Central Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Central Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Central Bank 600 Lake Avenue Storm Lake, IA 50588 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,212 |
| Total Mortgage Loan Application Amount | $504,570,000 |
| Average Mortgage Loan Application Amount | $177,000 |
| Highest Mortgage Loan Application Amount | $8,405,000 |
| Average Applicant Income | $133,400 |
| Highest Applicant Income | $1,626,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Woodbury County Iowa | 359 | $ 63,785,000 | $ 177,000 | $ 102,000 |
| Polk County Iowa | 294 | $ 77,610,000 | $ 263,000 | $ 121,000 |
| Dickinson County Iowa | 257 | $ 74,815,000 | $ 291,000 | $ 145,000 |
| Buena Vista County Iowa | 249 | $ 35,545,000 | $ 142,000 | $ 80,000 |
| Minnehaha County South Dakota | 136 | $ 32,900,000 | $ 241,000 | $ 121,000 |
| Dallas County Iowa | 135 | $ 38,695,000 | $ 286,000 | $ 153,000 |
| Cherokee County Iowa | 125 | $ 15,455,000 | $ 123,000 | $ 76,000 |
| Union County South Dakota | 116 | $ 35,270,000 | $ 304,000 | $ 200,000 |
| Lincoln County South Dakota | 89 | $ 30,085,000 | $ 338,000 | $ 158,000 |
| Dakota County Nebraska | 50 | $ 8,740,000 | $ 174,000 | $ 89,000 |
| Brookings County South Dakota | 44 | $ 6,970,000 | $ 158,000 | $ 93,000 |
| Plymouth County Iowa | 32 | $ 7,330,000 | $ 229,000 | $ 144,000 |
| Warren County Iowa | 26 | $ 7,760,000 | $ 298,000 | $ 108,000 |
| Sac County Iowa | 18 | $ 1,530,000 | $ 85,000 | $ 56,000 |
| Maricopa County Arizona | 16 | $ 5,110,000 | $ 319,000 | $ 198,000 |
| Clay County Iowa | 12 | $ 1,810,000 | $ 150,000 | $ 91,000 |
| Pocahontas County Iowa | 12 | $ 1,390,000 | $ 115,000 | $ 59,000 |
| Ida County Iowa | 10 | $ 1,590,000 | $ 159,000 | $ 111,000 |
| Douglas County Nebraska | 8 | $ 2,000,000 | $ 250,000 | $ 122,000 |
| Lake County South Dakota | 8 | $ 2,830,000 | $ 353,000 | $ 551,000 |
| Madison County Iowa | 7 | $ 1,645,000 | $ 235,000 | $ 104,000 |
| Emmet County Iowa | 6 | $ 620,000 | $ 103,000 | $ 60,000 |
| Monona County Iowa | 6 | $ 620,000 | $ 103,000 | $ 92,000 |
| Jackson County Minnesota | 6 | $ 910,000 | $ 151,000 | $ 54,000 |
| Guthrie County Iowa | 5 | $ 1,675,000 | $ 335,000 | $ 361,000 |
| Johnson County Iowa | 5 | $ 935,000 | $ 187,000 | $ 125,000 |
| Palo Alto County Iowa | 5 | $ 665,000 | $ 133,000 | $ 125,000 |
| Yankton County South Dakota | 5 | $ 1,165,000 | $ 233,000 | $ 162,000 |
| Charlotte County Florida | 4 | $ 910,000 | $ 227,000 | $ 129,000 |
| O'Brien County Iowa | 4 | $ 540,000 | $ 135,000 | $ 101,000 |
| Ringgold County Iowa | 4 | $ 1,620,000 | $ 405,000 | $ 509,000 |
| Hennepin County Minnesota | 4 | $ 1,410,000 | $ 352,000 | $ 261,000 |
| Hamlin County South Dakota | 4 | $ 950,000 | $ 237,000 | $ 325,000 |
| Turner County South Dakota | 4 | $ 1,380,000 | $ 345,000 | $ 145,000 |
| Clarke County Iowa | 3 | $ 945,000 | $ 315,000 | $ 192,000 |
| Story County Iowa | 3 | $ 1,065,000 | $ 355,000 | $ 452,000 |
| Rock County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 62,000 |
| Camden County Missouri | 3 | $ 975,000 | $ 325,000 | $ 225,000 |
| Dixon County Nebraska | 3 | $ 475,000 | $ 158,000 | $ 92,000 |
| Lawrence County South Dakota | 3 | $ 925,000 | $ 308,000 | $ 281,000 |
| El Paso County Colorado | 2 | $ 510,000 | $ 255,000 | $ 273,000 |
| Lake County Florida | 2 | $ 500,000 | $ 250,000 | $ 148,000 |
| Palm Beach County Florida | 2 | $ 730,000 | $ 365,000 | $ 135,000 |
| DuPage County Illinois | 2 | $ 440,000 | $ 220,000 | $ 181,000 |
| Calhoun County Iowa | 2 | $ 140,000 | $ 70,000 | $ 93,000 |
| Cerro Gordo County Iowa | 2 | $ 550,000 | $ 275,000 | $ 250,000 |
| Kossuth County Iowa | 2 | $ 460,000 | $ 230,000 | $ 116,000 |
| Marion County Iowa | 2 | $ 700,000 | $ 350,000 | $ 461,000 |
| Marshall County Iowa | 2 | $ 440,000 | $ 220,000 | $ 189,000 |
| Poweshiek County Iowa | 2 | $ 370,000 | $ 185,000 | $ 79,000 |
| Webster County Iowa | 2 | $ 70,000 | $ 35,000 | $ 84,000 |
| Johnson County Kansas | 2 | $ 700,000 | $ 350,000 | $ 137,000 |
| Dakota County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 144,000 |
| Freeborn County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 43,000 |
| Ramsey County Minnesota | 2 | $ 650,000 | $ 325,000 | $ 220,000 |
| Sarpy County Nebraska | 2 | $ 370,000 | $ 185,000 | $ 103,000 |
| Montgomery County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 171,000 |
