Carter Bank & Trust
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Carter Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Carter Bank & Trust Po Box 3748 Martinsville, VA 24115 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 750 |
| Total Mortgage Loan Application Amount | $384,030,000 |
| Average Mortgage Loan Application Amount | $387,750 |
| Highest Mortgage Loan Application Amount | $25,005,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $1,186,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Albemarle County Virginia | 42 | $ 25,790,000 | $ 614,000 | $ 257,000 |
| Henry County Virginia | 41 | $ 2,345,000 | $ 57,000 | $ 60,000 |
| Carroll County Virginia | 40 | $ 2,800,000 | $ 70,000 | $ 64,000 |
| Franklin County Virginia | 36 | $ 3,890,000 | $ 108,000 | $ 76,000 |
| Pittsylvania County Virginia | 35 | $ 3,105,000 | $ 88,000 | $ 93,000 |
| Fairfax County Virginia | 26 | $ 20,850,000 | $ 801,000 | $ 1,030,000 |
| Charlottesville County Virginia | 24 | $ 29,940,000 | $ 1,247,000 | $ 104,000 |
| Rockingham County North Carolina | 22 | $ 2,910,000 | $ 132,000 | $ 62,000 |
| Prince William County Virginia | 21 | $ 7,705,000 | $ 366,000 | $ 247,000 |
| Grayson County Virginia | 19 | $ 1,765,000 | $ 92,000 | $ 80,000 |
| Loudoun County Virginia | 19 | $ 15,775,000 | $ 830,000 | $ 224,000 |
| Danville County Virginia | 18 | $ 3,350,000 | $ 186,000 | $ 80,000 |
| Montgomery County Virginia | 16 | $ 3,890,000 | $ 243,000 | $ 96,000 |
| Mecklenburg County North Carolina | 14 | $ 27,420,000 | $ 1,958,000 | $ 343,000 |
| Lynchburg County Virginia | 14 | $ 2,270,000 | $ 162,000 | $ 44,000 |
| Patrick County Virginia | 14 | $ 760,000 | $ 54,000 | $ 41,000 |
| Bedford County Virginia | 13 | $ 14,435,000 | $ 1,110,000 | $ 43,000 |
| Martinsville County Virginia | 13 | $ 435,000 | $ 33,000 | $ 48,000 |
| Wake County North Carolina | 12 | $ 30,370,000 | $ 2,530,000 | $ 242,000 |
| Iredell County North Carolina | 11 | $ 30,515,000 | $ 2,774,000 | $ 100,000 |
| Surry County North Carolina | 11 | $ 3,405,000 | $ 309,000 | $ 67,000 |
| Floyd County Virginia | 10 | $ 1,340,000 | $ 134,000 | $ 95,000 |
| Stafford County Virginia | 10 | $ 1,150,000 | $ 115,000 | $ 112,000 |
| Roanoke City County Virginia | 9 | $ 1,145,000 | $ 127,000 | $ 63,000 |
| Alexandria County Virginia | 8 | $ 5,750,000 | $ 718,000 | $ 0 |
| Henrico County Virginia | 8 | $ 3,490,000 | $ 436,000 | $ 0 |
| Montgomery County Maryland | 7 | $ 5,495,000 | $ 785,000 | $ 0 |
| Guilford County North Carolina | 7 | $ 1,405,000 | $ 200,000 | $ 128,000 |
| Amherst County Virginia | 7 | $ 565,000 | $ 80,000 | $ 39,000 |
| Campbell County Virginia | 7 | $ 545,000 | $ 77,000 | $ 59,000 |
| Fredericksburg County Virginia | 7 | $ 1,915,000 | $ 273,000 | $ 0 |
| Manassas County Virginia | 7 | $ 1,615,000 | $ 230,000 | $ 0 |
| Burke County North Carolina | 6 | $ 780,000 | $ 130,000 | $ 78,000 |
| Cumberland County North Carolina | 6 | $ 810,000 | $ 135,000 | $ 259,000 |
| Durham County North Carolina | 6 | $ 2,060,000 | $ 343,000 | $ 108,000 |
| Franklin County North Carolina | 6 | $ 1,270,000 | $ 211,000 | $ 51,000 |
| Chesterfield County Virginia | 6 | $ 2,490,000 | $ 415,000 | $ 0 |
| Pulaski County Virginia | 6 | $ 660,000 | $ 110,000 | $ 60,000 |
| Richmond City County Virginia | 6 | $ 1,420,000 | $ 236,000 | $ 66,000 |
| Spotsylvania County Virginia | 6 | $ 2,090,000 | $ 348,000 | $ 64,000 |
| Wilkes County North Carolina | 5 | $ 615,000 | $ 123,000 | $ 65,000 |
| Wilson County North Carolina | 5 | $ 14,335,000 | $ 2,867,000 | $ 39,000 |
| Arlington County Virginia | 5 | $ 2,765,000 | $ 553,000 | $ 0 |
