Central National Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Kansas.
The mortgage statistics and data below are specific to mortgage loan applications for Central National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 820 |
| Total Mortgage Loan Application Amount | $123,700,000 |
| Average Mortgage Loan Application Amount | $126,000 |
| Highest Mortgage Loan Application Amount | $715,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $3,990,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 65 | $ 12,835,000 | $ 197,000 | $ 108,000 |
| Shawnee County Kansas | 59 | $ 8,275,000 | $ 140,000 | $ 89,000 |
| Johnson County Kansas | 56 | $ 12,310,000 | $ 219,000 | $ 91,000 |
| Riley County Kansas | 46 | $ 8,320,000 | $ 180,000 | $ 94,000 |
| Geary County Kansas | 42 | $ 5,140,000 | $ 122,000 | $ 79,000 |
| Madison County Nebraska | 37 | $ 6,585,000 | $ 177,000 | $ 87,000 |
| Cloud County Kansas | 36 | $ 3,270,000 | $ 90,000 | $ 66,000 |
| Mitchell County Kansas | 31 | $ 2,585,000 | $ 83,000 | $ 43,000 |
| Douglas County Kansas | 30 | $ 6,430,000 | $ 214,000 | $ 86,000 |
| Marion County Kansas | 29 | $ 2,775,000 | $ 95,000 | $ 212,000 |
| Sarpy County Nebraska | 28 | $ 5,370,000 | $ 191,000 | $ 117,000 |
| Red Willow County Nebraska | 26 | $ 3,720,000 | $ 143,000 | $ 103,000 |
| Sedgwick County Kansas | 23 | $ 2,995,000 | $ 130,000 | $ 93,000 |
| Pottawatomie County Kansas | 19 | $ 3,395,000 | $ 178,000 | $ 84,000 |
| Saline County Kansas | 17 | $ 2,195,000 | $ 129,000 | $ 56,000 |
| Harvey County Kansas | 16 | $ 1,860,000 | $ 116,000 | $ 60,000 |
| Boone County Missouri | 15 | $ 2,795,000 | $ 186,000 | $ 77,000 |
| Coffey County Kansas | 14 | $ 1,640,000 | $ 117,000 | $ 58,000 |
| Dickinson County Kansas | 14 | $ 1,510,000 | $ 107,000 | $ 81,000 |
| Lancaster County Nebraska | 11 | $ 1,475,000 | $ 134,000 | $ 64,000 |
| Lincoln County Nebraska | 10 | $ 1,380,000 | $ 138,000 | $ 79,000 |
| Nuckolls County Nebraska | 9 | $ 415,000 | $ 46,000 | $ 41,000 |
| Jewell County Kansas | 7 | $ 315,000 | $ 45,000 | $ 40,000 |
| Miami County Kansas | 7 | $ 1,615,000 | $ 230,000 | $ 85,000 |
| Jackson County Missouri | 7 | $ 965,000 | $ 137,000 | $ 74,000 |
| Platte County Nebraska | 7 | $ 995,000 | $ 142,000 | $ 44,000 |
| Stanton County Nebraska | 7 | $ 1,425,000 | $ 203,000 | $ 74,000 |
| Greene County Missouri | 6 | $ 860,000 | $ 143,000 | $ 97,000 |
| Barton County Kansas | 5 | $ 625,000 | $ 125,000 | $ 39,000 |
| Leavenworth County Kansas | 5 | $ 1,115,000 | $ 223,000 | $ 198,000 |
| Morris County Kansas | 4 | $ 520,000 | $ 130,000 | $ 153,000 |
| Republic County Kansas | 4 | $ 340,000 | $ 85,000 | $ 51,000 |
| Jasper County Missouri | 4 | $ 380,000 | $ 95,000 | $ 44,000 |
| Hitchcock County Nebraska | 4 | $ 440,000 | $ 110,000 | $ 72,000 |
| Nemaha County Nebraska | 4 | $ 740,000 | $ 185,000 | $ 89,000 |
| Clay County Kansas | 3 | $ 265,000 | $ 88,000 | $ 49,000 |
| Franklin County Kansas | 3 | $ 355,000 | $ 118,000 | $ 66,000 |
| Jackson County Kansas | 3 | $ 255,000 | $ 85,000 | $ 58,000 |
| Lincoln County Kansas | 3 | $ 175,000 | $ 58,000 | $ 34,000 |
| McPherson County Kansas | 3 | $ 295,000 | $ 98,000 | $ 55,000 |
| Smith County Kansas | 3 | $ 235,000 | $ 78,000 | $ 43,000 |
| Wyandotte County Kansas | 3 | $ 435,000 | $ 145,000 | $ 102,000 |
| Camden County Missouri | 3 | $ 455,000 | $ 151,000 | $ 77,000 |
| Cape Girardeau County Missouri | 3 | $ 355,000 | $ 118,000 | $ 69,000 |
| Clay County Missouri | 3 | $ 565,000 | $ 188,000 | $ 166,000 |
| Randolph County Missouri | 3 | $ 345,000 | $ 115,000 | $ 56,000 |
| Adams County Nebraska | 3 | $ 435,000 | $ 145,000 | $ 71,000 |
| Buffalo County Nebraska | 3 | $ 475,000 | $ 158,000 | $ 80,000 |
| Cass County Nebraska | 3 | $ 365,000 | $ 121,000 | $ 65,000 |
| Wayne County Nebraska | 3 | $ 325,000 | $ 108,000 | $ 82,000 |
| Anderson County Kansas | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Butler County Kansas | 2 | $ 290,000 | $ 145,000 | $ 232,000 |
| Reno County Kansas | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| Thomas County Kansas | 2 | $ 250,000 | $ 125,000 | $ 93,000 |
| Benton County Missouri | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| Callaway County Missouri | 2 | $ 520,000 | $ 260,000 | $ 122,000 |
| Cole County Missouri | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Morgan County Missouri | 2 | $ 550,000 | $ 275,000 | $ 172,000 |
| Clay County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 67,000 |
| Fillmore County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| Furnas County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 101,000 |
| Hall County Nebraska | 2 | $ 330,000 | $ 165,000 | $ 114,000 |
| Jefferson County Nebraska | 2 | $ 140,000 | $ 70,000 | $ 66,000 |
| Keith County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 85,000 |
| Otoe County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 122,000 |
| Pierce County Nebraska | 2 | $ 350,000 | $ 175,000 | $ 52,000 |
| Seward County Nebraska | 2 | $ 410,000 | $ 205,000 | $ 102,000 |
| Harrison County Iowa | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Monona County Iowa | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Allen County Kansas | 1 | $ 145,000 | $ 145,000 | $ 111,000 |
