The Central Trust Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for The Central Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Central Trust Bank 238 Madison St. Jefferson City, MO 65101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,551 |
| Total Mortgage Loan Application Amount | $345,715,000 |
| Average Mortgage Loan Application Amount | $149,500 |
| Highest Mortgage Loan Application Amount | $3,305,000 |
| Average Applicant Income | $88,833 |
| Highest Applicant Income | $1,528,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cole County Missouri | 400 | $ 59,060,000 | $ 147,000 | $ 94,000 |
| El Paso County Colorado | 240 | $ 71,140,000 | $ 296,000 | $ 107,000 |
| Callaway County Missouri | 170 | $ 27,590,000 | $ 162,000 | $ 83,000 |
| Wake County North Carolina | 120 | $ 32,070,000 | $ 267,000 | $ 111,000 |
| La Plata County Colorado | 112 | $ 35,530,000 | $ 317,000 | $ 136,000 |
| Archuleta County Colorado | 72 | $ 16,890,000 | $ 234,000 | $ 145,000 |
| Boone County Missouri | 55 | $ 12,085,000 | $ 219,000 | $ 125,000 |
| Moniteau County Missouri | 32 | $ 3,380,000 | $ 105,000 | $ 68,000 |
| Camden County Missouri | 27 | $ 5,965,000 | $ 220,000 | $ 155,000 |
| Miller County Missouri | 24 | $ 3,870,000 | $ 161,000 | $ 72,000 |
| Durham County North Carolina | 21 | $ 4,275,000 | $ 203,000 | $ 100,000 |
| Osage County Missouri | 18 | $ 3,160,000 | $ 175,000 | $ 76,000 |
| Johnston County North Carolina | 16 | $ 3,290,000 | $ 205,000 | $ 82,000 |
| Cherokee County North Carolina | 14 | $ 2,280,000 | $ 162,000 | $ 74,000 |
| St. Louis County Missouri | 13 | $ 4,335,000 | $ 333,000 | $ 327,000 |
| Morgan County Missouri | 12 | $ 2,000,000 | $ 166,000 | $ 114,000 |
| Chatham County North Carolina | 9 | $ 3,135,000 | $ 348,000 | $ 118,000 |
| Pueblo County Colorado | 8 | $ 1,460,000 | $ 182,000 | $ 77,000 |
| Teller County Colorado | 7 | $ 3,275,000 | $ 467,000 | $ 201,000 |
| Johnson County Kansas | 7 | $ 3,485,000 | $ 497,000 | $ 264,000 |
| Jackson County Missouri | 6 | $ 1,200,000 | $ 200,000 | $ 177,000 |
| Douglas County Colorado | 5 | $ 2,115,000 | $ 423,000 | $ 154,000 |
| Montezuma County Colorado | 5 | $ 2,055,000 | $ 411,000 | $ 194,000 |
| Franklin County North Carolina | 5 | $ 1,115,000 | $ 223,000 | $ 120,000 |
| Harnett County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 42,000 |
| Orange County North Carolina | 5 | $ 1,635,000 | $ 327,000 | $ 183,000 |
| Arapahoe County Colorado | 4 | $ 3,810,000 | $ 952,000 | $ 94,000 |
| Audrain County Missouri | 4 | $ 320,000 | $ 80,000 | $ 98,000 |
| Cooper County Missouri | 4 | $ 570,000 | $ 142,000 | $ 67,000 |
| Maries County Missouri | 4 | $ 640,000 | $ 160,000 | $ 92,000 |
| Forsyth County North Carolina | 4 | $ 730,000 | $ 182,000 | $ 51,000 |
| Lee County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 108,000 |
| Lee County Florida | 3 | $ 855,000 | $ 285,000 | $ 572,000 |
| Orange County Florida | 3 | $ 625,000 | $ 208,000 | $ 162,000 |
| Crawford County Missouri | 3 | $ 375,000 | $ 125,000 | $ 57,000 |
| Greene County Missouri | 3 | $ 275,000 | $ 91,000 | $ 96,000 |
| Johnson County Missouri | 3 | $ 525,000 | $ 175,000 | $ 101,000 |
| St. Charles County Missouri | 3 | $ 535,000 | $ 178,000 | $ 85,000 |
| St. Louis City County Missouri | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 500,000 | $ 250,000 | $ 197,000 |
| Denver County Colorado | 2 | $ 1,180,000 | $ 590,000 | $ 137,000 |
| Gunnison County Colorado | 2 | $ 770,000 | $ 385,000 | $ 95,000 |
| Jefferson County Colorado | 2 | $ 530,000 | $ 265,000 | $ 80,000 |
| Cook County Illinois | 2 | $ 210,000 | $ 105,000 | $ 300,000 |
| Atchison County Missouri | 2 | $ 360,000 | $ 180,000 | $ 122,000 |
| Christian County Missouri | 2 | $ 250,000 | $ 125,000 | $ 75,000 |
| Clay County Missouri | 2 | $ 400,000 | $ 200,000 | $ 113,000 |
| Laclede County Missouri | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Carteret County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Granville County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 89,000 |
| Guilford County North Carolina | 2 | $ 760,000 | $ 380,000 | $ 133,000 |
| Wilson County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Clay County South Dakota | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| King County Washington | 2 | $ 710,000 | $ 355,000 | $ 302,000 |
| Kitsap County Washington | 2 | $ 470,000 | $ 235,000 | $ 45,000 |
| Madison County Alabama | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Cochise County Arizona | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Pima County Arizona | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Benton County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Cleburne County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 506,000 |
| Garland County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Greene County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Sacramento County California | 1 | $ 505,000 | $ 505,000 | $ 124,000 |
| San Bernardino County California | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| San Luis Obispo County California | 1 | $ 535,000 | $ 535,000 | $ 247,000 |
| Adams County Colorado | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Boulder County Colorado | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 205,000 | $ 205,000 | $ 31,000 |
| Eagle County Colorado | 1 | $ 395,000 | $ 395,000 | $ 264,000 |
| Fremont County Colorado | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Larimer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 283,000 |
| Mesa County Colorado | 1 | $ 615,000 | $ 615,000 | $ 170,000 |
| Montrose County Colorado | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Morgan County Colorado | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Park County Colorado | 1 | $ 445,000 | $ 445,000 | $ 89,000 |
