Central Bank Of Boone County
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Central Bank Of Boone County 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central Bank Of Boone County 720 E. Broadway Columbia, MO 65201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,663 |
| Total Mortgage Loan Application Amount | $250,477,000 |
| Average Mortgage Loan Application Amount | $134,333 |
| Highest Mortgage Loan Application Amount | $16,400,000 |
| Average Applicant Income | $46,666 |
| Highest Applicant Income | $825,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Central Bank Of Boone County. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central Bank Of Boone County's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Central Bank Of Boone County's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central Bank Of Boone County serves its applicants.
Each category highlights the total number of mortgage applications processed by Central Bank Of Boone County, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central Bank Of Boone County's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Missouri | 965 | $ 195,019,000 | $ 202,000 | $ 75,000 |
| Cooper County Missouri | 75 | $ 7,299,000 | $ 97,000 | $ 49,000 |
| Callaway County Missouri | 25 | $ 3,731,000 | $ 149,000 | $ 77,000 |
| Jackson County Missouri | 21 | $ 5,035,000 | $ 239,000 | $ 10,000 |
| Howard County Missouri | 19 | $ 1,382,000 | $ 72,000 | $ 41,000 |
| Bradley County Arkansas | 16 | $ 674,000 | $ 42,000 | $ 0 |
| Audrain County Missouri | 13 | $ 1,846,000 | $ 142,000 | $ 42,000 |
| Conway County Arkansas | 10 | $ 556,000 | $ 55,000 | $ 0 |
| Pulaski County Arkansas | 9 | $ 313,000 | $ 34,000 | $ 0 |
| Randolph County Missouri | 9 | $ 977,000 | $ 108,000 | $ 52,000 |
| Nevada County Arkansas | 8 | $ 449,000 | $ 56,000 | $ 0 |
| Lafayette County Louisiana | 7 | $ 709,000 | $ 101,000 | $ 0 |
| Cole County Missouri | 7 | $ 895,000 | $ 127,000 | $ 53,000 |
| Oklahoma County Oklahoma | 7 | $ 425,000 | $ 60,000 | $ 0 |
| Franklin County Arkansas | 6 | $ 128,000 | $ 21,000 | $ 0 |
| Ouachita County Arkansas | 6 | $ 187,000 | $ 31,000 | $ 0 |
| Washington County Arkansas | 6 | $ 445,000 | $ 74,000 | $ 0 |
| Franklin County Illinois | 6 | $ 86,000 | $ 14,000 | $ 0 |
| Williamson County Illinois | 6 | $ 129,000 | $ 21,000 | $ 0 |
| Calcasieu County Louisiana | 6 | $ 526,000 | $ 87,000 | $ 0 |
| Ouachita County Louisiana | 6 | $ 448,000 | $ 74,000 | $ 0 |
| Barry County Missouri | 6 | $ 227,000 | $ 37,000 | $ 0 |
| Camden County Missouri | 6 | $ 1,078,000 | $ 179,000 | $ 66,000 |
| Lawrence County Missouri | 6 | $ 159,000 | $ 26,000 | $ 0 |
| Pettis County Missouri | 6 | $ 216,000 | $ 36,000 | $ 4,000 |
| St. Louis County Missouri | 6 | $ 282,000 | $ 47,000 | $ 0 |
| Wright County Missouri | 6 | $ 334,000 | $ 55,000 | $ 0 |
| Ashley County Arkansas | 5 | $ 138,000 | $ 27,000 | $ 0 |
| Calhoun County Arkansas | 5 | $ 288,000 | $ 57,000 | $ 0 |
| Crawford County Arkansas | 5 | $ 481,000 | $ 96,000 | $ 0 |
| Madison County Illinois | 5 | $ 280,000 | $ 56,000 | $ 0 |
| Sedgwick County Kansas | 5 | $ 283,000 | $ 56,000 | $ 0 |
| Dunklin County Missouri | 5 | $ 445,000 | $ 89,000 | $ 0 |
| Morgan County Missouri | 5 | $ 455,000 | $ 91,000 | $ 20,000 |
| Sevier County Arkansas | 4 | $ 329,000 | $ 82,000 | $ 0 |
| Polk County Iowa | 4 | $ 90,000 | $ 22,000 | $ 0 |
| Clay County Missouri | 4 | $ 207,000 | $ 51,000 | $ 0 |
| Greene County Missouri | 4 | $ 161,000 | $ 40,000 | $ 81,000 |
| Rogers County Oklahoma | 4 | $ 299,000 | $ 74,000 | $ 0 |
| Tulsa County Oklahoma | 4 | $ 288,000 | $ 72,000 | $ 0 |
| Giles County Tennessee | 4 | $ 159,000 | $ 39,000 | $ 0 |
| McNairy County Tennessee | 4 | $ 53,000 | $ 13,000 | $ 0 |
| Prince William County Virginia | 4 | $ 987,000 | $ 246,000 | $ 0 |
| Cleburne County Arkansas | 3 | $ 172,000 | $ 57,000 | $ 0 |
| Hot Spring County Arkansas | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Sharp County Arkansas | 3 | $ 248,000 | $ 82,000 | $ 0 |
| Grant County Indiana | 3 | $ 206,000 | $ 68,000 | $ 0 |
| Hancock County Indiana | 3 | $ 168,000 | $ 56,000 | $ 0 |
| Howard County Indiana | 3 | $ 330,000 | $ 110,000 | $ 0 |
| Buchanan County Missouri | 3 | $ 253,000 | $ 84,000 | $ 0 |
| Cass County Missouri | 3 | $ 182,000 | $ 60,000 | $ 0 |
| Franklin County Missouri | 3 | $ 63,000 | $ 21,000 | $ 0 |
| Harrison County Missouri | 3 | $ 137,000 | $ 45,000 | $ 0 |
| Jasper County Missouri | 3 | $ 148,000 | $ 49,000 | $ 0 |
| Jefferson County Missouri | 3 | $ 114,000 | $ 38,000 | $ 0 |
| Miller County Missouri | 3 | $ 453,000 | $ 151,000 | $ 66,000 |
| Newton County Missouri | 3 | $ 67,000 | $ 22,000 | $ 0 |
| Ray County Missouri | 3 | $ 122,000 | $ 40,000 | $ 10,000 |
| St. Charles County Missouri | 3 | $ 459,000 | $ 153,000 | $ 0 |
| Webster County Missouri | 3 | $ 222,000 | $ 74,000 | $ 0 |
| Cleveland County Oklahoma | 3 | $ 92,000 | $ 30,000 | $ 0 |
| Latimer County Oklahoma | 3 | $ 66,000 | $ 22,000 | $ 0 |
| Murray County Oklahoma | 3 | $ 127,000 | $ 42,000 | $ 0 |
