Cibm Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Cibm Bank 2913 Kirby Ave Champaign, IL 61821 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,851 |
Total Mortgage Loan Application Amount | $665,925,000 |
Average Mortgage Loan Application Amount | $200,800 |
Highest Mortgage Loan Application Amount | $7,905,000 |
Average Applicant Income | $125,800 |
Highest Applicant Income | $1,254,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Cibm Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibm Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Cibm Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibm Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibm Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibm Bank's mortgage activity for 2020.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 332,000 |
Bartholomew County Indiana | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
Berrien County Michigan | 3 | $ 875,000 | $ 291,000 | $ 250,000 |
Boone County Illinois | 3 | $ 785,000 | $ 261,000 | $ 197,000 |
Boone County Indiana | 9 | $ 2,515,000 | $ 279,000 | $ 160,000 |
Brown County Indiana | 1 | $ 285,000 | $ 285,000 | $ 157,000 |
Brown County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 134,000 |
Calhoun County Michigan | 4 | $ 870,000 | $ 217,000 | $ 96,000 |
Calumet County Wisconsin | 5 | $ 565,000 | $ 113,000 | $ 59,000 |
Camden County Missouri | 1 | $ 335,000 | $ 335,000 | $ 1,047,000 |
Carroll County Illinois | 2 | $ 860,000 | $ 430,000 | $ 281,000 |
Cass County Michigan | 3 | $ 585,000 | $ 195,000 | $ 204,000 |
Champaign County Illinois | 18 | $ 2,450,000 | $ 136,000 | $ 82,000 |
Clare County Michigan | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
Clinton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
Clinton County Michigan | 9 | $ 1,835,000 | $ 203,000 | $ 105,000 |
Columbia County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 203,000 |
Cook County Illinois | 386 | $ 102,280,000 | $ 264,000 | $ 119,000 |
Dane County Wisconsin | 6 | $ 1,960,000 | $ 326,000 | $ 159,000 |
Davidson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
Daviess County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
De Witt County Illinois | 5 | $ 755,000 | $ 151,000 | $ 62,000 |
DeKalb County Illinois | 33 | $ 4,935,000 | $ 149,000 | $ 115,000 |
Delaware County Indiana | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
Dodge County Wisconsin | 6 | $ 1,450,000 | $ 241,000 | $ 80,000 |
Door County Wisconsin | 3 | $ 625,000 | $ 208,000 | $ 248,000 |
Douglas County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
DuPage County Illinois | 413 | $ 110,965,000 | $ 268,000 | $ 145,000 |
Eaton County Michigan | 50 | $ 9,620,000 | $ 192,000 | $ 87,000 |
Edgar County Illinois | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
Effingham County Illinois | 2 | $ 500,000 | $ 250,000 | $ 144,000 |
Elkhart County Indiana | 2 | $ 520,000 | $ 260,000 | $ 135,000 |
Fayette County Illinois | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
Floyd County Indiana | 2 | $ 690,000 | $ 345,000 | $ 210,000 |
Fond du Lac County Wisconsin | 3 | $ 525,000 | $ 175,000 | $ 91,000 |
Genesee County Michigan | 1 | $ 265,000 | $ 265,000 | $ 0 |
Gladwin County Michigan | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
Gogebic County Michigan | 1 | $ 315,000 | $ 315,000 | $ 901,000 |
Grant County Indiana | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
Gratiot County Michigan | 3 | $ 495,000 | $ 165,000 | $ 92,000 |
Green Lake County Wisconsin | 2 | $ 580,000 | $ 290,000 | $ 203,000 |
Grundy County Illinois | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
Guadalupe County Texas | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
Hamilton County Indiana | 83 | $ 25,765,000 | $ 310,000 | $ 196,000 |
Hancock County Indiana | 10 | $ 2,960,000 | $ 296,000 | $ 146,000 |
Hendricks County Indiana | 34 | $ 6,710,000 | $ 197,000 | $ 92,000 |
Ingham County Michigan | 50 | $ 7,450,000 | $ 149,000 | $ 70,000 |
Ionia County Michigan | 3 | $ 895,000 | $ 298,000 | $ 188,000 |
Iosco County Michigan | 1 | $ 215,000 | $ 215,000 | $ 255,000 |
Iroquois County Illinois | 2 | $ 310,000 | $ 155,000 | $ 209,000 |
Jackson County Michigan | 5 | $ 645,000 | $ 129,000 | $ 120,000 |
Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 221,000 |
Jefferson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
Jefferson County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
Jennings County Indiana | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
Johnson County Indiana | 7 | $ 1,615,000 | $ 230,000 | $ 84,000 |
