Central National Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Kansas.
The mortgage statistics and data below are specific to mortgage loan applications for Central National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,806 |
| Total Mortgage Loan Application Amount | $197,386,000 |
| Average Mortgage Loan Application Amount | $140,000 |
| Highest Mortgage Loan Application Amount | $940,000 |
| Average Applicant Income | $144,187 |
| Highest Applicant Income | $2,311,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buffalo County Nebraska | 159 | $ 20,908,000 | $ 131,000 | $ 62,000 |
| Shawnee County Kansas | 133 | $ 15,430,000 | $ 116,000 | $ 58,000 |
| Geary County Kansas | 131 | $ 11,323,000 | $ 86,000 | $ 77,000 |
| Madison County Nebraska | 94 | $ 10,574,000 | $ 112,000 | $ 51,000 |
| Douglas County Nebraska | 87 | $ 10,953,000 | $ 125,000 | $ 68,000 |
| Douglas County Kansas | 83 | $ 12,536,000 | $ 151,000 | $ 71,000 |
| Marion County Kansas | 74 | $ 4,431,000 | $ 59,000 | $ 47,000 |
| Sedgwick County Kansas | 74 | $ 10,128,000 | $ 136,000 | $ 71,000 |
| Hall County Nebraska | 69 | $ 7,762,000 | $ 112,000 | $ 51,000 |
| Riley County Kansas | 63 | $ 8,433,000 | $ 133,000 | $ 66,000 |
| Saline County Kansas | 58 | $ 5,805,000 | $ 100,000 | $ 69,000 |
| Harvey County Kansas | 54 | $ 5,032,000 | $ 93,000 | $ 44,000 |
| Keith County Nebraska | 50 | $ 4,634,000 | $ 92,000 | $ 61,000 |
| Dickinson County Kansas | 43 | $ 2,944,000 | $ 68,000 | $ 55,000 |
| Sarpy County Nebraska | 41 | $ 6,298,000 | $ 153,000 | $ 67,000 |
| Lancaster County Nebraska | 31 | $ 3,702,000 | $ 119,000 | $ 69,000 |
| Red Willow County Nebraska | 30 | $ 2,498,000 | $ 83,000 | $ 58,000 |
| Lincoln County Nebraska | 29 | $ 3,120,000 | $ 107,000 | $ 57,000 |
| Coffey County Kansas | 22 | $ 2,129,000 | $ 96,000 | $ 69,000 |
| Mitchell County Kansas | 22 | $ 1,082,000 | $ 49,000 | $ 44,000 |
| Pierce County Nebraska | 22 | $ 2,742,000 | $ 124,000 | $ 57,000 |
| Pottawatomie County Kansas | 21 | $ 2,319,000 | $ 110,000 | $ 53,000 |
| Chase County Nebraska | 20 | $ 1,543,000 | $ 77,000 | $ 45,000 |
| Butler County Kansas | 16 | $ 1,827,000 | $ 114,000 | $ 63,000 |
| Kearney County Nebraska | 16 | $ 1,845,000 | $ 115,000 | $ 53,000 |
| Nuckolls County Nebraska | 15 | $ 880,000 | $ 58,000 | $ 38,000 |
| Cloud County Kansas | 14 | $ 639,000 | $ 45,000 | $ 39,000 |
| Johnson County Kansas | 14 | $ 2,474,000 | $ 176,000 | $ 91,000 |
| Morris County Kansas | 14 | $ 1,317,000 | $ 94,000 | $ 157,000 |
| Stanton County Nebraska | 14 | $ 1,264,000 | $ 90,000 | $ 63,000 |
| Smith County Kansas | 13 | $ 700,000 | $ 53,000 | $ 30,000 |
| Platte County Nebraska | 13 | $ 924,000 | $ 71,000 | $ 56,000 |
| Jewell County Kansas | 11 | $ 1,610,000 | $ 146,000 | $ 64,000 |
| Cass County Nebraska | 11 | $ 1,627,000 | $ 147,000 | $ 67,000 |
| Fillmore County Nebraska | 11 | $ 960,000 | $ 87,000 | $ 62,000 |
| Dawson County Nebraska | 10 | $ 879,000 | $ 87,000 | $ 52,000 |
| El Paso County Colorado | 8 | $ 1,634,000 | $ 204,000 | $ 77,000 |
| McPherson County Kansas | 8 | $ 815,000 | $ 101,000 | $ 42,000 |
| Republic County Kansas | 7 | $ 547,000 | $ 78,000 | $ 55,000 |
| Wabaunsee County Kansas | 7 | $ 664,000 | $ 94,000 | $ 43,000 |
| Butler County Nebraska | 7 | $ 664,000 | $ 94,000 | $ 67,000 |
| Clay County Nebraska | 7 | $ 510,000 | $ 72,000 | $ 74,000 |
| Howard County Nebraska | 7 | $ 618,000 | $ 88,000 | $ 48,000 |
| Jefferson County Kansas | 6 | $ 599,000 | $ 99,000 | $ 54,000 |
| Osage County Kansas | 6 | $ 791,000 | $ 131,000 | $ 52,000 |
| Wyandotte County Kansas | 6 | $ 418,000 | $ 69,000 | $ 55,000 |
| Greene County Missouri | 6 | $ 753,000 | $ 125,000 | $ 69,000 |
| Adams County Nebraska | 6 | $ 808,000 | $ 134,000 | $ 63,000 |
