Central Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Central Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Central Bank 600 Lake Avenue Storm Lake, IA 50588 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,528 |
| Total Mortgage Loan Application Amount | $399,150,000 |
| Average Mortgage Loan Application Amount | $207,800 |
| Highest Mortgage Loan Application Amount | $22,665,000 |
| Average Applicant Income | $140,200 |
| Highest Applicant Income | $2,400,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Woodbury County Iowa | 243 | $ 40,305,000 | $ 165,000 | $ 103,000 |
| Polk County Iowa | 205 | $ 43,815,000 | $ 213,000 | $ 131,000 |
| Minnehaha County South Dakota | 170 | $ 76,050,000 | $ 447,000 | $ 134,000 |
| Buena Vista County Iowa | 148 | $ 19,550,000 | $ 132,000 | $ 87,000 |
| Dickinson County Iowa | 115 | $ 35,755,000 | $ 310,000 | $ 177,000 |
| Lincoln County South Dakota | 89 | $ 37,145,000 | $ 417,000 | $ 187,000 |
| Dallas County Iowa | 86 | $ 23,930,000 | $ 278,000 | $ 169,000 |
| Cherokee County Iowa | 74 | $ 8,210,000 | $ 110,000 | $ 72,000 |
| Union County South Dakota | 60 | $ 23,820,000 | $ 397,000 | $ 264,000 |
| Dakota County Nebraska | 43 | $ 8,455,000 | $ 196,000 | $ 85,000 |
| Warren County Iowa | 28 | $ 7,190,000 | $ 256,000 | $ 144,000 |
| Brookings County South Dakota | 25 | $ 4,275,000 | $ 171,000 | $ 184,000 |
| Plymouth County Iowa | 19 | $ 6,855,000 | $ 360,000 | $ 129,000 |
| Clay County Iowa | 16 | $ 2,540,000 | $ 158,000 | $ 131,000 |
| Sac County Iowa | 11 | $ 955,000 | $ 86,000 | $ 75,000 |
| Emmet County Iowa | 10 | $ 2,740,000 | $ 274,000 | $ 142,000 |
| Madison County Iowa | 8 | $ 2,280,000 | $ 285,000 | $ 202,000 |
| Monona County Iowa | 8 | $ 1,210,000 | $ 151,000 | $ 78,000 |
| Story County Iowa | 8 | $ 1,480,000 | $ 185,000 | $ 113,000 |
| Lake County South Dakota | 7 | $ 2,875,000 | $ 410,000 | $ 236,000 |
| O'Brien County Iowa | 5 | $ 575,000 | $ 115,000 | $ 69,000 |
| Osceola County Iowa | 5 | $ 515,000 | $ 103,000 | $ 63,000 |
| Maricopa County Arizona | 4 | $ 1,700,000 | $ 425,000 | $ 436,000 |
| Ida County Iowa | 4 | $ 400,000 | $ 100,000 | $ 100,000 |
| Jasper County Iowa | 4 | $ 930,000 | $ 232,000 | $ 317,000 |
| Douglas County Nebraska | 4 | $ 1,050,000 | $ 262,000 | $ 159,000 |
| Clay County South Dakota | 4 | $ 1,320,000 | $ 330,000 | $ 87,000 |
| Lawrence County South Dakota | 4 | $ 2,270,000 | $ 567,000 | $ 285,000 |
| Boone County Iowa | 3 | $ 685,000 | $ 228,000 | $ 179,000 |
| Carroll County Iowa | 3 | $ 445,000 | $ 148,000 | $ 113,000 |
| Guthrie County Iowa | 3 | $ 1,155,000 | $ 385,000 | $ 493,000 |
| Linn County Iowa | 3 | $ 835,000 | $ 278,000 | $ 97,000 |
| Pocahontas County Iowa | 3 | $ 845,000 | $ 281,000 | $ 74,000 |
| Jackson County Minnesota | 3 | $ 545,000 | $ 181,000 | $ 88,000 |
| Camden County Missouri | 3 | $ 795,000 | $ 265,000 | $ 239,000 |
| Pinal County Arizona | 2 | $ 340,000 | $ 170,000 | $ 83,000 |
| Charlotte County Florida | 2 | $ 1,100,000 | $ 550,000 | $ 183,000 |
| Black Hawk County Iowa | 2 | $ 450,000 | $ 225,000 | $ 130,000 |
| Clarke County Iowa | 2 | $ 890,000 | $ 445,000 | $ 354,000 |
| Mills County Iowa | 2 | $ 500,000 | $ 250,000 | $ 118,000 |
| Sioux County Iowa | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Cottonwood County Minnesota | 2 | $ 1,040,000 | $ 520,000 | $ 225,000 |
| Hennepin County Minnesota | 2 | $ 990,000 | $ 495,000 | $ 256,000 |
| Olmsted County Minnesota | 2 | $ 1,060,000 | $ 530,000 | $ 129,000 |
| Rock County Minnesota | 2 | $ 540,000 | $ 270,000 | $ 73,000 |
| Dixon County Nebraska | 2 | $ 410,000 | $ 205,000 | $ 137,000 |
| Codington County South Dakota | 2 | $ 900,000 | $ 450,000 | $ 267,000 |
| Custer County South Dakota | 2 | $ 1,170,000 | $ 585,000 | $ 50,000 |
