Central National Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Kansas.
The mortgage statistics and data below are specific to mortgage loan applications for Central National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,596 |
| Total Mortgage Loan Application Amount | $224,055,000 |
| Average Mortgage Loan Application Amount | $108,000 |
| Highest Mortgage Loan Application Amount | $2,423,000 |
| Average Applicant Income | $72,666 |
| Highest Applicant Income | $833,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Nebraska | 124 | $ 18,500,000 | $ 149,000 | $ 84,000 |
| Lincoln County Nebraska | 122 | $ 15,725,000 | $ 128,000 | $ 63,000 |
| Geary County Kansas | 98 | $ 10,291,000 | $ 105,000 | $ 56,000 |
| Shawnee County Kansas | 98 | $ 15,629,000 | $ 159,000 | $ 93,000 |
| Riley County Kansas | 94 | $ 16,796,000 | $ 178,000 | $ 87,000 |
| Douglas County Nebraska | 93 | $ 17,439,000 | $ 187,000 | $ 119,000 |
| Douglas County Kansas | 50 | $ 10,663,000 | $ 213,000 | $ 97,000 |
| Red Willow County Nebraska | 49 | $ 5,260,000 | $ 107,000 | $ 80,000 |
| Sarpy County Nebraska | 47 | $ 8,232,000 | $ 175,000 | $ 103,000 |
| Johnson County Kansas | 45 | $ 8,377,000 | $ 186,000 | $ 91,000 |
| Coffey County Kansas | 36 | $ 4,667,000 | $ 129,000 | $ 80,000 |
| Boone County Missouri | 34 | $ 5,566,000 | $ 163,000 | $ 79,000 |
| Saline County Kansas | 32 | $ 3,487,000 | $ 108,000 | $ 66,000 |
| Sedgwick County Kansas | 30 | $ 5,135,000 | $ 171,000 | $ 110,000 |
| Harvey County Kansas | 29 | $ 3,069,000 | $ 105,000 | $ 68,000 |
| Pottawatomie County Kansas | 29 | $ 5,490,000 | $ 189,000 | $ 86,000 |
| Marion County Kansas | 28 | $ 3,022,000 | $ 107,000 | $ 55,000 |
| Mitchell County Kansas | 28 | $ 2,672,000 | $ 95,000 | $ 65,000 |
| Cloud County Kansas | 26 | $ 1,826,000 | $ 70,000 | $ 47,000 |
| Buffalo County Nebraska | 25 | $ 3,351,000 | $ 134,000 | $ 86,000 |
| Hall County Nebraska | 23 | $ 2,977,000 | $ 129,000 | $ 72,000 |
| Platte County Nebraska | 20 | $ 2,591,000 | $ 129,000 | $ 68,000 |
| Wayne County Nebraska | 20 | $ 2,438,000 | $ 121,000 | $ 78,000 |
| Stanton County Nebraska | 19 | $ 2,431,000 | $ 127,000 | $ 83,000 |
| Dickinson County Kansas | 18 | $ 1,453,000 | $ 80,000 | $ 57,000 |
| Lancaster County Nebraska | 18 | $ 3,020,000 | $ 167,000 | $ 85,000 |
| Pierce County Nebraska | 17 | $ 2,559,000 | $ 150,000 | $ 84,000 |
| Greene County Missouri | 14 | $ 1,712,000 | $ 122,000 | $ 48,000 |
| Laclede County Missouri | 13 | $ 987,000 | $ 75,000 | $ 52,000 |
| Jackson County Missouri | 12 | $ 1,741,000 | $ 145,000 | $ 70,000 |
| Keith County Nebraska | 12 | $ 1,168,000 | $ 97,000 | $ 82,000 |
| Nuckolls County Nebraska | 12 | $ 797,000 | $ 66,000 | $ 53,000 |
| Osborne County Kansas | 11 | $ 592,000 | $ 53,000 | $ 68,000 |
| McPherson County Kansas | 10 | $ 984,000 | $ 98,000 | $ 64,000 |
| Morris County Kansas | 10 | $ 715,000 | $ 71,000 | $ 51,000 |
| Jasper County Missouri | 8 | $ 976,000 | $ 122,000 | $ 57,000 |
| Dodge County Nebraska | 8 | $ 887,000 | $ 110,000 | $ 68,000 |
| Lyon County Kansas | 7 | $ 717,000 | $ 102,000 | $ 84,000 |