| Otoe County Nebraska | 6 | $ 497,000 | $ 82,000 | $ 43,000 |
| York County Nebraska | 6 | $ 582,000 | $ 97,000 | $ 52,000 |
| Jackson County Missouri | 5 | $ 668,000 | $ 133,000 | $ 84,000 |
| Garden County Nebraska | 5 | $ 238,000 | $ 47,000 | $ 46,000 |
| Hamilton County Nebraska | 5 | $ 496,000 | $ 99,000 | $ 47,000 |
| Perkins County Nebraska | 5 | $ 355,000 | $ 71,000 | $ 65,000 |
| Wayne County Nebraska | 5 | $ 440,000 | $ 88,000 | $ 53,000 |
| Clay County Kansas | 4 | $ 401,000 | $ 100,000 | $ 52,000 |
| Franklin County Kansas | 4 | $ 312,000 | $ 78,000 | $ 70,000 |
| Jackson County Kansas | 4 | $ 612,000 | $ 153,000 | $ 61,000 |
| Seward County Nebraska | 4 | $ 426,000 | $ 106,000 | $ 73,000 |
| Larimer County Colorado | 3 | $ 446,000 | $ 148,000 | $ 82,000 |
| Pottawattamie County Iowa | 3 | $ 374,000 | $ 124,000 | $ 61,000 |
| Boone County Nebraska | 3 | $ 279,000 | $ 93,000 | $ 46,000 |
| Cedar County Nebraska | 3 | $ 256,000 | $ 85,000 | $ 103,000 |
| Cuming County Nebraska | 3 | $ 350,000 | $ 116,000 | $ 84,000 |
| Thayer County Nebraska | 3 | $ 226,000 | $ 75,000 | $ 47,000 |
| Washington County Nebraska | 3 | $ 405,000 | $ 135,000 | $ 85,000 |
| Boulder County Colorado | 2 | $ 502,000 | $ 251,000 | $ 42,000 |
| Montgomery County Kansas | 2 | $ 289,000 | $ 144,000 | $ 87,000 |
| Phillips County Kansas | 2 | $ 66,000 | $ 33,000 | $ 20,000 |
| Boone County Missouri | 2 | $ 206,000 | $ 103,000 | $ 55,000 |
| Custer County Nebraska | 2 | $ 258,000 | $ 129,000 | $ 52,000 |
| Franklin County Nebraska | 2 | $ 144,000 | $ 72,000 | $ 42,000 |
| Hitchcock County Nebraska | 2 | $ 136,000 | $ 68,000 | $ 52,000 |
| Knox County Nebraska | 2 | $ 273,000 | $ 136,000 | $ 104,000 |
| Nance County Nebraska | 2 | $ 201,000 | $ 100,000 | $ 44,000 |
| Phelps County Nebraska | 2 | $ 172,000 | $ 86,000 | $ 44,000 |
| Polk County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 52,000 |
| Valley County Nebraska | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Maricopa County Arizona | 1 | $ 357,000 | $ 357,000 | $ 1,214,000 |
| Adams County Colorado | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Elbert County Colorado | 1 | $ 281,000 | $ 281,000 | $ 115,000 |
| Routt County Colorado | 1 | $ 500,000 | $ 500,000 | $ 709,000 |
| Weld County Colorado | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| Harrison County Iowa | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Marion County Iowa | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Page County Iowa | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Atchison County Kansas | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Barton County Kansas | 1 | $ 44,000 | $ 44,000 | $ 8,000 |
| Clark County Kansas | 1 | $ 19,000 | $ 19,000 | $ 69,000 |
| Crawford County Kansas | 1 | $ 112,000 | $ 112,000 | $ 106,000 |
| Decatur County Kansas | 1 | $ 58,000 | $ 58,000 | $ 31,000 |
| Ellis County Kansas | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Leavenworth County Kansas | 1 | $ 184,000 | $ 184,000 | $ 93,000 |
| Lincoln County Kansas | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Miami County Kansas | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Osborne County Kansas | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Ottawa County Kansas | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Pratt County Kansas | 1 | $ 119,000 | $ 119,000 | $ 82,000 |
| Rice County Kansas | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Russell County Kansas | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Thomas County Kansas | 1 | $ 207,000 | $ 207,000 | $ 380,000 |
| Woodson County Kansas | 1 | $ 67,000 | $ 67,000 | $ 37,000 |
| Clay County Missouri | 1 | $ 359,000 | $ 359,000 | $ 213,000 |
