Centra Credit Union
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Centra Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Centra Credit Union 3801 Tupelo Drive Columbus, IN 47202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,075 |
| Total Mortgage Loan Application Amount | $603,746,000 |
| Average Mortgage Loan Application Amount | $272,666 |
| Highest Mortgage Loan Application Amount | $86,000,000 |
| Average Applicant Income | $78,333 |
| Highest Applicant Income | $1,640,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew County Indiana | 505 | $ 103,432,000 | $ 204,000 | $ 87,000 |
| Clark County Indiana | 244 | $ 42,560,000 | $ 174,000 | $ 72,000 |
| Jackson County Indiana | 146 | $ 96,710,000 | $ 662,000 | $ 65,000 |
| Scott County Indiana | 137 | $ 10,104,000 | $ 73,000 | $ 68,000 |
| Floyd County Indiana | 132 | $ 12,343,000 | $ 93,000 | $ 95,000 |
| Jennings County Indiana | 122 | $ 9,040,000 | $ 74,000 | $ 66,000 |
| Jefferson County Indiana | 66 | $ 5,850,000 | $ 88,000 | $ 83,000 |
| Shelby County Indiana | 61 | $ 6,205,000 | $ 101,000 | $ 91,000 |
| Marion County Indiana | 60 | $ 6,798,000 | $ 113,000 | $ 71,000 |
| Decatur County Indiana | 49 | $ 3,394,000 | $ 69,000 | $ 64,000 |
| Johnson County Indiana | 48 | $ 55,206,000 | $ 1,150,000 | $ 94,000 |
| Brown County Indiana | 42 | $ 5,110,000 | $ 121,000 | $ 90,000 |
| Washington County Indiana | 37 | $ 2,819,000 | $ 76,000 | $ 57,000 |
| Chautauqua County New York | 31 | $ 2,190,000 | $ 70,000 | $ 60,000 |
| Hamilton County Indiana | 29 | $ 5,030,000 | $ 173,000 | $ 98,000 |
| Harrison County Indiana | 29 | $ 2,474,000 | $ 85,000 | $ 63,000 |
| Jefferson County Kentucky | 20 | $ 63,991,000 | $ 3,199,000 | $ 130,000 |
| Ripley County Indiana | 8 | $ 776,000 | $ 97,000 | $ 79,000 |
| Hancock County Indiana | 7 | $ 2,074,000 | $ 296,000 | $ 93,000 |
| Warren County Pennsylvania | 6 | $ 254,000 | $ 42,000 | $ 56,000 |
| Franklin County Indiana | 5 | $ 361,000 | $ 72,000 | $ 58,000 |
| Nash County North Carolina | 5 | $ 487,000 | $ 97,000 | $ 88,000 |
| Boone County Indiana | 4 | $ 556,000 | $ 139,000 | $ 55,000 |
| Rush County Indiana | 4 | $ 115,000 | $ 28,000 | $ 32,000 |
| Switzerland County Indiana | 4 | $ 242,000 | $ 60,000 | $ 108,000 |
| Hendricks County Indiana | 3 | $ 490,000 | $ 163,000 | $ 69,000 |
| Lawrence County Indiana | 3 | $ 70,176,000 | $ 23,392,000 | $ 55,000 |
| Madison County Indiana | 3 | $ 417,000 | $ 139,000 | $ 77,000 |
| Morgan County Indiana | 3 | $ 320,000 | $ 106,000 | $ 75,000 |
| Carroll County Kentucky | 3 | $ 322,000 | $ 107,000 | $ 88,000 |
| Hernando County Florida | 2 | $ 146,000 | $ 73,000 | $ 47,000 |
| Lee County Florida | 2 | $ 767,000 | $ 383,000 | $ 149,000 |
| Manatee County Florida | 2 | $ 60,117,000 | $ 30,058,000 | $ 58,000 |
| Volusia County Florida | 2 | $ 80,000 | $ 40,000 | $ 75,000 |
| Allen County Indiana | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Dearborn County Indiana | 2 | $ 372,000 | $ 186,000 | $ 103,000 |
| Perry County Indiana | 2 | $ 132,000 | $ 66,000 | $ 94,000 |
| Oldham County Kentucky | 2 | $ 509,000 | $ 254,000 | $ 68,000 |
| Cattaraugus County New York | 2 | $ 197,000 | $ 98,000 | $ 98,000 |
| Davidson County Tennessee | 2 | $ 506,000 | $ 253,000 | $ 65,000 |
| Mohave County Arizona | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Pima County Arizona | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Denver County Colorado | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| New London County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 198,000 |
| Broward County Florida | 1 | $ 252,000 | $ 252,000 | $ 114,000 |
| Charlotte County Florida | 1 | $ 36,000 | $ 36,000 | $ 78,000 |
| Pasco County Florida | 1 | $ 94,000 | $ 94,000 | $ 86,000 |
| Pinellas County Florida | 1 | $ 288,000 | $ 288,000 | $ 179,000 |
| Clinton County Indiana | 1 | $ 43,000 | $ 43,000 | $ 27,000 |
| Crawford County Indiana | 1 | $ 34,000 | $ 34,000 | $ 71,000 |
| Daviess County Indiana | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| Delaware County Indiana | 1 | $ 97,000 | $ 97,000 | $ 56,000 |
