Central Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Central Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Central Bank & Trust Company Po Box 1360 Lexington, KY 40588 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,405 |
| Total Mortgage Loan Application Amount | $233,294,000 |
| Average Mortgage Loan Application Amount | $135,333 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $99,666 |
| Highest Applicant Income | $3,824,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Kentucky | 611 | $ 110,996,000 | $ 181,000 | $ 125,000 |
| Clark County Kentucky | 138 | $ 12,640,000 | $ 91,000 | $ 52,000 |
| Jessamine County Kentucky | 121 | $ 19,860,000 | $ 164,000 | $ 94,000 |
| Scott County Kentucky | 114 | $ 18,089,000 | $ 158,000 | $ 74,000 |
| Madison County Kentucky | 89 | $ 15,582,000 | $ 175,000 | $ 81,000 |
| Jefferson County Kentucky | 30 | $ 5,218,000 | $ 173,000 | $ 14,000 |
| Harrison County Kentucky | 28 | $ 3,153,000 | $ 112,000 | $ 63,000 |
| Montgomery County Kentucky | 27 | $ 2,623,000 | $ 97,000 | $ 46,000 |
| Boone County Kentucky | 24 | $ 5,459,000 | $ 227,000 | $ 111,000 |
| Kenton County Kentucky | 24 | $ 4,079,000 | $ 169,000 | $ 159,000 |
| Bourbon County Kentucky | 19 | $ 2,610,000 | $ 137,000 | $ 81,000 |
| Garrard County Kentucky | 19 | $ 2,802,000 | $ 147,000 | $ 56,000 |
| Woodford County Kentucky | 18 | $ 4,937,000 | $ 274,000 | $ 131,000 |
| Powell County Kentucky | 15 | $ 1,454,000 | $ 96,000 | $ 56,000 |
| Hamilton County Ohio | 12 | $ 4,001,000 | $ 333,000 | $ 86,000 |
| Mercer County Kentucky | 10 | $ 1,246,000 | $ 124,000 | $ 122,000 |
| Anderson County Kentucky | 8 | $ 1,332,000 | $ 166,000 | $ 77,000 |
| Franklin County Kentucky | 7 | $ 696,000 | $ 99,000 | $ 36,000 |
| Campbell County Kentucky | 6 | $ 1,139,000 | $ 189,000 | $ 121,000 |
| Boyle County Kentucky | 5 | $ 1,308,000 | $ 261,000 | $ 127,000 |
| Clermont County Ohio | 4 | $ 941,000 | $ 235,000 | $ 567,000 |
| Morgan County Indiana | 3 | $ 395,000 | $ 131,000 | $ 46,000 |
| Bullitt County Kentucky | 3 | $ 383,000 | $ 127,000 | $ 51,000 |
| Lincoln County Kentucky | 3 | $ 263,000 | $ 87,000 | $ 35,000 |
| Rockcastle County Kentucky | 3 | $ 213,000 | $ 71,000 | $ 41,000 |
| Spencer County Kentucky | 3 | $ 160,000 | $ 53,000 | $ 106,000 |
| Hillsborough County Florida | 2 | $ 808,000 | $ 404,000 | $ 900,000 |
| Clark County Indiana | 2 | $ 99,000 | $ 49,000 | $ 462,000 |
| Bath County Kentucky | 2 | $ 222,000 | $ 111,000 | $ 73,000 |
| Grant County Kentucky | 2 | $ 204,000 | $ 102,000 | $ 87,000 |
| Oldham County Kentucky | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Ventura County California | 1 | $ 372,000 | $ 372,000 | $ 75,000 |
| Weld County Colorado | 1 | $ 335,000 | $ 335,000 | $ 567,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 234,000 |
| Duval County Florida | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Indian River County Florida | 1 | $ 200,000 | $ 200,000 | $ 369,000 |
| Lee County Florida | 1 | $ 400,000 | $ 400,000 | $ 798,000 |
| Manatee County Florida | 1 | $ 334,000 | $ 334,000 | $ 703,000 |
| Marion County Florida | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 234,000 |
| Sarasota County Florida | 1 | $ 160,000 | $ 160,000 | $ 432,000 |
| St. Lucie County Florida | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Fulton County Georgia | 1 | $ 146,000 | $ 146,000 | $ 50,000 |
| Grundy County Illinois | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Crawford County Indiana | 1 | $ 61,000 | $ 61,000 | $ 62,000 |
| Dearborn County Indiana | 1 | $ 271,000 | $ 271,000 | $ 124,000 |
| Hamilton County Indiana | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Allen County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 593,000 |
| Estill County Kentucky | 1 | $ 445,000 | $ 445,000 | $ 154,000 |
| Floyd County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 221,000 |
| Gallatin County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Greenup County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 49,000 |
| Harlan County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 25,000 |
| Jackson County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 31,000 |
| Laurel County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 77,000 |
| Lawrence County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Mason County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 58,000 |