Kalamazoo County Michigan | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
Kane County Illinois | 329 | $ 79,885,000 | $ 242,000 | $ 121,000 |
Kankakee County Illinois | 10 | $ 1,380,000 | $ 138,000 | $ 102,000 |
Kendall County Illinois | 42 | $ 9,410,000 | $ 224,000 | $ 124,000 |
Kenosha County Wisconsin | 9 | $ 2,135,000 | $ 237,000 | $ 137,000 |
Kent County Michigan | 4 | $ 1,020,000 | $ 255,000 | $ 82,000 |
Kosciusko County Indiana | 1 | $ 135,000 | $ 135,000 | $ 206,000 |
Lake County Illinois | 129 | $ 28,735,000 | $ 222,000 | $ 119,000 |
Lake County Indiana | 55 | $ 11,185,000 | $ 203,000 | $ 89,000 |
Lake County Michigan | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
LaPorte County Indiana | 4 | $ 660,000 | $ 165,000 | $ 53,000 |
LaSalle County Illinois | 6 | $ 1,020,000 | $ 170,000 | $ 88,000 |
Leelanau County Michigan | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
Lenawee County Michigan | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
Livingston County Michigan | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
Logan County Illinois | 3 | $ 345,000 | $ 115,000 | $ 102,000 |
Macomb County Michigan | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
Macon County Illinois | 46 | $ 4,800,000 | $ 104,000 | $ 59,000 |
Madison County Illinois | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
Madison County Indiana | 5 | $ 635,000 | $ 127,000 | $ 94,000 |
Manitowoc County Wisconsin | 20 | $ 2,810,000 | $ 140,000 | $ 73,000 |
Marathon County Wisconsin | 2 | $ 630,000 | $ 315,000 | $ 163,000 |
Maricopa County Arizona | 3 | $ 855,000 | $ 285,000 | $ 257,000 |
Marinette County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
Marion County Indiana | 116 | $ 21,150,000 | $ 182,000 | $ 104,000 |
Mariposa County California | 1 | $ 225,000 | $ 225,000 | $ 218,000 |
Marquette County Michigan | 2 | $ 180,000 | $ 90,000 | $ 82,000 |
Marshall County Indiana | 1 | $ 825,000 | $ 825,000 | $ 350,000 |
Marshall County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 51,000 |
McHenry County Illinois | 128 | $ 27,160,000 | $ 212,000 | $ 93,000 |
McLean County Illinois | 21 | $ 10,245,000 | $ 487,000 | $ 68,000 |
Menominee County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 186,000 |
Milwaukee County Wisconsin | 90 | $ 25,710,000 | $ 285,000 | $ 152,000 |
Monroe County Indiana | 6 | $ 5,140,000 | $ 856,000 | $ 56,000 |
Monroe County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 256,000 |
Montgomery County Ohio | 1 | $ 165,000 | $ 165,000 | $ 320,000 |
Morgan County Indiana | 4 | $ 920,000 | $ 230,000 | $ 144,000 |
Moultrie County Illinois | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
Newton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
Oakland County Michigan | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
Ogle County Illinois | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
Oneida County Wisconsin | 3 | $ 765,000 | $ 255,000 | $ 123,000 |
Orange County California | 2 | $ 730,000 | $ 365,000 | $ 155,000 |
Osceola County Michigan | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
Ottawa County Michigan | 2 | $ 1,040,000 | $ 520,000 | $ 404,000 |
Outagamie County Wisconsin | 4 | $ 1,410,000 | $ 352,000 | $ 102,000 |
Ozaukee County Wisconsin | 31 | $ 10,095,000 | $ 325,000 | $ 212,000 |
Palm Beach County Florida | 2 | $ 670,000 | $ 335,000 | $ 99,000 |
Peoria County Illinois | 6 | $ 990,000 | $ 165,000 | $ 103,000 |
Piatt County Illinois | 2 | $ 310,000 | $ 155,000 | $ 44,000 |
Porter County Indiana | 21 | $ 4,525,000 | $ 215,000 | $ 88,000 |
Putnam County Indiana | 2 | $ 310,000 | $ 155,000 | $ 93,000 |
Racine County Wisconsin | 11 | $ 2,825,000 | $ 256,000 | $ 134,000 |
Rock County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
Roscommon County Michigan | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
Rush County Indiana | 3 | $ 375,000 | $ 125,000 | $ 39,000 |
Saginaw County Michigan | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
San Bernardino County California | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
Sevier County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
Shawano County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
Sheboygan County Wisconsin | 214 | $ 31,010,000 | $ 144,000 | $ 71,000 |
Shelby County Illinois | 2 | $ 180,000 | $ 90,000 | $ 102,000 |
Shiawassee County Michigan | 3 | $ 505,000 | $ 168,000 | $ 106,000 |
Spencer County Indiana | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
Spotsylvania County Virginia | 1 | $ 315,000 | $ 315,000 | $ 169,000 |
St. Clair County Illinois | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
