Central National Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Kansas.
The mortgage statistics and data below are specific to mortgage loan applications for Central National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,018 |
| Total Mortgage Loan Application Amount | $176,260,000 |
| Average Mortgage Loan Application Amount | $129,800 |
| Highest Mortgage Loan Application Amount | $7,325,000 |
| Average Applicant Income | $80,600 |
| Highest Applicant Income | $2,716,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee County Kansas | 104 | $ 16,470,000 | $ 158,000 | $ 96,000 |
| Johnson County Kansas | 77 | $ 16,095,000 | $ 209,000 | $ 88,000 |
| Douglas County Nebraska | 74 | $ 16,220,000 | $ 219,000 | $ 120,000 |
| Geary County Kansas | 53 | $ 6,795,000 | $ 128,000 | $ 79,000 |
| Riley County Kansas | 49 | $ 8,675,000 | $ 177,000 | $ 86,000 |
| Douglas County Kansas | 44 | $ 11,620,000 | $ 264,000 | $ 97,000 |
| Sarpy County Nebraska | 39 | $ 8,775,000 | $ 225,000 | $ 109,000 |
| Mitchell County Kansas | 38 | $ 3,870,000 | $ 101,000 | $ 62,000 |
| Marion County Kansas | 36 | $ 3,610,000 | $ 100,000 | $ 62,000 |
| Boone County Missouri | 35 | $ 7,255,000 | $ 207,000 | $ 75,000 |
| Sedgwick County Kansas | 34 | $ 4,660,000 | $ 137,000 | $ 276,000 |
| Red Willow County Nebraska | 27 | $ 3,955,000 | $ 146,000 | $ 76,000 |
| Pottawatomie County Kansas | 22 | $ 4,990,000 | $ 226,000 | $ 106,000 |
| Dickinson County Kansas | 19 | $ 2,675,000 | $ 140,000 | $ 67,000 |
| Saline County Kansas | 18 | $ 2,340,000 | $ 130,000 | $ 69,000 |
| Cloud County Kansas | 17 | $ 1,585,000 | $ 93,000 | $ 48,000 |
| Lincoln County Nebraska | 17 | $ 2,195,000 | $ 129,000 | $ 85,000 |
| Miami County Kansas | 14 | $ 2,970,000 | $ 212,000 | $ 92,000 |
| Jackson County Missouri | 14 | $ 2,320,000 | $ 165,000 | $ 72,000 |
| Madison County Nebraska | 14 | $ 2,280,000 | $ 162,000 | $ 93,000 |
| Nuckolls County Nebraska | 14 | $ 990,000 | $ 70,000 | $ 50,000 |
| Coffey County Kansas | 13 | $ 1,915,000 | $ 147,000 | $ 87,000 |
| Harvey County Kansas | 13 | $ 1,815,000 | $ 139,000 | $ 79,000 |
| Lancaster County Nebraska | 13 | $ 2,365,000 | $ 181,000 | $ 94,000 |
| Clay County Kansas | 8 | $ 760,000 | $ 95,000 | $ 80,000 |
| Randolph County Missouri | 8 | $ 940,000 | $ 117,000 | $ 68,000 |
| Osage County Kansas | 7 | $ 995,000 | $ 142,000 | $ 79,000 |
| Hall County Nebraska | 7 | $ 825,000 | $ 117,000 | $ 55,000 |
| Barton County Kansas | 6 | $ 610,000 | $ 101,000 | $ 81,000 |
| Franklin County Kansas | 6 | $ 1,020,000 | $ 170,000 | $ 84,000 |
| Jewell County Kansas | 6 | $ 470,000 | $ 78,000 | $ 58,000 |
| Greene County Missouri | 6 | $ 590,000 | $ 98,000 | $ 73,000 |
| Anderson County Kansas | 5 | $ 615,000 | $ 123,000 | $ 55,000 |
| Ellis County Kansas | 5 | $ 805,000 | $ 161,000 | $ 121,000 |
| Jefferson County Kansas | 5 | $ 675,000 | $ 135,000 | $ 75,000 |
| Leavenworth County Kansas | 5 | $ 935,000 | $ 187,000 | $ 123,000 |
| Osborne County Kansas | 5 | $ 375,000 | $ 75,000 | $ 39,000 |
| Wyandotte County Kansas | 5 | $ 875,000 | $ 175,000 | $ 76,000 |
| Buffalo County Nebraska | 5 | $ 565,000 | $ 113,000 | $ 86,000 |
| Chase County Nebraska | 5 | $ 585,000 | $ 117,000 | $ 68,000 |
| Callaway County Missouri | 4 | $ 1,040,000 | $ 260,000 | $ 0 |
| Saunders County Nebraska | 4 | $ 1,220,000 | $ 305,000 | $ 213,000 |
| Washington County Nebraska | 4 | $ 540,000 | $ 135,000 | $ 77,000 |
| Pottawattamie County Iowa | 3 | $ 605,000 | $ 201,000 | $ 139,000 |
| Butler County Kansas | 3 | $ 355,000 | $ 118,000 | $ 76,000 |
| Wabaunsee County Kansas | 3 | $ 385,000 | $ 128,000 | $ 80,000 |
| Audrain County Missouri | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Cape Girardeau County Missouri | 3 | $ 215,000 | $ 71,000 | $ 36,000 |
| Clay County Missouri | 3 | $ 535,000 | $ 178,000 | $ 98,000 |
| Jasper County Missouri | 3 | $ 385,000 | $ 128,000 | $ 61,000 |
| Lafayette County Missouri | 3 | $ 655,000 | $ 218,000 | $ 150,000 |
| Cass County Nebraska | 3 | $ 725,000 | $ 241,000 | $ 80,000 |
| Dodge County Nebraska | 3 | $ 535,000 | $ 178,000 | $ 96,000 |
| Ellsworth County Kansas | 2 | $ 420,000 | $ 210,000 | $ 0 |
| McPherson County Kansas | 2 | $ 7,440,000 | $ 3,720,000 | $ 74,000 |
| Morris County Kansas | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Ottawa County Kansas | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Republic County Kansas | 2 | $ 130,000 | $ 65,000 | $ 37,000 |
| Smith County Kansas | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Camden County Missouri | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Johnson County Missouri | 2 | $ 200,000 | $ 100,000 | $ 82,000 |
| Morgan County Missouri | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Perry County Missouri | 2 | $ 250,000 | $ 125,000 | $ 26,000 |
| Ray County Missouri | 2 | $ 300,000 | $ 150,000 | $ 43,000 |
| Webster County Missouri | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| Adams County Nebraska | 2 | $ 500,000 | $ 250,000 | $ 138,000 |
| Cedar County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 95,000 |
| Hamilton County Nebraska | 2 | $ 510,000 | $ 255,000 | $ 118,000 |
| Hitchcock County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Keith County Nebraska | 2 | $ 240,000 | $ 120,000 | $ 126,000 |
| Nemaha County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Pierce County Nebraska | 2 | $ 500,000 | $ 250,000 | $ 116,000 |
| Platte County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 1,000 |
| Stanton County Nebraska | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Wayne County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 42,000 |
