Central Bank Of St. Louis
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Central Bank Of St. Louis.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Central Bank Of St. Louis 12218 Manchest Rd. St. Louis, MO 63131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,832 |
| Total Mortgage Loan Application Amount | $351,447,000 |
| Average Mortgage Loan Application Amount | $164,333 |
| Highest Mortgage Loan Application Amount | $13,000,000 |
| Average Applicant Income | $89,333 |
| Highest Applicant Income | $1,788,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 794 | $ 158,722,000 | $ 199,000 | $ 114,000 |
| St. Charles County Missouri | 418 | $ 77,490,000 | $ 185,000 | $ 104,000 |
| St. Louis City County Missouri | 197 | $ 29,169,000 | $ 148,000 | $ 79,000 |
| St. Clair County Illinois | 67 | $ 10,929,000 | $ 163,000 | $ 88,000 |
| Jefferson County Missouri | 65 | $ 11,743,000 | $ 180,000 | $ 82,000 |
| Madison County Illinois | 64 | $ 7,575,000 | $ 118,000 | $ 71,000 |
| Lincoln County Missouri | 47 | $ 6,739,000 | $ 143,000 | $ 34,000 |
| Warren County Missouri | 22 | $ 4,081,000 | $ 185,000 | $ 146,000 |
| Franklin County Missouri | 17 | $ 3,445,000 | $ 202,000 | $ 91,000 |
| Jersey County Illinois | 14 | $ 1,747,000 | $ 124,000 | $ 70,000 |
| Monroe County Illinois | 13 | $ 2,610,000 | $ 200,000 | $ 79,000 |
| Camden County Missouri | 11 | $ 1,634,000 | $ 148,000 | $ 151,000 |
| Macoupin County Illinois | 5 | $ 755,000 | $ 151,000 | $ 140,000 |
| Boone County Missouri | 5 | $ 953,000 | $ 190,000 | $ 121,000 |
| Jackson County Missouri | 5 | $ 1,049,000 | $ 209,000 | $ 51,000 |
| Cook County Illinois | 4 | $ 1,428,000 | $ 357,000 | $ 227,000 |
| Oklahoma County Oklahoma | 4 | $ 602,000 | $ 150,000 | $ 124,000 |
| Johnson County Kansas | 3 | $ 572,000 | $ 190,000 | $ 63,000 |
| Cole County Missouri | 3 | $ 527,000 | $ 175,000 | $ 206,000 |
| Jefferson County Alabama | 2 | $ 555,000 | $ 277,000 | $ 304,000 |
| Broward County Florida | 2 | $ 385,000 | $ 192,000 | $ 205,000 |
| Collier County Florida | 2 | $ 336,000 | $ 168,000 | $ 176,000 |
| Walton County Florida | 2 | $ 450,000 | $ 225,000 | $ 234,000 |
| Calhoun County Illinois | 2 | $ 186,000 | $ 93,000 | $ 47,000 |
| Champaign County Illinois | 2 | $ 229,000 | $ 114,000 | $ 69,000 |
| Clinton County Illinois | 2 | $ 260,000 | $ 130,000 | $ 72,000 |
| Essex County Massachusetts | 2 | $ 824,000 | $ 412,000 | $ 175,000 |
| Cape Girardeau County Missouri | 2 | $ 14,500,000 | $ 7,250,000 | $ 0 |
| Clay County Missouri | 2 | $ 559,000 | $ 279,000 | $ 382,000 |
| Crawford County Missouri | 2 | $ 205,000 | $ 102,000 | $ 82,000 |
| Morgan County Missouri | 2 | $ 397,000 | $ 198,000 | $ 88,000 |
| Ste. Genevieve County Missouri | 2 | $ 307,000 | $ 153,000 | $ 118,000 |
| Stone County Missouri | 2 | $ 229,000 | $ 114,000 | $ 101,000 |
| Allegheny County Pennsylvania | 2 | $ 702,000 | $ 351,000 | $ 103,000 |
| Maricopa County Arizona | 1 | $ 353,000 | $ 353,000 | $ 324,000 |
| Greene County Arkansas | 1 | $ 178,000 | $ 178,000 | $ 101,000 |
| Pulaski County Arkansas | 1 | $ 230,000 | $ 230,000 | $ 151,000 |
| Stanislaus County California | 1 | $ 338,000 | $ 338,000 | $ 94,000 |
| Arapahoe County Colorado | 1 | $ 206,000 | $ 206,000 | $ 91,000 |
| El Paso County Colorado | 1 | $ 211,000 | $ 211,000 | $ 91,000 |
| Brevard County Florida | 1 | $ 42,000 | $ 42,000 | $ 73,000 |
| Lee County Florida | 1 | $ 289,000 | $ 289,000 | $ 390,000 |
| Miami-Dade County Florida | 1 | $ 382,000 | $ 382,000 | $ 150,000 |
| Nassau County Florida | 1 | $ 490,000 | $ 490,000 | $ 769,000 |
| Sumter County Florida | 1 | $ 183,000 | $ 183,000 | $ 71,000 |
| Lowndes County Georgia | 1 | $ 168,000 | $ 168,000 | $ 63,000 |
| Coles County Illinois | 1 | $ 68,000 | $ 68,000 | $ 81,000 |
| DuPage County Illinois | 1 | $ 372,000 | $ 372,000 | $ 165,000 |
| Montgomery County Illinois | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Perry County Illinois | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Washington County Illinois | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Douglas County Kansas | 1 | $ 53,000 | $ 53,000 | $ 140,000 |
| Miami County Kansas | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Sedgwick County Kansas | 1 | $ 200,000 | $ 200,000 | $ 123,000 |
