Central National Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Kansas.
The mortgage statistics and data below are specific to mortgage loan applications for Central National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Central National Bank 100 Rimrock Drive Junction City, KS 66441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,707 |
| Total Mortgage Loan Application Amount | $182,591,000 |
| Average Mortgage Loan Application Amount | $117,083 |
| Highest Mortgage Loan Application Amount | $1,612,000 |
| Average Applicant Income | $80,750 |
| Highest Applicant Income | $1,681,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buffalo County Nebraska | 161 | $ 20,747,000 | $ 128,000 | $ 71,000 |
| Geary County Kansas | 119 | $ 9,986,000 | $ 83,000 | $ 52,000 |
| Shawnee County Kansas | 107 | $ 11,505,000 | $ 107,000 | $ 60,000 |
| Douglas County Nebraska | 105 | $ 12,968,000 | $ 123,000 | $ 68,000 |
| Madison County Nebraska | 90 | $ 10,534,000 | $ 117,000 | $ 66,000 |
| Douglas County Kansas | 89 | $ 15,047,000 | $ 169,000 | $ 82,000 |
| Marion County Kansas | 81 | $ 5,977,000 | $ 73,000 | $ 105,000 |
| Hall County Nebraska | 80 | $ 8,253,000 | $ 103,000 | $ 79,000 |
| Harvey County Kansas | 77 | $ 7,049,000 | $ 91,000 | $ 47,000 |
| Keith County Nebraska | 68 | $ 6,201,000 | $ 91,000 | $ 57,000 |
| Sedgwick County Kansas | 46 | $ 9,619,000 | $ 209,000 | $ 55,000 |
| Dickinson County Kansas | 44 | $ 2,794,000 | $ 63,000 | $ 54,000 |
| Red Willow County Nebraska | 38 | $ 3,227,000 | $ 84,000 | $ 79,000 |
| Lancaster County Nebraska | 36 | $ 4,607,000 | $ 127,000 | $ 83,000 |
| Lincoln County Nebraska | 32 | $ 2,809,000 | $ 87,000 | $ 53,000 |
| Saline County Kansas | 30 | $ 4,088,000 | $ 136,000 | $ 55,000 |
| Sarpy County Nebraska | 27 | $ 3,834,000 | $ 142,000 | $ 75,000 |
| Dawson County Nebraska | 23 | $ 2,414,000 | $ 104,000 | $ 51,000 |
| Pottawatomie County Kansas | 22 | $ 2,495,000 | $ 113,000 | $ 70,000 |
| Platte County Nebraska | 19 | $ 1,810,000 | $ 95,000 | $ 49,000 |
| McPherson County Kansas | 16 | $ 1,039,000 | $ 64,000 | $ 38,000 |
| Fillmore County Nebraska | 16 | $ 1,206,000 | $ 75,000 | $ 56,000 |
| Pierce County Nebraska | 16 | $ 1,690,000 | $ 105,000 | $ 65,000 |
| Morris County Kansas | 15 | $ 911,000 | $ 60,000 | $ 51,000 |
| Kearney County Nebraska | 15 | $ 906,000 | $ 60,000 | $ 54,000 |
| Mitchell County Kansas | 14 | $ 443,000 | $ 31,000 | $ 32,000 |
| Perkins County Nebraska | 14 | $ 1,171,000 | $ 83,000 | $ 48,000 |
| Seward County Nebraska | 14 | $ 1,440,000 | $ 102,000 | $ 57,000 |
| Pottawattamie County Iowa | 11 | $ 1,807,000 | $ 164,000 | $ 53,000 |
| Riley County Kansas | 11 | $ 887,000 | $ 80,000 | $ 91,000 |
| Butler County Nebraska | 11 | $ 1,143,000 | $ 103,000 | $ 41,000 |
| Chase County Nebraska | 11 | $ 847,000 | $ 77,000 | $ 55,000 |
| Stanton County Nebraska | 11 | $ 1,146,000 | $ 104,000 | $ 49,000 |
| Wayne County Nebraska | 11 | $ 1,040,000 | $ 94,000 | $ 68,000 |
| Butler County Kansas | 9 | $ 821,000 | $ 91,000 | $ 76,000 |
| Cass County Nebraska | 9 | $ 1,223,000 | $ 135,000 | $ 65,000 |
| Howard County Nebraska | 9 | $ 669,000 | $ 74,000 | $ 58,000 |
| Nuckolls County Nebraska | 9 | $ 307,000 | $ 34,000 | $ 40,000 |
| Cloud County Kansas | 8 | $ 1,058,000 | $ 132,000 | $ 28,000 |
| Reno County Kansas | 8 | $ 596,000 | $ 74,000 | $ 59,000 |
| Garden County Nebraska | 8 | $ 414,000 | $ 51,000 | $ 30,000 |