| Camden County Missouri | 7 | $ 913,000 | $ 130,000 | $ 55,000 |
| Christian County Missouri | 7 | $ 914,000 | $ 130,000 | $ 77,000 |
| Dawson County Nebraska | 7 | $ 618,000 | $ 88,000 | $ 71,000 |
| Pottawattamie County Iowa | 6 | $ 734,000 | $ 122,000 | $ 75,000 |
| Miami County Kansas | 6 | $ 942,000 | $ 157,000 | $ 75,000 |
| Wyandotte County Kansas | 6 | $ 1,100,000 | $ 183,000 | $ 151,000 |
| Cass County Nebraska | 6 | $ 1,010,000 | $ 168,000 | $ 107,000 |
| Fillmore County Nebraska | 6 | $ 571,000 | $ 95,000 | $ 105,000 |
| Seward County Nebraska | 6 | $ 520,000 | $ 86,000 | $ 47,000 |
| Jewell County Kansas | 5 | $ 207,000 | $ 41,000 | $ 35,000 |
| Colfax County Nebraska | 5 | $ 423,000 | $ 84,000 | $ 42,000 |
| Kit Carson County Colorado | 4 | $ 759,000 | $ 189,000 | $ 88,000 |
| Anderson County Kansas | 4 | $ 995,000 | $ 248,000 | $ 37,000 |
| Butler County Kansas | 4 | $ 562,000 | $ 140,000 | $ 132,000 |
| Clay County Kansas | 4 | $ 400,000 | $ 100,000 | $ 65,000 |
| Newton County Missouri | 4 | $ 497,000 | $ 124,000 | $ 44,000 |
| Randolph County Missouri | 4 | $ 421,000 | $ 105,000 | $ 42,000 |
| Adams County Nebraska | 4 | $ 338,000 | $ 84,000 | $ 54,000 |
| Franklin County Kansas | 3 | $ 464,000 | $ 154,000 | $ 113,000 |
| Jackson County Kansas | 3 | $ 709,000 | $ 236,000 | $ 55,000 |
| Jefferson County Kansas | 3 | $ 640,000 | $ 213,000 | $ 91,000 |
| Leavenworth County Kansas | 3 | $ 676,000 | $ 225,000 | $ 83,000 |
| Ottawa County Kansas | 3 | $ 234,000 | $ 78,000 | $ 52,000 |
| Republic County Kansas | 3 | $ 54,000 | $ 18,000 | $ 51,000 |
| Clay County Missouri | 3 | $ 343,000 | $ 114,000 | $ 85,000 |
| Chase County Nebraska | 3 | $ 606,000 | $ 202,000 | $ 90,000 |
| Cuming County Nebraska | 3 | $ 143,000 | $ 47,000 | $ 29,000 |
| Custer County Nebraska | 3 | $ 394,000 | $ 131,000 | $ 69,000 |
| Furnas County Nebraska | 3 | $ 431,000 | $ 143,000 | $ 91,000 |
| Kearney County Nebraska | 3 | $ 454,000 | $ 151,000 | $ 142,000 |
| Knox County Nebraska | 3 | $ 289,000 | $ 96,000 | $ 133,000 |
| Merrick County Nebraska | 3 | $ 243,000 | $ 81,000 | $ 67,000 |
| Otoe County Nebraska | 3 | $ 177,000 | $ 59,000 | $ 41,000 |
| Saunders County Nebraska | 3 | $ 546,000 | $ 182,000 | $ 110,000 |
| Washington County Nebraska | 3 | $ 664,000 | $ 221,000 | $ 67,000 |
| Benton County Arkansas | 2 | $ 476,000 | $ 238,000 | $ 111,000 |
| Osage County Kansas | 2 | $ 150,000 | $ 75,000 | $ 62,000 |
| Callaway County Missouri | 2 | $ 308,000 | $ 154,000 | $ 74,000 |
| Perry County Missouri | 2 | $ 333,000 | $ 166,000 | $ 57,000 |
| Polk County Missouri | 2 | $ 163,000 | $ 81,000 | $ 80,000 |
| Stone County Missouri | 2 | $ 293,000 | $ 146,000 | $ 56,000 |
| Antelope County Nebraska | 2 | $ 340,000 | $ 170,000 | $ 94,000 |
| Boone County Nebraska | 2 | $ 226,000 | $ 113,000 | $ 51,000 |
| Clay County Nebraska | 2 | $ 251,000 | $ 125,000 | $ 63,000 |
| Frontier County Nebraska | 2 | $ 325,000 | $ 162,000 | $ 107,000 |
| Garden County Nebraska | 2 | $ 102,000 | $ 51,000 | $ 50,000 |
| Hamilton County Nebraska | 2 | $ 194,000 | $ 97,000 | $ 52,000 |
