Centra Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Centra Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Centra Credit Union 3801 Tupelo Drive Columbus, IN 47202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,546 |
| Total Mortgage Loan Application Amount | $242,300,000 |
| Average Mortgage Loan Application Amount | $93,000 |
| Highest Mortgage Loan Application Amount | $1,585,000 |
| Average Applicant Income | $80,400 |
| Highest Applicant Income | $1,200,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew County Indiana | 720 | $ 77,440,000 | $ 107,000 | $ 86,000 |
| Clark County Indiana | 302 | $ 29,890,000 | $ 98,000 | $ 86,000 |
| Floyd County Indiana | 176 | $ 18,750,000 | $ 106,000 | $ 94,000 |
| Jennings County Indiana | 175 | $ 12,995,000 | $ 74,000 | $ 63,000 |
| Scott County Indiana | 171 | $ 12,295,000 | $ 71,000 | $ 70,000 |
| Jackson County Indiana | 165 | $ 12,965,000 | $ 78,000 | $ 68,000 |
| Shelby County Indiana | 110 | $ 8,300,000 | $ 75,000 | $ 73,000 |
| Decatur County Indiana | 95 | $ 6,605,000 | $ 69,000 | $ 59,000 |
| Marion County Indiana | 93 | $ 8,195,000 | $ 88,000 | $ 82,000 |
| Jefferson County Indiana | 91 | $ 8,315,000 | $ 91,000 | $ 69,000 |
| Washington County Indiana | 76 | $ 5,180,000 | $ 68,000 | $ 65,000 |
| Johnson County Indiana | 59 | $ 6,135,000 | $ 103,000 | $ 87,000 |
| Brown County Indiana | 57 | $ 6,075,000 | $ 106,000 | $ 75,000 |
| Harrison County Indiana | 42 | $ 3,620,000 | $ 86,000 | $ 82,000 |
| Hamilton County Indiana | 38 | $ 5,020,000 | $ 132,000 | $ 113,000 |
| Jefferson County Kentucky | 23 | $ 3,345,000 | $ 145,000 | $ 113,000 |
| Ripley County Indiana | 15 | $ 1,555,000 | $ 103,000 | $ 78,000 |
| Chautauqua County New York | 15 | $ 1,415,000 | $ 94,000 | $ 78,000 |
| Rush County Indiana | 14 | $ 1,060,000 | $ 75,000 | $ 110,000 |
| Hancock County Indiana | 8 | $ 880,000 | $ 110,000 | $ 82,000 |
| Warren County Pennsylvania | 7 | $ 335,000 | $ 47,000 | $ 64,000 |
| Boone County Indiana | 6 | $ 530,000 | $ 88,000 | $ 98,000 |
| Hendricks County Indiana | 6 | $ 1,640,000 | $ 273,000 | $ 65,000 |
| Franklin County Indiana | 5 | $ 385,000 | $ 77,000 | $ 50,000 |
| Monroe County Indiana | 5 | $ 785,000 | $ 157,000 | $ 61,000 |
| Crawford County Indiana | 4 | $ 190,000 | $ 47,000 | $ 48,000 |
| Oldham County Kentucky | 4 | $ 320,000 | $ 80,000 | $ 109,000 |
| Lawrence County Indiana | 3 | $ 135,000 | $ 45,000 | $ 60,000 |
| Carroll County Kentucky | 3 | $ 345,000 | $ 115,000 | $ 84,000 |
| Trimble County Kentucky | 3 | $ 185,000 | $ 61,000 | $ 33,000 |
| Cattaraugus County New York | 3 | $ 45,000 | $ 15,000 | $ 30,000 |
| Monroe County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 250,000 |
| Grant County Indiana | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Madison County Indiana | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
| Switzerland County Indiana | 2 | $ 170,000 | $ 85,000 | $ 104,000 |
| Tipton County Indiana | 2 | $ 120,000 | $ 60,000 | $ 63,000 |
| Bullitt County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 110,000 |
| Northampton County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 24,000 |
| Allegheny County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 105,000 |
| Erie County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 48,000 |
| Hancock County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 61,000 |
| Bay County Florida | 1 | $ 395,000 | $ 395,000 | $ 203,000 |
| Brevard County Florida | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Escambia County Florida | 1 | $ 215,000 | $ 215,000 | $ 176,000 |