| Stephens County Oklahoma | 3 | $ 157,000 | $ 52,000 | $ 0 |
| Maury County Tennessee | 3 | $ 188,000 | $ 62,000 | $ 0 |
| Clark County Arkansas | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Cross County Arkansas | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Faulkner County Arkansas | 2 | $ 179,000 | $ 89,000 | $ 0 |
| Garland County Arkansas | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Izard County Arkansas | 2 | $ 191,000 | $ 95,000 | $ 0 |
| Lonoke County Arkansas | 2 | $ 68,000 | $ 34,000 | $ 0 |
| Poinsett County Arkansas | 2 | $ 55,000 | $ 27,000 | $ 0 |
| Union County Arkansas | 2 | $ 108,000 | $ 54,000 | $ 0 |
| El Paso County Colorado | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Collier County Florida | 2 | $ 1,778,000 | $ 889,000 | $ 0 |
| Perry County Illinois | 2 | $ 29,000 | $ 14,000 | $ 0 |
| Allen County Indiana | 2 | $ 79,000 | $ 39,000 | $ 0 |
| Delaware County Indiana | 2 | $ 47,000 | $ 23,000 | $ 0 |
| Marion County Indiana | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Owen County Indiana | 2 | $ 27,000 | $ 13,000 | $ 0 |
| Parke County Indiana | 2 | $ 128,000 | $ 64,000 | $ 0 |
| Porter County Indiana | 2 | $ 32,000 | $ 16,000 | $ 0 |
| Brown County Kansas | 2 | $ 36,000 | $ 18,000 | $ 0 |
| Labette County Kansas | 2 | $ 27,000 | $ 13,000 | $ 0 |
| Reno County Kansas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Shawnee County Kansas | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Caldwell County Kentucky | 2 | $ 13,000 | $ 6,000 | $ 0 |
| DeSoto County Mississippi | 2 | $ 29,000 | $ 14,000 | $ 0 |
| Jones County Mississippi | 2 | $ 116,000 | $ 58,000 | $ 0 |
| Lafayette County Mississippi | 2 | $ 113,000 | $ 56,000 | $ 0 |
| Lowndes County Mississippi | 2 | $ 46,000 | $ 23,000 | $ 0 |
| Monroe County Mississippi | 2 | $ 63,000 | $ 31,000 | $ 0 |
| Tate County Mississippi | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Cedar County Missouri | 2 | $ 105,000 | $ 52,000 | $ 0 |
| Marion County Missouri | 2 | $ 129,000 | $ 64,000 | $ 0 |
| Moniteau County Missouri | 2 | $ 174,000 | $ 87,000 | $ 73,000 |
| Monroe County Missouri | 2 | $ 211,000 | $ 105,000 | $ 32,000 |
| Pemiscot County Missouri | 2 | $ 77,000 | $ 38,000 | $ 0 |
| Reynolds County Missouri | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Saline County Missouri | 2 | $ 196,000 | $ 98,000 | $ 66,000 |
| St. Francois County Missouri | 2 | $ 87,000 | $ 43,000 | $ 0 |
| St. Louis City County Missouri | 2 | $ 580,000 | $ 290,000 | $ 112,000 |
| Stoddard County Missouri | 2 | $ 16,000 | $ 8,000 | $ 0 |
| Texas County Missouri | 2 | $ 121,000 | $ 60,000 | $ 0 |
| Vernon County Missouri | 2 | $ 21,000 | $ 10,000 | $ 0 |
| Wayne County Missouri | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Box Butte County Nebraska | 2 | $ 61,000 | $ 30,000 | $ 0 |
| Lincoln County Nebraska | 2 | $ 15,000 | $ 7,000 | $ 0 |
| Choctaw County Oklahoma | 2 | $ 39,000 | $ 19,000 | $ 0 |
| Garfield County Oklahoma | 2 | $ 54,000 | $ 27,000 | $ 0 |
| Garvin County Oklahoma | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Muskogee County Oklahoma | 2 | $ 127,000 | $ 63,000 | $ 0 |
| Pontotoc County Oklahoma | 2 | $ 26,000 | $ 13,000 | $ 0 |
| Bradley County Tennessee | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Rutherford County Tennessee | 2 | $ 183,000 | $ 91,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 77,000 | $ 38,000 | $ 0 |
| Tipton County Tennessee | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Baxter County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Benton County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Carroll County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Chicot County Arkansas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Columbia County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Desha County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Drew County Arkansas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Grant County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Greene County Arkansas | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Howard County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Lincoln County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Little River County Arkansas | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Mississippi County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Monroe County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Perry County Arkansas | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Phillips County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Pope County Arkansas | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Saline County Arkansas | 1 | $ 13,000 | $ 13,000 | $ 0 |