| Saunders County Nebraska | 8 | $ 1,003,000 | $ 125,000 | $ 65,000 |
| York County Nebraska | 8 | $ 699,000 | $ 87,000 | $ 68,000 |
| Osage County Kansas | 7 | $ 740,000 | $ 105,000 | $ 51,000 |
| Wabaunsee County Kansas | 7 | $ 878,000 | $ 125,000 | $ 63,000 |
| Clay County Nebraska | 7 | $ 723,000 | $ 103,000 | $ 68,000 |
| Jefferson County Kansas | 6 | $ 664,000 | $ 110,000 | $ 75,000 |
| Johnson County Kansas | 6 | $ 1,066,000 | $ 177,000 | $ 75,000 |
| Cedar County Nebraska | 6 | $ 451,000 | $ 75,000 | $ 58,000 |
| Phelps County Nebraska | 6 | $ 548,000 | $ 91,000 | $ 64,000 |
| Jewell County Kansas | 5 | $ 149,000 | $ 29,000 | $ 31,000 |
| Adams County Nebraska | 5 | $ 319,000 | $ 63,000 | $ 43,000 |
| Jackson County Kansas | 4 | $ 372,000 | $ 93,000 | $ 45,000 |
| Ottawa County Kansas | 4 | $ 249,000 | $ 62,000 | $ 34,000 |
| Frontier County Nebraska | 4 | $ 307,000 | $ 76,000 | $ 44,000 |
| Hamilton County Nebraska | 4 | $ 392,000 | $ 98,000 | $ 76,000 |
| Merrick County Nebraska | 4 | $ 281,000 | $ 70,000 | $ 34,000 |
| Washington County Nebraska | 4 | $ 779,000 | $ 194,000 | $ 69,000 |
| Larimer County Colorado | 3 | $ 572,000 | $ 190,000 | $ 50,000 |
| Clay County Kansas | 3 | $ 133,000 | $ 44,000 | $ 58,000 |
| Republic County Kansas | 3 | $ 199,000 | $ 66,000 | $ 27,000 |
| Smith County Kansas | 3 | $ 159,000 | $ 53,000 | $ 29,000 |
| Cuming County Nebraska | 3 | $ 223,000 | $ 74,000 | $ 43,000 |
| Hitchcock County Nebraska | 3 | $ 207,000 | $ 69,000 | $ 34,000 |
| Thayer County Nebraska | 3 | $ 221,000 | $ 73,000 | $ 34,000 |
| Webster County Nebraska | 3 | $ 311,000 | $ 103,000 | $ 41,000 |
| Harrison County Iowa | 2 | $ 150,000 | $ 75,000 | $ 56,000 |
| Polk County Iowa | 2 | $ 267,000 | $ 133,000 | $ 91,000 |
| Ellis County Kansas | 2 | $ 158,000 | $ 79,000 | $ 59,000 |
| Leavenworth County Kansas | 2 | $ 396,000 | $ 198,000 | $ 105,000 |
| Wyandotte County Kansas | 2 | $ 72,000 | $ 36,000 | $ 132,000 |
| Custer County Nebraska | 2 | $ 72,000 | $ 36,000 | $ 50,000 |
| Deuel County Nebraska | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Dodge County Nebraska | 2 | $ 226,000 | $ 113,000 | $ 77,000 |
| Richardson County Nebraska | 2 | $ 260,000 | $ 130,000 | $ 82,000 |
| Sherman County Nebraska | 2 | $ 263,000 | $ 131,000 | $ 95,000 |
| Sedgwick County Colorado | 1 | $ 79,000 | $ 79,000 | $ 28,000 |
| Carroll County Iowa | 1 | $ 111,000 | $ 111,000 | $ 58,000 |
| Woodbury County Iowa | 1 | $ 72,000 | $ 72,000 | $ 38,000 |
| Chase County Kansas | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Cowley County Kansas | 1 | $ 152,000 | $ 152,000 | $ 71,000 |
| Franklin County Kansas | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Lincoln County Kansas | 1 | $ 108,000 | $ 108,000 | $ 56,000 |
| Marshall County Kansas | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Miami County Kansas | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Neosho County Kansas | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Osborne County Kansas | 1 | $ 27,000 | $ 27,000 | $ 89,000 |
| Thomas County Kansas | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| Stone County Missouri | 1 | $ 200,000 | $ 200,000 | $ 387,000 |
| Antelope County Nebraska | 1 | $ 31,000 | $ 31,000 | $ 32,000 |
| Boone County Nebraska | 1 | $ 76,000 | $ 76,000 | $ 51,000 |