| Decatur County Kansas | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Jefferson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Lyon County Kansas | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Neosho County Kansas | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Osage County Kansas | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Pawnee County Kansas | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Russell County Kansas | 1 | $ 385,000 | $ 385,000 | $ 1,007,000 |
| Sumner County Kansas | 1 | $ 145,000 | $ 145,000 | $ 176,000 |
| Wabaunsee County Kansas | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Cass County Missouri | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Christian County Missouri | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Dallas County Missouri | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Johnson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Macon County Missouri | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Moniteau County Missouri | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Monroe County Missouri | 1 | $ 85,000 | $ 85,000 | $ 147,000 |
| Newton County Missouri | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Nodaway County Missouri | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Perry County Missouri | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Pettis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Platte County Missouri | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| St. Charles County Missouri | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| St. Louis County Missouri | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Burt County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Chase County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Holt County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Logan County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Saline County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 81,000 |
| Saunders County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Thayer County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Valley County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| York County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Garfield County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 187,000 |
| Brown County South Dakota | 1 | $ 455,000 | $ 455,000 | $ 486,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Central National Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 594 | $90,760,000 | $152,000 | $605,000 | $91,000 | $3,990,000 |
| Cash-out Refinancing | 112 | $16,180,000 | $144,000 | $455,000 | $86,000 | $397,000 |
| Refinancing | 103 | $15,745,000 | $152,000 | $715,000 | $90,000 | $498,000 |
| Home Improvement | 6 | $610,000 | $101,000 | $215,000 | $52,000 | $66,000 |
| Other Purpose | 5 | $405,000 | $81,000 | $155,000 | $81,000 | $108,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 719 | $107,605,000 | $149,000 | $455,000 | $91,000 | $3,990,000 |
| Not Provided | 24 | $1,940,000 | $80,000 | $245,000 | $65,000 | $277,000 |
| Not applicable | 21 | $4,275,000 | $203,000 | $715,000 | $0 | $0 |
| Black or African American | 19 | $3,205,000 | $168,000 | $325,000 | $80,000 | $173,000 |
| Hispanic | 18 | $2,770,000 | $153,000 | $365,000 | $105,000 | $572,000 |
| American Indian or Alaskan Native | 6 | $660,000 | $110,000 | $145,000 | $42,000 | $85,000 |
| Asian | 5 | $1,895,000 | $379,000 | $695,000 | $208,000 | $617,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $515,000 | $171,000 | $205,000 | $52,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 665 | $100,715,000 | $151,000 | $715,000 | $95,000 | $3,990,000 |
| FHA-insured (Federal Housing Administration) | 86 | $10,880,000 | $126,000 | $295,000 | $60,000 | $173,000 |
| VA-guaranteed (Veterans Administration) | 69 | $12,105,000 | $175,000 | $395,000 | $75,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 508 | $81,510,000 | $160,000 | $715,000 | $93,000 | $1,007,000 |
| Loan Purchased By The Institution | 135 | $21,465,000 | $159,000 | $455,000 | $86,000 | $323,000 |
| Application Denied By Financial Institution | 112 | $11,980,000 | $106,000 | $385,000 | $58,000 | $277,000 |
| Application Withdrawn By Applicant | 54 | $7,390,000 | $136,000 | $455,000 | $146,000 | $3,990,000 |
| File Closed For Incompleteness | 10 | $1,170,000 | $117,000 | $205,000 | $58,000 | $114,000 |
| Application Approved But Not Accepted | 1 | $185,000 | $185,000 | $185,000 | $80,000 | $80,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 708 | $111,720,000 | $157,000 | $715,000 | $95,000 | $3,990,000 |
| Credit History | 56 | $5,970,000 | $106,000 | $325,000 | $63,000 | $277,000 |
| Debt-To-Income Ratio | 28 | $2,800,000 | $100,000 | $325,000 | $38,000 | $138,000 |
| Collateral | 12 | $1,110,000 | $92,000 | $205,000 | $67,000 | $132,000 |
| Credit Application Incomplete | 10 | $1,280,000 | $128,000 | $225,000 | $90,000 | $163,000 |
| Employment History | 3 | $155,000 | $51,000 | $65,000 | $20,000 | $22,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $560,000 | $280,000 | $385,000 | $82,000 | $113,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $8,000 | $8,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas, and search similar information at your convenience.