Carter Bank & Trust
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Carter Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Carter Bank & Trust Po Box 3748 Martinsville, VA 24115 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,170 |
| Total Mortgage Loan Application Amount | $607,370,000 |
| Average Mortgage Loan Application Amount | $413,000 |
| Highest Mortgage Loan Application Amount | $34,005,000 |
| Average Applicant Income | $129,250 |
| Highest Applicant Income | $2,544,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Albemarle County Virginia | 80 | $ 40,830,000 | $ 510,000 | $ 172,000 |
| Mecklenburg County North Carolina | 68 | $ 52,650,000 | $ 774,000 | $ 207,000 |
| Fairfax County Virginia | 50 | $ 36,730,000 | $ 734,000 | $ 542,000 |
| Loudoun County Virginia | 46 | $ 31,460,000 | $ 683,000 | $ 180,000 |
| Wake County North Carolina | 44 | $ 18,340,000 | $ 416,000 | $ 72,000 |
| Iredell County North Carolina | 43 | $ 8,405,000 | $ 195,000 | $ 140,000 |
| Henrico County Virginia | 42 | $ 11,880,000 | $ 282,000 | $ 294,000 |
| Franklin County Virginia | 37 | $ 6,285,000 | $ 169,000 | $ 106,000 |
| Prince William County Virginia | 37 | $ 26,975,000 | $ 729,000 | $ 228,000 |
| Catawba County North Carolina | 30 | $ 5,280,000 | $ 176,000 | $ 208,000 |
| Charlottesville County Virginia | 26 | $ 8,680,000 | $ 333,000 | $ 226,000 |
| Henry County Virginia | 26 | $ 1,830,000 | $ 70,000 | $ 58,000 |
| Pittsylvania County Virginia | 21 | $ 2,595,000 | $ 123,000 | $ 103,000 |
| Bedford County Virginia | 18 | $ 2,810,000 | $ 156,000 | $ 61,000 |
| Montgomery County Virginia | 18 | $ 7,620,000 | $ 423,000 | $ 154,000 |
| Montgomery County Maryland | 17 | $ 10,085,000 | $ 593,000 | $ 0 |
| Prince George's County Maryland | 16 | $ 8,090,000 | $ 505,000 | $ 0 |
| Guilford County North Carolina | 16 | $ 3,520,000 | $ 220,000 | $ 224,000 |
| Halifax County Virginia | 14 | $ 1,240,000 | $ 88,000 | $ 75,000 |
| Mecklenburg County Virginia | 14 | $ 940,000 | $ 67,000 | $ 120,000 |
| Cabarrus County North Carolina | 13 | $ 2,185,000 | $ 168,000 | $ 125,000 |
| Rockingham County North Carolina | 13 | $ 2,385,000 | $ 183,000 | $ 49,000 |
| Spartanburg County South Carolina | 13 | $ 26,235,000 | $ 2,018,000 | $ 0 |
| Martinsville County Virginia | 13 | $ 775,000 | $ 59,000 | $ 56,000 |
| Union County North Carolina | 12 | $ 3,030,000 | $ 252,000 | $ 162,000 |
| Danville County Virginia | 12 | $ 1,070,000 | $ 89,000 | $ 112,000 |
| Lynchburg County Virginia | 12 | $ 2,640,000 | $ 220,000 | $ 66,000 |
| Patrick County Virginia | 12 | $ 1,280,000 | $ 106,000 | $ 55,000 |
| Roanoke County Virginia | 12 | $ 4,990,000 | $ 415,000 | $ 84,000 |
| Charleston County South Carolina | 11 | $ 7,395,000 | $ 672,000 | $ 0 |
| Arlington County Virginia | 11 | $ 11,775,000 | $ 1,070,000 | $ 300,000 |
| Richmond City County Virginia | 11 | $ 4,025,000 | $ 365,000 | $ 2,544,000 |
| Stafford County Virginia | 11 | $ 3,675,000 | $ 334,000 | $ 128,000 |
| Cumberland County North Carolina | 10 | $ 62,640,000 | $ 6,264,000 | $ 91,000 |
| Fluvanna County Virginia | 10 | $ 2,380,000 | $ 238,000 | $ 158,000 |
| Campbell County Virginia | 9 | $ 2,135,000 | $ 237,000 | $ 88,000 |
| Brunswick County North Carolina | 8 | $ 4,190,000 | $ 523,000 | $ 211,000 |
| Lee County North Carolina | 8 | $ 710,000 | $ 88,000 | $ 74,000 |
| Surry County North Carolina | 8 | $ 810,000 | $ 101,000 | $ 60,000 |
| Beaufort County South Carolina | 8 | $ 4,720,000 | $ 590,000 | $ 0 |
| Spotsylvania County Virginia | 8 | $ 4,640,000 | $ 580,000 | $ 80,000 |
| Floyd County Virginia | 7 | $ 745,000 | $ 106,000 | $ 81,000 |
| Louisa County Virginia | 7 | $ 1,275,000 | $ 182,000 | $ 76,000 |
| Nelson County Virginia | 7 | $ 5,105,000 | $ 729,000 | $ 110,000 |
| Pulaski County Virginia | 7 | $ 805,000 | $ 115,000 | $ 110,000 |
| Roanoke City County Virginia | 7 | $ 2,425,000 | $ 346,000 | $ 100,000 |
| Dare County North Carolina | 6 | $ 2,220,000 | $ 370,000 | $ 236,000 |
| Durham County North Carolina | 6 | $ 2,400,000 | $ 400,000 | $ 49,000 |
| Gaston County North Carolina | 6 | $ 990,000 | $ 165,000 | $ 193,000 |