| St. Francis County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Stone County Arkansas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Van Buren County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| White County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Yell County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Douglas County Colorado | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Routt County Colorado | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Weld County Colorado | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Marion County Illinois | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Peoria County Illinois | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Pulaski County Illinois | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Saline County Illinois | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Union County Illinois | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Wabash County Illinois | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Clark County Indiana | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Floyd County Indiana | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Gibson County Indiana | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Harrison County Indiana | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Johnson County Indiana | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Lake County Indiana | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Madison County Indiana | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Monroe County Indiana | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Morgan County Indiana | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Appanoose County Iowa | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Marshall County Iowa | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Scott County Iowa | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Allen County Kansas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Cherokee County Kansas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Cloud County Kansas | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Finney County Kansas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Ford County Kansas | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Johnson County Kansas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Kingman County Kansas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Marion County Kansas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Marshall County Kansas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Miami County Kansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Neosho County Kansas | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Pottawatomie County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Riley County Kansas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Sumner County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Wilson County Kansas | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Boone County Kentucky | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Cumberland County Kentucky | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Graves County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Mason County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Powell County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Beauregard County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Concordia County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Grant County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Webster County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Clay County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Covington County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Lee County Mississippi | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Lincoln County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Pike County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Prentiss County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Scott County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Washington County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Adair County Missouri | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Bollinger County Missouri | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Clinton County Missouri | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Crawford County Missouri | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Daviess County Missouri | 1 | $ 64,000 | $ 64,000 | $ 148,000 |
| Gentry County Missouri | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Grundy County Missouri | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Henry County Missouri | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Hickory County Missouri | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Iron County Missouri | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Johnson County Missouri | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Lewis County Missouri | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Macon County Missouri | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Madison County Missouri | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Mercer County Missouri | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Mississippi County Missouri | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Montgomery County Missouri | 1 | $ 118,000 | $ 118,000 | $ 55,000 |