| Clay County South Dakota | 2 | $ 360,000 | $ 180,000 | $ 107,000 |
| Davison County South Dakota | 2 | $ 480,000 | $ 240,000 | $ 141,000 |
| Deuel County South Dakota | 2 | $ 510,000 | $ 255,000 | $ 112,000 |
| Kingsbury County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| McCook County South Dakota | 2 | $ 780,000 | $ 390,000 | $ 117,000 |
| Tarrant County Texas | 2 | $ 780,000 | $ 390,000 | $ 119,000 |
| Baldwin County Alabama | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Pima County Arizona | 1 | $ 515,000 | $ 515,000 | $ 216,000 |
| Pinal County Arizona | 1 | $ 335,000 | $ 335,000 | $ 196,000 |
| Washington County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Riverside County California | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Denver County Colorado | 1 | $ 515,000 | $ 515,000 | $ 213,000 |
| Douglas County Colorado | 1 | $ 515,000 | $ 515,000 | $ 295,000 |
| Larimer County Colorado | 1 | $ 255,000 | $ 255,000 | $ 36,000 |
| Teller County Colorado | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Fairfield County Connecticut | 1 | $ 455,000 | $ 455,000 | $ 226,000 |
| Collier County Florida | 1 | $ 285,000 | $ 285,000 | $ 192,000 |
| Hillsborough County Florida | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Manatee County Florida | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Nassau County Florida | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Pasco County Florida | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Sarasota County Florida | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Pulaski County Georgia | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Lemhi County Idaho | 1 | $ 295,000 | $ 295,000 | $ 179,000 |
| Champaign County Illinois | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Jefferson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Appanoose County Iowa | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Boone County Iowa | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Crawford County Iowa | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Franklin County Iowa | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Hardin County Iowa | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Harrison County Iowa | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Jasper County Iowa | 1 | $ 185,000 | $ 185,000 | $ 11,000 |
| Jones County Iowa | 1 | $ 25,000 | $ 25,000 | $ 159,000 |
| Linn County Iowa | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Lyon County Iowa | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Mahaska County Iowa | 1 | $ 365,000 | $ 365,000 | $ 360,000 |
| Mills County Iowa | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Osceola County Iowa | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Pottawattamie County Iowa | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Scott County Iowa | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Shelby County Iowa | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Sioux County Iowa | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Wright County Iowa | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Sedgwick County Kansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Calloway County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Kent County Michigan | 1 | $ 205,000 | $ 205,000 | $ 224,000 |
| Missaukee County Michigan | 1 | $ 215,000 | $ 215,000 | $ 215,000 |
| Anoka County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 217,000 |
| Crow Wing County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 226,000 |
| Martin County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 443,000 |
| Nobles County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Otter Tail County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 175,000 |
| Scott County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 260,000 |
| Yellow Medicine County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Gentry County Missouri | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Greene County Missouri | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Jackson County Missouri | 1 | $ 385,000 | $ 385,000 | $ 169,000 |
| Johnson County Missouri | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| St. Louis County Missouri | 1 | $ 885,000 | $ 885,000 | $ 395,000 |
| Ravalli County Montana | 1 | $ 275,000 | $ 275,000 | $ 217,000 |
| Hamilton County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 149,000 |