| Lafayette County Missouri | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Antelope County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Burt County Nebraska | 1 | $ 42,000 | $ 42,000 | $ 18,000 |
| Cheyenne County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 48,000 |
| Deuel County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 64,000 |
| Dundy County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Greeley County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| McPherson County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 72,000 |
| Merrick County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Nemaha County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Saline County Nebraska | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| Saunders County Nebraska | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Scotts Bluff County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Webster County Nebraska | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Rogers County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 75,000 |
| Goshen County Wyoming | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Central National Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 989 | $108,500,000 | $122,285 | $385,000 | $64,714 | $600,000 |
| Refinancing | 706 | $82,155,000 | $177,571 | $940,000 | $248,285 | $2,311,000 |
| Home Improvement | 111 | $6,731,000 | $70,500 | $192,000 | $58,000 | $281,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,665 | $184,240,000 | $156,777 | $885,000 | $202,444 | $2,311,000 |
| Hispanic | 41 | $3,326,000 | $106,333 | $210,000 | $42,000 | $208,000 |
| Not Provided | 30 | $1,561,000 | $27,666 | $400,000 | $73,333 | $1,296,000 |
| Black or African American | 26 | $2,847,000 | $164,500 | $294,000 | $63,750 | $130,000 |
| Not applicable | 20 | $3,209,000 | $131,500 | $940,000 | $9,000 | $180,000 |
| Asian | 17 | $1,640,000 | $113,500 | $245,000 | $58,000 | $160,000 |
| American Indian or Alaskan Native | 4 | $307,000 | $86,500 | $106,000 | $50,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $256,000 | $85,000 | $97,000 | $77,000 | $141,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,649 | $181,238,000 | $157,333 | $940,000 | $202,000 | $2,311,000 |
| VA-guaranteed (Veterans Administration) | 75 | $9,771,000 | $142,333 | $263,000 | $56,666 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 58 | $4,208,000 | $92,000 | $162,000 | $35,000 | $69,000 |
| FHA-insured (Federal Housing Administration) | 24 | $2,169,000 | $110,000 | $164,000 | $52,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 919 | $103,236,000 | $102,000 | $940,000 | $61,000 | $2,311,000 |
| Loan Purchased By The Institution | 748 | $85,455,000 | $174,750 | $500,000 | $220,875 | $1,214,000 |
| Application Denied By Financial Institution | 109 | $6,494,000 | $62,500 | $285,000 | $44,250 | $1,296,000 |
| Application Approved But Not Accepted | 17 | $1,029,000 | $60,000 | $225,000 | $57,000 | $136,000 |
| Application Withdrawn By Applicant | 12 | $1,147,000 | $112,500 | $280,000 | $56,500 | $97,000 |
| File Closed For Incompleteness | 1 | $25,000 | $25,000 | $25,000 | $28,000 | $28,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 76 | $4,222,000 | $60,500 | $170,000 | $44,500 | $1,296,000 |
| Debt-To-Income Ratio | 19 | $1,204,000 | $57,500 | $215,000 | $58,500 | $125,000 |
| Collateral | 7 | $483,000 | $73,000 | $108,000 | $57,000 | $80,000 |
| Employment History | 3 | $167,000 | $61,500 | $80,000 | $25,000 | $27,000 |
| Unverifiable Information | 2 | $345,000 | $172,000 | $285,000 | $76,000 | $96,000 |
| Other | 1 | $3,000 | $3,000 | $3,000 | $47,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $70,000 | $70,000 | $70,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas, and search similar information at your convenience.