 $ 2,576,000 $ 257,000 $ 100,000
FORT COLLINS-LOVELAND, CO 8 $ 1,975,000 $ 246,000 $ 112,000
JACKSONVILLE, FL 8 $ 1,253,000 $ 156,000 $ 94,000
LEXINGTON-FAYETTE, KY 8 $ 1,502,000 $ 187,000 $ 100,000
MEMPHIS, TN-MS-AR 8 $ 1,688,000 $ 211,000 $ 146,000
ORLANDO-KISSIMMEE-SANFORD, FL 8 $ 1,546,000 $ 193,000 $ 104,000
PEABODY, MA 8 $ 2,520,000 $ 315,000 $ 131,000
CHATTANOOGA, TN-GA 7 $ 1,661,000 $ 227,500 $ 89,000
OXNARD-THOUSAND OAKS-VENTURA, CA 7 $ 3,102,000 $ 443,000 $ 126,000
ROANOKE, VA 7 $ 1,771,000 $ 253,000 $ 147,000
FRESNO, CA 6 $ 1,357,000 $ 226,000 $ 164,000
GREENVILLE, NC 6 $ 1,769,000 $ 294,000 $ 237,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 5 $ 1,096,000 $ 219,000 $ 116,000
HARRISBURG-CARLISLE, PA 5 $ 1,012,000 $ 202,000 $ 109,000
JOHNSON CITY, TN 5 $ 1,087,000 $ 217,000 $ 109,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 5 $ 2,014,000 $ 402,000 $ 215,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 4 $ 835,000 $ 208,000 $ 86,000
BOULDER, CO 4 $ 1,112,000 $ 278,000 $ 294,000
BURLINGTON, NC 4 $ 752,000 $ 188,000 $ 90,000
CHARLOTTESVILLE, VA 4 $ 1,262,000 $ 315,000 $ 88,000
COLORADO SPRINGS, CO 4 $ 809,000 $ 202,000 $ 79,000
JACKSONVILLE, NC 4 $ 870,000 $ 217,000 $ 96,000
LYNCHBURG, VA 4 $ 943,000 $ 235,000 $ 102,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 4 $ 620,000 $ 155,000 $ 91,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 4 $ 619,000 $ 154,000 $ 110,000
GARY, IN 3 $ 639,000 $ 213,000 $ 119,000
NORWICH-NEW LONDON, CT 3 $ 504,000 $ 168,000 $ 132,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 3 $ 717,000 $ 239,000 $ 190,000
ROCKY MOUNT, NC 3 $ 413,000 $ 137,000 $ 55,000
SAN LUIS OBISPO-PASO ROBLES, CA 3 $ 1,445,000 $ 481,000 $ 97,000
TACOMA, WA 3 $ 959,000 $ 319,000 $ 94,000
WINCHESTER, VA-WV 3 $ 936,000 $ 312,000 $ 108,000
BAKERSFIELD-DELANO, CA 2 $ 399,000 $ 199,000 $ 151,000
BARNSTABLE TOWN, MA 2 $ 460,000 $ 230,000 $ 153,000
BOWLING GREEN, KY 2 $ 268,000 $ 134,000 $ 85,000
BREMERTON-SILVERDALE, WA 2 $ 413,000 $ 206,000 $ 83,000
CLARKSVILLE, TN-KY 2 $ 323,000 $ 161,000 $ 73,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 321,000 $ 160,000 $ 141,000
EVANSVILLE, IN-KY 2 $ 234,000 $ 117,000 $ 78,000
FORT WAYNE, IN 2 $ 474,000 $ 237,000 $ 65,000
GAINESVILLE, FL 2 $ 508,000 $ 254,000 $ 117,000
GAINESVILLE, GA 2 $ 320,000 $ 160,000 $ 92,000
GREELEY, CO 2 $ 554,000 $ 277,000 $ 144,000
LAFAYETTE, IN 2 $ 285,000 $ 142,000 $ 44,000
LANCASTER, PA 2 $ 323,000 $ 161,000 $ 87,000
MODESTO, CA 2 $ 390,000 $ 195,000 $ 77,000
MOUNT VERNON-ANACORTES, WA 2 $ 438,000 $ 219,000 $ 78,000
OCALA, FL 2 $ 247,000 $ 123,000 $ 32,000
PUEBLO, CO 2 $ 513,000 $ 256,000 $ 90,000
REDDING, CA 2 $ 292,000 $ 146,000 $ 87,000
SALISBURY, MD 2 $ 655,000 $ 327,000 $ 288,000
SANTA CRUZ-WATSONVILLE, CA 2 $ 788,000 $ 394,000 $ 258,000
SANTA ROSA-PETALUMA, CA 2 $ 670,000 $ 335,000 $ 100,000
SPRINGFIELD, MA 2 $ 460,000 $ 230,000 $ 88,000
AUBURN-OPELIKA, AL 1 $ 150,000 $ 150,000 $ 149,000
BELLINGHAM, WA 1 $ 193,000 $ 193,000 $ 67,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 205,000 $ 205,000 $ 95,000
CAPE CORAL-FORT MYERS, FL 1 $ 249,000 $ 249,000 $ 103,000
ELIZABETHTOWN, KY 1 $ 75,000 $ 75,000 $ 32,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 149,000 $ 149,000 $ 110,000
KENNEWICK-PASCO-RICHLAND, WA 1 $ 237,000 $ 237,000 $ 70,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 320,000 $ 320,000 $ 197,000
LAKELAND-WINTER HAVEN, FL 1 $ 142,000 $ 142,000 $ 55,000