| Burt County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Dakota County Nebraska | 1 | $ 106,000 | $ 106,000 | $ 73,000 |
| Dixon County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Gage County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| Greeley County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Holt County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Jefferson County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 114,000 |
| Kimball County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 80,000 |
| Logan County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Nance County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Scotts Bluff County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Sheridan County Nebraska | 1 | $ 39,000 | $ 39,000 | $ 16,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Central National Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 854 | $96,314,000 | $129,833 | $1,612,000 | $100,833 | $493,000 |
| Refinancing | 767 | $81,556,000 | $125,500 | $870,000 | $65,250 | $1,681,000 |
| Home Improvement | 86 | $4,721,000 | $62,000 | $371,000 | $51,500 | $168,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,586 | $167,139,000 | $119,000 | $1,500,000 | $106,666 | $493,000 |
| Hispanic | 42 | $2,965,000 | $73,500 | $217,000 | $59,500 | $291,000 |
| Not Provided | 29 | $1,842,000 | $64,500 | $371,000 | $50,500 | $134,000 |
| Not applicable | 16 | $3,779,000 | $236,000 | $918,000 | $47,000 | $458,000 |
| Asian | 15 | $2,351,000 | $155,500 | $620,000 | $70,500 | $300,000 |
| Black or African American | 13 | $3,135,000 | $241,000 | $1,612,000 | $46,000 | $108,000 |
| American Indian or Alaskan Native | 5 | $1,140,000 | $271,500 | $870,000 | $447,500 | $1,681,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $240,000 | $240,000 | $240,000 | $232,000 | $232,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,559 | $169,347,000 | $121,833 | $1,612,000 | $109,000 | $1,681,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 59 | $4,123,000 | $69,000 | $134,000 | $37,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 56 | $6,112,000 | $112,000 | $216,000 | $54,333 | $136,000 |
| FHA-insured (Federal Housing Administration) | 33 | $3,009,000 | $90,666 | $156,000 | $45,333 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 821 | $89,820,000 | $140,250 | $1,500,000 | $145,500 | $1,681,000 |
| Loan Purchased By The Institution | 757 | $80,374,000 | $113,250 | $334,000 | $53,500 | $490,000 |
| Application Denied By Financial Institution | 92 | $7,764,000 | $66,000 | $1,612,000 | $48,750 | $168,000 |
| Application Approved But Not Accepted | 20 | $2,511,000 | $161,333 | $325,000 | $53,666 | $164,000 |
| Application Withdrawn By Applicant | 17 | $2,122,000 | $130,000 | $620,000 | $43,000 | $119,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 51 | $3,060,000 | $48,333 | $420,000 | $41,000 | $168,000 |
| Debt-To-Income Ratio | 20 | $3,106,000 | $117,333 | $1,612,000 | $49,333 | $74,000 |
| Collateral | 11 | $642,000 | $75,000 | $154,000 | $50,000 | $91,000 |
| Unverifiable Information | 6 | $742,000 | $123,000 | $188,000 | $45,000 | $72,000 |
| Employment History | 2 | $117,000 | $58,500 | $110,000 | $18,500 | $26,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $97,000 | $48,000 | $50,000 | $68,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas, and search similar information at your convenience.