The Central Trust Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for The Central Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Central Trust Bank 238 Madison St. Jefferson City, MO 65101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 2,232 |
| Total Mortgage Loan Application Amount | $518,610,000 |
| Average Mortgage Loan Application Amount | $179,000 |
| Highest Mortgage Loan Application Amount | $2,935,000 |
| Average Applicant Income | $103,800 |
| Highest Applicant Income | $2,332,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cole County Missouri | 471 | $ 81,435,000 | $ 172,000 | $ 93,000 |
| El Paso County Colorado | 364 | $ 111,800,000 | $ 307,000 | $ 109,000 |
| Wake County North Carolina | 238 | $ 68,870,000 | $ 289,000 | $ 117,000 |
| Callaway County Missouri | 206 | $ 30,600,000 | $ 148,000 | $ 77,000 |
| La Plata County Colorado | 138 | $ 47,000,000 | $ 340,000 | $ 132,000 |
| Archuleta County Colorado | 79 | $ 21,665,000 | $ 274,000 | $ 110,000 |
| Boone County Missouri | 77 | $ 16,165,000 | $ 209,000 | $ 118,000 |
| Cherokee County North Carolina | 63 | $ 10,265,000 | $ 162,000 | $ 117,000 |
| Moniteau County Missouri | 54 | $ 7,720,000 | $ 142,000 | $ 81,000 |
| Durham County North Carolina | 33 | $ 7,965,000 | $ 241,000 | $ 115,000 |
| Miller County Missouri | 32 | $ 5,440,000 | $ 170,000 | $ 90,000 |
| Johnston County North Carolina | 28 | $ 5,640,000 | $ 201,000 | $ 82,000 |
| Jackson County Missouri | 26 | $ 4,260,000 | $ 163,000 | $ 159,000 |
| Camden County Missouri | 24 | $ 4,630,000 | $ 192,000 | $ 136,000 |
| Osage County Missouri | 20 | $ 2,690,000 | $ 134,000 | $ 77,000 |
| Clay County North Carolina | 17 | $ 3,095,000 | $ 182,000 | $ 72,000 |
| St. Louis County Missouri | 15 | $ 3,115,000 | $ 207,000 | $ 158,000 |
| Morgan County Missouri | 14 | $ 1,770,000 | $ 126,000 | $ 68,000 |
| Chatham County North Carolina | 14 | $ 4,860,000 | $ 347,000 | $ 113,000 |
| Denver County Colorado | 11 | $ 3,955,000 | $ 359,000 | $ 193,000 |
| Orange County North Carolina | 11 | $ 3,835,000 | $ 348,000 | $ 165,000 |
| Pueblo County Colorado | 10 | $ 1,780,000 | $ 178,000 | $ 86,000 |
| Teller County Colorado | 10 | $ 2,500,000 | $ 250,000 | $ 73,000 |
| Brunswick County North Carolina | 9 | $ 1,555,000 | $ 172,000 | $ 83,000 |
| Jefferson County Colorado | 8 | $ 2,110,000 | $ 263,000 | $ 83,000 |
| Greene County Missouri | 8 | $ 990,000 | $ 123,000 | $ 51,000 |
| Maricopa County Arizona | 7 | $ 3,355,000 | $ 479,000 | $ 471,000 |
| Arapahoe County Colorado | 7 | $ 2,375,000 | $ 339,000 | $ 111,000 |
| Guilford County North Carolina | 7 | $ 1,555,000 | $ 222,000 | $ 58,000 |
| Douglas County Colorado | 6 | $ 3,040,000 | $ 506,000 | $ 161,000 |
| Maries County Missouri | 6 | $ 1,410,000 | $ 235,000 | $ 82,000 |
| St. Charles County Missouri | 6 | $ 1,680,000 | $ 280,000 | $ 125,000 |
| Franklin County North Carolina | 6 | $ 1,550,000 | $ 258,000 | $ 99,000 |
| Granville County North Carolina | 6 | $ 1,510,000 | $ 251,000 | $ 112,000 |
| Union County Georgia | 5 | $ 1,005,000 | $ 201,000 | $ 60,000 |
| Johnson County Kansas | 5 | $ 1,445,000 | $ 289,000 | $ 114,000 |
| Randolph County North Carolina | 5 | $ 615,000 | $ 123,000 | $ 42,000 |
| Montezuma County Colorado | 4 | $ 850,000 | $ 212,000 | $ 72,000 |
| Weld County Colorado | 4 | $ 1,190,000 | $ 297,000 | $ 354,000 |
| Harnett County North Carolina | 4 | $ 570,000 | $ 142,000 | $ 37,000 |
| Adams County Colorado | 3 | $ 885,000 | $ 295,000 | $ 83,000 |
| Boulder County Colorado | 3 | $ 1,085,000 | $ 361,000 | $ 0 |
| Park County Colorado | 3 | $ 1,535,000 | $ 511,000 | $ 124,000 |
| Clay County Missouri | 3 | $ 525,000 | $ 175,000 | $ 130,000 |
| Crawford County Missouri | 3 | $ 365,000 | $ 121,000 | $ 59,000 |
| Gasconade County Missouri | 3 | $ 325,000 | $ 108,000 | $ 58,000 |
| Pettis County Missouri | 3 | $ 405,000 | $ 135,000 | $ 35,000 |
| Polk County Missouri | 3 | $ 545,000 | $ 181,000 | $ 80,000 |
| Clark County Nevada | 3 | $ 1,095,000 | $ 365,000 | $ 147,000 |
| Cumberland County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 58,000 |
| Davidson County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 40,000 |
| Macon County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 55,000 |
| Mecklenburg County North Carolina | 3 | $ 815,000 | $ 271,000 | $ 72,000 |
| New Hanover County North Carolina | 3 | $ 605,000 | $ 201,000 | $ 85,000 |
| Polk County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 55,000 |
| Navajo County Arizona | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Benton County Arkansas | 2 | $ 480,000 | $ 240,000 | $ 246,000 |
| Faulkner County Arkansas | 2 | $ 690,000 | $ 345,000 | $ 112,000 |
| Elbert County Colorado | 2 | $ 770,000 | $ 385,000 | $ 85,000 |
| Mesa County Colorado | 2 | $ 800,000 | $ 400,000 | $ 79,000 |
| DeKalb County Georgia | 2 | $ 870,000 | $ 435,000 | $ 237,000 |