| Hitchcock County Nebraska | 2 | $ 144,000 | $ 72,000 | $ 62,000 |
| Holt County Nebraska | 2 | $ 154,000 | $ 77,000 | $ 69,000 |
| Nance County Nebraska | 2 | $ 155,000 | $ 77,000 | $ 85,000 |
| Nemaha County Nebraska | 2 | $ 287,000 | $ 143,000 | $ 75,000 |
| Polk County Nebraska | 2 | $ 163,000 | $ 81,000 | $ 55,000 |
| Webster County Nebraska | 2 | $ 266,000 | $ 133,000 | $ 65,000 |
| York County Nebraska | 2 | $ 138,000 | $ 69,000 | $ 50,000 |
| Chaffee County Colorado | 1 | $ 307,000 | $ 307,000 | $ 62,000 |
| Summit County Colorado | 1 | $ 366,000 | $ 366,000 | $ 138,000 |
| Teller County Colorado | 1 | $ 278,000 | $ 278,000 | $ 62,000 |
| Franklin County Illinois | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Williamson County Illinois | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Dallas County Iowa | 1 | $ 182,000 | $ 182,000 | $ 64,000 |
| Harrison County Iowa | 1 | $ 178,000 | $ 178,000 | $ 85,000 |
| Mills County Iowa | 1 | $ 283,000 | $ 283,000 | $ 137,000 |
| Page County Iowa | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Polk County Iowa | 1 | $ 136,000 | $ 136,000 | $ 86,000 |
| Barton County Kansas | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Ellis County Kansas | 1 | $ 237,000 | $ 237,000 | $ 121,000 |
| Lincoln County Kansas | 1 | $ 39,000 | $ 39,000 | $ 29,000 |
| Trego County Kansas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Wabaunsee County Kansas | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Woodson County Kansas | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| Audrain County Missouri | 1 | $ 83,000 | $ 83,000 | $ 136,000 |
| Barry County Missouri | 1 | $ 83,000 | $ 83,000 | $ 180,000 |
| Barton County Missouri | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Cape Girardeau County Missouri | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Cole County Missouri | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| Cooper County Missouri | 1 | $ 218,000 | $ 218,000 | $ 127,000 |
| Jefferson County Missouri | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Johnson County Missouri | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Lafayette County Missouri | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Lincoln County Missouri | 1 | $ 123,000 | $ 123,000 | $ 46,000 |
| Monroe County Missouri | 1 | $ 182,000 | $ 182,000 | $ 71,000 |
| Pettis County Missouri | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Platte County Missouri | 1 | $ 231,000 | $ 231,000 | $ 63,000 |
| Ray County Missouri | 1 | $ 214,000 | $ 214,000 | $ 165,000 |
| Saline County Missouri | 1 | $ 251,000 | $ 251,000 | $ 152,000 |
| St. Charles County Missouri | 1 | $ 140,000 | $ 140,000 | $ 117,000 |
| St. Louis County Missouri | 1 | $ 291,000 | $ 291,000 | $ 36,000 |
| Texas County Missouri | 1 | $ 39,000 | $ 39,000 | $ 32,000 |
| Webster County Missouri | 1 | $ 67,000 | $ 67,000 | $ 33,000 |
| Deuel County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 88,000 |
| Dundy County Nebraska | 1 | $ 109,000 | $ 109,000 | $ 61,000 |