| Person County North Carolina | 6 | $ 650,000 | $ 108,000 | $ 86,000 |
| Rowan County North Carolina | 6 | $ 580,000 | $ 96,000 | $ 176,000 |
| Hanover County Virginia | 6 | $ 2,690,000 | $ 448,000 | $ 94,000 |
| Davidson County North Carolina | 5 | $ 1,245,000 | $ 249,000 | $ 101,000 |
| Johnston County North Carolina | 5 | $ 625,000 | $ 125,000 | $ 64,000 |
| Lincoln County North Carolina | 5 | $ 1,755,000 | $ 351,000 | $ 166,000 |
| Greenville County South Carolina | 5 | $ 945,000 | $ 189,000 | $ 0 |
| Richland County South Carolina | 5 | $ 1,605,000 | $ 321,000 | $ 165,000 |
| Carroll County Virginia | 5 | $ 365,000 | $ 73,000 | $ 70,000 |
| Fredericksburg County Virginia | 5 | $ 1,425,000 | $ 285,000 | $ 0 |
| Grayson County Virginia | 5 | $ 475,000 | $ 95,000 | $ 142,000 |
| Greene County Virginia | 5 | $ 2,465,000 | $ 493,000 | $ 111,000 |
| Baltimore County Maryland | 4 | $ 1,220,000 | $ 305,000 | $ 0 |
| Chatham County North Carolina | 4 | $ 1,170,000 | $ 292,000 | $ 39,000 |
| Orange County North Carolina | 4 | $ 9,270,000 | $ 2,317,000 | $ 0 |
| Lancaster County South Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 0 |
| Lexington County South Carolina | 4 | $ 1,490,000 | $ 372,000 | $ 0 |
| Alexandria County Virginia | 4 | $ 3,220,000 | $ 805,000 | $ 0 |
| Amherst County Virginia | 4 | $ 1,520,000 | $ 380,000 | $ 24,000 |
| Culpeper County Virginia | 4 | $ 1,250,000 | $ 312,000 | $ 117,000 |
| Rockbridge County Virginia | 4 | $ 300,000 | $ 75,000 | $ 49,000 |
| Salem County Virginia | 4 | $ 2,540,000 | $ 635,000 | $ 142,000 |
| Garrett County Maryland | 3 | $ 3,775,000 | $ 1,258,000 | $ 0 |
| Worcester County Maryland | 3 | $ 1,505,000 | $ 501,000 | $ 0 |
| Buncombe County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 50,000 |
| Caswell County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 76,000 |
| Forsyth County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 117,000 |
| Franklin County North Carolina | 3 | $ 1,405,000 | $ 468,000 | $ 0 |
| Randolph County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 48,000 |
| Vance County North Carolina | 3 | $ 11,325,000 | $ 3,775,000 | $ 25,000 |
| Aiken County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 0 |
| Horry County South Carolina | 3 | $ 6,455,000 | $ 2,151,000 | $ 338,000 |
| Botetourt County Virginia | 3 | $ 1,145,000 | $ 381,000 | $ 0 |
| Buckingham County Virginia | 3 | $ 1,985,000 | $ 661,000 | $ 94,000 |
| Caroline County Virginia | 3 | $ 605,000 | $ 201,000 | $ 66,000 |
| Galax County Virginia | 3 | $ 95,000 | $ 31,000 | $ 43,000 |
| Radford County Virginia | 3 | $ 525,000 | $ 175,000 | $ 131,000 |
| Virginia Beach County Virginia | 3 | $ 2,435,000 | $ 811,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 920,000 | $ 460,000 | $ 0 |
| Calvert County Maryland | 2 | $ 1,440,000 | $ 720,000 | $ 0 |
| Charles County Maryland | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Howard County Maryland | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| St. Mary's County Maryland | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Carteret County North Carolina | 2 | $ 1,090,000 | $ 545,000 | $ 136,000 |
| Pender County North Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 0 |
| Rutherford County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 140,000 |
| Stokes County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 15,000 |
| Warren County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Wilkes County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 24,000 |
| Wilson County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Anderson County South Carolina | 2 | $ 660,000 | $ 330,000 | $ 0 |
| York County South Carolina | 2 | $ 5,550,000 | $ 2,775,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 32,260,000 | $ 16,130,000 | $ 0 |
| Fauquier County Virginia | 2 | $ 2,120,000 | $ 1,060,000 | $ 0 |
| Giles County Virginia | 2 | $ 380,000 | $ 190,000 | $ 0 |
| King George County Virginia | 2 | $ 100,000 | $ 50,000 | $ 90,000 |