| Nodaway County Missouri | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Phelps County Missouri | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Polk County Missouri | 1 | $ 72,000 | $ 72,000 | $ 102,000 |
| Scotland County Missouri | 1 | $ 10,000 | $ 10,000 | $ 0 |
| St. Clair County Missouri | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Stone County Missouri | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Adams County Nebraska | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Dodge County Nebraska | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Gosper County Nebraska | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Jefferson County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Keith County Nebraska | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Madison County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Phelps County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 348,000 |
| Guilford County North Carolina | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Summit County Ohio | 1 | $ 400,000 | $ 400,000 | $ 308,000 |
| Atoka County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 14,000 | $ 14,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 0 |
| McIntosh County Oklahoma | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Woods County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Dickson County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Lewis County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Madison County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Trousdale County Tennessee | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Wayne County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Dallas County Texas | 1 | $ 1,000,000 | $ 1,000,000 | $ 623,000 |
| Alexandria County Virginia | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Frederick County Virginia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Manassas County Virginia | 1 | $ 108,000 | $ 108,000 | $ 0 |
Mortgage Loan Application Detail Totals for Central Bank Of Boone County in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 773 | $141,196,000 | $182,000 | $6,800,000 | $70,000 | $825,000 |
| Refinancing | 694 | $91,674,000 | $132,000 | $16,400,000 | $31,000 | $642,000 |
| Home Improvement | 196 | $17,607,000 | $89,000 | $3,300,000 | $39,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 842 | $136,625,000 | $162,000 | $1,000,000 | $82,000 | $724,000 |
| Not applicable | 653 | $89,530,000 | $137,000 | $16,400,000 | $0 | $0 |
| Not Provided | 122 | $16,062,000 | $131,000 | $417,000 | $96,000 | $825,000 |
| Asian | 26 | $4,871,000 | $187,000 | $400,000 | $73,000 | $308,000 |
| Hispanic | 11 | $2,232,000 | $202,000 | $308,000 | $110,000 | $360,000 |
| Black or African American | 7 | $873,000 | $124,000 | $190,000 | $53,000 | $108,000 |
| American Indian or Alaskan Native | 2 | $284,000 | $142,000 | $152,000 | $63,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,554 | $234,446,000 | $150,000 | $16,400,000 | $50,000 | $825,000 |
| FHA-insured (Federal Housing Administration) | 48 | $7,077,000 | $147,000 | $256,000 | $48,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $4,525,000 | $116,000 | $224,000 | $39,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 22 | $4,429,000 | $201,000 | $417,000 | $82,000 | $276,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 837 | $171,166,000 | $204,000 | $16,400,000 | $91,000 | $825,000 |
| Loan Purchased By The Institution | 554 | $30,839,000 | $55,000 | $594,000 | $0 | $0 |
| Application Withdrawn By Applicant | 145 | $30,167,000 | $208,000 | $6,800,000 | $0 | $0 |
| Application Denied By Financial Institution | 102 | $13,144,000 | $128,000 | $900,000 | $63,000 | $306,000 |
| Application Approved But Not Accepted | 24 | $5,092,000 | $212,000 | $2,200,000 | $72,000 | $200,000 |
| File Closed For Incompleteness | 1 | $69,000 | $69,000 | $69,000 | $56,000 | $56,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 43 | $3,999,000 | $93,000 | $223,000 | $62,000 | $163,000 |
| Debt-To-Income Ratio | 33 | $4,530,000 | $137,000 | $276,000 | $45,000 | $156,000 |
| Collateral | 9 | $1,930,000 | $214,000 | $900,000 | $105,000 | $283,000 |
| Credit Application Incomplete | 5 | $669,000 | $133,000 | $198,000 | $65,000 | $114,000 |
| Other | 4 | $1,247,000 | $311,000 | $800,000 | $148,000 | $306,000 |
| Employment History | 4 | $342,000 | $85,000 | $140,000 | $28,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $153,000 | $76,000 | $80,000 | $90,000 | $123,000 |
| Unverifiable Information | 2 | $274,000 | $137,000 | $144,000 | $41,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central Bank Of Boone County's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central Bank Of Boone County's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.