Centra Credit Union
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Centra Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Centra Credit Union 3801 Tupelo Drive Columbus, IN 47202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,910 |
| Total Mortgage Loan Application Amount | $188,601,000 |
| Average Mortgage Loan Application Amount | $98,000 |
| Highest Mortgage Loan Application Amount | $7,184,000 |
| Average Applicant Income | $77,666 |
| Highest Applicant Income | $2,061,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew County Indiana | 568 | $ 63,818,000 | $ 112,000 | $ 88,000 |
| Clark County Indiana | 193 | $ 25,557,000 | $ 132,000 | $ 87,000 |
| Jackson County Indiana | 161 | $ 12,242,000 | $ 76,000 | $ 72,000 |
| Jennings County Indiana | 134 | $ 8,807,000 | $ 65,000 | $ 60,000 |
| Scott County Indiana | 117 | $ 6,747,000 | $ 57,000 | $ 59,000 |
| Floyd County Indiana | 101 | $ 8,518,000 | $ 84,000 | $ 72,000 |
| Shelby County Indiana | 64 | $ 4,671,000 | $ 72,000 | $ 61,000 |
| Marion County Indiana | 52 | $ 4,421,000 | $ 85,000 | $ 82,000 |
| Jefferson County Indiana | 51 | $ 3,402,000 | $ 66,000 | $ 61,000 |
| Decatur County Indiana | 47 | $ 3,148,000 | $ 66,000 | $ 70,000 |
| Brown County Indiana | 46 | $ 6,563,000 | $ 142,000 | $ 83,000 |
| Johnson County Indiana | 45 | $ 3,789,000 | $ 84,000 | $ 72,000 |
| Harrison County Indiana | 39 | $ 3,476,000 | $ 89,000 | $ 84,000 |
| Hamilton County Indiana | 25 | $ 4,170,000 | $ 166,000 | $ 134,000 |
| Washington County Indiana | 25 | $ 2,124,000 | $ 84,000 | $ 64,000 |
| Jefferson County Kentucky | 22 | $ 3,318,000 | $ 150,000 | $ 85,000 |
| Chautauqua County New York | 13 | $ 909,000 | $ 69,000 | $ 71,000 |
| Rush County Indiana | 12 | $ 594,000 | $ 49,000 | $ 92,000 |
| Hendricks County Indiana | 6 | $ 826,000 | $ 137,000 | $ 95,000 |
| Lawrence County Indiana | 6 | $ 445,000 | $ 74,000 | $ 37,000 |
| Madison County Indiana | 4 | $ 317,000 | $ 79,000 | $ 61,000 |
| Ripley County Indiana | 4 | $ 368,000 | $ 92,000 | $ 75,000 |
| Nash County North Carolina | 4 | $ 485,000 | $ 121,000 | $ 101,000 |
| Lee County Florida | 3 | $ 122,000 | $ 40,000 | $ 73,000 |
| Crawford County Indiana | 3 | $ 145,000 | $ 48,000 | $ 69,000 |
| Morgan County Indiana | 3 | $ 335,000 | $ 111,000 | $ 82,000 |
| Orange County Indiana | 3 | $ 133,000 | $ 44,000 | $ 34,000 |
| Switzerland County Indiana | 3 | $ 128,000 | $ 42,000 | $ 50,000 |
| Trimble County Kentucky | 3 | $ 172,000 | $ 57,000 | $ 46,000 |
| Warren County Pennsylvania | 3 | $ 205,000 | $ 68,000 | $ 56,000 |
| Franklin County Indiana | 2 | $ 195,000 | $ 97,000 | $ 64,000 |
| Hancock County Indiana | 2 | $ 327,000 | $ 163,000 | $ 69,000 |
| Wayne County Indiana | 2 | $ 201,000 | $ 100,000 | $ 155,000 |
| Bullitt County Kentucky | 2 | $ 71,000 | $ 35,000 | $ 77,000 |
| Oldham County Kentucky | 2 | $ 415,000 | $ 207,000 | $ 144,000 |
| Washington County Minnesota | 2 | $ 1,096,000 | $ 548,000 | $ 282,000 |
| Cattaraugus County New York | 2 | $ 43,000 | $ 21,000 | $ 47,000 |
| Craven County North Carolina | 2 | $ 119,000 | $ 59,000 | $ 37,000 |
| Wake County North Carolina | 2 | $ 501,000 | $ 250,000 | $ 106,000 |
| Maricopa County Arizona | 1 | $ 106,000 | $ 106,000 | $ 100,000 |
| Bay County Florida | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
| Marion County Florida | 1 | $ 100,000 | $ 100,000 | $ 113,000 |
| Palm Beach County Florida | 1 | $ 118,000 | $ 118,000 | $ 200,000 |
| Volusia County Florida | 1 | $ 99,000 | $ 99,000 | $ 53,000 |
| Daviess County Indiana | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Delaware County Indiana | 1 | $ 49,000 | $ 49,000 | $ 91,000 |
| Howard County Indiana | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Lake County Indiana | 1 | $ 38,000 | $ 38,000 | $ 142,000 |
| Monroe County Indiana | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Ohio County Indiana | 1 | $ 78,000 | $ 78,000 | $ 114,000 |
| Parke County Indiana | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Putnam County Indiana | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Steuben County Indiana | 1 | $ 504,000 | $ 504,000 | $ 177,000 |