| Manatee County Florida | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Palm Beach County Florida | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Sarasota County Florida | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Lowndes County Georgia | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Delaware County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Dubois County Indiana | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Montgomery County Indiana | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Morgan County Indiana | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Orange County Indiana | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Perry County Indiana | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Randolph County Indiana | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Tippecanoe County Indiana | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Boone County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Breckinridge County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Spencer County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Wayne County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| St. Louis City County Missouri | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Monroe County New York | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Saratoga County New York | 1 | $ 485,000 | $ 485,000 | $ 310,000 |
| Halifax County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Wake County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 209,000 |
| Fayette County Ohio | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Guernsey County Ohio | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Dorchester County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 51,000 |
| Blount County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| Shelby County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 418,000 |
| Smith County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Dane County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Centra Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 674 | $95,480,000 | $141,000 | $1,215,000 | $76,000 | $500,000 |
| Refinancing | 504 | $50,410,000 | $100,000 | $1,055,000 | $76,000 | $510,000 |
| Home Improvement | 501 | $23,805,000 | $47,000 | $325,000 | $85,000 | $825,000 |
| Other Purpose | 495 | $26,325,000 | $53,000 | $805,000 | $81,000 | $749,000 |
| Cash-out Refinancing | 372 | $46,280,000 | $124,000 | $1,585,000 | $84,000 | $1,200,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,310 | $213,060,000 | $92,000 | $1,585,000 | $79,000 | $1,200,000 |
| Not Provided | 78 | $7,950,000 | $101,000 | $485,000 | $92,000 | $418,000 |
| Black or African American | 60 | $6,050,000 | $100,000 | $655,000 | $81,000 | $380,000 |
| Hispanic | 47 | $5,655,000 | $120,000 | $565,000 | $69,000 | $194,000 |
| Asian | 21 | $2,925,000 | $139,000 | $365,000 | $122,000 | $458,000 |
| Not applicable | 20 | $5,620,000 | $281,000 | $1,215,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $495,000 | $99,000 | $265,000 | $64,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,546 | $242,300,000 | $95,000 | $1,585,000 | $80,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,813 | $178,895,000 | $98,000 | $1,585,000 | $82,000 | $825,000 |
| Application Denied By Financial Institution | 286 | $19,600,000 | $68,000 | $525,000 | $60,000 | $480,000 |
| Application Withdrawn By Applicant | 264 | $31,950,000 | $121,000 | $765,000 | $85,000 | $1,200,000 |
| Application Approved But Not Accepted | 153 | $10,335,000 | $67,000 | $435,000 | $79,000 | $672,000 |
| File Closed For Incompleteness | 30 | $1,520,000 | $50,000 | $265,000 | $98,000 | $749,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,260 | $222,700,000 | $98,000 | $1,585,000 | $82,000 | $1,200,000 |
| Credit History | 226 | $12,990,000 | $57,000 | $375,000 | $63,000 | $480,000 |
| Debt-To-Income Ratio | 38 | $4,570,000 | $120,000 | $525,000 | $46,000 | $129,000 |
| Collateral | 12 | $840,000 | $70,000 | $135,000 | $56,000 | $125,000 |
| Credit Application Incomplete | 2 | $80,000 | $40,000 | $45,000 | $59,000 | $61,000 |
| Employment History | 2 | $200,000 | $100,000 | $105,000 | $59,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $320,000 | $160,000 | $185,000 | $75,000 | $77,000 |
| Mortgage Insurance Denied | 2 | $310,000 | $155,000 | $185,000 | $82,000 | $93,000 |
| Other | 1 | $185,000 | $185,000 | $185,000 | $45,000 | $45,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $50,000 | $50,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.