LEBANON, PA 1 $ 218,000 $ 218,000 $ 60,000
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 244,000 $ 244,000 $ 65,000
MONTGOMERY, AL 1 $ 403,000 $ 403,000 $ 217,000
MORRISTOWN, TN 1 $ 80,000 $ 80,000 $ 131,000
MUNCIE, IN 1 $ 127,000 $ 127,000 $ 85,000
NAPLES-MARCO ISLAND, FL 1 $ 311,000 $ 311,000 $ 409,000
OWENSBORO, KY 1 $ 171,000 $ 171,000 $ 253,000
PALM COAST, FL 1 $ 65,000 $ 65,000 $ 11,000
PITTSFIELD, MA 1 $ 145,000 $ 145,000 $ 68,000
READING, PA 1 $ 212,000 $ 212,000 $ 85,000
ROCHESTER, NY 1 $ 256,000 $ 256,000 $ 234,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 256,000 $ 256,000 $ 87,000
STOCKTON, CA 1 $ 276,000 $ 276,000 $ 70,000
TALLAHASSEE, FL 1 $ 106,000 $ 106,000 $ 140,000
VISALIA-PORTERVILLE, CA 1 $ 150,000 $ 150,000 $ 95,000
WILMINGTON, DE-MD-NJ 1 $ 315,000 $ 315,000 $ 201,000
YAKIMA, WA 1 $ 145,000 $ 145,000 $ 168,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Certusbank, N.A. in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,547 $600,111,000 $235,000 $1,190,000 $123,000 $5,039,000
Home Purchase 1,650 $336,441,000 $203,000 $1,467,000 $96,000 $2,940,000
Home Improvement 290 $65,215,000 $224,000 $1,331,000 $132,000 $1,758,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,246 $716,088,000 $220,000 $1,190,000 $116,000 $5,039,000
Not Provided 494 $117,747,000 $238,000 $1,000,000 $124,000 $1,758,000
Asian 371 $98,411,000 $265,000 $1,000,000 $122,000 $696,000
Black or African American 204 $36,282,000 $177,000 $1,331,000 $86,000 $974,000
Hispanic 95 $20,449,000 $215,000 $776,000 $90,000 $416,000
Not applicable 58 $9,100,000 $156,000 $1,467,000 $0 $0
Native Hawaiian or Other Pacific Islander 10 $2,284,000 $228,000 $622,000 $82,000 $234,000
American Indian or Alaskan Native 9 $1,406,000 $156,000 $573,000 $89,000 $146,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,785 $880,916,000 $232,000 $1,467,000 $123,000 $5,039,000
FHA-insured (Federal Housing Administration) 383 $60,714,000 $158,000 $626,000 $71,000 $900,000
VA-guaranteed (Veterans Administration) 191 $43,262,000 $226,000 $764,000 $74,000 $289,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 128 $16,875,000 $131,000 $273,000 $42,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,339 $747,726,000 $223,000 $1,467,000 $111,000 $5,039,000
Application Withdrawn By Applicant 714 $167,040,000 $233,000 $920,000 $132,000 $3,906,000
Application Denied By Financial Institution 232 $41,850,000 $180,000 $1,000,000 $81,000 $360,000
Application Approved But Not Accepted 136 $30,440,000 $223,000 $1,331,000 $130,000 $1,584,000
File Closed For Incompleteness 60 $12,874,000 $214,000 $600,000 $113,000 $447,000
Loan Purchased By The Institution 6 $1,837,000 $306,000 $578,000 $201,000 $674,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 67 $13,046,000 $194,000 $500,000 $102,000 $300,000
Credit History 62 $9,010,000 $145,000 $430,000 $60,000 $275,000
Debt-To-Income Ratio 62 $11,178,000 $180,000 $488,000 $72,000 $237,000
Unverifiable Information 16 $4,195,000 $262,000 $1,000,000 $109,000 $360,000
Other 13 $2,141,000 $164,000 $398,000 $92,000 $221,000
Employment History 8 $1,338,000 $167,000 $390,000 $79,000 $185,000
Credit Application Incomplete 2 $832,000 $416,000 $417,000 $86,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 1 $46,000 $46,000 $46,000 $16,000 $16,000
Mortgage Insurance Denied 1 $64,000 $64,000 $64,000 $31,000 $31,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.

Download the South Carolina Lender List