Starke County Indiana | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
Suffolk County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
Tazewell County Illinois | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
Tippecanoe County Indiana | 2 | $ 410,000 | $ 205,000 | $ 74,000 |
Tipton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
Tuscola County Michigan | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
Van Buren County Michigan | 1 | $ 205,000 | $ 205,000 | $ 379,000 |
Vermilion County Illinois | 13 | $ 1,005,000 | $ 77,000 | $ 85,000 |
Vermillion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
Vilas County Wisconsin | 8 | $ 2,540,000 | $ 317,000 | $ 290,000 |
Walworth County Wisconsin | 8 | $ 2,230,000 | $ 278,000 | $ 254,000 |
Warren County Illinois | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
Warren County Ohio | 1 | $ 95,000 | $ 95,000 | $ 240,000 |
Washington County Wisconsin | 58 | $ 13,910,000 | $ 239,000 | $ 123,000 |
Washtenaw County Michigan | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
Waukesha County Wisconsin | 71 | $ 21,655,000 | $ 305,000 | $ 167,000 |
Waupaca County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 121,000 |
Wayne County Indiana | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
Wayne County Michigan | 3 | $ 845,000 | $ 281,000 | $ 111,000 |
White County Indiana | 2 | $ 520,000 | $ 260,000 | $ 131,000 |
Will County Illinois | 94 | $ 21,140,000 | $ 224,000 | $ 127,000 |
Winnebago County Illinois | 4 | $ 570,000 | $ 142,000 | $ 76,000 |
Winnebago County Wisconsin | 4 | $ 910,000 | $ 227,000 | $ 127,000 |
Woodford County Illinois | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
York County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,460 | $366,090,000 | $250,000 | $7,905,000 | $134,000 | $1,254,000 |
Home Purchase | 1,037 | $218,915,000 | $211,000 | $3,985,000 | $97,000 | $1,254,000 |
Cash-out Refinancing | 332 | $77,480,000 | $233,000 | $1,365,000 | $138,000 | $1,235,000 |
Other Purpose | 17 | $2,675,000 | $157,000 | $505,000 | $111,000 | $478,000 |
Home Improvement | 5 | $765,000 | $153,000 | $255,000 | $149,000 | $323,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,365 | $543,435,000 | $229,000 | $1,365,000 | $124,000 | $1,254,000 |
Hispanic | 201 | $39,495,000 | $196,000 | $475,000 | $103,000 | $1,052,000 |
Black or African American | 101 | $18,035,000 | $178,000 | $465,000 | $88,000 | $284,000 |
Asian | 99 | $21,395,000 | $216,000 | $515,000 | $121,000 | $425,000 |
Not Provided | 60 | $13,010,000 | $216,000 | $985,000 | $119,000 | $836,000 |
Not applicable | 17 | $28,775,000 | $1,692,000 | $7,905,000 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 7 | $1,655,000 | $236,000 | $325,000 | $124,000 | $169,000 |
American Indian or Alaskan Native | 1 | $125,000 | $125,000 | $125,000 | $144,000 | $144,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,551 | $607,465,000 | $238,000 | $7,905,000 | $126,000 | $1,254,000 |
FHA-insured (Federal Housing Administration) | 208 | $36,390,000 | $174,000 | $385,000 | $64,000 | $167,000 |
VA-guaranteed (Veterans Administration) | 84 | $20,910,000 | $248,000 | $545,000 | $87,000 | $204,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,160,000 | $145,000 | $245,000 | $66,000 | $148,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,479 | $582,265,000 | $234,000 | $7,905,000 | $121,000 | $1,254,000 |
Application Withdrawn By Applicant | 293 | $68,265,000 | $232,000 | $655,000 | $124,000 | $1,254,000 |
Application Denied By Financial Institution | 55 | $10,365,000 | $188,000 | $455,000 | $83,000 | $305,000 |
Application Approved But Not Accepted | 24 | $5,030,000 | $209,000 | $355,000 | $95,000 | $221,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 2,796 | $655,560,000 | $234,000 | $7,905,000 | $122,000 | $1,254,000 |
Debt-To-Income Ratio | 18 | $3,690,000 | $205,000 | $455,000 | $69,000 | $120,000 |
Credit History | 12 | $2,290,000 | $190,000 | $265,000 | $83,000 | $135,000 |
Collateral | 11 | $1,935,000 | $175,000 | $305,000 | $87,000 | $175,000 |
Employment History | 7 | $1,085,000 | $155,000 | $395,000 | $65,000 | $138,000 |
Unverifiable Information | 3 | $665,000 | $221,000 | $285,000 | $214,000 | $305,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $300,000 | $150,000 | $175,000 | $63,000 | $96,000 |
Credit Application Incomplete | 1 | $225,000 | $225,000 | $225,000 | $218,000 | $218,000 |
Other | 1 | $175,000 | $175,000 | $175,000 | $44,000 | $44,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibm Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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