| Tippecanoe County Indiana | 1 | $ 16,000 | $ 16,000 | $ 132,000 |
| Vigo County Indiana | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Lee County Iowa | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Breckinridge County Kentucky | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Calloway County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 108,000 |
| Carroll County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 20,000 |
| Fayette County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Grayson County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Lyon County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Shelby County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Grand Traverse County Michigan | 1 | $ 407,000 | $ 407,000 | $ 212,000 |
| Kalamazoo County Michigan | 1 | $ 109,000 | $ 109,000 | $ 72,000 |
| Oakland County Michigan | 1 | $ 200,000 | $ 200,000 | $ 230,000 |
| Van Buren County Michigan | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Pennington County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 140,000 |
| Gasconade County Missouri | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Edgecombe County North Carolina | 1 | $ 22,000 | $ 22,000 | $ 26,000 |
| Halifax County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| Butler County Ohio | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Seneca County Ohio | 1 | $ 30,000 | $ 30,000 | $ 22,000 |
| Beaufort County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 161,000 |
| Dorchester County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 112,000 |
| Horry County South Carolina | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Shelby County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 129,000 |
| Sumner County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 87,000 |
| Hays County Texas | 1 | $ 38,000 | $ 38,000 | $ 93,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Centra Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 662 | $77,502,000 | $117,000 | $7,184,000 | $78,000 | $2,061,000 |
| Home Purchase | 625 | $84,283,000 | $134,000 | $754,000 | $82,000 | $1,002,000 |
| Home Improvement | 623 | $26,816,000 | $43,000 | $650,000 | $73,000 | $750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,527 | $151,106,000 | $98,000 | $1,000,000 | $79,000 | $2,061,000 |
| Not Provided | 272 | $14,062,000 | $51,000 | $548,000 | $78,000 | $960,000 |
| Hispanic | 30 | $3,732,000 | $124,000 | $548,000 | $69,000 | $317,000 |
| Not applicable | 29 | $12,752,000 | $439,000 | $7,184,000 | $0 | $0 |
| Asian | 25 | $3,722,000 | $148,000 | $376,000 | $109,000 | $235,000 |
| Black or African American | 24 | $2,777,000 | $115,000 | $632,000 | $86,000 | $250,000 |
| American Indian or Alaskan Native | 2 | $294,000 | $147,000 | $178,000 | $76,000 | $88,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $156,000 | $156,000 | $156,000 | $150,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,897 | $187,005,000 | $98,000 | $7,184,000 | $78,000 | $2,061,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $572,000 | $95,000 | $136,000 | $25,000 | $38,000 |
| FHA-insured (Federal Housing Administration) | 5 | $734,000 | $146,000 | $224,000 | $51,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 2 | $290,000 | $145,000 | $163,000 | $57,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,353 | $135,481,000 | $100,000 | $7,184,000 | $80,000 | $2,061,000 |
| Application Withdrawn By Applicant | 339 | $39,638,000 | $116,000 | $1,000,000 | $86,000 | $1,893,000 |
| Application Denied By Financial Institution | 216 | $13,374,000 | $61,000 | $265,000 | $50,000 | $147,000 |
| Application Approved But Not Accepted | 2 | $108,000 | $54,000 | $65,000 | $65,000 | $92,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 158 | $7,521,000 | $47,000 | $208,000 | $52,000 | $147,000 |
| Debt-To-Income Ratio | 31 | $3,589,000 | $115,000 | $265,000 | $38,000 | $87,000 |
| Collateral | 17 | $1,786,000 | $105,000 | $240,000 | $64,000 | $128,000 |
| Other | 2 | $120,000 | $60,000 | $61,000 | $28,000 | $30,000 |
| Employment History | 1 | $51,000 | $51,000 | $51,000 | $27,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.