| Johnson County Indiana | 2 | $ 360,000 | $ 180,000 | $ 142,000 |
| Marion County Indiana | 2 | $ 360,000 | $ 180,000 | $ 183,000 |
| Cape Girardeau County Missouri | 2 | $ 930,000 | $ 465,000 | $ 200,000 |
| Christian County Missouri | 2 | $ 290,000 | $ 145,000 | $ 78,000 |
| Cooper County Missouri | 2 | $ 360,000 | $ 180,000 | $ 53,000 |
| Lincoln County Missouri | 2 | $ 410,000 | $ 205,000 | $ 85,000 |
| Phelps County Missouri | 2 | $ 410,000 | $ 205,000 | $ 55,000 |
| Platte County Missouri | 2 | $ 670,000 | $ 335,000 | $ 123,000 |
| San Juan County New Mexico | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Alamance County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Lee County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 90,000 |
| Moore County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 145,000 |
| Person County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 93,000 |
| Rutherford County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 235,000 |
| Cumberland County Virginia | 2 | $ 510,000 | $ 255,000 | $ 62,000 |
| Morgan County Alabama | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Yavapai County Arizona | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Cleburne County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 150,000 |
| Lonoke County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Pulaski County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Saline County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Riverside County California | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Crowley County Colorado | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Eagle County Colorado | 1 | $ 485,000 | $ 485,000 | $ 367,000 |
| Fremont County Colorado | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Routt County Colorado | 1 | $ 355,000 | $ 355,000 | $ 167,000 |
| San Juan County Colorado | 1 | $ 205,000 | $ 205,000 | $ 346,000 |
| Bay County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Lee County Florida | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,355,000 |
| Manatee County Florida | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Miami-Dade County Florida | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Okaloosa County Florida | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Orange County Florida | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Santa Rosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| St. Johns County Florida | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Taylor County Florida | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Volusia County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Clayton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Dade County Georgia | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Effingham County Georgia | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Fannin County Georgia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Fayette County Georgia | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Power County Idaho | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Floyd County Indiana | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| LaPorte County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Linn County Iowa | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Marshall County Iowa | 1 | $ 85,000 | $ 85,000 | $ 126,000 |
| Washington County Iowa | 1 | $ 275,000 | $ 275,000 | $ 253,000 |
| Arenac County Michigan | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Wayne County Michigan | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Adair County Missouri | 1 | $ 265,000 | $ 265,000 | $ 331,000 |
| Atchison County Missouri | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Audrain County Missouri | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Jefferson County Missouri | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Laclede County Missouri | 1 | $ 235,000 | $ 235,000 | $ 183,000 |
| Lafayette County Missouri | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Lawrence County Missouri | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Pike County Missouri | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Ray County Missouri | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Scott County Missouri | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| St. Louis City County Missouri | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Taney County Missouri | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Texas County Missouri | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Webster County Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Gallatin County Montana | 1 | $ 715,000 | $ 715,000 | $ 347,000 |
| Jefferson County Montana | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Yellowstone County Montana | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Douglas County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 187,000 |