| Hamlin County South Dakota | 2 | $ 910,000 | $ 455,000 | $ 65,000 |
| Kingsbury County South Dakota | 2 | $ 530,000 | $ 265,000 | $ 1,115,000 |
| Meade County South Dakota | 2 | $ 1,180,000 | $ 590,000 | $ 221,000 |
| Turner County South Dakota | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Galveston County Texas | 2 | $ 2,650,000 | $ 1,325,000 | $ 620,000 |
| Pope County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 67,000 |
| Monterey County California | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| San Diego County California | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Adams County Colorado | 1 | $ 535,000 | $ 535,000 | $ 73,000 |
| Denver County Colorado | 1 | $ 635,000 | $ 635,000 | $ 227,000 |
| El Paso County Colorado | 1 | $ 1,595,000 | $ 1,595,000 | $ 207,000 |
| Larimer County Colorado | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Brevard County Florida | 1 | $ 525,000 | $ 525,000 | $ 165,000 |
| Escambia County Florida | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Lee County Florida | 1 | $ 645,000 | $ 645,000 | $ 566,000 |
| Manatee County Florida | 1 | $ 395,000 | $ 395,000 | $ 159,000 |
| Orange County Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Sarasota County Florida | 1 | $ 645,000 | $ 645,000 | $ 345,000 |
| Charlton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| DuPage County Illinois | 1 | $ 65,000 | $ 65,000 | $ 190,000 |
| Audubon County Iowa | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Bremer County Iowa | 1 | $ 345,000 | $ 345,000 | $ 195,000 |
| Calhoun County Iowa | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Cedar County Iowa | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Cerro Gordo County Iowa | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Crawford County Iowa | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Decatur County Iowa | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Hardin County Iowa | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Humboldt County Iowa | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Jackson County Iowa | 1 | $ 425,000 | $ 425,000 | $ 296,000 |
| Johnson County Iowa | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Kossuth County Iowa | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Lyon County Iowa | 1 | $ 205,000 | $ 205,000 | $ 336,000 |
| Palo Alto County Iowa | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Poweshiek County Iowa | 1 | $ 135,000 | $ 135,000 | $ 258,000 |
| Scott County Iowa | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Union County Iowa | 1 | $ 35,000 | $ 35,000 | $ 154,000 |
| Webster County Iowa | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Wright County Iowa | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Scott County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 210,000 |
| Wayne County Michigan | 1 | $ 115,000 | $ 115,000 | $ 328,000 |
| Beltrami County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Blue Earth County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 117,000 |
| Cass County Minnesota | 1 | $ 445,000 | $ 445,000 | $ 288,000 |
| Hubbard County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 215,000 |
| Kandiyohi County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Lincoln County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 273,000 |
| Martin County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 246,000 |
| Nobles County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Redwood County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Wright County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Benton County Missouri | 1 | $ 465,000 | $ 465,000 | $ 222,000 |
| Clay County Missouri | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Jefferson County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 505,000 | $ 505,000 | $ 331,000 |