| Henry County Indiana | 1 | $ 29,000 | $ 29,000 | $ 11,000 |
| Howard County Indiana | 1 | $ 42,000 | $ 42,000 | $ 28,000 |
| Monroe County Indiana | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Owen County Indiana | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
| Breckinridge County Kentucky | 1 | $ 281,000 | $ 281,000 | $ 177,000 |
| Bullitt County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 135,000 |
| Casey County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Fayette County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 85,000 |
| Fleming County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Meade County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 286,000 |
| Scott County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 183,000 |
| Trimble County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 75,000 |
| Livingston County Michigan | 1 | $ 72,000 | $ 72,000 | $ 115,000 |
| Macomb County Michigan | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Ottawa County Michigan | 1 | $ 107,000 | $ 107,000 | $ 136,000 |
| Wayne County Michigan | 1 | $ 101,000 | $ 101,000 | $ 105,000 |
| Erie County New York | 1 | $ 122,000 | $ 122,000 | $ 69,000 |
| Forsyth County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 95,000 |
| Dauphin County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Erie County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 121,000 |
| Sevier County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Shelby County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Centra Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 779 | $228,406,000 | $293,000 | $86,000,000 | $79,000 | $696,000 |
| Home Purchase | 725 | $352,627,000 | $486,000 | $70,000,000 | $79,000 | $1,146,000 |
| Home Improvement | 571 | $22,713,000 | $39,000 | $235,000 | $77,000 | $1,640,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,799 | $272,273,000 | $151,000 | $86,000,000 | $79,000 | $1,640,000 |
| Not Provided | 151 | $92,343,000 | $611,000 | $49,600,000 | $69,000 | $274,000 |
| Hispanic | 45 | $5,895,000 | $131,000 | $333,000 | $74,000 | $269,000 |
| Black or African American | 31 | $2,818,000 | $90,000 | $270,000 | $56,000 | $173,000 |
| Asian | 27 | $4,203,000 | $155,000 | $417,000 | $156,000 | $1,146,000 |
| Not applicable | 11 | $225,290,000 | $20,480,000 | $70,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $623,000 | $77,000 | $279,000 | $59,000 | $165,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $301,000 | $100,000 | $110,000 | $67,000 | $136,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,073 | $603,370,000 | $291,000 | $86,000,000 | $78,000 | $1,640,000 |
| FHA-insured (Federal Housing Administration) | 2 | $376,000 | $188,000 | $226,000 | $64,000 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,359 | $524,974,000 | $386,000 | $86,000,000 | $80,000 | $855,000 |
| Application Withdrawn By Applicant | 371 | $45,641,000 | $123,000 | $599,000 | $87,000 | $1,640,000 |
| Application Denied By Financial Institution | 312 | $28,265,000 | $90,000 | $437,000 | $58,000 | $749,000 |
| File Closed For Incompleteness | 27 | $4,025,000 | $149,000 | $417,000 | $87,000 | $595,000 |
| Application Approved But Not Accepted | 5 | $727,000 | $145,000 | $429,000 | $86,000 | $198,000 |
| Preapproval Denied by Financial Institution | 1 | $114,000 | $114,000 | $114,000 | $54,000 | $54,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 148 | $12,110,000 | $81,000 | $413,000 | $59,000 | $749,000 |
| Debt-To-Income Ratio | 30 | $4,080,000 | $136,000 | $354,000 | $52,000 | $161,000 |
| Collateral | 9 | $798,000 | $88,000 | $296,000 | $55,000 | $145,000 |
| Employment History | 2 | $131,000 | $65,000 | $102,000 | $23,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $49,000 | $49,000 | $49,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 1 | $437,000 | $437,000 | $437,000 | $148,000 | $148,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.