| New Kent County Virginia | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Frederick County Maryland | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Craven County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jones County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Moore County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Onslow County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 217,000 |
| Pitt County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 262,000 |
| Berkeley County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Newberry County South Carolina | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Augusta County Virginia | 1 | $ 125,000 | $ 125,000 | $ 231,000 |
| Buena Vista County Virginia | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Charlotte County Virginia | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Fairfax City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lexington County Virginia | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Lunenburg County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Madison County Virginia | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Manassas County Virginia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Newport News County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Northampton County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Orange County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Page County Virginia | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Staunton County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Washington County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wythe County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Carter Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 586 | $427,380,000 | $729,000 | $34,005,000 | $127,000 | $499,000 |
| Other Purpose | 215 | $28,785,000 | $133,000 | $995,000 | $141,000 | $755,000 |
| Refinancing | 194 | $130,130,000 | $670,000 | $26,165,000 | $143,000 | $2,544,000 |
| Home Improvement | 175 | $21,075,000 | $120,000 | $2,005,000 | $106,000 | $781,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 638 | $534,480,000 | $837,000 | $34,005,000 | $0 | $0 |
| White | 362 | $50,410,000 | $139,000 | $1,505,000 | $125,000 | $2,544,000 |
| Not Provided | 101 | $15,825,000 | $156,000 | $1,805,000 | $168,000 | $755,000 |
| Black or African American | 46 | $3,910,000 | $85,000 | $545,000 | $78,000 | $252,000 |
| Hispanic | 14 | $920,000 | $65,000 | $155,000 | $79,000 | $139,000 |
| Asian | 7 | $1,555,000 | $222,000 | $405,000 | $205,000 | $294,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,169 | $607,025,000 | $519,000 | $34,005,000 | $129,000 | $2,544,000 |
| VA-guaranteed (Veterans Administration) | 1 | $345,000 | $345,000 | $345,000 | $188,000 | $188,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 554 | $296,050,000 | $534,000 | $2,005,000 | $0 | $0 |
| Loan Originated | 405 | $251,505,000 | $621,000 | $32,005,000 | $154,000 | $2,544,000 |
| Application Denied By Financial Institution | 158 | $49,690,000 | $314,000 | $34,005,000 | $80,000 | $542,000 |
| Application Withdrawn By Applicant | 23 | $3,545,000 | $154,000 | $635,000 | $87,000 | $329,000 |
| Application Approved But Not Accepted | 17 | $4,035,000 | $237,000 | $885,000 | $156,000 | $330,000 |
| File Closed For Incompleteness | 13 | $2,545,000 | $195,000 | $495,000 | $65,000 | $141,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,012 | $557,680,000 | $551,000 | $32,005,000 | $148,000 | $2,544,000 |
| Debt-To-Income Ratio | 85 | $8,265,000 | $97,000 | $855,000 | $64,000 | $307,000 |
| Credit History | 48 | $4,120,000 | $85,000 | $705,000 | $93,000 | $417,000 |
| Collateral | 20 | $2,660,000 | $133,000 | $355,000 | $110,000 | $542,000 |
| Credit Application Incomplete | 1 | $35,000 | $35,000 | $35,000 | $76,000 | $76,000 |
| Other | 1 | $34,005,000 | $34,005,000 | $34,005,000 | $0 | $0 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $73,000 | $73,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $425,000 | $425,000 | $425,000 | $73,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.