| El Paso County Colorado | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Franklin County Illinois | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jackson County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Harrison County Iowa | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Page County Iowa | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Polk County Iowa | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Woodbury County Iowa | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Decatur County Kansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ford County Kansas | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Jackson County Kansas | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Pratt County Kansas | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Reno County Kansas | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Russell County Kansas | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Scott County Kansas | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Andrew County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Benton County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cass County Missouri | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Christian County Missouri | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Dallas County Missouri | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Lawrence County Missouri | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Moniteau County Missouri | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Newton County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Polk County Missouri | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Stone County Missouri | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Taney County Missouri | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Deuel County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Dundy County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fillmore County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Franklin County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Furnas County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Howard County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Jefferson County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Kearney County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Polk County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Saline County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Scotts Bluff County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 133,000 |
| Thayer County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 170,000 |
| Brown County South Dakota | 1 | $ 435,000 | $ 435,000 | $ 498,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Central National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 637 | $103,785,000 | $162,000 | $1,595,000 | $84,000 | $416,000 |
| Refinancing | 224 | $47,990,000 | $214,000 | $7,325,000 | $109,000 | $2,716,000 |
| Cash-out Refinancing | 150 | $24,070,000 | $160,000 | $475,000 | $90,000 | $404,000 |
| Other Purpose | 4 | $290,000 | $72,000 | $75,000 | $74,000 | $109,000 |
| Home Improvement | 3 | $125,000 | $41,000 | $65,000 | $46,000 | $46,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 774 | $124,590,000 | $160,000 | $485,000 | $92,000 | $2,716,000 |
| Not applicable | 163 | $38,145,000 | $234,000 | $7,325,000 | $0 | $0 |
| Hispanic | 30 | $4,050,000 | $135,000 | $475,000 | $91,000 | $404,000 |
| Black or African American | 23 | $5,085,000 | $221,000 | $325,000 | $66,000 | $121,000 |
| Not Provided | 13 | $1,765,000 | $135,000 | $265,000 | $54,000 | $96,000 |
| Asian | 8 | $1,490,000 | $186,000 | $435,000 | $60,000 | $150,000 |
| American Indian or Alaskan Native | 3 | $415,000 | $138,000 | $155,000 | $111,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 797 | $140,115,000 | $175,000 | $7,325,000 | $95,000 | $2,716,000 |
| FHA-insured (Federal Housing Administration) | 124 | $18,020,000 | $145,000 | $345,000 | $67,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 97 | $18,125,000 | $186,000 | $425,000 | $86,000 | $309,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 670 | $117,360,000 | $175,000 | $2,255,000 | $95,000 | $2,716,000 |
| Application Denied By Financial Institution | 136 | $24,140,000 | $177,000 | $7,325,000 | $62,000 | $155,000 |
| Loan Purchased By The Institution | 125 | $20,585,000 | $164,000 | $485,000 | $0 | $0 |
| Application Withdrawn By Applicant | 74 | $11,930,000 | $161,000 | $485,000 | $98,000 | $359,000 |
| File Closed For Incompleteness | 8 | $1,240,000 | $155,000 | $335,000 | $105,000 | $257,000 |
| Application Approved But Not Accepted | 5 | $1,005,000 | $201,000 | $475,000 | $137,000 | $404,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 882 | $152,120,000 | $172,000 | $2,255,000 | $95,000 | $2,716,000 |
| Credit History | 47 | $5,305,000 | $112,000 | $435,000 | $67,000 | $155,000 |
| Debt-To-Income Ratio | 44 | $5,820,000 | $132,000 | $295,000 | $50,000 | $146,000 |
| Credit Application Incomplete | 26 | $3,390,000 | $130,000 | $315,000 | $69,000 | $141,000 |
| Collateral | 8 | $770,000 | $96,000 | $185,000 | $70,000 | $118,000 |
| Other | 4 | $7,820,000 | $1,955,000 | $7,325,000 | $64,000 | $67,000 |
| Employment History | 4 | $500,000 | $125,000 | $225,000 | $76,000 | $109,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $240,000 | $120,000 | $165,000 | $52,000 | $58,000 |
| Unverifiable Information | 1 | $295,000 | $295,000 | $295,000 | $126,000 | $126,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas, and search similar information at your convenience.