| Menifee County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 91,000 |
| Nelson County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 146,000 |
| Nicholas County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Pulaski County Kentucky | 1 | $ 184,000 | $ 184,000 | $ 853,000 |
| Robertson County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Rowan County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 162,000 |
| Shelby County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 195,000 |
| Washington County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Whitley County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 452,000 |
| Wolfe County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 16,000 |
| Ramsey County Minnesota | 1 | $ 214,000 | $ 214,000 | $ 255,000 |
| Buncombe County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 197,000 |
| Greene County Ohio | 1 | $ 81,000 | $ 81,000 | $ 101,000 |
| Mahoning County Ohio | 1 | $ 78,000 | $ 78,000 | $ 23,000 |
| Anderson County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 83,000 |
| Charleston County South Carolina | 1 | $ 912,000 | $ 912,000 | $ 802,000 |
| Lancaster County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 42,000 |
| York County South Carolina | 1 | $ 259,000 | $ 259,000 | $ 42,000 |
| Campbell County Tennessee | 1 | $ 283,000 | $ 283,000 | $ 399,000 |
| Davidson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Hamilton County Tennessee | 1 | $ 269,000 | $ 269,000 | $ 650,000 |
| Knox County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Weakley County Tennessee | 1 | $ 243,000 | $ 243,000 | $ 86,000 |
| Wilson County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Travis County Texas | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Central Bank & Trust Company in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 897 | $160,759,000 | $179,000 | $2,800,000 | $105,000 | $3,824,000 |
| Refinancing | 363 | $65,699,000 | $180,000 | $1,480,000 | $113,000 | $3,824,000 |
| Home Improvement | 145 | $6,836,000 | $47,000 | $1,226,000 | $81,000 | $2,202,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,214 | $192,605,000 | $158,000 | $1,480,000 | $108,000 | $3,824,000 |
| Not applicable | 81 | $22,534,000 | $278,000 | $2,800,000 | $0 | $0 |
| Black or African American | 36 | $3,585,000 | $99,000 | $580,000 | $59,000 | $195,000 |
| Not Provided | 30 | $4,268,000 | $142,000 | $459,000 | $191,000 | $2,202,000 |
| Asian | 27 | $7,226,000 | $267,000 | $1,750,000 | $186,000 | $1,020,000 |
| Hispanic | 16 | $2,910,000 | $181,000 | $779,000 | $191,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $166,000 | $166,000 | $166,000 | $55,000 | $55,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,184 | $202,994,000 | $171,000 | $2,800,000 | $114,000 | $3,824,000 |
| FHA-insured (Federal Housing Administration) | 103 | $13,444,000 | $130,000 | $294,000 | $55,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 79 | $9,491,000 | $120,000 | $239,000 | $43,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 39 | $7,365,000 | $188,000 | $416,000 | $75,000 | $218,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,100 | $189,820,000 | $172,000 | $2,800,000 | $113,000 | $3,824,000 |
| Application Approved But Not Accepted | 121 | $18,655,000 | $154,000 | $510,000 | $97,000 | $1,252,000 |
| Application Denied By Financial Institution | 121 | $11,551,000 | $95,000 | $1,480,000 | $56,000 | $876,000 |
| Application Withdrawn By Applicant | 36 | $7,933,000 | $220,000 | $1,750,000 | $125,000 | $1,020,000 |
| Loan Purchased By The Institution | 27 | $5,335,000 | $197,000 | $417,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 58 | $4,026,000 | $69,000 | $1,225,000 | $66,000 | $876,000 |
| Debt-To-Income Ratio | 35 | $4,102,000 | $117,000 | $1,480,000 | $39,000 | $343,000 |
| Other | 12 | $1,238,000 | $103,000 | $193,000 | $50,000 | $120,000 |
| Collateral | 11 | $1,011,000 | $91,000 | $271,000 | $61,000 | $124,000 |
| Employment History | 2 | $342,000 | $171,000 | $236,000 | $48,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $747,000 | $373,000 | $417,000 | $88,000 | $176,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $31,000 | $31,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.