Cathay Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Cathay Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cathay Bank 9650 Flair Drive El Monte, CA 91731 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 576 |
| Total Mortgage Loan Application Amount | $277,353,000 |
| Average Mortgage Loan Application Amount | $426,666 |
| Highest Mortgage Loan Application Amount | $15,496,000 |
| Average Applicant Income | $144,666 |
| Highest Applicant Income | $2,575,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 179 | $ 95,801,000 | $ 535,000 | $ 145,000 |
| King County Washington | 89 | $ 21,579,000 | $ 242,000 | $ 113,000 |
| Orange County California | 42 | $ 17,384,000 | $ 413,000 | $ 165,000 |
| Santa Clara County California | 37 | $ 21,238,000 | $ 574,000 | $ 187,000 |
| Alameda County California | 22 | $ 7,796,000 | $ 354,000 | $ 147,000 |
| Queens County New York | 16 | $ 7,323,000 | $ 457,000 | $ 49,000 |
| Kings County New York | 15 | $ 7,774,000 | $ 518,000 | $ 111,000 |
| San Bernardino County California | 13 | $ 2,897,000 | $ 222,000 | $ 141,000 |
| San Diego County California | 13 | $ 2,704,000 | $ 208,000 | $ 75,000 |
| San Francisco County California | 13 | $ 8,679,000 | $ 667,000 | $ 175,000 |
| Cook County Illinois | 13 | $ 3,123,000 | $ 240,000 | $ 130,000 |
| Contra Costa County California | 11 | $ 3,001,000 | $ 272,000 | $ 108,000 |
| Sacramento County California | 11 | $ 2,336,000 | $ 212,000 | $ 167,000 |
| Suffolk County Massachusetts | 10 | $ 4,150,000 | $ 415,000 | $ 57,000 |
| Harris County Texas | 10 | $ 13,312,000 | $ 1,331,000 | $ 110,000 |
| Snohomish County Washington | 9 | $ 1,941,000 | $ 215,000 | $ 85,000 |
| San Mateo County California | 8 | $ 10,079,000 | $ 1,259,000 | $ 163,000 |
| New York County New York | 8 | $ 5,575,000 | $ 696,000 | $ 180,000 |
| Stanislaus County California | 5 | $ 1,588,000 | $ 317,000 | $ 343,000 |
| Middlesex County Massachusetts | 5 | $ 2,148,000 | $ 429,000 | $ 299,000 |
| Norfolk County Massachusetts | 5 | $ 1,486,000 | $ 297,000 | $ 154,000 |
| Riverside County California | 4 | $ 2,170,000 | $ 542,000 | $ 45,000 |
| San Joaquin County California | 3 | $ 1,150,000 | $ 383,000 | $ 82,000 |
| Clark County Nevada | 3 | $ 601,000 | $ 200,000 | $ 136,000 |
| Hudson County New Jersey | 3 | $ 1,233,000 | $ 411,000 | $ 65,000 |
| Middlesex County New Jersey | 3 | $ 538,000 | $ 179,000 | $ 0 |
| Nassau County New York | 3 | $ 2,160,000 | $ 720,000 | $ 1,030,000 |
| Richmond County New York | 3 | $ 930,000 | $ 310,000 | $ 100,000 |
| Monmouth County New Jersey | 2 | $ 214,000 | $ 107,000 | $ 132,000 |
| Bexar County Texas | 2 | $ 150,000 | $ 75,000 | $ 180,000 |
| Maricopa County Arizona | 1 | $ 4,900,000 | $ 4,900,000 | $ 0 |
| Kern County California | 1 | $ 133,000 | $ 133,000 | $ 111,000 |
| Placer County California | 1 | $ 500,000 | $ 500,000 | $ 144,000 |
| Solano County California | 1 | $ 210,000 | $ 210,000 | $ 275,000 |
| Fairfield County Connecticut | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 209,000 | $ 209,000 | $ 67,000 |
| Worcester County Massachusetts | 1 | $ 173,000 | $ 173,000 | $ 192,000 |
| Bergen County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 133,000 |
| Essex County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Westchester County New York | 1 | $ 1,420,000 | $ 1,420,000 | $ 0 |
| Collin County Texas | 1 | $ 132,000 | $ 132,000 | $ 90,000 |
| Denton County Texas | 1 | $ 15,496,000 | $ 15,496,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 300,000 | $ 300,000 | $ 107,000 |
| Nacogdoches County Texas | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Pierce County Washington | 1 | $ 170,000 | $ 170,000 | $ 133,000 |
| Thurston County Washington | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cathay Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 315 | $164,243,000 | $521,000 | $15,496,000 | $125,000 | $1,172,000 |
| Home Purchase | 166 | $95,788,000 | $577,000 | $6,100,000 | $171,000 | $2,575,000 |
| Home Improvement | 95 | $17,322,000 | $182,000 | $840,000 | $138,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 407 | $150,700,000 | $370,000 | $2,950,000 | $173,000 | $2,575,000 |
| White | 68 | $18,247,000 | $268,000 | $3,000,000 | $86,000 | $740,000 |
| Not applicable | 45 | $95,333,000 | $2,118,000 | $15,496,000 | $0 | $0 |
| Hispanic | 41 | $9,046,000 | $220,000 | $581,000 | $55,000 | $459,000 |
| Black or African American | 10 | $2,056,000 | $205,000 | $550,000 | $96,000 | $550,000 |
| American Indian or Alaskan Native | 3 | $1,690,000 | $563,000 | $690,000 | $390,000 | $1,172,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $281,000 | $140,000 | $146,000 | $40,000 | $50,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 576 | $277,353,000 | $481,000 | $15,496,000 | $140,000 | $2,575,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 414 | $236,378,000 | $570,000 | $15,496,000 | $152,000 | $1,200,000 |
| Loan Purchased By The Institution | 97 | $15,856,000 | $163,000 | $334,000 | $43,000 | $107,000 |
| Application Denied By Financial Institution | 27 | $10,619,000 | $393,000 | $1,800,000 | $160,000 | $528,000 |
| Application Withdrawn By Applicant | 16 | $5,429,000 | $339,000 | $1,736,000 | $198,000 | $1,200,000 |
| Application Approved But Not Accepted | 16 | $8,301,000 | $518,000 | $3,000,000 | $355,000 | $2,575,000 |
| File Closed For Incompleteness | 6 | $770,000 | $128,000 | $200,000 | $75,000 | $192,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 16 | $6,649,000 | $415,000 | $1,800,000 | $152,000 | $528,000 |
| Credit History | 5 | $1,645,000 | $329,000 | $500,000 | $201,000 | $330,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,000,000 | $333,000 | $800,000 | $73,000 | $143,000 |
| Other | 2 | $350,000 | $175,000 | $250,000 | $96,000 | $120,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.