| Allegan County Michigan | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Leelanau County Michigan | 1 | $ 302,000 | $ 302,000 | $ 266,000 |
| Oakland County Michigan | 1 | $ 104,000 | $ 104,000 | $ 85,000 |
| DeSoto County Mississippi | 1 | $ 154,000 | $ 154,000 | $ 129,000 |
| Cass County Missouri | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Dallas County Missouri | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| Johnson County Missouri | 1 | $ 892,000 | $ 892,000 | $ 0 |
| Perry County Missouri | 1 | $ 220,000 | $ 220,000 | $ 102,000 |
| Pike County Missouri | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Platte County Missouri | 1 | $ 299,000 | $ 299,000 | $ 170,000 |
| Ralls County Missouri | 1 | $ 166,000 | $ 166,000 | $ 232,000 |
| Washington County Missouri | 1 | $ 197,000 | $ 197,000 | $ 323,000 |
| Catawba County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 140,000 |
| Onslow County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 41,000 |
| Summit County Ohio | 1 | $ 350,000 | $ 350,000 | $ 246,000 |
| Multnomah County Oregon | 1 | $ 152,000 | $ 152,000 | $ 145,000 |
| Dauphin County Pennsylvania | 1 | $ 329,000 | $ 329,000 | $ 71,000 |
| York County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 163,000 |
| Sevier County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Shelby County Tennessee | 1 | $ 344,000 | $ 344,000 | $ 549,000 |
| Bell County Texas | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Brazos County Texas | 1 | $ 112,000 | $ 112,000 | $ 273,000 |
| Nueces County Texas | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| Loudoun County Virginia | 1 | $ 385,000 | $ 385,000 | $ 112,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Central Bank Of St. Louis in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,132 | $221,069,000 | $195,000 | $13,000,000 | $100,000 | $683,000 |
| Refinancing | 630 | $123,101,000 | $195,000 | $1,863,000 | $117,000 | $1,788,000 |
| Home Improvement | 70 | $7,277,000 | $103,000 | $1,500,000 | $51,000 | $647,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,446 | $280,820,000 | $194,000 | $1,863,000 | $113,000 | $1,788,000 |
| Not applicable | 126 | $25,200,000 | $200,000 | $13,000,000 | $0 | $0 |
| Black or African American | 126 | $19,445,000 | $154,000 | $1,088,000 | $83,000 | $471,000 |
| Hispanic | 46 | $7,867,000 | $171,000 | $416,000 | $124,000 | $476,000 |
| Not Provided | 45 | $7,728,000 | $171,000 | $520,000 | $82,000 | $223,000 |
| Asian | 39 | $9,745,000 | $249,000 | $736,000 | $150,000 | $527,000 |
| American Indian or Alaskan Native | 4 | $642,000 | $160,000 | $243,000 | $93,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,451 | $291,495,000 | $200,000 | $13,000,000 | $114,000 | $1,788,000 |
| FHA-insured (Federal Housing Administration) | 289 | $41,113,000 | $142,000 | $385,000 | $62,000 | $683,000 |
| VA-guaranteed (Veterans Administration) | 67 | $15,193,000 | $226,000 | $589,000 | $84,000 | $277,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,646,000 | $145,000 | $246,000 | $53,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,532 | $297,866,000 | $194,000 | $13,000,000 | $103,000 | $1,788,000 |
| Application Denied By Financial Institution | 112 | $18,496,000 | $165,000 | $1,392,000 | $86,000 | $540,000 |
| Application Withdrawn By Applicant | 104 | $17,628,000 | $169,000 | $700,000 | $108,000 | $515,000 |
| Application Approved But Not Accepted | 78 | $16,529,000 | $211,000 | $1,088,000 | $123,000 | $769,000 |
| File Closed For Incompleteness | 6 | $928,000 | $154,000 | $417,000 | $141,000 | $514,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 34 | $5,246,000 | $154,000 | $600,000 | $95,000 | $540,000 |
| Debt-To-Income Ratio | 22 | $4,922,000 | $223,000 | $1,392,000 | $59,000 | $146,000 |
| Collateral | 21 | $2,890,000 | $137,000 | $358,000 | $100,000 | $476,000 |
| Other | 10 | $1,353,000 | $135,000 | $382,000 | $64,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,369,000 | $152,000 | $316,000 | $68,000 | $106,000 |
| Credit Application Incomplete | 7 | $1,371,000 | $195,000 | $351,000 | $130,000 | $284,000 |
| Unverifiable Information | 4 | $527,000 | $131,000 | $206,000 | $70,000 | $108,000 |
| Employment History | 2 | $352,000 | $176,000 | $262,000 | $66,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.