| Scotts Bluff County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Richmond County New York | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| Alexander County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Avery County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Burke County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Caswell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Dare County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 161,000 |
| Jackson County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Swain County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Wayne County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Cuyahoga County Ohio | 1 | $ 225,000 | $ 225,000 | $ 197,000 |
| Jackson County Oregon | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Multnomah County Oregon | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Allegheny County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Cumberland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Greenville County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 149,000 |
| Horry County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 425,000 |
| Gibson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Comal County Texas | 1 | $ 705,000 | $ 705,000 | $ 254,000 |
| Kendall County Texas | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Chittenden County Vermont | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Lamoille County Vermont | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Chesterfield County Virginia | 1 | $ 335,000 | $ 335,000 | $ 66,000 |
| Mecklenburg County Virginia | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Pittsylvania County Virginia | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Prince William County Virginia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Clallam County Washington | 1 | $ 475,000 | $ 475,000 | $ 181,000 |
| King County Washington | 1 | $ 535,000 | $ 535,000 | $ 169,000 |
| Lafayette County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Ozaukee County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Carbon County Wyoming | 1 | $ 365,000 | $ 365,000 | $ 404,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Central Trust Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,512 | $360,300,000 | $238,000 | $2,935,000 | $105,000 | $2,332,000 |
| Refinancing | 439 | $107,685,000 | $245,000 | $1,485,000 | $117,000 | $1,800,000 |
| Cash-out Refinancing | 229 | $44,485,000 | $194,000 | $885,000 | $93,000 | $1,355,000 |
| Other Purpose | 33 | $4,645,000 | $140,000 | $485,000 | $109,000 | $782,000 |
| Home Improvement | 19 | $1,495,000 | $78,000 | $275,000 | $95,000 | $255,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,846 | $424,920,000 | $230,000 | $2,555,000 | $107,000 | $2,332,000 |
| Not Provided | 131 | $32,545,000 | $248,000 | $595,000 | $103,000 | $425,000 |
| Hispanic | 74 | $17,380,000 | $234,000 | $705,000 | $80,000 | $402,000 |
| Black or African American | 72 | $15,720,000 | $218,000 | $755,000 | $86,000 | $325,000 |
| Not applicable | 52 | $12,220,000 | $235,000 | $2,935,000 | $0 | $0 |
| Asian | 32 | $9,150,000 | $285,000 | $855,000 | $147,000 | $524,000 |
| American Indian or Alaskan Native | 14 | $3,270,000 | $233,000 | $445,000 | $90,000 | $190,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $440,000 | $220,000 | $255,000 | $53,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,891 | $431,325,000 | $228,000 | $2,935,000 | $112,000 | $2,332,000 |
| VA-guaranteed (Veterans Administration) | 160 | $50,910,000 | $318,000 | $885,000 | $92,000 | $589,000 |
| FHA-insured (Federal Housing Administration) | 132 | $28,780,000 | $218,000 | $415,000 | $68,000 | $242,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $7,595,000 | $155,000 | $345,000 | $53,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,867 | $439,575,000 | $235,000 | $2,935,000 | $108,000 | $2,332,000 |
| Application Withdrawn By Applicant | 295 | $67,415,000 | $228,000 | $1,525,000 | $104,000 | $546,000 |
| Application Denied By Financial Institution | 60 | $9,150,000 | $152,000 | $385,000 | $60,000 | $258,000 |
| Application Approved But Not Accepted | 7 | $2,095,000 | $299,000 | $705,000 | $108,000 | $143,000 |
| File Closed For Incompleteness | 2 | $280,000 | $140,000 | $165,000 | $55,000 | $85,000 |
| Loan Purchased By The Institution | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,172 | $509,460,000 | $234,000 | $2,935,000 | $108,000 | $2,332,000 |
| Credit History | 25 | $3,265,000 | $130,000 | $385,000 | $63,000 | $145,000 |
| Debt-To-Income Ratio | 20 | $4,090,000 | $204,000 | $365,000 | $41,000 | $86,000 |
| Collateral | 10 | $960,000 | $96,000 | $225,000 | $74,000 | $258,000 |
| Other | 5 | $835,000 | $167,000 | $375,000 | $91,000 | $133,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.