| Greene County Virginia | 5 | $ 2,535,000 | $ 507,000 | $ 20,000 |
| Halifax County Virginia | 5 | $ 285,000 | $ 57,000 | $ 92,000 |
| St. Mary's County Maryland | 4 | $ 1,750,000 | $ 437,000 | $ 0 |
| Pitt County North Carolina | 4 | $ 1,970,000 | $ 492,000 | $ 355,000 |
| Rutherford County North Carolina | 4 | $ 260,000 | $ 65,000 | $ 107,000 |
| Union County North Carolina | 4 | $ 1,850,000 | $ 462,000 | $ 98,000 |
| Fluvanna County Virginia | 4 | $ 880,000 | $ 220,000 | $ 0 |
| Roanoke County Virginia | 4 | $ 600,000 | $ 150,000 | $ 29,000 |
| Rockbridge County Virginia | 4 | $ 310,000 | $ 77,000 | $ 72,000 |
| Russell County Virginia | 4 | $ 230,000 | $ 57,000 | $ 98,000 |
| Anne Arundel County Maryland | 3 | $ 1,675,000 | $ 558,000 | $ 0 |
| Howard County Maryland | 3 | $ 1,715,000 | $ 571,000 | $ 0 |
| Johnston County North Carolina | 3 | $ 9,315,000 | $ 3,105,000 | $ 0 |
| Lincoln County North Carolina | 3 | $ 305,000 | $ 101,000 | $ 268,000 |
| Fauquier County Virginia | 3 | $ 1,105,000 | $ 368,000 | $ 23,000 |
| Galax County Virginia | 3 | $ 275,000 | $ 91,000 | $ 289,000 |
| Louisa County Virginia | 3 | $ 785,000 | $ 261,000 | $ 60,000 |
| Orange County Virginia | 3 | $ 735,000 | $ 245,000 | $ 70,000 |
| Radford County Virginia | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Tazewell County Virginia | 3 | $ 155,000 | $ 51,000 | $ 42,000 |
| Caswell County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 136,000 |
| Chatham County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 78,000 |
| Cleveland County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 61,000 |
| Currituck County North Carolina | 2 | $ 1,330,000 | $ 665,000 | $ 0 |
| Dare County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 258,000 |
| New Hanover County North Carolina | 2 | $ 730,000 | $ 365,000 | $ 153,000 |
| Randolph County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 136,000 |
| Robeson County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Horry County South Carolina | 2 | $ 1,140,000 | $ 570,000 | $ 352,000 |
| Botetourt County Virginia | 2 | $ 140,000 | $ 70,000 | $ 33,000 |
| Falls Church County Virginia | 2 | $ 1,320,000 | $ 660,000 | $ 0 |
| Rockingham County Virginia | 2 | $ 190,000 | $ 95,000 | $ 14,000 |
| Staunton County Virginia | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Waynesboro County Virginia | 2 | $ 10,130,000 | $ 5,065,000 | $ 0 |
| Wythe County Virginia | 2 | $ 40,000 | $ 20,000 | $ 14,000 |
| District of Columbia County District Of Columbia | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Calvert County Maryland | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Worcester County Maryland | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 154,000 |
| Alexander County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Brunswick County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 4,685,000 | $ 4,685,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Davidson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 160,000 |
| Forsyth County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Harnett County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Moore County North Carolina | 1 | $ 1,245,000 | $ 1,245,000 | $ 507,000 |
| Northampton County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Orange County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 1,186,000 |
| Yadkin County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Charleston County South Carolina | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 1,405,000 | $ 1,405,000 | $ 800,000 |