| Pierce County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 360,000 |
| Red Willow County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 298,000 |
| Saunders County Nebraska | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Wayne County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Clark County Nevada | 1 | $ 515,000 | $ 515,000 | $ 81,000 |
| Strafford County New Hampshire | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Dutchess County New York | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Forsyth County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 90,000 |
| Iredell County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| Rutherford County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Bucks County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 273,000 |
| Dauphin County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Bon Homme County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 432,000 |
| Codington County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Meade County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
| Moody County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Pennington County South Dakota | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Davidson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 51,000 |
| Dallas County Texas | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Grayson County Texas | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Washington County Utah | 1 | $ 1,505,000 | $ 1,505,000 | $ 1,009,000 |
| Hanover County Virginia | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| King William County Virginia | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
| Sheridan County Wyoming | 1 | $ 785,000 | $ 785,000 | $ 297,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Central Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,120 | $274,350,000 | $244,000 | $8,405,000 | $135,000 | $1,325,000 |
| Home Purchase | 751 | $164,215,000 | $218,000 | $4,155,000 | $109,000 | $975,000 |
| Cash-out Refinancing | 287 | $60,105,000 | $209,000 | $1,505,000 | $132,000 | $1,097,000 |
| Other Purpose | 32 | $3,750,000 | $117,000 | $515,000 | $120,000 | $831,000 |
| Home Improvement | 22 | $2,150,000 | $97,000 | $505,000 | $171,000 | $1,626,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,891 | $431,805,000 | $228,000 | $2,255,000 | $129,000 | $1,325,000 |
| Hispanic | 110 | $15,540,000 | $141,000 | $465,000 | $68,000 | $410,000 |
| Not applicable | 97 | $35,225,000 | $363,000 | $8,405,000 | $0 | $0 |
| Not Provided | 47 | $9,445,000 | $200,000 | $515,000 | $149,000 | $468,000 |
| Asian | 41 | $8,115,000 | $197,000 | $1,505,000 | $136,000 | $1,626,000 |
| Black or African American | 14 | $2,170,000 | $155,000 | $455,000 | $74,000 | $226,000 |
| American Indian or Alaskan Native | 7 | $1,335,000 | $190,000 | $325,000 | $167,000 | $750,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $230,000 | $115,000 | $135,000 | $42,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,131 | $495,555,000 | $232,000 | $8,405,000 | $129,000 | $1,626,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $7,340,000 | $101,000 | $215,000 | $44,000 | $107,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,355,000 | $193,000 | $385,000 | $73,000 | $128,000 |
| VA-guaranteed (Veterans Administration) | 2 | $320,000 | $160,000 | $175,000 | $64,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,932 | $441,660,000 | $228,000 | $8,405,000 | $126,000 | $1,626,000 |
| Application Withdrawn By Applicant | 195 | $45,645,000 | $234,000 | $1,205,000 | $136,000 | $780,000 |
| Application Denied By Financial Institution | 72 | $14,040,000 | $195,000 | $1,145,000 | $85,000 | $376,000 |
| Application Approved But Not Accepted | 7 | $1,465,000 | $209,000 | $465,000 | $134,000 | $273,000 |
| File Closed For Incompleteness | 6 | $1,760,000 | $293,000 | $385,000 | $165,000 | $219,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,140 | $490,530,000 | $229,000 | $8,405,000 | $127,000 | $1,626,000 |
| Credit History | 33 | $4,775,000 | $144,000 | $515,000 | $87,000 | $376,000 |
| Debt-To-Income Ratio | 30 | $7,740,000 | $258,000 | $1,145,000 | $86,000 | $262,000 |
| Collateral | 8 | $1,370,000 | $171,000 | $325,000 | $78,000 | $129,000 |
| Unverifiable Information | 1 | $155,000 | $155,000 | $155,000 | $42,000 | $42,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.