| Pitkin County Colorado | 1 | $ 3,305,000 | $ 3,305,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 445,000 | $ 445,000 | $ 172,000 |
| Brevard County Florida | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Okaloosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pinellas County Florida | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Cherokee County Georgia | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Pickens County Georgia | 1 | $ 385,000 | $ 385,000 | $ 116,000 |
| Grundy County Illinois | 1 | $ 655,000 | $ 655,000 | $ 204,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Shiawassee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Barry County Missouri | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Dunklin County Missouri | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Gasconade County Missouri | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Henry County Missouri | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Lafayette County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Pettis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Phelps County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Platte County Missouri | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Putnam County Missouri | 1 | $ 175,000 | $ 175,000 | $ 185,000 |
| Randolph County Missouri | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Taney County Missouri | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Washoe County Nevada | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| San Juan County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 265,000 |
| Alamance County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Buncombe County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 185,000 |
| Clay County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Craven County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Mecklenburg County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Moore County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Nash County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| New Hanover County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 185,000 |
| Richmond County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Portage County Ohio | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Washington County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
| Bexar County Texas | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Brazos County Texas | 1 | $ 405,000 | $ 405,000 | $ 225,000 |
| Comal County Texas | 1 | $ 445,000 | $ 445,000 | $ 220,000 |
| Erath County Texas | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Galveston County Texas | 1 | $ 345,000 | $ 345,000 | $ 154,000 |
| Chesterfield County Virginia | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Prince William County Virginia | 1 | $ 555,000 | $ 555,000 | $ 143,000 |
| Jefferson County Washington | 1 | $ 395,000 | $ 395,000 | $ 105,000 |
| Pierce County Washington | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Thurston County Washington | 1 | $ 405,000 | $ 405,000 | $ 116,000 |
| Ozaukee County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Central Trust Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,173 | $269,455,000 | $229,000 | $3,305,000 | $109,000 | $1,528,000 |
| Refinancing | 182 | $40,880,000 | $224,000 | $1,415,000 | $130,000 | $939,000 |
| Cash-out Refinancing | 144 | $31,380,000 | $217,000 | $3,005,000 | $90,000 | $350,000 |
| Other Purpose | 34 | $2,660,000 | $78,000 | $305,000 | $91,000 | $416,000 |
| Home Improvement | 17 | $1,265,000 | $74,000 | $215,000 | $93,000 | $200,000 |
| Not Applicable | 1 | $75,000 | $75,000 | $75,000 | $20,000 | $20,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,243 | $272,875,000 | $219,000 | $3,005,000 | $110,000 | $1,528,000 |
| Not Provided | 134 | $32,260,000 | $240,000 | $1,415,000 | $111,000 | $923,000 |
| Not applicable | 51 | $12,235,000 | $239,000 | $3,305,000 | $20,000 | $20,000 |
| Hispanic | 49 | $11,905,000 | $242,000 | $615,000 | $100,000 | $378,000 |
| Black or African American | 37 | $7,615,000 | $205,000 | $755,000 | $78,000 | $240,000 |
| Asian | 18 | $4,360,000 | $242,000 | $455,000 | $159,000 | $600,000 |
| American Indian or Alaskan Native | 14 | $3,340,000 | $238,000 | $455,000 | $77,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $260,000 | $130,000 | $145,000 | $30,000 | $31,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,363 | $299,205,000 | $219,000 | $3,305,000 | $114,000 | $1,528,000 |
| VA-guaranteed (Veterans Administration) | 96 | $30,450,000 | $317,000 | $615,000 | $93,000 | $253,000 |
| FHA-insured (Federal Housing Administration) | 47 | $9,945,000 | $211,000 | $385,000 | $67,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $6,115,000 | $135,000 | $355,000 | $51,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,285 | $281,205,000 | $218,000 | $1,415,000 | $111,000 | $1,528,000 |
| Application Withdrawn By Applicant | 206 | $47,440,000 | $230,000 | $2,405,000 | $110,000 | $923,000 |
| Application Denied By Financial Institution | 55 | $13,105,000 | $238,000 | $3,005,000 | $66,000 | $170,000 |
| Application Approved But Not Accepted | 5 | $3,965,000 | $793,000 | $3,305,000 | $58,000 | $78,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,496 | $332,610,000 | $222,000 | $3,305,000 | $111,000 | $1,528,000 |
| Credit History | 21 | $2,475,000 | $117,000 | $355,000 | $55,000 | $118,000 |
| Debt-To-Income Ratio | 20 | $4,290,000 | $214,000 | $705,000 | $66,000 | $145,000 |
| Collateral | 6 | $630,000 | $105,000 | $215,000 | $64,000 | $170,000 |
| Other | 4 | $970,000 | $242,000 | $445,000 | $133,000 | $153,000 |
| Unverifiable Information | 2 | $3,140,000 | $1,570,000 | $3,005,000 | $40,000 | $40,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $130,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,525,000 | $1,525,000 | $1,525,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.