| Hayes County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Logan County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 89,000 |
| Morrill County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Perkins County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Sherman County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 70,000 |
| Ottawa County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Central National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 865 | $128,637,000 | $148,000 | $2,423,000 | $77,000 | $833,000 |
| Refinancing | 650 | $92,605,000 | $142,000 | $1,275,000 | $84,000 | $622,000 |
| Home Improvement | 81 | $2,813,000 | $34,000 | $285,000 | $57,000 | $303,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,424 | $195,181,000 | $137,000 | $417,000 | $79,000 | $833,000 |
| Hispanic | 68 | $7,755,000 | $114,000 | $413,000 | $61,000 | $446,000 |
| Not Provided | 36 | $4,504,000 | $125,000 | $867,000 | $63,000 | $192,000 |
| Black or African American | 27 | $4,071,000 | $150,000 | $417,000 | $61,000 | $229,000 |
| Not applicable | 18 | $9,360,000 | $520,000 | $2,423,000 | $184,000 | $494,000 |
| Asian | 18 | $2,593,000 | $144,000 | $245,000 | $119,000 | $613,000 |
| American Indian or Alaskan Native | 5 | $591,000 | $118,000 | $166,000 | $33,000 | $76,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,198 | $166,954,000 | $139,000 | $2,423,000 | $86,000 | $833,000 |
| FHA-insured (Federal Housing Administration) | 235 | $29,869,000 | $127,000 | $271,000 | $56,000 | $225,000 |
| VA-guaranteed (Veterans Administration) | 161 | $27,175,000 | $168,000 | $417,000 | $58,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $57,000 | $28,000 | $30,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 847 | $127,678,000 | $150,000 | $2,423,000 | $86,000 | $833,000 |
| Loan Purchased By The Institution | 514 | $70,375,000 | $136,000 | $417,000 | $72,000 | $458,000 |
| Application Denied By Financial Institution | 156 | $15,298,000 | $98,000 | $417,000 | $55,000 | $196,000 |
| Application Withdrawn By Applicant | 70 | $10,130,000 | $144,000 | $413,000 | $91,000 | $309,000 |
| Application Approved But Not Accepted | 7 | $439,000 | $62,000 | $130,000 | $117,000 | $494,000 |
| File Closed For Incompleteness | 2 | $135,000 | $67,000 | $90,000 | $115,000 | $192,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 68 | $6,156,000 | $90,000 | $417,000 | $58,000 | $196,000 |
| Debt-To-Income Ratio | 35 | $3,648,000 | $104,000 | $325,000 | $41,000 | $122,000 |
| Collateral | 27 | $3,322,000 | $123,000 | $345,000 | $70,000 | $194,000 |
| Credit Application Incomplete | 11 | $895,000 | $81,000 | $190,000 | $47,000 | $89,000 |
| Employment History | 7 | $595,000 | $85,000 | $137,000 | $40,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $269,000 | $67,000 | $104,000 | $66,000 | $146,000 |
| Other | 3 | $323,000 | $107,000 | $246,000 | $55,000 | $107,000 |
| Unverifiable Information | 1 | $90,000 | $90,000 | $90,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas, and search similar information at your convenience.