The Central Trust Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for The Central Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Central Trust Bank 238 Madison St. Jefferson City, MO 65101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 906 |
| Total Mortgage Loan Application Amount | $106,980,000 |
| Average Mortgage Loan Application Amount | $106,333 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $76,333 |
| Highest Applicant Income | $1,055,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cole County Missouri | 439 | $ 55,285,000 | $ 125,000 | $ 81,000 |
| Callaway County Missouri | 210 | $ 20,568,000 | $ 97,000 | $ 66,000 |
| Moniteau County Missouri | 83 | $ 6,911,000 | $ 83,000 | $ 59,000 |
| Miller County Missouri | 38 | $ 2,797,000 | $ 73,000 | $ 56,000 |
| Boone County Missouri | 33 | $ 6,005,000 | $ 181,000 | $ 84,000 |
| Osage County Missouri | 14 | $ 1,395,000 | $ 99,000 | $ 58,000 |
| Morgan County Missouri | 12 | $ 1,551,000 | $ 129,000 | $ 96,000 |
| Camden County Missouri | 9 | $ 1,612,000 | $ 179,000 | $ 131,000 |
| Maries County Missouri | 7 | $ 851,000 | $ 121,000 | $ 72,000 |
| Crawford County Missouri | 5 | $ 325,000 | $ 65,000 | $ 34,000 |
| St. Louis County Missouri | 5 | $ 874,000 | $ 174,000 | $ 94,000 |
| St. Louis City County Missouri | 5 | $ 252,000 | $ 50,000 | $ 55,000 |
| Franklin County Missouri | 4 | $ 1,015,000 | $ 253,000 | $ 87,000 |
| Clay County Missouri | 3 | $ 860,000 | $ 286,000 | $ 100,000 |
| Johnson County Iowa | 2 | $ 730,000 | $ 365,000 | $ 121,000 |
| Johnson County Kansas | 2 | $ 521,000 | $ 260,000 | $ 238,000 |
| Gasconade County Missouri | 2 | $ 424,000 | $ 212,000 | $ 544,000 |
| Howard County Missouri | 2 | $ 214,000 | $ 107,000 | $ 17,000 |
| Jefferson County Missouri | 2 | $ 239,000 | $ 119,000 | $ 120,000 |
| Laclede County Missouri | 2 | $ 217,000 | $ 108,000 | $ 36,000 |
| Pettis County Missouri | 2 | $ 305,000 | $ 152,000 | $ 307,000 |
| St. Charles County Missouri | 2 | $ 283,000 | $ 141,000 | $ 140,000 |
| Baldwin County Alabama | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Saline County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Larimer County Colorado | 1 | $ 268,000 | $ 268,000 | $ 221,000 |
| Hillsborough County Florida | 1 | $ 285,000 | $ 285,000 | $ 203,000 |
| Black Hawk County Iowa | 1 | $ 326,000 | $ 326,000 | $ 122,000 |
| Adair County Missouri | 1 | $ 45,000 | $ 45,000 | $ 300,000 |
| Audrain County Missouri | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Buchanan County Missouri | 1 | $ 157,000 | $ 157,000 | $ 129,000 |
| Clinton County Missouri | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Cooper County Missouri | 1 | $ 41,000 | $ 41,000 | $ 10,000 |
| Henry County Missouri | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| Jackson County Missouri | 1 | $ 10,000 | $ 10,000 | $ 128,000 |
| Johnson County Missouri | 1 | $ 40,000 | $ 40,000 | $ 150,000 |
| Monroe County Missouri | 1 | $ 28,000 | $ 28,000 | $ 48,000 |
| Nodaway County Missouri | 1 | $ 182,000 | $ 182,000 | $ 179,000 |
| Phelps County Missouri | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Randolph County Missouri | 1 | $ 21,000 | $ 21,000 | $ 78,000 |
| Stone County Missouri | 1 | $ 98,000 | $ 98,000 | $ 110,000 |
| Taney County Missouri | 1 | $ 109,000 | $ 109,000 | $ 76,000 |
| Flathead County Montana | 1 | $ 90,000 | $ 90,000 | $ 175,000 |
| Lucas County Ohio | 1 | $ 109,000 | $ 109,000 | $ 386,000 |
| Brown County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 64,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Central Trust Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 472 | $66,996,000 | $141,000 | $1,200,000 | $80,000 | $1,055,000 |
| Refinancing | 235 | $28,125,000 | $119,000 | $902,000 | $82,000 | $655,000 |
| Home Improvement | 199 | $11,859,000 | $59,000 | $594,000 | $67,000 | $560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 790 | $91,498,000 | $115,000 | $960,000 | $79,000 | $1,055,000 |
| Not Provided | 38 | $5,371,000 | $141,000 | $417,000 | $104,000 | $400,000 |
| Not applicable | 33 | $6,062,000 | $183,000 | $1,200,000 | $0 | $0 |
| Black or African American | 23 | $2,016,000 | $87,000 | $228,000 | $70,000 | $183,000 |
| Hispanic | 13 | $797,000 | $61,000 | $141,000 | $58,000 | $235,000 |
| Asian | 6 | $811,000 | $135,000 | $169,000 | $157,000 | $386,000 |
| American Indian or Alaskan Native | 3 | $425,000 | $141,000 | $231,000 | $59,000 | $115,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 850 | $100,916,000 | $118,000 | $1,200,000 | $80,000 | $1,055,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $6,064,000 | $108,000 | $255,000 | $43,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 669 | $80,233,000 | $119,000 | $1,200,000 | $80,000 | $1,055,000 |
| Application Denied By Financial Institution | 100 | $9,202,000 | $92,000 | $417,000 | $55,000 | $234,000 |
| Application Approved But Not Accepted | 91 | $11,701,000 | $128,000 | $417,000 | $84,000 | $412,000 |
| Application Withdrawn By Applicant | 44 | $5,689,000 | $129,000 | $513,000 | $85,000 | $560,000 |
| File Closed For Incompleteness | 2 | $155,000 | $77,000 | $135,000 | $47,000 | $52,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 44 | $3,958,000 | $89,000 | $365,000 | $58,000 | $175,000 |
| Debt-To-Income Ratio | 34 | $3,423,000 | $100,000 | $417,000 | $47,000 | $234,000 |
| Collateral | 19 | $1,544,000 | $81,000 | $185,000 | $64,000 | $157,000 |
| Mortgage Insurance Denied | 1 | $145,000 | $145,000 | $145,000 | $74,000 | $74,000 |
| Other | 1 | $59,000 | $59,000 | $59,000 | $20,000 | $20,000 |
| Employment History | 1 | $73,000 | $73,000 | $73,000 | $31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.