| Cedar County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Lancaster County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 209,000 |
| Madison County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Clark County Nevada | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Multnomah County Oregon | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Beadle County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Bon Homme County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 375,000 |
| Day County South Dakota | 1 | $ 565,000 | $ 565,000 | $ 164,000 |
| Deuel County South Dakota | 1 | $ 795,000 | $ 795,000 | $ 1,199,000 |
| Hyde County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Collin County Texas | 1 | $ 1,405,000 | $ 1,405,000 | $ 1,364,000 |
| Dallas County Texas | 1 | $ 475,000 | $ 475,000 | $ 95,000 |
| Tarrant County Texas | 1 | $ 495,000 | $ 495,000 | $ 225,000 |
| Kenosha County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 19,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Central Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 911 | $283,565,000 | $311,000 | $22,665,000 | $135,000 | $2,400,000 |
| Other Purpose | 269 | $27,885,000 | $103,000 | $1,195,000 | $152,000 | $2,186,000 |
| Refinancing | 177 | $58,275,000 | $329,000 | $14,005,000 | $161,000 | $1,580,000 |
| Cash-out Refinancing | 108 | $25,650,000 | $237,000 | $2,005,000 | $144,000 | $948,000 |
| Home Improvement | 63 | $3,775,000 | $59,000 | $255,000 | $109,000 | $259,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,169 | $278,515,000 | $238,000 | $2,575,000 | $146,000 | $2,400,000 |
| Hispanic | 130 | $21,160,000 | $162,000 | $1,305,000 | $82,000 | $485,000 |
| Not applicable | 111 | $75,445,000 | $679,000 | $22,665,000 | $0 | $0 |
| Not Provided | 52 | $10,820,000 | $208,000 | $1,205,000 | $191,000 | $706,000 |
| Asian | 42 | $8,720,000 | $207,000 | $1,405,000 | $138,000 | $1,364,000 |
| Black or African American | 20 | $3,770,000 | $188,000 | $355,000 | $71,000 | $128,000 |
| American Indian or Alaskan Native | 3 | $545,000 | $181,000 | $285,000 | $111,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $57,000 | $57,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,467 | $390,535,000 | $266,000 | $22,665,000 | $144,000 | $2,400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $6,120,000 | $127,000 | $255,000 | $53,000 | $99,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,935,000 | $175,000 | $285,000 | $74,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 2 | $560,000 | $280,000 | $325,000 | $120,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,277 | $350,865,000 | $274,000 | $22,665,000 | $145,000 | $2,400,000 |
| Application Withdrawn By Applicant | 141 | $30,895,000 | $219,000 | $775,000 | $138,000 | $2,186,000 |
| Application Denied By Financial Institution | 81 | $10,915,000 | $134,000 | $1,205,000 | $88,000 | $620,000 |
| File Closed For Incompleteness | 16 | $4,520,000 | $282,000 | $935,000 | $177,000 | $1,008,000 |
| Application Approved But Not Accepted | 13 | $1,955,000 | $150,000 | $1,015,000 | $112,000 | $456,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,447 | $388,235,000 | $268,000 | $22,665,000 | $144,000 | $2,400,000 |
| Debt-To-Income Ratio | 42 | $5,920,000 | $140,000 | $695,000 | $68,000 | $192,000 |
| Credit History | 29 | $2,515,000 | $86,000 | $375,000 | $94,000 | $288,000 |
| Collateral | 5 | $1,885,000 | $377,000 | $1,205,000 | $249,000 | $620,000 |
| Employment History | 3 | $285,000 | $95,000 | $175,000 | $51,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $69,000 | $69,000 |
| Other | 1 | $165,000 | $165,000 | $165,000 | $36,000 | $36,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.