| York County South Carolina | 1 | $ 25,005,000 | $ 25,005,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Appomattox County Virginia | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Augusta County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Bland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 94,000 |
| Chesapeake County Virginia | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Culpeper County Virginia | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Frederick County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hanover County Virginia | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| James City County Virginia | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Nelson County Virginia | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Prince George County Virginia | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 4,705,000 | $ 4,705,000 | $ 0 |
| Mercer County West Virginia | 1 | $ 3,945,000 | $ 3,945,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Carter Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 282 | $257,610,000 | $913,000 | $25,005,000 | $105,000 | $800,000 |
| Refinancing | 236 | $104,400,000 | $442,000 | $9,805,000 | $103,000 | $1,186,000 |
| Other Purpose | 137 | $10,645,000 | $77,000 | $505,000 | $98,000 | $1,030,000 |
| Home Improvement | 95 | $11,375,000 | $119,000 | $4,685,000 | $62,000 | $225,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 376 | $40,760,000 | $108,000 | $1,505,000 | $92,000 | $1,186,000 |
| Not applicable | 312 | $335,900,000 | $1,076,000 | $25,005,000 | $0 | $0 |
| Black or African American | 39 | $3,495,000 | $89,000 | $1,005,000 | $74,000 | $592,000 |
| Hispanic | 12 | $1,010,000 | $84,000 | $245,000 | $88,000 | $368,000 |
| Asian | 6 | $1,880,000 | $313,000 | $575,000 | $246,000 | $824,000 |
| Not Provided | 4 | $890,000 | $222,000 | $515,000 | $179,000 | $240,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $38,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 740 | $382,850,000 | $517,000 | $25,005,000 | $94,000 | $1,186,000 |
| FHA-insured (Federal Housing Administration) | 4 | $530,000 | $132,000 | $225,000 | $46,000 | $49,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $265,000 | $88,000 | $95,000 | $36,000 | $38,000 |
| VA-guaranteed (Veterans Administration) | 3 | $385,000 | $128,000 | $215,000 | $42,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 343 | $210,915,000 | $614,000 | $25,005,000 | $102,000 | $1,186,000 |
| Loan Purchased By The Institution | 225 | $126,155,000 | $560,000 | $2,105,000 | $0 | $0 |
| Application Denied By Financial Institution | 110 | $13,960,000 | $126,000 | $2,405,000 | $66,000 | $592,000 |
| Application Withdrawn By Applicant | 39 | $5,865,000 | $150,000 | $1,405,000 | $105,000 | $800,000 |
| Application Approved But Not Accepted | 27 | $25,865,000 | $957,000 | $23,005,000 | $94,000 | $336,000 |
| File Closed For Incompleteness | 6 | $1,270,000 | $211,000 | $425,000 | $142,000 | $247,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 640 | $370,070,000 | $578,000 | $25,005,000 | $103,000 | $1,186,000 |
| Credit History | 63 | $4,185,000 | $66,000 | $575,000 | $55,000 | $201,000 |
| Debt-To-Income Ratio | 27 | $6,955,000 | $257,000 | $2,405,000 | $55,000 | $235,000 |
| Collateral | 16 | $1,590,000 | $99,000 | $935,000 | $87,000 | $202,000 |
| Other | 2 | $110,000 | $55,000 | $75,000 | $106,000 | $146,000 |
| Unverifiable Information | 2 | $1,120,000 | $560,000 | $1,005,000 | $309,000 | $592,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.